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<br /> :�I�O[3EI�IFR�WITH dt'tIlC��Q[+OY�mms Qow Q he�ft�ltOCiEd oR 11�C pcnpe�Y+and aii euE�11a1�i.�p�.<
<br /> aod fixpt+es pow or 6e�afla a p�t Qf die peopntY. Alt�lio�ents aod "sddidons s6ai1 aiso bc�ovend 6�►thi�Sec�it�► _
<br /> —•--(nstrunnait.-AU af tbe face�is refated io in tins Savtity l�nt i�1be PmpeRY° ' .
<br /> -- ' B8RIt8WER£UVFNt�NYiS dras 8onowa is IawfQity seised af tHe esc�te 1�aeby coc[vtyed art�tiastbe ri�ht tv granf— <—- `
<br /> � .. aod 000y�ey d�e�#o�iatx and t1��'�►'a'PMY is une�wunbeKd,�cxpt fac en�umbrances of rxord. Boaower wartmts�nd
<br /> �rii!defend�lty the tNe m the Ptopacy agaiast all claims�nd demands.sut►lect to any eaaunbraxes of cecot+d. ,
<br /> - - TfII� SECIiRfi'Y IIQSi�Ri3MF1�iT canbines t�aifo�nt ravcmnts fa osEiana!nse and�nas-onifam coven�s vrith` —
<br /> �ited vulattoaa by j�risdicdon wcoaainue s unifaku►soauriry u4�num��a�8�P�y� ' �
<br /> . 'LJAi�ORM OOVENAN'�'S_:Baanwer u�d Lender oovea�et aad agroaas fdlar�s: �
<br /> l. l�t�e�t�t tri�eiat a�i Iiterat:Prsp�l��a�Lste C� B�rower s6all P��P�Y WY whm dae tlie
<br /> . - �af md W�esc on tbe ae6c ev�aa�ced bp we IVae aM 9ny p�ep�tyment and lat�c6arg�aue w�dec we Nate.
<br /> �lvi�foc'li�sa a�d I�wra�cG Subject to�ppi�bl�law ar w a wriuea waiver by t�euder,Bo�mwer stn11 paY�
<br /> I�mder w t6e day mortNY P�Y�are due m�der tLe Nate.au61 tbe Natc is pzid in fa0.a saut("F�uds'for:N?y�Y .
<br /> tua aod asxsm�ts wbich maY�Friai►Y aver this Saw'ity Insnwneat u a lieu on the P�+nperty:lb)Ye�rIY l�sd�old
<br /> � p,ymeas ar�aa rea�s on..�c rra�cy,i�aoy: (�)ye�s► ���y �� n�wos: (d)re�►�a �'_ -
<br /> - ir►�ur�ace Pc�aniWns,�f anY:t�)Y�Y���P��+��Y: aad(12 ar�►snms WY�bY�wa m
<br /> Leader.ia s¢cadsnoe vYitb tl�e pravisans of p�agc.�ph S.in Gw of the payment af matgsge ins�uaa�x p�enuums. 17�ese .
<br /> = items a[�e cailed"Fscnaw I�.s." l.eodet iaag,��y tia�.collax ao�hold Funds ta an amount noi w excad the mauimum
<br /> �saioiuK a tea�er for a fedtraily retued moEtgaBe loaa may ivquine fos Brnmwers esanw accuunt under the federal,Reat .
<br /> - � , �ate S�u�ent piqce�u�s Act of 19T4 ag ameodod fmtit time to tir�,12 U.S.C,�260I et scq.("RFSPA"},�aaess anatI�er •
<br /> --- qw tbu�pplibs so tbe F�mds sets a kssefavno�i►n� if so�I.eader may,at aay tiine.coriecl aM hold F�u�ds in an amount noi to _ .
<br /> -- . exeoed!he ksse[amauot_�-LetidCr a�aY Gs�mte d�e aino�mt ot�ds doe oo the basis af cuirent data a�od�sonable
<br /> �of expa�tunes af fuwre Fscros�r ttea�s ar athawise in�dance witb applicabk law. -
<br /> � '1Ue R�fs s1y11 be heW in an �on wnose deposits m insurcd by a fedzral agenc.y.i�umas�luY.ur e��' .
<br />. ry � (in�ludiag l.eodet if I.ender is snch�nn�itutioo)or in any F+ede�-al Haae La�n Bank. l.ender shali applY tbe FuM.c w WY
<br />- � the Fscncw Items. Lender may noi c6�rge Bortuw�r for Iwlding an�applying the Funds.annuaily aaalY�B�� �
<br /> aoco�m�or verifying the Escnnw Ite�tts.unless I.rnder paYa Basower inte�est on the T9u�ds atM applicabla taw pemtits
<br /> - � -l.ender tv redce such a ct�arge. Howeve�lx�ader maX re4t�ir�c B�wer to pay a oae-tiine chuge for an independent real �
<br />_: �,'- estate ta�c t+epostin8 service used Isy L.ender in coucsecaa�►witA tbis loan.untess applicabte law pmvides otberwise. 1lntess an
<br /> agRement ia n�de or xppiicab2e law�is►tetest w be pa�d,l.ender shall not be nequirod to pay Barower any irtterest or _
<br />-= pmings oa the Fiujds. Ba�mwer and l.er�der may agx in vmung.dowever.that imenest shaTl be paid oa the Tvnds. l.endes
<br /> sh�ll8ive w Fotmwa,wit6out charge,an�nval accoundng of the Funds.showing credits and debits to the Funds and the
<br /> purpose foe wriic6 each debit to the�nds was madc. '�i�e Funds are�ledged as additional security foc all sams secanod!iy
<br />.�.'_ this Sceu�ity lnst�wnen� ,
<br /> U the Funds heTd by I.ender exooed the arawusts Pennitt�to be held by stpplicabte 1aw.Lender shaU accotrnt to
<br /> ., " Bamwet for tde eacess Funds in acca�ance witt�the re4uire�°f aPPlicable law. If the amount of the Funds held 6y
<br /> Lender at aay im�e is not sufficient to pay the Escrow lteu�s when due.Lender may so notify Bomawer in writing.and,in
<br /> • ^�,: such case Borrower shall pay to L.ender the artwunt naessarY to malce up the deficiency. Bo�rower st�aft make up the
<br /> deficirni.y in no mone than cwelve monthtY payments,at Lender s sate discretion.
<br /> UP�P�Y�nt in full of all sums secured by this Securit�,lnsuument.Lender shatt promptly refund to Borrower any
<br /> Amds held by l.ender. 1f.under paragraph 21.l.ender shall acquire or sell the BtapertY.Le�der.Pnor w tl�e acqulsition or
<br /> ` ' sak of the Prvpeity,sha11 apply�anY Funds 1Ye1d bY l.ender at the t�me of acquisition or sale as a credit againsl the sums
<br /> . sec�eA by this Securiry Instrumen� • _
<br /> 3. AppUcatioa of P�yn�ts Unkss applicable taw�rovides otherwise.all payments mccived by IxnQet under _
<br /> puagraplts 1 and 2 shall be applied:firs�to any prepayment charges due utider the Note;second.to attwunts payable widu , __. _
<br />: � paragraph 2;third.to interest due:foarth.to principal duc:and last,to any late charges due under,the Note.
<br /> - • 4- Ciar�ss;(,ie�a Barmwer shall pay all taxes. assessmenu.charges.fines and imposi6ons attributable to the� ` _
<br /> . , property ahich may attain priority over this Secunty insuument,and leasehold paymenu or gcound rents.if any. Borrower , -
<br /> sh�ll pay Uxse obligatlans in the manntr p�ovided in paragraph 2.ar if not paid in that manner.Botrower shall pay them on _
<br /> time dinetty to the pecsc}n owed pa��st. Borrower shall prompty fumish to Lender all notices of amounts to be paid under _
<br />__ ' . �s puagra�h. If Bana���zr makes�sese payments d'uectly.Bamnwer shall promptIy fumish to Lender reccipts evidencing
<br /> -` — -- Sot�rower shall psvmPtlY discharga any lien w hic h h a s pri o r l t y over t 6 i s S e s u r i t y l a s t r u m e n t u n l e s s B o r r o w e r:(a)a g r e e s
<br /> in writing to t6e payment of the obligation secured by the liee m a manner acceptable to l,ender.(b)contests in goad faitl�tl4e =
<br /> iien by.c�c defends agaiast enforament o f t h e I len in.Ie g a l pr o c a d i n g s w h i c h i n t h e L e n d e r�s a p i n i o n o p e r a t e t o p r e v e a t t i�e _
<br /> enforcetr.ent of the Ilea:or(c)secures from the holder of ihe lien an agrcement satisfactary tv Lender subordinating the i:en _
<br />-� '. to this Sccurity InsWmen� If l.ender determines that any part of the Property�s subject to a licn which ma�attain priority
<br /> , over this Securiry lnstrurtien�Lender may give Borrower a noticc ideniifying the 19en. Borrower shall satisfy�tre tien or talce
<br /> one ur more of the actions set forth above within 10 days oi the giving of notice.
<br /> S. Haard oe Property In.wraeca Borrow'er shall keep the improvements now existing ar he�eafter erected on the
<br /> , pmpaty inswed against loss by fue.ha7ards included within the term"extended coverage"and any ather hazards,including
<br /> floodg a flooding.for which Lender requires insurance. Thi�insuranre shall bc maintained in the amounts and for the
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