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<br /> 7+IK3BfHBR WX1H dl tre impav�mw�aaw a 6uaRe�a�ad an dK property��od�I!w�+,��d
<br /> ��ow or h�re�Aa s prt ot tlw pno�p�rty. AW ++�W�oeivaxi aud addidoo� �IW1 �la be oavsmd by t6i� �ow�f�► .
<br /> • �i��./1p o�l il�e Joce�oi�i��iitr�d 10 ia�Yi�S�a�eitr Iostnu�neet�tLe"PropWty.'
<br /> DORROWBR OOVBNAMfS dwi oorrvwer i�IawNUy�o[die aule l�eroi+y aonveyyad Md ba the d�to�M'iMib
<br /> �ee�vey the Pcape�ty�d tlwt the Propeety i� unenaa'n6ened�suapl f�or encud�be�x��n of�noo�d. Borrower rrarr�lb�ad.rrW
<br /> aDaud�axnily thc titb to tbe Prope�ty e�mt dl clalm��nd dem�d�,wbjxl W any a�cumbr+noes of rxad.
<br /> THi9 SBCtJRlTX INSTRUM�17'oombifnea unifarm oovea�nts for mdonal w�e and non-unifam oovaaaw With IimiUd
<br /> vnWia�s by juri�diaiaa w mo�tltuto�uniform aocurih'inst�umeat aWerin�rcal pcopatY•
<br /> UMFORM OOV6NAN73.Borrower�od L.mder mveamt�rd u�e+ec a�follow�:
<br /> 1. Pr��eM ef lrirrdpd Mi Iderdti �'�pU'����. Bormw�er�htll pron4uY P�lY wba�due d�e
<br /> P�P�of sa�d intercat on 1ha,dabt avidenoed by the Nde aod aaY P�Y�and Lue cJ�vgea due unda Ihe Note.
<br /> 2.1?1�od��i►r Tw�,�d'1p�wt�aoe.Subject w appiic�ble law or to a writta�w�ivu by L�erder. Borrower�dall psy to
<br /> Laoder on the dty,.lipnd��Y'�►ayrmr.��s qtq due uoder 1he Nate.until the Nota ic paid in full.a sum("Funda")for:(a)yarly tua
<br /> a�d•a�aus which mty s�in prf�tity qver Ws Security Insl.rumem ac o lia�on the Property:(b)Y�Y���{xy�
<br /> ar��+ounil+l+aNS oa the Pmpercy�if any{(Q)�yA�rly hunrd or property insur�noe premfums:(d)Year1Y flood im�unnoe premiums.
<br /> iB pny�(e)Yeuiy mortgage imur�nco p�iiliuttu�. if any:ard(n anY�WY�Ie by Borrower to I.ender. ln a000niane wid�
<br /> . Ihe pmvisioac of p�ngrap6 8.in liau pf dta ppymeat of mongage inwrmoo premluma.These itema�re called"Escrow Iteoa.'
<br /> � I.a�der may. at�y ti�m. oollect pnd�hold:PW�dis in an amount not w excaed the maximura wnouat 4 la�dcr for a fedenlly
<br /> � rdual nno�tga�e lan maY�+eqNins�o�•Uot�qwa�'s escrow aoeount wder tho federW Real Estate Seltleroent Procadura Act of
<br /> ' 1974 n ama�ded fmm tiaae to Ume: 12 U.S.C.Section 2601 a uq.("RBSPA").unkss anotha'IAW that uppiies to tbe Fwd�
<br /> eete a lesser amaunt. If eo. Gaadnt mr►Y. �t,iro�y time. mllax and bold Fund�in nn amouot rot w eaoeed the lesur amount.
<br /> I�ender may esliuWe t11�amaiiu af Fwds due an the basis of curnrnt d�ta and trasonwblo estin�ates of expadiduea of fudme
<br /> Bscrow Itaas or olbe�i�e in a000rdance wid►a�licable law. •
<br /> 7Ue Funds chall be held in an institution whose deposits are in.4ured by a federal agency, instrumeriWiry. ar entity
<br /> (includfag l�nder.if I.ender is cuch an instltuNon)or 1n any Fedtral Home l.oan Bank.Lender shall apply the Funds to pay tbe
<br /> Ei�crow Iterns. l.adu may not chuge Borrower for holdi�and applying the Funds.annually�lyzing the escrow ac�oount,or
<br /> verifying tho gscrow Items.unlas I.ender poys Borrower inter¢st on N�ee Funds and applicable law permita L.ender to malte such
<br /> �charge. However.I.rnder may rcquire Borrower to pa►y a one-time chuge for an independent r+eal eswtc wn rcporting servke
<br /> used by Lender in oonnxtion vv�th this loan, unless applicable law provides ott�envise. Unless an agreement Is mede or
<br /> qiplicable law requira interest to be paid.Lender siwll not be rcquircd w pay Borrower any interrst or eamings an the Fu�ds.
<br /> Borrower and la�der may agree in writing,however. lhat lnterest ahell be paid on the Funds. Lencler slu�ll give to Borrower.
<br /> without charga aa anou�l a�000unttng of We Fwds. showinQ cradits and debits w 1he Funds and the purpose for which eaeh
<br /> debit to the Funds was made.The Funds are pledged as additional socu�iry for all auma secured by this Sa:u�iry Insuument.
<br /> If ihe Furds held by I.emier eaoead the amounts permitted to be held bY apPlicable law, I.ender alwll account to Borrower
<br /> for the exass Furds in acxordonoe with the requirements of applicable law. If the amount of thc Funds held by [ender at any
<br /> time is not aufficient to pay the Escrow Items when due,l.ender may so rtotify Borrower in writing.and.in such case Borrower
<br /> et�ll pqy to Lender thc amount necessa�y to malce up the deficie�y.Borrower slwll make up the deficlency in no mone than
<br /> twelve monthly payments,at Lender's sole discretion.
<br /> ' Upon payment in full af all 4ums secured by this Security Instrument. Lender shall promptty �Pond w Borrower any
<br /> Funds held by Lender.If,under paragraph 21.L.ender shall acquire or sell the Property.L.endcr,prior to the w�quisition or swle
<br /> of the PropeRy,shall upply any Funds held by l.ender ut the time of xquisition or sale ae u credit agt►insl the sum�secured by
<br /> this Security Instrumcnt.
<br /> 3.ApplkAtion ot Payments.Unless applicable law provides otherwise,all pa►ymcnts received by Lender under paragraphs
<br /> � I and 2 shall be appli�: first,to Any prcpayment charges due under the Note;�ecand,to amounts payable under pa�a�raph 2;
<br /> , thiid.to interest clue;fourth,t�priocipa!duc:and lost,to any late chruges duc under the Note. -
<br /> 4.Cfwrgev; Uens. Borrower shall pay all taxes,assessments,charges, fines and impositions anributatsle to the Property
<br /> which muy unain prfo�ity over this Security Ins�rument, und leasehold payments ar ground rnnts. if any. Borrawer shsll pay
<br /> tlKSe obligatioag in the manner provided in purnRraph 2.or if not paid in that manner.Borrower sh�ll pay them on time directly
<br /> to the persun owed payment. Borrower shull promptly furnish to l.ender alf oalices of emounts to be paid under this paragmph.
<br /> If Borrower makes these payments directly,8orrower shull promptly fumish to Lender n.-ceipts evidencing the payments.
<br /> Borrower shall promptly discharge a�iy lien which hsu priori�y over this;Security Instrument unless Borrower:(a)agrees in
<br /> wrfting to the payment of the obligation securod by the lien in a mAnner acceptable to Lender;(b)contests in gcx�d faith the lien
<br /> by, or defends oguinst enforcement of the lien in, legul praceedings whirh in the L.ende�s opinion operate to prevent the
<br /> enforoement of the liea:or(c)serures from the holJer of the lien an ugn.�ement sa�isfuctary to I.ender subordinating the lien to
<br /> this Security Instrument. If Len�ler detern�ines thut uny pnrt of the Pro�tiy is subject to u lien which mny attuin priority over —
<br /> lhis Security Inatrument, I.ender may give Borrower a notice identifying the lien.&�rrower,hull sa�isfyr the lien ar wke one or
<br /> more of the actfons eet forth nbove wfthin 10 days of the giving of natice.
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