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<br /> --�... . 'lY10s7`HBlt WITH all Ihe improvapent�now or hercafla�eiected an the property.�nd�I i�M�,�p�u��nd
<br /> ffxWra� aaw or hereafkr � �wt oP the pfopeAy. All repl�ownenu �rwl w�dltiom �lull ala be �overod by thi� S�curity
<br /> 1o�trurtriK.wll of the fone�oin�i�rcfenod to in thi�Siecurity tiutn�ment rr thc"Pmpeny.•
<br /> ilORROWBR COVBNANTS Uut Borrnwer i�IawfUliy�el�ad oP the atWe heroby convcyed�uxl hu the rl�ht w Rr�at Rnd
<br /> oonvqr the Prepaty�nd tfw the Property i�unwcumberod.oxcept for emumbnnca of roaord. Bomowrx w�nsnt��nd w111
<br /> defend�enerally the title to tho P�eAy w�irut dl cl�in�e�nd demun�.wubjoct to rny cncumbnuueu af rocord.
<br /> THIS SECURITY INSTRUMBNT combina uniform oovenwnu far ruuional usc snd non•uniform covciwnts wlth Umlted
<br /> varLtiona by jud�diaian co con�tituto a uniform�ecurity in�cNment a►vcring rc.�l property.
<br /> UNIFORM COVENANTS.Borrower and i.ender covemnt Anr!agr+eo+w fulluwr:
<br /> 1. P�ymeM at Principd and IateneNt �Y�mt �od I.ate Ch�e�. Borrower rlwli promptlY Pp9 when due the
<br /> princfpal of and inter�est on the debt evidenpod by the Noto And any prcpayment wid late chugex due u�der thc Note.
<br /> 2. PLnds for Tua apo lnaueaooe. Subject to applicable law or to p written waivor by I.ender, Bonower ehell pay w
<br /> L,ertder on the day monthly peyments aro due under�hn Note.until the Note is peld in ftill.a sum("Fundc")for.(u)yearly taxa
<br /> And e�cessmentr which may wtaio priority over this Socu�ily lnctniment us u lien on the Property:(b)ywrly Ieasehold pAymenta
<br /> or$round rents on�he Propeny.if aoy:(c)Yauly Iwzn��d or PropertY insurance premiunu�fd)Yearly flood insurance premfums,
<br /> if anX;(e)yearly mortgege insurAnce premiums. if any;�nd(�any�ums payable by Btortower ta l.ender, in�ccordance with
<br /> the pmvlsiana of pumgraph 8, in lieu of tha payment of mo�gAge insutance pr+emiums. These items are c.alled"Escrow Items."
<br /> Lcnder may, i►t any timc, rnllect and hoid Fuods in�n amount not to cxceed thc maximum amount a Icnder fo�a fodec�lly
<br /> related mortgage loan may rcquire for Bonawer's cscrow aocoum un�fer the i'ederxl Real Estate SetHement Procedurcs Act of
<br /> 1974 As�rnendod fiom time to time, 12 U.S.C. Settion 2601 et seg.("RESPA"),unkss andhc�law that applies to the Funds
<br /> _��''�� set�a lesser amaunt. [f so, Lender mey. at uny time, colleet And hold Funds in an amuunt not ta e:cceed ibe lesser amount. `
<br /> : "'•�•=Zr;• l..�nGer may estimalc tE�e umour�t af�unds due on the uasia of cu�rent data aud reasonabla estimates of expenditunes of future
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<br /> =;i�����;'�':. � F.scrow•ttem�e+r nthenvise in acmrda+�ce with npplicable law.
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<br />-"z�i�,�'',�`�. �,,, �� The ��nds shA19 Ue t+e1c1 in on insiiwtian whose deposits Are insured by u federal a�encv, instrumemulNy, or emtaty :
<br />_�����f;:..`:, '�"'���t•?� (including Lerxler,ii Lendcr is such an institutian)or in an�Federal Home Loan Bank. l.ender shuU apply the Funds to pay�t�►c
<br /> �=?'����j�;� ',, Es.�ow Jtems.l.er�der may aot charge Borr�wer fat holding and applying ihe FunQls..rnnually analyxing t6�e escrow arec�unl,or _
<br /> `''"�"'���`°--�4- -�'�-`-=- veri'fying the Escraw ItGms.unle.cv l.ender puys 1�orr�wer inserest on Ihe Funds mid applicable law perm3¢s l.ender to malce such -
<br /> - -- "'�!� A charge. Howevcr,L.ender may mquira 8orsowcr t�+pmy u one-time ctuuge for w�independent reuf estate�ax repaning servlcc
<br />��,� used by Lendcr in rnnnection with this ioao, uniess applicable law provides otherwise. Unless an agreement ia made or
<br /> applicable Iaw rcquires intercst to be paid, I.ender shall nat be required to pay Borrower any interest ur eamings on the Funde.
<br /> � Bonower and Ixnder mwy agree in writing, howevar, that interesl shall be paid on the Funds. I.ender shell give to Borrower,
<br /> - without ciwrge, an annusl exounting of thc Funds, showing credits and debits to the Funds und �hc purpose for which tach
<br /> = debit ro the Funds wus mode.The FundR are pledged as additional security far nll sums secured by Ihis Security Instrumtnt.
<br /> If the Funds hcld by l.ender exceoJ the amaunts permitteii to be held by applicable luw. Lcnder shall account to Borrower
<br /> for the exce�x Fundx in uccordwue wi�h the requiren�ents of'applicable law. If the umoun�of�he Fundx held by Lender at uny
<br />-� Iime ix ncK suf8cient tu pay thc Bscmw Itemx when due,l.ender may sa notify &►nnwer in writing,und.in such cwRe Borruwer
<br /> .° dwll pny to L.ender the urniwnt ne�r+�ary to make u�Ihe deflriency. Borrower siwll make up the deficiency in no mare than
<br />- twclvc nwmthly payments.ut l.enJer's�le discrctiun.
<br /> - Upon p�ymcnt in iull uf nll eums hocure�i by ll�ia Security Instrument, l.ender shall promptly refund ta Borrower any
<br /> Funds hcld by Leoder.If,unde�paragr�ph 21,I.ender xlwll acquire or�cell�he Propeny,l.ender. priar to the ncquisition or sale -
<br /> of the Property,stwll apply Any Funds held by l.ender at the lime of ocquisition or sale as a credit against the sumg aecured by
<br /> �� this Security Inrtrument. -
<br /> � -- 3.Applknt[on of Payments. Unless applicable law provides atherwise,ail payments re�eived by Lender under paregraphs
<br />.,�.� 1 ud 2 shall bc appllod: Frst, to any prcpayment charges due under the Nate; second, ta nmounts payable under paragraph 2:
<br /> � j.ti.r lhird.to interest due;fiwnh,ta prinripal due:and last,to any late charges due under the Note. `
<br />�'`•'� �'a 4.Cl�rges; Liens. Borrower shall pay all tazes,asressments, churgc�, fines wxi impositions anributable to the Property �:
<br />- �::�.
<br /> ;; which may attein priority over thiti Security Instrument,and leusehold puyments or graund rents, if nny. Borrawer shall pay -
<br /> _. '�•� these obligations in the mnnner provided in puragraph 2,or if not paid in that manner,Borcower shall puy them on time direclly
<br /> to thc person awod payment.Bc�rrower shall promptly furnish to l.endcr all noticcs of umounts to be paid under this paragraph.
<br /> IP 8orcower makes�hese payments directly, Borrnwer shall prompUy furnish to L.ender receipts evidencing the paymen�s.
<br />�,y��,��g �., i Borrower shsill prompUy dischurgc any lien which hus prinrity over�his Security lns�runxnt unless Bon•ower: (u)agree.g in
<br />, , � � w�iting to the pnyment of the obligation secured by the lien in a nwnner uccept�ble a�Ixn�ler;(b►cantests in gcwd faith the lien
<br />- ` by, or defends ugaimt enforcement nf thc lien in, Icgul proceeJing� whirh in thc l.�nJer's opinion �iperate to prevent the
<br /> j�`�',��`-"�"��- enforcemr.nt of thc lien;or Ic)�uxures fram the holder of Ihe lirn un ugrcemem sa�itil'urairy a►I..�ndcr suborciinating the lien to
<br /> ����� this Security Instrument. If Iw:nd¢r detern�ine�thu�uny pun uf thc Propeny is,ubjec� tu a licn which muy uu;�in pri��rity over _
<br />-- f"��-`•�`:':'::�: utis Securiry Inxlrument, l..ciuier muy give &irr�iwer a notirc identif��ing th� licn. E3��rr��wcr shall .u�i.rfy Ihc licn ur t•rke one or �
<br /> r•�;..:;�,".'"`� morc of the actions ret forth abovN within 10 Juyx uf the�tiving of noticc. _
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