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<br /> �diUM�IION�QR�[Or�Of��ft Ol I�M�[y. ��MIl1�l�qi�t�li���0�16{wYM'Od� � ,
<br /> �OM1,1�101�. Iw 0�lG0���i I�OfI�b�Il iwf$�0111�ty�lh9111001 Y dM"�+0�111�►."
<br /> BORROWBR CtlVBNANTS�hu Ha�rowrr i���wNlly�etaad of dis..uce t�roby oonvayed nnd bd the d�bs a�nt
<br /> u�d oanvay theRop�ty a�d t!w the Prq�e�ty is ueencumbe�ed.exc+ept for aacumbn�noe�of ncad. Bamwer wKranu�ad
<br /> Mill defaid�enen�lly tbe tiNe to d�e�npecty�iau dl cWau md demruds�wbJecc w wy aioum6rmoa ol�ecad.
<br /> TNIB SECUN'1'Y pVS77lUM8N'1' combiast unitorm covaunu for aadonal u�e aad noo�uoifcao ooveoant� �vith
<br /> .i.�"— — Umiled var�iom by juti�icttaa w�dtuu�a unifam r�eaurity i�uuucrwut covering rui!p�vpe�ty. . .
<br /> UNIPORM COVBNAM'S. Hotrowa�and LeMer wvennt rad yroe a follawr.
<br /> 1. Pl�pnent o[Pria�i�l aod lntei+e�ti Pnp�Ya�t ad i.�te Ch�Re�. Bo�rovrer�hdl pramptlYpaY wAan doe the
<br /> princi�a1 at'uid iataiat on d�e debt evlda�cad by tha Nooe and u►Y PnWY���nd 1Rte c�due utider tha Note.
<br /> Z. I�1uad�[or 7hza aod lnwraaoe. Subject wa�ppQcsWo I�w or to a wriarn w�lver y I.cnder�Harowar�11 pa�y w
<br /> l.�nder oo the day mon�hlY W►Smieats aro due w�der the Note�undl the Note is p�id ia faU.R:um("PWnds")for:(a)Y�Y
<br /> qxei aM s•�•�••�••b which m�y auaia pdority OVCi lWt SCC11dly IIIiaUI11CAt�Y N I�fl 011(IfC Pi+DpC[ly:N)YeAriy Ieacelw�W
<br /> pq�Aaeiats a@uu�d «nts an ihe Property. if�: (c)Y�Y �b� P�t3' insur�nce�xemivau: (d)Ywr�X flood
<br /> . . , kas�aoc p�emiwns. iP aay: (e)Year�Y mo�tg��p�a+�ums•if aay: �ed(� anY Sum+WYable b��cr�'or+cr b
<br /> l.e�rdimc.iao accoMance with tho provisions af p�reQb.8,,ir�tiav.of thopayment of mortgage i�uurance p�eeoiwas. 71�ae
<br /> i0e��s cail�"Bscrow Itema." l.cnder u�y.�ao,y t3iaae,cv4io�c�c�ad hold Wndr in�a artaunt not w eaceedt d�e�ui�auoa
<br /> �mouot��6or a federaUy telatad mc►rt8�taaa eaa�r �o�wir�fa Hwrower`�c�cruw accaunt�md�a tho todert�l R�eal
<br /> Esute SeltJ�aaent E'bocoduns Act of 1974 as amended�froro time to a�e��2 U.S�.C.�2601 u ssq.("RExR�►"b.qoks�a�ot�et
<br /> � � law U�at�pplics tv the Wnds ce1�a le�ser amoont If so.[xnda mmny.at arayc��iao�a�kct ad�oW FT�ads La�ae�mouteit o�ot ea
<br /> cxcad thc Icscer amoun� Lsader may estlanste U�e amouat of Pun� dt�e�nr�i�e i�i.g oi c+were*a d�+w�f eesnaiawbie
<br /> - es�lmates c.f expeudlwros of future Escrow Items or dhawlse in accordance�rit8 f,��r.
<br /> 71w Wnds shall be held in en incdwdon whose depo�it� aro insut+ed by o����gea�'Y.iawame�tity. or ent�ty
<br />:��,,; (including Lender.if L�der is such aa instiwtion)or wn any Fedcral Home l.oan Bank. l.ender sl�all wpp�y the Au�de w paY
<br />.. - the Sscrow Items. Lendar may not charge Borrower far holding and applying the Iimds.annually analyzing the eecrow
<br /> — �x;count,or verifying dx Escrow Items, unless I.ender pays Barower interest on the Ainds and applicable I�w petmit�
<br /> ` — i.eadar to malce such a charge. However.I.ender may roquirc Borrower to pay�oae-tia�e charge for an independent rral
<br /> -`• estate tsue raporting servicc used by l,ender in connxtfan wlth this loan,unlesa applicablc law provides otherwisa Unkss An
<br /> � ' agr�eotpent is made or applicable law roqui�rs intercst w be paid.I.ender ehall not be required to pay liormwer any intenest or
<br /> gre
<br />�� ���• eamings oa the Punds. Borrower and Lender may ag�ee in wddng,however,that interest shell be paid an Ihe FLnds. Lender
<br /> :��;`---- shall give to Borrower.without charge.an annual arcounting of the Funds.showing cnedits and debi�s to the Punds aad the
<br /> -"j:;'� Purpose for which each debit to the PuMs was made. The l�nds ere pledged aa addidot�l secwity for all suma tecw�ed by
<br /> �' ;u�� this 9ecurity InswmenG
<br /> �:r —� -`— If ihe Funds heiii isy L.ender excead Ihe amounta pecmiiic�!iu i,� i�i3 by appiicabie �aw, i.ender slial! �ccatusi ia
<br /> Borrower for Ihe eacess Funds in accordance wl�h the requi�emenis of applicable Iaw. If the amount of tt�e Pund.s beld by
<br /> • r Leader at any time is not sufticient ta pay th�Escrow Items when due,I.cnder may so notify Borrower in wridng.u�d.in
<br /> .,, such case Bomower shall pay to Lender the emount necessuy w make up the deficiency. Bortower slwll make up the
<br /> deficiency in no ma�e then twelve monthly paymenta,at L.ender's sole discretion.
<br /> • Upanpnyment in full of all sums secured by this Securiry Inswment.Lender shall prompdy r+efund to Bortower any
<br /> Funds hald by l.ender. If.under paragrnph 2l.Lender shall acquire or sell the Propeny,Lender.prior to the acquisition or
<br /> ` , sale of ihe Property. shall apply any Funds held by L.ender e�the time of xquisition or sate as a cnedit against tha sums
<br /> secured by Uus Security Inswment.
<br /> :..� ��Y', . 3. Applic�tion of P�►ymenLR. Unless applicable luw provides otherwise, all psryments rcxeived by Lender under
<br /> ' paragraphs 1 and 2 shall be epp8ed:firsb to any prepuyment charges duc undcr the Note;second.to amounts payable under
<br /> .�'�•���"� ' paragraph 2;third.to interest due;fourth,to princippl due;und las�,to uny late charges due under the Note.
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<br /> " G;�;�;�...'�. 4. Charges; i.lens. Borcower shall pay all tsuies, si.gsessments,charges, tines and impositians attributable to 1he
<br /> ' ,,.f 44Z���>�.�; p�,openy Which may attain priority ovc�this Securiry Instrument,und leasehold payments or ground rents,if uny. Borrower
<br /> , � � _` shell pay these obligutions in the munner provided in paragraph 2,or if not pnid in that manner,Bortower shall pay them an
<br /> � < < ' time directly to the penon owed payment. Borrawer ch�ll promptly furnish to Lender all notices of umoun4c to be paid under
<br /> �� �� °"`' this pnragraph. If Bortower makes these pnyments directly. Borrower sh�tl prampdy fumish to Lender receipts evidencing
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<br /> �,:..a.':.:.' : thcpaymenls.
<br /> � ' Borrower sliall promptly dischnrge any li�n which has priority over this Serurity Instrument unless Bormwer.(a)agrees
<br /> �"��::` � in writing to the payment of the obligation securcd by the lien in a manner uccep�able m Lender,(b►contests in good faith the -
<br /> ' ' ' lien by,or defends ugainst enforcement of�he lien in,legal proceedings which in Ihe Lender'.s opinion operate ro prevent the _
<br /> °":� ,;;�, enPorcement of thc lien;or(c)secures from ihc holder of the lien an agrecment satisfactory to Lender subordinating the lien
<br /> to this Security Inswment. If Lender determines that uny purt af thc Property is subject to a lien whiCh may atwin priority
<br /> ":��1'-ri,- over this Security Inswment,Lender muy givc Borrower a notice identifying the lien. Borrower sholl satlsfy the lien ar take _
<br /> '�� one or more of the actions set forth uMvc within 10 Juys of the giving of notice.
<br /> � x '������' S. H�rd or Property Insurance. Borrowcr shalt kcep thc impmvements now exixting or hemalter erected on the
<br /> .�', ,-,+Y'�','="; Propeny insured ugaiml loss by fire,huzards included wiihin 1hr �erm"extcnded covcr,►ge"and uny other hna.ards,including -
<br /> �� ' . � . floada or t]ooding,for which l.ender requircs insurance. This insurnnc� rhAll be muintuined in the nmoun�s end for the
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