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<br /> .--.Y_ - -•.- 6. N�sn1 or h�apMy In�unaar. &xrowa �lull teep the irt�pro�vemenb now�ny1Tia+a�er on d�e
<br /> PropeRy imurod�irw lot�by firo. da:ards included within tla wrm "exte�xtad oovery{�"�nd�ny otl�� lura�dt. inciudin�
<br /> nooa,or nooai�. tor whicA Leoder requira inwranoo.Thi�iraieranoa aull be�ralt�ined in the am�wnn u+d far�he perlod�
<br /> 1h�t l.ender requlro�.The inwrar�ca carrler prnviding the lnwrancx�hdl be chcKen by&�rrower rubJxt tn Lender'r�pp�+nvd
<br /> which�iui!!not 6e unn�wn�bly withhetd. if Bornower fuilr to mriniain cavuagc dcurthod abov�, Lawler m�y.K La�'s
<br /> aptlan,abtain wvera�o to protoct Lender':dghw In the Property in siccaMAnce with paragraph 7.
<br /> All i�uurana pof icka �nd r+enew�l�sFudl b�aooephble to Lender uid siull include p standud mort�ago clw�e.Lender
<br /> ehnll hAVe�he righe to Imld the policicw nnd renewrls. If Lendcr requirc,c.Boaower rhwll pmtapdy give to Lender�Il rasiipt�of
<br /> pdd prcmiunu�nd re�ew�l notices.In the eveot af loss.Borrowcr�hall�ivo prompt mtice to the inwrance c�rkr u�d l�ender.
<br /> Leeder m�y m�ka proof of loc�if not mrda promptly by Borrower.
<br /> UNess I.cndcr and Barrower othenvisa agra in wrlting,insurance proceede shall ba epplied t�restoration or r�epair of the
<br /> Pmperty du�wgod.if tho rcstoratian or repeir is economicaily feasiblc And Lendcr's security is nat lessenod.If the rextoration or
<br /> -�— �i�is not eainomica�lly feasible or Le�der's securiry would be I�senui.the inxurance proceeila shali be epplied lu Q�sw+m
<br /> seCurod by thia Security Instrurnent. wiiether or not then due. with any excess paid to Borrower. lf Barrower abAndons the
<br /> Pi+opeRy.os doe.c not aaswer within 30 dAys a notice fcom Gender tlw�t tho insunne.r carrier Iws offered to seitle a claim. then
<br /> Lender mny oolloct �he iasumnoe ptnceetls. l.ender may use the praceeds to repair o� �estore the Property or W pqy sums
<br /> socuood by lhis Socurit�r iasttument,whc111er or not ihen due.The 30-day peniod will begin�hen the noticc is given.
<br /> . Un�ess LcMe�nnd Bvrrower otherwi� agree in wridng, any a}�plicatian af proceeds to pnnri�n9 s6a91 n�it exlcnd or
<br /> pnstpotie the c7ua date of the monthlY paYmerits rcfemed•ta in pnrngraphs I and 2 or change thc umoum of the payme�tts. If
<br /> .�� ;;•,,,��,1� under paragraph?.1 tha Praperty is acquired by I.xnder,Hatrower's right to�y ins�ltrunce palicie.c s�nd proceetls�esul��ng frdm
<br /> ° K a�y�� �amage t�alie Y'x+�e�ty Prkir to Lfie aoqu�aitian s�!pASS tA l,endcr ta thE e�a�nt of!1►P ss�ms secured by this Sec�ri�y l�stn��ena
<br />���:��.�=:.y;:a n;i�Cr�t .�i�uely prior[��hc a�yulsi¢i�n.
<br /> ��esv ---- - - 6.Occupancy�1`t'se1"Y31NOp.Mainte�+nee an�!Prat�ctiup af tde Hope�4y,Borrower's l.ww!1pp7lraHon;L,e�selwlds.
<br />�'•ry�`'r:.. Borrower shell occu
<br /> - py,establish�and use the Property as Borrower's principal residence wlthln sixty days after the execution of
<br /> this Security Instn�ment and ehall continue to occupy the Property as Borrower's principal residence for at least one year afler
<br /> the date of cecupancy. unless l.ender othcrwise agrees in w�iting, which consent shall not be unreasonably wlthheld, or unless
<br /> - extenuating circumatences eaist which arc beyond Borrowor's rnntrol. Barrower shall nat destroy. demage or impair �he
<br />'`= Property. Allow tha Pmperty to deteriornte, or rnmmit wauc an thc Property. Borrower shall be in defeult if any foifeiture
<br />•�s� actbn or praceoding,whether civil or criminal,is begun that in Leixler's gaad fuith judgment could rcsult in forfeiture of the
<br /> Property or othenvisc meterially impair the lien created by this Socu�ty Inalrument nr l.cndcr'x serurity intcrest. Bomower may
<br /> curo wch a default and �elnalote.ux pravidal in parngraph 18,by cauxfn�thc aclion or pmccaling to be dixmicsed wilh a ruling
<br />- tl�at, fa l.e�cler'a�aad tsith desermis�stfun, prxls� fort'slturr of !he 9orrower's tnteres! !n thc Prnpr�ty �r �►ther mwerfal
<br /> impwirm�nt af ihe lien crci►ted by this Security Inurumcnt ur l.ender'�. securiry interest. Borrower�,hall al.r•o be in default if
<br /> - Borruwer,during Ihe loan application pnxrws,gave muteriully fLlse or irwc�vrete iniomw�ion or xlutetnonts to Lender(or failod
<br /> to providc Lendcr with any materfal iofarnuuian)in connertion with the loan evidenccd by the Note.including,but not limjted
<br /> - to.represemations conceming Bcirrower's accupancy of the Propeny aq a principal rexidence.If Ihis 5ecurity Instrument is an a
<br /> leasehold, Borrower shall camply with all the proviaians af the leuse. If Borrower ecquires fee tido to the Propeny. �ha
<br /> loa�ehold ard the fee title shall not merge unless L.cnder ugrees to the merger in writing.
<br /> 7.Prdectton ot Y.ender'e Rights In the Properly.lf Borrower fails to perform the covenants and�groements contained in
<br /> this Security Instrumenl,or there is a legal praceeding�hat mny significandy affect L.ender's rights in the Property(such as a __.
<br /> - prooeeding in bankruptcy,probate, for condemnation or fodeiture or to enforce laws or regulations),then Lender may do and
<br /> _�= pay for whatever is necessary to protect the value uf the Property stnd I.ender's rightc in the Property. Lender's actions may
<br />,- include paying any suma secured by a lien which has priority over this Securiry Instrument, appes►ring in wurt, paying
<br /> _ � reasoneble attomeys'fets and rnterfng on the Prn�erty to make repairs. Although l.ender mny take sction under this parngraph �-
<br /> ' 7,Lender does not have to do so. -
<br />_ Any emounts disbursed by lxnder under this parngroph 7 shall became udditionnl debc of Borrower secured by this _
<br /> -' Securlty lnstrument. Unless Borrower nnd L.ender ugree to i�ther tcrms of payment, thesc amounts shull bear interest from the
<br /> date of disbursoment at the Note rate and shall be payable, with imercwt, upon notice from l.ender to Borrower requesting
<br /> . ;, payment.
<br /> ;,,;,; 8.Mo�tgAge Insut�anee.lf Le�ufer required mongnge insurunce as a condition of making the loan securcd by this Securiry
<br />_��;�;��ti'!, Instrument, Borrower shell pay the premiums required to maintuin the murtgage insurunce in effect. If. for uny reason, the
<br /> '�� mortgage insurance coverage reyuired by I.ender lapses or ceases to be in effect. Borrawer xhull puy the prcmiunis required to
<br /> — '����"�; obwin coverage substantiully equivulent tn the mortg�ge insurnnce previously in effect,ut u cost�ubs�nntiully equivuleM to the
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<br /> a ��.�-�: cost to Burrowcr of ihc mortgugc inxurance previuusly in effccl, from an ulternute mort�tage insurcr s�pproved by l.ender. If
<br />--� rv �'�-.•• -� substuntiully eyuivalent mortguge insurance roverage is not availublc,&�rrowcr shull pay ai l.�:nder wrh mnnth u sum equul to -
<br /> ---�:����J'�. one-twelflh of the earl mort u �in�urancN remium bein uiJ b Burri�wcr wh�n tlte insurance covera c lu scd or ccahed to _
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<br /> - �:.:���.,�;;- be in effect.LenJcr wiU xcept,usc und reu+in thc�e paynxnts as u loss rescrv�in licu uf nwn�ugc insurance. Los. reserve -
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