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<br /> � psriodr th�t L.ender�equira. The Inaut�nce cartier pravidinR iho In�urance uh�ll bo clKwen by Bomawer wbJact to Londerti
<br /> �p�ova!which�II nM bo unrr�a�wbly whhl�etd. If 9ornux�r f�ilr�u m�int�ln covu�e described wbove.lxrder may.�t
<br /> Lpwqrh upcion�obldn coven�o ta protaCt Lenderk�i�h�r in the�rty in acaxdu�cc wilh paagr�ph 7.
<br /> All Inwnnce{wliciei and reaew�la�11 6e rcce�blo to r anrJ rhwll lnclucb r e�uuford mortg�go clru�e. lxndcr
<br /> ' rhal!h�ve ti�d�ht ta hold the policiee�nd�enewAlR, If l.eixk��rquire�,�rruwer RhAll pmrnptly give to l.ender rll aceipts
<br /> of pld�xnniums uid nmow�l aotkea. In ihe cvent of luxv,Harnnwer sh�ll give prompt nWico w the inwran�,�e c�rria��nd
<br /> Le�. I.ender m�y mdce proof of Iew�it na m�de�xamp�ly by Bcxn�we�.
<br /> :.,�.�.�... - -_._-T-_s9 Unles4 Lender and Bormweratherwl�e+�groe in wd�ing.ins.u�ance�xoceedK�hall hc applicd to rcslo�ia�or rapair of
<br /> Ihe Property d�I1111j�Cd, iP Ihe rosloreUan ar ncpui�i�ecanamicully fear�iM@ and Lcnderh recuri�y fs not Icssened. If the
<br /> mstontion or r+epai�ie nat uonmalcelly fe�siblc or Lcndcrk bccudty woulci he lessened,the insura�xe praceeds shall bo
<br /> �ppliod to tho sums cecuad by Ihis Secu�ity Insirument, whe�her or nat �hen due, wilh any exrrss puld to Eiamower. !f
<br /> Bo�mwer�bw�dons �Pmpeny,or doea not nncwer wilhin 3[!days u naice Gom Lend�r �hat the inrurance cprrier hns
<br /> of�crod to settle a claim.then Lender muy collect the inFUmnce ptnceedR. Lender mny use�he pmcads lo� r ar resta�e
<br /> ____._.r___�. � --- �p,,,,,C�ty ur to puy suatis Fecurcd by thiR 3ccudty Instrumem,�vhether or not then dne. The 3t1�Awy rnri�i w II hegin when _
<br /> �he ao�re fs gfven.
<br /> Unlecs Lender and Borrower rnherwise �ccre in writinQ,uny �caaion vS pc�x�ceds�o priocipnl ahall na extend or
<br /> poatpone Ihe due ds►te af the momhlY puymencs refecred w�i¢i pvrrgr�is 4 u�i 2 or cL�awrgc�he amaunt of'tho paymenta. If
<br /> under pangraph 21 tho Property ix acquired Iby l.endc,-r,[3�rnowerb ri�eht to su�y inswn�ce policies and praceeds nesulting
<br /> from damage to ute Propeny prior to�he xyuisitan sh�ll pass to Lendee to t1�e ea�ent oS�be swna sxural by this Socuriry
<br /> hstruu►�aw inuriediately prior ta the�yu esition.
<br /> f� pccNp�nc}� preservatio�. Mai�te�ance and Protectiaa of liie Properi�; Borrow�er�s Loaa Applla�tlon:
<br /> I,�e�oido. Bonower stiall occupy,establish.and use the Property us t3orrowerS�pnine�pcd resiAence within eixty days after
<br /> - d�e execut�of tiiiY Sa,-urity In�lrun�eix4 wa�f shall continue to occupy ti�r P►r►pr�1y�a B�xruwer�principal residence for at -
<br /> ksis� one year +after ohe date oi accu�ancy. unless Lender otherwise agrees in writing, which consent shall not be
<br /> wueasonably witlil�eW,or unkxx eateouating eircumslances exist which are beyond samower�conaal. Bortower shWl not
<br /> desiroy. damage or impair the Pt+openy,a1Mw ihe Pmperly to deteriornte,or rommit waste on the Ptap�eny. Borrower slwll _
<br /> 6e in detault ii'aoy forfeiture action ar proceeding,wh�ther civil or criminal,is begu�lhat in Lender�good faith judgment
<br /> could result in forfeiture of the Property or othcrwise muterially impair the liea c�eated by this Security lnslrumenl or
<br /> -- --�- � --T Lender's security mterest. tiomnwer may cure such r,defuuit and reinsta�e,a.i pruvide�i in putigruph lS,by..aue�,.�+:K�u��
<br />_ or proceeding to be dismissed with a mling that,in Lender�good i�ith determinatioo,p�ecludes fo�feiturc of the Bortower�s
<br /> initercat in the PropeAy or other muterfal impairment of the lien cma�ed by this Security Insuument or I.ender� security
<br />_ intercst. Bomowe� shall also be in default if Borrawer, during the loan applicatfon process, gave materially felse or
<br /> inaccurate infornr,�uiqn or statements to Lender(or faikd to provide Lender with uny muterial infarmution)in connection with
<br /> the ban evjdenced by the Note, including, but not limited to, rep�e�ntations conceming Bomower's occupHncy of the
<br /> -- iYir+pperty ac a principa)residencr. If[his Securiry In�trumeee�ic on u leasehold,Boavwer shall camply with all th�provisions
<br />��i A"�°� o�+�e lease. If Borrowe�acq�►ire�fee title to the MropeRy,uU�e 9easehold and 1he fee title shall not mcrge unless Lender agrces
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<br /> eo it�e merger in writing.
<br /> 9. ProtecNon of I.en��'s ltigh�.v io the P+�er9�: If Bomower fails to �e�'wrm the covenants und pgc+eements
<br /> canteined in this Security ln�it�ment, r�e�heae �, A le,:al proceeding thnt muy sigr.i8r:unly atl'eco Lender� rights in �he
<br /> Aroperty(such as a proceeding ia�bankn�ta}, prn�A��,far condemnation or forfeiture ar ta enforce C:►r+s or rcgula�ions).then
<br /> Lender muy do an�t pay fa a�hnuver is ncc�,c,ctuy to protect the vulue of the Properay acid Lender's�ights in the Propeny.
<br /> ;��,; Lenders actions may include puying nny sumti secur+ed by u lien which hn�priority aver�his Security Insuument,oppearing
<br /> � in caut.paying rcasonahle atturneys'feeti and enterinu an the Propertv to make rep�i�s. Although l.ender may lake acdon
<br />`.,� under Ihis paragrnph 7,Lender dces na have to do so.
<br /> � My amounts disbursed by L.ender under this parngruph 7 shall become additional debt of Botrower secutrd by Ihis
<br /> Sexuriry Instrument. Unlesx�orrower und Lcnder i�gree to athrr term,of puymcm,these umounts�hAll benr inter�est from the
<br /> — �:,: date of disbursement nt tha Note mte und xhall be puyable,with interes�,upan nwice from Lender to Borrower reques�ing
<br /> •r,..�� pnyment.
<br /> & Mortgage Insurance. If Lender reyuircd mortgage imurunce ati u condition of mi+king the loan secured by this
<br /> ' ' ' Security Instrument,Borrower shall pay �he premiumx rcyu�rcd to main:asn the monsage insurance in effect. !f, for any
<br />;'� reason, t{x mortguge insuranre coveraFe requircd by Lender lupses ar ceucex �o bc in effect, Borrower shall pay We
<br /> -` premiums nequired to obtnin coverrge subxtimtiully eyuivalent to the morlRuge fnsumnce pr�eviausly in effect, Al A COSI
<br /> =;�;-_�= � substantiully equivulent to�he ca�t to Borrower of thc manguge imurance previc�usly in cffect,from nn ultemu�e mortgage
<br /> � .' .�. insurer approved by Lender. If sulnt�ntiully eyuivalent mortpugr insurunrr rovcruge is nrn av�iluble,Borrower.hall pay to
<br /> --r-`° Lender each month u sum e uul to one•twelfth of ihe e�rl m��n�a�� insurunce remium bein u�d b Borrower when the
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<br /> �'��'�.;�;4 insumnce coverage lapsed or eeused to t►�in effec�. Lender will ucrept,u�und rntain the�e p•ryments as a loss reserve in litu
<br />�`:��"�"'"'� of mort a e insurunce. Ln�s reserve a ments mu no Icx� er t�e re uired,u��hc o twn of Lender,ii'mort u e insurunce
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<br /> �' `',� ccsverage(in U►e amount and for the perial ihu�Lrnder reyuirrs) pmvided by un insurer uppmved by l.ender ogain becomes =
<br /> ''1�.::•-.:>. nvoilable and is obt�ined.Borrower shall puy the premiumz reyuired to muimuin martgage inxurance in effect,or to provide u
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<br /> .S;r.::..; loss reserve.until the reyuirement for mimguge insuronce end�in accord:mce with any wriuen ugreement be�wec;n Bomow�r _
<br /> — �.F��j;: o: and I.ender or npplicuble luw. _
<br />_ .� ..�,.�,.,�; � • . , 9. lnspectlon. Lender oT i�s ugenl muy makc rcu+onablc cnmrti upc►n and intipcwtions of'the Pmpeny. Lender shull -
<br /> '+� t�^.•��,�;�,,•�;•-;,, give Bormwer notice a�the time of or prior in un in.�xction,pecifying reuxonuble cau�r for the inspectiun, _
<br /> �; ,z�';jc:':5�';',<^ 10. Condemnation. The praeedti of any awurd or rlaim tiir dumuge+.dircct cir ron�cyuentiul,in connection with any
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