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<br /> TO(3B71iBR WiTH all tho Impmvemenu naw or herieaRar erocted an Ihe property.end all c�ementr.ap�wneiw�ce�.
<br /> �nd flxturo�naw or hp�llera put of the prnperty. Ail ropl�cankntp�nd addidan�sh�ll dw be wvaad by this 9ecwity
<br /> la�trument. All of the forcadn�i�r�efarod a in ihir 3ccurlty In�aunknt a the"Praperty."
<br /> BOItRAWER COVEfVANTS tfut Borrowet is I�wfully�elced of lhe estWo hrrcby canvoyed�nd hiu Uie rl�t�o�ram
<br /> �nd canvey thaA�pd�ty and thallho P�operty i�r wuncumberod,oxcept fbr encumiNancea of rocord. BoRawer warr�nur�nd
<br /> will deknd�enet�lly the titb to Ihe PropeAY a�inat�II cl�imi atd denuu�d�.wbject to�ny encumbr�nce�oP rocad.
<br /> — 7'H!3 3ECURfPY 1N3'r'RUMEN7' comMnrs uniP�xm aovensnts Por nation�l use md non•unff�rm aovenu�tc wlth
<br /> Ilmiled v�rititlonr by jud�dicdon lo cautitu�e�unifam securlty io�lrument coverieg rcal propehy.
<br /> UNIf�ORM COV6NAN1'S. Bonoweruid Lender rnvenant and tgroo Ra folltiwe:
<br /> 1. Pry�t d Prindp�l�nd lateratp Prep�q�aeN aad I.�te Ch�rgd. Borrowor cha!I promptly pay whcn due Ihe
<br /> princl oP uid imaest on ihe debt evidet►oed by the Notc a�nd any prcpayment end I�te chorges due undc�tha Note.
<br /> ��nas ror�x��►a���s�bj�<<o aPplica6lo Itw or to a wripen waiver by L.ender�Bomower ehwll pay la
<br /> � � -- �' Lcnder on tf�e day monthly payments u+c due uadcr tho i�ide,unpl rhe Nota is paid in full,a sum C'I�nda")for.(a)yearly
<br /> t�uces and a�ccssmcnts which may att�in priority over this Secudty Inbdument as a lien on ihc Property;(b)yculy lea�shold
<br /> p�ytnenu or ground rents on Iho Prop�rty. if any: (c) yeuly hozard or propetty lnsu►ance premiume; (d) yterly flood
<br /> insurAnoe premiums, if any;(e)yearly mortgegc ineu�ncc prcmiums, if any; and(� any sums payAbie by Bormwer to
<br /> Lenckr.in�ccoMance with the provi�ions of paragraph 8, in lieu of tho payment of mortgage insuraoor prnaiums. Thcse
<br /> item:aro called"Fscrow Items." Lender may.at any time,collect and hold Plmds in an amoMnt not w exooed�6e maximum
<br /> emount a lender for a fa#amlly�elated martgage laan may roqui�e fo�Borrower's escrow aiccowit under the feder�l Reai
<br /> 8etate Settlement Procedu�s Act of 1974 u amended from time[a dme. 12 U.S.C.;2601�r s�q.l"RESPA'),unless onother
<br /> _ � Irw that tpplies to the Pundn seta i AGSSec amoun. !f so.Lender may.at any time.cdleci wid hold F"wids in an Amoum not ta
<br /> eaceed thc lesser omount. l.cade� ma�r esaim�te thc amount of Flands duc on the basis uf currcnt data�nd reawnabla
<br /> = e4tiatatea of expe�tdiwrcs of futmc Escrow henns ar dherwise in accnrdance with applicable law.
<br /> Tho Fi�nds shall be held in an instiwtioit whose deposits arc inwred by a federal agency, insuume�tality, or entity
<br /> (including I.ender,If Lender Is such an instituaon)or lo any Federel Home Loan Bank. L.ender shall apply the f�nds to pay
<br /> the F.semw Items. I.ender may not charge Barower for holdiu�:u�d applying the Funds, :�noually analyzing tl�e esc�ow
<br />- accoun�or v�rifying the Escrow Items. unless[xrider pays Borrowcr interest on the Funds and applicable law permits
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<br />_ — -- I.endar W make sucb a�:harge. Huwevar.l.ender�ay require Borrower to pay a one-time charge for aa mdependent real
<br />-- - - -- aswte taa reporting service used by Lender in connection�vith Ihis loan.unless applicablc law provides othervvise. Unless an
<br /> .= ---=- ' igrocment is made or applicable I�w requires intetest t��be paid,Lender shall not be required to pay Bomower;uiy lntcrest or
<br /> -- v-�°-= , eamings on Ihe Wnds. Borrower and Lender mey agree in wdNng,however.that intcrcst shwU be paid on the F�nds. I.ender
<br /> � '"�'�� shall give to Bomower.without chuge,an annual accoundng of the Funds.showing c►edlts and debits to the Funds and 1he
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<br /> �- purpose for which cach deblt to�he Ponds was mada The FUnd+are plcdged as additional security for all aum4 secured by
<br />_..,.— - thfsSeceuitylnssn�nen�.
<br /> If the Punds held by I.ender eacced thr wnounts petmitled to be hck9 by applicable law, L.endcr s�a1i account to
<br />_ � Borrower for the excess Funds in accadance wilh the reyuite�n�n�s of applicAble law. If 1he amount of t�r Fur,ds he9�by
<br />°%` Lender at any time is not suRicient to pay the Escrow Itoms�cF�en due,l.ender may so notify Borrower ia w�ri�ing,Ata�Gi,in
<br /> ;°�,�' auch cese Bomower shell pay to Lender 1he amount necesss to roske up the deticiency. Sorrower shsdl make u��t+e
<br />� deficiency in no more ihen twelve monlhly payments.at l.ender�sole discretion.
<br />-- + Upon payment in full of all sums secured by this Security lnswment.Lender shall prompdy refund�o Borrower any
<br /> ELnds held by[.ender. If.�uider paragmph 21,Le��r shall acquire or sell the Property.Lender.pdor to t�he AcquisNion or
<br /> ����, � sale of the Pmperty,shwll apply eny Punds held b3 Lerxle�at the ti��K ot acquinition or sale as a credit against the Rums
<br /> secured by this Security Insdument.
<br /> ��: 3. Application of Payments. Unless upplicable law provides otherwise, all payments received t+v l,ender under
<br /> paragtaphs l and 2 shall be applied: Grst, to any prepayment chArges due under the Note:second,to amou�s pay�ble under
<br />_ , z�.;.; paragraph 2;thud,to interest due;founh,to principal due;and lust.to any late charges due under the Note. _
<br />.�� . . 4. Charges; Liet�s. Borrower shall pay ull iaaes, assessmrnts, charges, fines and impositions attributable to the _
<br /> ' � Property which muy attain priority over this 5ecurity lnstrument,and leasehold payments or ground rents,if any. Barrowu
<br />`�:F'. `• shail puy these obligations in thc mAnner proviQed in ptuugraph 2,or if not paid in that manner,Borrower shaii pAy �iKan��»
<br /> .��'t dme directl to the rson owed a nt. Borrower shall rom t] furnish to Lender alt notires of emounts to be a�d�a�der
<br />,.�� ''�°;�' � �s parag�h. If Borrower mekes t�hese paymems dlrecdy.Bopi�►ower shall promptly furnish to Lender receipts evidencing
<br /> '+� "t�F Bo�rrower shall promptly discharge uny lien which has prioriry over this Security Instrument unlrss E��rower.(a)agrees
<br /> ��� �,�`'�' in writing to the payment of�he obligation secured by the lien in u manner acceptable to Lender,(i►)contza�s in good faith the
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<br /> �"� ����"' lien b or defends a ainst enforcement of the lien in,le al roceedin s which in the Lender's imon �te to revent the
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<br /> -^���°�-''"�'��• enforcement of the lien;or(c)secures from the holder of the lien an agreement sutisfACtory to L�.en�ier su�bordinadng the lien
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<br /> � /�";� S to this Seeurity Instrument. If Lender determines that any part of the Propeny is subject to a lien which�aay attain priority
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<br /> �;�•, ,,:•t�.•�" over this Saurity Instrumen�,Lender may give 8orrowcr a notice identifying t�e licn. Borrower sh�ll satis6y�he Ilen or take
<br />,��� '', `f!�'''�. , . one or morc of the uctions set forth above wi�hin 10 dnys of the giving of notice. e
<br /> •t%`• '�`�`t'�'��'•• ' S. H�rd or Property lasurance. Borr�+wEr sha11 lceep the improvements now existing or hereaC�aer etected on the
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