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<br /> periodn tlut Laidcr roquiraa. T�o iruuau�oo c�rrier providinY the in�ru�ce sh�ll'e�chb�en by Bormwer wbjert w Le��derk . .
<br /> ' appovd whlch�hail riat 6e u��bly withhe�A, If Bormwer f�W w m�intdn coveraQe tietcrlbed�bave,L.ender mRy,u
<br /> L�aderti opdon,abtain covo��e W protect Lendart d�bts in Ihe Pmpeny in�ccoid�nc+e wlth p�ra;raph 7. ,
<br /> ' Ail insunu�ce policica�nd n�newd��II be le a�Leodcr ud�il include��s�ndard mortQa�e cl�.�'l,an�der
<br /> • ihall iNVe the rlrM to hold tho policiec�d nnewd�Ltnder roquinea,Horrowor shall pmmptfy�ive to t�endet d!'itecefpts •
<br /> � of pntd premiuma�nd Knewd no[ices. In the avent of losa,Bormwer ahnll�ive prompt notice lo the in:uru�ce curier+�nd
<br /> Laider. Lender m�y m�lce proof of laa�if�wt made P�PUY by Botmwer.
<br /> Unless Lender and Borrower othenvlse ag�ee in writing,ineurance proceeds sh�ll be�pplied to nator�tion ar rcp�ir of
<br /> ^,�-°, theProperty damaged.if the teatotation or rcpair is eco�wmicully feaxible a�ul L.ender�s cecurity ia rwt Iebsened. Jf tbe
<br /> mswratton or repair is not economicdly fe�wibla or l.eader's secudry would be les�enod,the iasunnce proceeds�hail ba
<br /> �pplied to�he sums securod by Ihis Security Inslrumoat, whethor or nat then due, with wny exce»paid to Barower. If
<br /> ' Bmrower eiqndons the f'topen�r�o�does not an�wer witbin 3Q daye a nalice�'rom Lendar thsu Ihe insur�nce ca�rier lus
<br /> offencd to set�e a d�fm�,ib�t f:.cndc�r may oolloct ihe inaurance proceeds. l..ender may use the pracaed.s to rCpair ar►eswre
<br /> t�e Propeet�•vr oa pa�,�!awns s�xw�ed by thiR 5ocudty lnWru�ment,whether ar nat then due. The 30-day period will be�in when
<br /> - ' t�c asticYC iM vest.
<br /> — TJal��:ud�er and Borrower othorwlse a��e ln wdting,any appliaation of procads to principal shell na extend or
<br /> • �pcxae�Ae ttue tlate of 1he monthly paymente nefemed to in paragmphs 1 and 2 or change the wnount of the payments. If
<br /> un�kr paragrnph 21 the Property is acquired by Lender.Bortowerk�ight to any lnaurence policies and proceeds resultiq�
<br /> from demage to iha Property prior to th�acquieuian shwll pass ro Lender to the extent of the sums secured by,�Ais 5e��xiqr
<br /> � ' Iqatrument Immediately priar to tha acquisition.
<br /> � b. Occupnncy� Preserv�tbn, MWntenpnce and Protectbn ot the Property; Bon�ower's I.oar���;,
<br /> � � ,I.eASeholds. Borrower shell occupy.establiah,and ur,e�he PmpeRy as Borrowerk principal�sidenca within s�x1}�:�,�ikr
<br /> - - � -_ the execution of this Sxurity instrument nnd shall caminua to occupy the Property as Horrowerk pdncipal residance tbr at�
<br /> leasl one year nfter the date af accupnncy, unless Lender uthenvise agrees in writing, which consent sha11 not be
<br />- untrasonably wilhheld,or utdes+�extenu�ting ciroumstancea eaist which are beyond Borrower!s control. Bormwer shall not �
<br /> - destroy,damage ar impair tho Praperty.ellow�he Proper�y lo deteriorete,or commit wuste on the Property. Borrower shall ,
<br /> .,� be in deFeult if any forfeiture uction or praceeding,whothcr civil or cdminal,is begun thut in Lender�good fnith judgment
<br /> could result in fort'eiture of the Praperty or otharwjse materiwlly impair�he lien cnea[ed by thir, Security Insqvment or
<br /> "� I.ender's security interest. Borrower may cure such a deiault and reinstate,ag provided in paragrAph 1 R,by causing the action
<br /> or praceeding to be dismissed wilh a ruling that,in L.ender's gaod faith determination.precludes fatfeiture of the BorrowerR
<br /> - interest in the Pmperty or ather mnterial impairrt�nt of thc lien created by this Security Instrument or l.ender� secudry
<br /> interest. Borrower ahall also b� in defaull if Borcawer. during �he loan opplicalion process, gave mater�ally falre ar
<br /> --= inaccurate information or statementis to Lender(ur failed to provide l.ender with nny material information)in connection with
<br />`:�� the lonn evfdenced by the Note, including, but na limited to. reprerentations conceming Barowcrk occupancy of the
<br />�. Proparty ac�principal residence. If Ihin Security Inslrument ix on n lea�ehold,Borrower shall comply wi�h all the provisions
<br />-_- -- of iha Iea.�a: lf Bon•ower acquires fee sitie io the I'mpc.rty.t!u Icar,chold�sd t�x fee!!!!e sltal!not merge unl�lxtu3er�grccs
<br /> � ' to the merger in writing.
<br /> `�+ ` 7. Protectbn ot I.ender's Rights in fhe Property. If Borrower fails to perPorm the covenants and a$rcements
<br /> •�� contained in this Security IAstn�mem, or there ix u legal procecding thal muy yignific�ntly affect L.enderk righta in the
<br /> Property(such us a praceeding In bnnkruptcy,prabate,for condernnation or farfeiture ar to enforce laws or regula�ions),then
<br /> Lender may do and pay for whatever ix necesw�ry to protect�he vAlue of�he Piropeny and Lender's right�In the Property.
<br /> I.enderg sactions may include paying uny sumx secured by a lien which hos prioriry over�hix Security Instrument,nppeur�ng
<br /> in coun,p�ying reuwnable sttorney�fecx und entering cx�the Property�o makr repuirs. Although l.ender muy wke action
<br />° Yl}, �;.�.s` . under this ptuugraph 7,Lcnder daes not have to du su. -
<br /> _ Any omounu dixburaed by l.ender unckr thi� �rn�rxph 7 �h•rll bca�me udditiona! debt of Borrower secured by this
<br /> ', Security IaYtrument. Unlewx Borrower und Lender ugrce to o►her term,of payment,thexe umountx xhall bcur interert from the
<br />- �r�l� dute of dixbursemeni ut the Note rute su�d xhull br puyubk:.with interest,upon nutice from Lender to Barrower reyuesting —
<br /> � "•` � payment.
<br /> �� S. Mortgage lasurance. If Lender reyuired mortguge inxurunce us.�condition of malcing the loun xecured by thix
<br /> _1�� '• •''rA,,;�." " Security Instniment. Barrowcr shall puy �he pn:miums rcyuir�d �o muintuin the mnhga�c in�urunce in effert. If, for uny
<br /> '¢ �t fJ.,;4�.- rcnson, the mnnguge i�r.,u�u��ce cuvrruge required by I.rnder lap+eti or cruse. lu tx: in cffrc�, Borrower sh3ii puy the -
<br /> :r premiums reyuired to obwin cnver•rge qubstuntiully rquivulent to the m�xtg.igr insur++ncr previnuxly in effect, Ut n ccnt
<br />"'' ��� subxtuntinlly eyuivalent to Ihe corl to Borruwer of the mortgage insur.►nce previuusly In cffect,fram mi ultemute mongage
<br /> S�`� '����y in,urrr roved b Lender. If�cubstuntiull e uiealenl nxirt a�r inxurance covcr.� c i+nut uvuil�ble,Barrower,hull r to
<br /> ,�,.-..,,.�::. +�PP Y Y 4 F b t� P'Y
<br /> • �:-:,,•_� ° . Lender e:+ch month a tium eyuul�o onr-twelfth ot'�he yearly m�►rtgugr in.urunce pmmium tking p��id by Bmm�wer when the
<br /> � '4 �s~��•"^�•'" insurunce coverAge lupsed��r rruxcd to Ix in cPfrrt. Lender will urcept,uxe:uid re�uin thetir puyments ns a loss rrserve in lieu
<br />-, - � '..��`•,.',-; of monguge insurnnre. Lnxc rescrvr puymem.muy nn I�mgcr ix rcyui�d,vt�hr��p�iun oF L�ndcr,if monguge inxurunce
<br /> coverc�ge(in the umoum anJ for thc�xriod thul Lrnder ntyuires>provided hy an in.urer appruved by Lendcr���tuin bccame.
<br />_ � .�""',�� uvuiluble:u�d ls obtuined. Borrowcr.hull puy thc prrmiumx rcyuireJ ai mointuin mon�:u�r inxurance in effcct,ur�o provide u
<br /> -��„�,K. ' lo»reserve,uniil�he rcyuir�ment f'or mong:ige in�urunce end�in uccorJunce�viih any written apreemem between Bormwer
<br /> � ' ` ' and Lender or applica6le luw. --
<br /> ""•=7�'��" � 9. Inapection. Lcnder or ih agcnt muy mul;r r�a,unrMr emrir�uExm aixl in�prc�iun,uf thr Property. Lender shull
<br />- '��,r`.�°�'',"� .. � give Borrowcr notice a�thc timc of i�r priur�o un in.�xrtiim ��xcifying rcnu�nublc ccm�c li►r Ihc in��xclion. —
<br /> ' ...:�.+;,,,,.;.�.` 10. CondemnaUon. Th�pnneed,of uny uwurJ ar rluim fi►r Jumuge+.dinct or rontieyucnlinl,in cunnertion with vny --
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