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99 � 07489 <br /> Lenders' Rights in the Property" contained in this Security Instrument, or(c)exercise of the right under the <br /> terms of this Security Instrument to require payment in full of the indebtedness upon a transfer of the <br /> Property or a beneficial interest therein. Should Borrower appear in and contest any judicial proceeding <br /> initiated by Lender under this Exclusion, or initiate any judicial proceeding to challenge any action <br /> authorized by this Exclusion, then upon request of borrower such judicial proceedings shall be stayed or <br /> dismissed, and the matter shall proceed to arbitration in accordance with the section entitled "Arbitration of <br /> Disputes". <br /> No provision of this agreement shall limit the right of Borrower to exercise Borrower's rights under <br /> the Uniform Covenant labeled"Borrower's Right to Reinstate". <br /> NOTICE: BY SIGNING THIS ARBITRATION RIDER YOU ARE AGREEING TO HAVE ANY <br /> DISPUTE ARISING OUT OF THE MATTERS DESCRIBED IN THE `ARBITRATION OF DISPUTES' <br /> SECTION ABOVE DECIDED EXCLUSIVELY BY ARBITRATION,AND YOU ARE GIVING UP ANY <br /> RIGHTS YOU MIGHT HAVE TO LITIGATE DISPUTES IN A COURT OR JURY TRIAL. DISCOVERY <br /> IN ARBITRATION PROCEEDINGS IS LIMITED IN THE MANNER PROVIDED BY THIS <br /> AGREEMENT. <br /> THIS IS A VOLUNTARY ARBITRATION AGREEMENT. IF YOU DECLINE TO SIGN THIS <br /> ARBITRATION AGREEMENT, LENDER WILL NOT REFUSE TO COMPLETE THE LOAN <br /> TRANSACTION BECAUSE OF YOUR DECISION. <br /> BY SIGNING BELOW,Borrow ccepts and agrees to the provisions contained in this Rider. <br /> .� .. � , <br /> Borrower Borrower <br /> Anthony C 'chman Jr. <br /> Borrower Borrower <br /> Sax Form R301(6/11/97) <br /> Page 2 of 2 (07-11-97)c-23774-41 <br />