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<br /> �. 8�e+r K rr.pt� In��.e.. HonowR �dd� Iceop tbe in�prnvameat. noM► exl�tla� or r�N+e.ft�e enct.�a an eh. .
<br /> ptopeety inwrod y�inrt{oy by flro. iva�rd�{ncluded wlthin tuo term •eataided ooverage" �ud�ay dber lurard�. indwlir�
<br /> Aoods or fk�odin��far whicb I.ender raquira�inwrmoe.Thi�inwratKe�Fatl bo m�lntained in�he or�ounu�od for the period� .
<br /> r�t t.ander nqulea.The irouranoe caRks providinQ Ihe inw�nao�hall be choren by Bormwer wbJ�xt to t�mder's q+prnv�! .
<br /> which rhdl not be wiro�uuMl►ly withl+eW. It Wxrower f�il�to nWnuin cover�e deYCdbed�►wve. t.enM�n�y�at [sodsr'�
<br /> nptfon.obt�.in caverage to protoc�t[.ender'�d�hts In thc Property in acoordanca with p�ngn�ph 7.
<br /> All ita�uranoe policies�nd nmaMah�hall ba aa+�pt�ble w Leador and �iWl includo a stadard mort�a clwsa l.emia
<br /> �h�ll havc the d�ht w hold tho policies and nmewal�.If Lender rcquirea.Borrower sludl promptly�ive w l.ender dl r+ooeipts of
<br /> P�id p�mium�u�d nnowai notioa.!n�he event of laa�eon+ower sludl Qiva prompt notioe to the inwnmce c�urier�nd Laider.
<br /> l�der rn�y nake proof oi los�iP na m�da promptly by Borrowu.
<br /> Unleu l.adet and Bomawer otbenvlse a�roe in wdting,inau�pra�oads slwll bo�pplied w�estontion cx ropair of the
<br /> Pnnperty dw�ed.lf tbc raWration or�ir i�oconomically feacible ud Lender'e socurlty is rat leasersed.If Ihe�toratba w
<br /> r�epair it not eoorwmically feasible or Laider's�xurity wauld be lesser�od.the insu�anoe procoods�hall ba appliod w tl�ee�
<br /> tocured by thi�Security Inatrumeru. wbetl�or not then due. with any exoesa paid to Bornower. If Borrowes�bardons tbe
<br /> PropMy.or das not ancwer within 30 drys a ndke froa�l,ender dut t6c insurarcre cerrier has offerod to sdtle�cl+�im.then
<br /> Lender tru�y cdlect the insiu�nco pr0000ds. I.ender wy use the proceeds to npair or naWre tl�a Piroperty or w pry �um
<br /> ieairod by Wlo Secudty Instrume�M.wbetber or not theo due.TIKe 30�day period will begin whea We aotice is given.
<br /> Unku I.s+�der and Bomawer ahuwisc ngroe in writ�ng. any pp�plketbn of prosads to principal shall iat oateed or
<br /> postpone the due date of thc monthly paymenta nfemed to ia parAgraplui t au�d 2 or changc the�unauot of the payments. It
<br /> uMer pmr�graph 21 the Pmperty ic aoquired by Lendcr.Borrowu s�ight w any inwrancc policies aad pi�000ads �aulWig frotd
<br /> dam�ge w the Pro�xaty prior to the aoquis�tion ahall p�ss to l.ender w!he eatent of the wms�ecu�ed by this Sew�iry Imtruro�t
<br /> ima�edi�tdy ptior to the acquiaition.
<br /> f.Occ�pu�.y.N+eoervatioa.Mai�teawa wd Ptntection ot tbe Prop�iy;Borrower's Iroa�a Appli►�tbni I.esuUold�.
<br /> Horrower slalf axupy,establish.iud use the Property as Borrower's principal residence wilhin sitty daya after 1he exaution nf
<br /> �his Secudty In4pvment and ahWl eonti�e to occaPY�p�nS'as Borrower'a prim3pal restdence fot at leut one year after
<br /> the date of oocupancy,unkss Lender atherwise ag�aes in writiog,which oonsent slwll not be unnasonably wlthheld. or unless
<br /> exteiwating �ircumstanoa exist which arc beyord Barrower's rnn[rol. Bortower shali nat destroy. damege or impair the .
<br /> Property,albw the Praperty to deteriorate. or commit waste on thc Pnnpeity. Borrower shall be in default if Any fa�eit�re
<br /> action ur prooceding.whetfur civil or criminal,is begun that in Lender's good iaith judgment could rc.�uit in forfelwre af tbe
<br /> Property or aherwisc materially impair the lien cr�eatod by this Secu�ity lastrument ar I.ender's secur�ty interest. Borrower ma}•
<br /> cure wch a default and reinst�te.as provlded in par�graph 18,by cuusing ihe action or proceeding to be dlamissed with a�vling
<br /> tlwt, in Leoder's goad J'a�th determinatlon, prxludes forfeiture of the Bornower'a interest in the Property or other rtwterial
<br /> impairment af the lien created by this Socurity instrument ur l.ender's security interest. Bornower shall also be in default iP
<br /> Borrower,during Ihe loan applicatian process,gave materially false or inxcurete infomiation or stat�ments to l.ender(or faife,d
<br /> to provfde I�ender wi�h any mater�ul infomwtion) in rnnnection with the loan evldenced by 1he Note. including,but not Ifmlted
<br /> to. representations cor�ceming Borrower's occupincy of the Piropeny as a principal reside�ce. If this Security Ingtrument is on a
<br /> leasehold, Borrower shall oomply with all thc proviaions of the lease. U Bormwer acquires fee tide to the Propcny, the
<br /> Irasd�old and the fee title shall not merge unless l.ender agrees to the merger in writing.
<br /> 7.Protecdon otl.ender's Riqhts ia the Properly.lf Borrow•er fails to perform the covenunts and ag�ements rnntaine�in
<br /> this Security Instrument,or there is a legal pnocceding that mny significantly affect Lender's rights in the Property(such�.c A
<br /> proceeding in bankruptcy, probute, for condemnution or farfeilure o�to enforce Inws or regulations). then L.ender may do and
<br /> pay for whatever is necessary to protect�he vulue of the Pmpeny und I.ender's rlghts in the Property. I.ender's actions may _
<br /> Includc paying any sums secured by a licn which hati priority over this Security Instrument. appearing in caurt, paying
<br /> reasonable anameys' fees und entering on the Pruperty to make repairs. Although Len�ler may take xtion under this paragraph
<br /> 7, Lender does not have to c!e so.
<br /> Any amounts disbursed by l.ender under this paragruph 7 sfiull become additional debt of Horrower secured by this
<br /> Secudty Instrument. Unless Bormwer and L.ender agree to aher tcrms of payment, �hese amaunts shnll bear intems� from the
<br /> date of disbursement�t the Not� rate ard shull be payable, wilh interest, upon notice from lxnder to Bo�wer re�questing
<br /> payment.
<br /> S.Mor4gage Insurance.lf Le�xier required monguge insurance ac a condition of muking the Icwn secured by this Security _
<br /> Instrumem. Borrower shall puy the premiums reyuirod �o maintain the mortguge insurrnce in effect. If, fiir any resuon, the
<br /> moriguge insurance coverage reyuired by Lende�lupses nr ceases lo be in effi*ct.&irrawer shull pay the premiurns required to
<br /> abtain rnverage substantially equivalent to the mongugc insumnce previau�ly in effert,ut a a�st�ubrtan�iully eyuivul�nt to the
<br /> cost to Barrowcr of the moRgoge insurance previously in effect, frotn an allernute nHmgage inhurer approved by Lender. If
<br /> substantiAlly equivalent mortgoge insurancc rovcrage i�not availuble, &►nowcr shall pay to l.endcr e:�ch month a sum cyunl to
<br /> one-twelRh of the yearly m�mguge insurance premium l+eing paid by &�rr�iwer when the in,urunce coverage IApsed or ceased to
<br /> 6e in effect. Lender will accept, use and retuin these paymems as u lo�s resen•e in licu of nwrtgagr insurance. Lusa reserve
<br /> Fo►m 3078 8150 `
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