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<br /> ��a ni�wa�rH ou�,+�►v�a�w a nen.tu�r��ea���,r,.,,a�ui�..��,,.��e�,,
<br /> .rnt�xa�rRr aow or lx�eaAer.pw ar tbe propercy. ,w�plaoen�nu.ea.aa+tbon.hu .Iw be coversa by this securicy
<br /> 1A11RVIAAflf. /Ul Q.�Ihtl�OI�j0�0��I PO�E�to�II(11�SOCltf�ly j01Wt�OM Y ij10"PI'O�[!y.'
<br /> BCIRROWF.R QqVBNAM'3 tlut 8omowar 1�IawiWly �etsed ot tho aute hcreby convayod and h11�the ri�fit ta�rsat
<br /> and convey tba Ptq(�tty and tFu�t the PropcRY!w unancumbered�ezapt for encumbr�nca of rocord. Bntmwa w�rriut��d
<br /> wW defend�enar�lf y tba dtk to the Property paninW dl c W ms�od demandn.wbjat w my encumManc�ac M reeotd.
<br /> TFUS 3E�ClJR1'i'Y INS7RUM�'1VT combines ueiPana coven�nts for aatkna! we and nan•unifa�a covenanu wit6
<br /> _ - ,.,.�. lindted v�uiqtlonA by Juri�diction to canstlwte a unifotm�ecuri�ty iaatrumant cowedn�real property. _
<br /> UNII�OkM COV�NMJT&. 9�xrowu ard L,ender coveruaat u�d r�a an ivlbwr.
<br /> 1. Pl�wieut a�Nr4�dp�l�d Inte+w�ti�P�Y�!�ad Lde CA�t� Bamawer alwll PromPUY P�Y when due�I�e
<br /> princi�of snd iatarent on�he debt evlder�ced by the Nwe and my prapaymtmt�and 1�te cturger due under Ihe Nok.
<br /> iL�de to�'i�p�ed Ipwr�ooa Subjxt to applkable law or w a wripen waiver by Leador.Borrower sh�ll pay to
<br /> L.ender on ttia dny ma+itbly paymenu ue due under�ho Nae.unt31 the Nocc is prid in fulf.A sum("Fund�")for. (�l.ycrrty
<br /> laue�u�d as�eurmaNa wWah inay uWn priority ova ttila Securiqr Insuvment.as�lien on the t�oparty�(b1,Youly•t�ehpld
<br /> paymentx or g�vund nentx an thc Propaty. 1f any: (c) YearlY Murd or ptoperty insuranca Ptqmiutrtp;.l�#) Yaarly Ilood
<br /> _. ___ ,-___ iasurance pnemiurpa� if enyt (e)Y�Y �Spga �neurance �xetniume� if an�c rnd(fl�ny surm►payabla by Bamuwu[o
<br />— L,endar.la accordru�ce witb tha povisions of p�uagraph 8.in Ucu of rha pay��nt of mortguge insuainaa premiums. These
<br /> iterr�+me caUcd"Fscnow I4sma." Lendcr mt+y,at•onY tima.collact and hold�Lndx in eo•amaunt,nat to cxceed the maaimum
<br /> amount a lendar for a fedacalty rclated mortgoge Iw�n may�raq4irc for BoaawM's ascrow.�ARCO�nt under the federal Real
<br /> - Estate Scttlamcnt Proced+u+es A�ct oE 1974 as amended itum ttttta W time.l2 U.S.C. �26111 ef•a�Aq.("RESPA").unless anoUrcr
<br /> - - law Uiat appl(Be W�ba 1�nda seu+a I�ss�r am4unG It so,Lepder may,at any tima.collsct pnddold Fi�nd�in an amount not to
<br /> :�' exceed the IQascr emniu�� l,endar may cattmate the amou�t of Ponds due on Uta bt�ia of cument dwa wd nwsombk
<br /> ,�`" __ � _ _ estimat�s of eapandituree af t1�Wrc�scrow Items or othenviva in accareiance wHh ap p�iuoQ a I�w.
<br />- Tha Rmds shnit bc hald in an insBtution wMos�depnnitn are insured by a f4daral agcncy.insuumentality.or cntity
<br /> °'��'k�,t (including L�endsr.if[,endar ia such on jnsdmtion)or in any FeQaral Home l.oAn Baak: Lcnder shall appiy the Funds w paY
<br /> ;�i��s- .. thc Fscrow itemA. Lender may not charge Borrawee fbr h�ld�ng and upplying u�a�ndN,annually analyzing the escmw
<br /> - accoun� or veri£ying tba Fscrow Items, unless L.ender paY� Borrowcr intereal on,tha.Fundg and appiicable law perri��
<br /> � ., I..ertde�to make suah.a charge. Nowever.[.endar may rrquine Bonower to pay a one-d�ne charge for nn independent rca�
<br /> esrrle wc repur�i�g setvir,e used by lxmler fo cirr�r�cifu+-i w(tti this laari.unless applicable law psovidcs oshcrwise. Unless an
<br /> � �i:�sr � ag�emant Ie mada or�applicable law requires intarest to be paid.Lender shall not be requlred to pay Borrower ony iotercs►or
<br /> '�� � ���1J���' earoio�[s on.tb��ndd. Borrower and L.ender may agree in writing.however,that intercst shell bep�d on the Fimds. Lender
<br /> - !'1�'ri���- sha!!:�+ve to&xrower,without aharge.an annuel accounting of the Funds.showing credi�g and debits to the l�nds and the
<br /> -:��:�: � '"��+t;�l' pwpwse for wbfah�each dabit to thg hUnds was made. The Runds a�e pledged as xdditiaial secu�ity far all sums secured by _
<br /> .,.� `' ��h , thisSecudtylnet�umsnr.
<br /> . — u- �F t�e f�ndp hnkl by I.ender excoed the sunounts permitted lo be held by appliceble law, Lender shall account to
<br /> , ,� �!4i`�117�r'x�l Borz�vec for the excess Funde ln uccordance with the requi�ments of applicabk law. If the amount of the Funds held by
<br /> . ,� `•''� ,�..
<br /> ° ?<<+r, +��`���'$�� � Leader at any time is not suf'fccieat to pay the Escrow Items when dua,Lender may so notify Bomower in wriung.and,in
<br /> , �r�� ���,��4}���,�''�� ; sucb casr Bomower shalt pay to L.ender ihe amount necessary to make up the deficiency. Borrower shall nwlce up the
<br /> . f.;� + � � �„ def�ciency in no mo�then nvelve monthly payments,at L.ender�s sole discredon.
<br />''-`•"' r ` y�^ �'�����, Upon payment ia full oi all sums secured b��this Security instrument,Lender shall prompdy refund to Borrowcr any
<br /> +`�`� �'`'�'�rf'' � Funds held b Lender. IP.under ro h 21,L.ender shall ac uire or xell the No rt Lender, or to the ac uisiuon or .�
<br /> 'rl` k<����.. .,:,..,: y P�8 P Q P° Y� P�'� q -_
<br /> ��F'r�`•c•r:•.... . sale of 1he Property,shall �pply any FundK held by Lender at the time of acquisition or sal¢as a credit against �he sums
<br /> ', "{`�`,`�,,',. �s secured by this Security Instrument.
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<br /> '''�`'"���'����•�;::•;� �� 3. ApplleaUon ot P�yments. Unless applicuble law provides othenvise, all payrnen4s received by L.ender under
<br /> ` �'"'�` �"�`= �'`�Y�=� ura fis 1 nnd 2 shall be n lied: firs�.to an rc a ment char es due under�he Note;second,to amounts abfe under
<br /> u :.rwm���k•::•.;1,:j;o,,� P 8�p pP� Y A P Y B • PaY ��
<br /> �, • � ,:, . � patagraph 2;third,to interest duc;fourth,to pnncipol due;smd last,to nny late charges due under the Note. =.
<br /> �; ' -- : ~ ���� 4. Cduges: Liens. Borrower shnll pny �I! taxes,ussessmentc,chnrges, fines and impositions attribu�eble to the
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<br /> �•�' -.' �•�ti�`• which ma attain riorit over�his S�xurit Inwtrument,and leacchold ments or ound rents,if an Borrower __
<br />'. �.�°..� .:• ' ��� Y P Y Y p�Y B�' Y• -
<br /> " "��'-'``�� '- ' shall pay these obligations in the manner provided in paragraph 2,or if not paid in thnt munncr,Borrower shall pay them on =-
<br /> �'`' � � time directly ro the per.son owed paymem. Borrowcr�hnll promptly furnish to Lendcr all notices of amounts to be pnid under =
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<br /> - —"�^'.�:"�" this paragraph. lf Barrower mnlcec these pnyment+directly, Bonower shall promptly Pomish to Lender receipts evidencing =
<br /> �•'� �.'� . � the payments. �.
<br />` ��ti•:+�-. . ' Borrower shall promptly dischurge uny licn which hus prioriry over�his Security lnstrumem unless Borrower: (a)ugrees =
<br /> ,,��'";;• .•r;-�� •. in writing to the payment of Q�e u6ligaticx�sccured by thc lien in n manner ucceptable to Lender,(b)contests in gaod fuith the `
<br /> � ' .�,.;i';::;t •� lien by,or defends against enfarcement uf the licn in.Icgal praceedings which in the Lendert opinion opernte to prevent the W
<br /> �� : x, •,_�:�,,, ,�; ., enforcement of the lien;or(c)secures from the holder of thc lien un ugreement satis(actory�o Lender subordinuting the lien '.._
<br /> • •' to this Securiry Inswment. If Lender determines that•rny pnrt of the PmpeAy is suhjeci to u lien which mny attain priority �
<br /> • � g over this Securiry Inswmcnt,Lender may givc Borrowcr a noticc iJentifying Ihe lien. Borrower shull satisfy the lien or take F�
<br /> � one or more of the actions set forth alwve within IU J�ys of U�c giving of'natice. a._
<br />.� ��'•'. ' �� I! Barrower+hall kec the im ovemeM�now exislin or hereafter ercrted�m the _
<br />:y. , • • • S. Hn�rd or Property Insurence. P P� � `.
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<br />,r. � � �. Property insured agninst loss by fire,hazards includcd within thc tcrm"ex�ended cuvcrage" and cmy other h�u.urds, including
<br /> p� �^.' . • tloods or floading, for which Lender requires insurancc. This inrurn�x;c shall t►e maintuined in the amoums und for the _
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