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<br /> "�'s-j`�....`°."s' �V�'i�Q _�.:�`z:
<br /> �,y,,,,�a,�,�o���i�ea,.��ne�or��itroortp�a inwr�nvia cov«.�e���n.�a�a��p.�oe . .
<br /> d�I.,ander tequfros)provided by�n inwrar�pprovad by tandor qain becanwa wafi�bk+�ad i�diWtr+d.Horrower�II pq , .
<br /> die proo�iunr�equirod w moinuiin mo�t�e Inur�ncs in ef�bct��x W pwvl4e�lon nMrve.uneil th�t nqulrinwx lor Matl/�
<br /> bwe�n sndr i��cco�d�noe wNh any w�riqea�p+eaneat betrw��row�x�sd t�a�sM�a�ppltabb t�w. ,.
<br /> �.I�eetle�. Lader or ia y{eat m�y mdce nnuanrb�e aotria upon�nd inpecxlwu af the Proppesy. I.�drt da�l�iw
<br /> �onowa ttotioe�t the dme of ar prior w w impectbn�pectfyln��auble cawe for the irwpectlon.
<br /> 19. Coademoatbe. 77x procads of any�wud o�cl�im for dan�a. dirac¢ur oonrequattW� In oonneclion wflh rny
<br /> oondanndlun ae o1F�a taicG�oP ary p�rt oi the P�operty.or for ooavryaaae ie Neu of ooadamaMJnn.�ro bNrby w�V�ad rd
<br /> elull be peiJ to[.e+�der. -
<br /> In the avait of a wud ulcinQ of th�Property.tha p�ocoedt�ll be�ppNod w 1he�aecuned by thb Securfty lnwrwmp�t,
<br /> wl�ettier or not tt�t due. with any exaxo pdd to Bormwer. In Iho event oi a putial ukin�of tho Pmperty in wi�ich the hir
<br /> muket v�lue of the Propeny immodiatdy beforo the takieg i:equal to or�rcater Ilw�1he amuunt of tha wms fecurod by thb
<br /> 5erurity Inehument irn�nedi�tely beforo the t�king,unless Horrower and I.ender aherwlre agree in w�itln�.Iho wms�avrod by
<br /> thie Socurity Insnument slwll t�e neducod by tha amount of the pcooeods multiplied by the foilawinQ fit�ctton: (a)the wtal
<br /> smount of the aumt aavncd immodiotely btfara tho taki�g,divided by (b)the f�l�nwrket v�lue of the Property imtnadiatdy
<br /> befona�ha uJcing. Any balance ahall ba paid to Borrower. In the eve�t of�panial talcing of the Property in which the fai�
<br /> markct valuc of the Property immodiatdy before the talcing is las thu�thc amounl af tho sums sa�urod immodiately bafom the
<br /> wkfng,unless Borrower and L.ender oti�erwiso agroc in wridog or unless applicable law otherwiso provides.the pmaods�hall
<br /> be sy►pliad to the sums�►rod by this 3ea�rity Insuument whether or not the sums aro then due.
<br /> Ii the Pirperty.ls aba�doned by Barrower.or if.after notioe by I.errder to Borrower that the oondcmmr of�'era w rrWce an
<br /> �wud or settle e claim fix dAmagd. Barrower fails to rcspond to Lender within 30 days s►fter�he date the notia js given,
<br /> � iremler is+wUwriu�d to culiect and appfy the proceecls.at its option.either to restoratlon or rep�ir of the I'roperty or w eho�
<br /> eecurod by thls Security Inatrument.whether or not then due.
<br /> Unless I.ender and Borrower otherwisc ag�te !n writiog, any application of praceods to principW st�sJl not eatead or
<br /> - postpons the due datc of the monthly payments refecred to in paragraphs I aM 2 ar clwnge the anwunt of such p�ymema.
<br /> 11.Borrowa�NM Rct�rted;Forbarance By Lender Not a Wdver.Exteation of the time for payment or modifiauton
<br />- of amortizstion of the xums secured by this Security lnstrum�mt granted by Lerder to any successor in intecest of Borrower s1�ll
<br />-_ �wt operate to release ihe liabiliry of the origina!Borrower or Borrower's succcswrs in inter+est. Lender alwll not be required to
<br /> = commence procee�ings ag�inst any suovessor in intercst or rcfuse to eatend time far payment or aherwice modify�tartir�tion
<br /> � of'thc sums socurod by this Security lnstrument by reason af any demand made by the original Borrower or Bornower':
<br /> - -_ auocessors in interest.Any forbearance by Lend�r in exercising any right or remedy sludl not be a w�iver of or proclude the
<br />= exerrise of any right or remedy.
<br /> =- 32. ��A�lRns Sasstal. !o!o! ss� �vera! L�l�!!ily, �a-slg�ss. Tlse rovcr�ants sssd ags�mtsesrts Qf:�als
<br /> Securiry Instrument shall bind and benefit the successons and assjgns of l.ender and Borrower. subjert to the provisions of
<br /> pnragrnph 17. Borrower's covenams and aBreemenls shall be Joint and several. Any Borrower who co-signs this Securit�
<br />-- instrument but dces not ezecute the Note: (a) is co-signing this Security Insin�ment only to modgage,�trant and convey that
<br /> -- Borcower's interest in the Propeny under the terms af lhis Security Instniment;(b>is not personally obligatect ta pay tho sums
<br /> , ' secured by this Security Instrument;and(c)aprees thnt Lendar and any other Bonawer m�y agree to extend,modify,forbear or
<br /> � 'r• make any accommodoiions with regard to the terms of this Security Instniment or the Note without that Borrower's consent.
<br /> 13. I.opn Charges. If thc loan secured by this Security Inslrument is subiect to o law which sets maximum loan charges,
<br /> and thet lew is finully interpreted so that the interest or uther loun charge.r-coll��ted or to be collected in rnnnection with the
<br /> .,� loan exceed the perniitted limils,then: (ul any such loan churge shull be reduced by Ihe omount necessary to reduee Ihe charge
<br />— to the permitted limit;and(b)any sums already collected from&�rrowcr which excecxfed permitted limits will be refunded to
<br /> . .,�:
<br />, �� Borrower. Lender tnuy choace to mAke this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Bo�rower. If a refund reduces principal, the reduction will be treated us a purtial prepnyment wilhout any
<br />° - ' �•`` prepayment charge undes the No�c. ..
<br /> = ` �;...,,a�,,:,.
<br /> ls,�., .;�,,,, 14.Notices.Any notice to Borrowcr provided for in this Securi�y Instrument shull be given by delivering it or by mailing __
<br /> ��`�'-^�'� '" ` it by first class mnil unlews upplicable law•reyuircs use of unother method. The nntice shull be directed to the Propeny Address
<br /> - .:�:,,� ;' .��:..:
<br /> . : , ,�,,'°'.'f;•:t :.+;„;,,�: ur un other uddress Borrower devi nAtes b notice to Lender. An notice to L.cixler shall t+e wen b tirst clnss mai) to
<br /> -�4i�.i.'.:.':,;�;;�:.�� Y € Y Y B Y
<br /> ,,,��{,,.. L.ender's address stated herein or any other uddrexs Lcnder Jesigoate.r• by natice tn Borrnwer. Any notice provided for in this
<br /> � •�''�"' Security lnswment shall 6e deemeci to huve becn givcn to&�rruwcr or L.ender whcn given us provided in this patagniph.
<br /> "`�`�����"'Y'�=�•� f' IS.Coverning l.aw; Severablllty. This Serurity Ins�rument shuU be govemcci by Pederul law und the law of tMe
<br />-= ''����"��'�.� )urisdiction in which�he Propeny ix Ickutc�l. In the rvent that any provision or cluusc of thix Security Instrument or the Note
<br /> �a.rt gv. .
<br /> „ �,�,.�+.�.�y� conflicts wi�h applicable law,such�Ymtlict shall not affcct���hcr provision.of�hi�Security Imtrumem��r the Note which can be
<br />-',*-` ' „�;��:; ,���y�,. , given effoct without �he conflicting pruvixion. To thi,end�he pmvisians of this Securi�y Inxtrument and the Note ure declared
<br /> p� ` � to be severnble.
<br />= '}+,�.::. �� 16.Borrower's Copy. &►rrower shall bc givcn one c�mti�rmcd rupy of thc Notc and ot'this Security Instrwnent,
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