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<br /> � perioda th�1 Lendar roqulrea. 7ho ira�uru�ca c+urier pmviding�he insunu�co�hpl)Mo choeen t►y 8arrowcr wtijeet t�l.eedcry
<br /> appovd which�lutl nnt bo unroa�an�bly wUhheW. If Borrower fdb w msinl�in eovets�e deRCribod�bove,La�m�y.N
<br /> , L,a►derk op�i�n,�btNin coveew�o ta protecl l.eixfcrti ri�hte in the Property in ucoMu�oe wAh par�►�rMph 7.
<br /> All Inaur�uice poUcies and rc.now�lw Ahali be�ocepablo to Len�er and sh�ll lnclude+��t�ndud mon���e clawe. t.ender
<br /> �th�ll havc the ri�ht to hald�he pulioiax and�cnewals. lf Lcn�ler roqui�es.Bc►mnwer rhwll promptly Qive lo Lender dl roceiptn
<br /> of p�id prcmiums�nd�wal noticer. !n tho event of low,Bortowe�sh�ll glva ptompt notico W tho lnwruic�cu*i�r�nd
<br /> Lender. L.cnder may make proof of locs fF nat made prom�ly by Barower.
<br /> Uole�L.ender and Borrower ai�erwise Agtt�a in wrltin��in�u�o pra:culs bhull be�+pplicd to restoratlan m rcpair of
<br /> __ We Property d�m�t�ed, if�he rc:torntion or rcpair iR aconomically fc�siblo and l.enderti sexu�ity ic na leasened. If dto
<br /> nstor�tion m repair 1�not ecanomically feasiblo ar Lenderl�sccudry would be leacened. �ho insurw�co prooceAa shall bo
<br /> applied w tho sums eecurod by thla Seru�ity Ins�rutnem.whqher or nat then due, with uny excesx ptid to[iorrower. If
<br /> Borrow¢r abandons the Pra�erty. or doci no1 ancwe�wi�hin �11 daya a notice from Lender th�t the insurance c�rrier han
<br /> �- offcr..d ta sacic u claim.then Lender mey collect ihe inaumnce pmcecdR. l,ender mwy u�e tho pmcaoda to ropair or rccwn _
<br /> ttic Propeny or to pay�ums secured by this Securi�y Insuument.wha�hcr or not thcn Jue. Tha 3Q�day poriod wlil bo4in when
<br /> i —�"�_.W tNe notice is givcn.
<br /> Unkx,� Lender and BoROwer athenvise agree in wri�ing.uny npplication of proceeds a pdncipal shall nat eRtend or
<br /> postpone�he due dute of tt�e monthly payments rcfened to in parugruphs I and 2 or chonge the amaunt of Iha paymeMe. If
<br /> wider p�ragraph 21 the PYVperty is acquired by Lender, Bornower's right to any insumnce policies and proceeds rcsuNing
<br /> fmm damage to Ihe Ptopert)r pdor to the acquisilion sholl pass to I.ender to�he cx�eM af the aumr secu�d by thie 3acurity
<br /> Incwment immediately p�ior to the acqufsition.
<br />=t� 6. OecuPaacY� Preserratioo. MslotmAnce And Protecliuo of Ihe Property: 8orrov�•er'a l.aon Application;
<br /> l,ea�eh�. Borrowu shall accupy,estabiish,und use ihe Property As B«rower�principal residence wUhin sixty dey�s aker
<br />'.'�' the execution of Ihia Security Insuutnem sud shall cauinue to cecupy the P�uperty su Barrcwer�principal residence for et
<br /> least one yeu after the date of arcupancy, unles� Lender ahcrwise agrees i� writiag, which conscnt shall nat be
<br /> uix�eosonebly wi�hheld,ar unless exteniwling cinun�++eu�ces exis�which rue beyonJ Borrower�control. Barower shall not
<br /> destmy.damage or impair�hP Property,nllow the Property to deteriorate,ar commi�wtute on the Propeny. &xrowe�shall
<br /> ,i;},,,, be in default if any forFeiture actiun c+r praceeding, whelher civil or criminal,is begun�hat in I.enderk good fai�h jud�tment
<br />'"�A�� •::i:' could resu�lt in forfeiture of the Prnpert}� or othenvise materially impai� the lien created hy tl�is Secu�ity Insuuinent or
<br />= l.ender's security intercst. Bortawe�may cure such a deiault and rrinstnte,a�pmvided in paragraph 18,by causi��the ac�iun
<br /> or praceeding to be dismissed with a ruling that.in Lrnderk saod fsdth dclermination,precludes forf'eirore of�he Borrowerk
<br /> - � ;�,� interest in the Propeny or ather muter�ul impairmern of �he lien creuted by Qhis Security Instrument or L.cAder's s±eeurity
<br /> interext. Bomawer shall elso be ln default if Borrower, during the loan application process,gave muterially false or _
<br />.,;��, inaccur•ate in formalion ar statements to Lender(or failed to provide Lender with any muterlul informution)in eonnection wlth
<br /> the lonn �aidenced by the Note. including, bu� not limited to, rcpresentAtionx conceming BorrowerK accupancy of the
<br /> - -,,:�;;,—_- PropcRy a�;�princip�l residesxe. !f this Security lnstrument�4 on a Ite�ehold,�intmwer�hnll comply wi�h all the 4xovisions
<br /> , .,;.�;.': .., ,.„ . of thc leoxe. If Borroiver acquirec fee title to�he Pa►�Ceny.the leasehold und the fce riUe shnll not merge unless Ltnder ugrces �
<br /> ���`..��. ta the merger in writing. •
<br /> '� '���,.�,,;�: 7, protectbn oi Lender's Righls in the Wroperly. If Bormwer fails tu �crfortn the covenantn un�1 agreements
<br /> '• '�~� •�'•^"c'� contained in this Securit Instn�mena, nr there is u le ul roceedin thnt ma tii nificnntl afiect Lender� ri hts in the
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<br /> •„�?�s,,;.,�4;.�: :,� ' Property(ruch as A proceeding in bun3�ra��tcy,prohate.for condemoation or forfei�ure or to enfarce luws or regula�ions),thr-n
<br /> '�`'�'-"'�"�'"'';:''�� 1.ender mAy do und pay for whutever is necexsuq�to pmtect thc valuc of thr Prnpeny and i.ender;righ�s in the Property.
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<br /> �,��,�_� ; L.ender's uctlons muy include puying nny sum+securcJ by u lien which hux priuriry ovrr thi�Security Mztrurt�ent,appearing -
<br /> '°�`�°' • in court.paying reason�ble auomeys'Pecs und entering on the Pmperty to mu�ce repuirs.Although Lender may take action
<br /> '" ``"•'�"" : `''��; under this pamgrnph 7.Lender dces not hnve to do so.
<br /> ' '"!'"'�'°�'L"� Any urnountti disbuned 6y Lender under thix p;vugraph 7 Shall bccomc addilionnl debt of Borrower secured by I�Ois -
<br /> � _.�°��. . . .,,. , Security lnstrument. Unlexs Borrowcr und L.cndcr ugree to o�her lermx of payment,there nm,�ums shs�ll bcur interest from 4hc _
<br /> . , . ' date of disbunement at ahe Note rate und shall be puyuble,with interexl.upon nolice from Lender to Borrower reyuewing
<br />' ��''�`; - �' payment. _
<br /> '���'�'' �. Mortgagc Insurance. If Lendcr myuircd mnrtgagc in�urance as a conditi�n nP m:iking the lann cecured by thi� -
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<br /> ,,,,� :. ;i�.;��,� Securiry Instrument. BaROwer zhull puy the premium,rryuired to muintuin tNe mongage insurance in effect. If, for uny -
<br /> '' � ; � renson, the mortgage inwmncr a�verare required by Lrnder laptie, or cea,e.r to be in effecl, Bormwer�:hull puy the
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<br />- ,�._;.;_�,"y?;�,,•.�7,;t•�;��;' premiums required to oMain coverugc +uhztanliully eyuivulent to Ihe mongnge in,uroix:r previoutily in effect, at n cost
<br />- • ,'t��'v,; subsluntially eyuivulem to�he cost to Borrowcr��t the mangugc insurunrc previously in e(fect, from un •rltemate monguge
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<br /> ,�:.��,•,�i;:. . insur�er appnwed by Lender. If sub�tuntiully cyuiv;ilem m�mgugc in�u�uncc covcrage i.not vvailuMc.Born►wer shull puy to
<br /> �"'•'i�iti�;..: ;.. . . Lender euch month u xum eyuul ro onr-�wclfth i�f ihe yeurly mcxt�ugr in.urance premium heing p•rid by Borrower when Ihe
<br /> ``-.: insurunce coveruFe lupsed or ceux�d to he in effect. LNmler will urcept,u�r:uid reluin Ihc,e paymenl�u+u lozx r�xerve in lieu
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<br /> ,.,,- , � •,�; •.-.. . of mongage insurunce, Loxti re�crvc puyments muy no longcr hr required,ut ihc��ptiun ol'LenJcr,if monguge insurance
<br /> ,,- � coverage�in the umount und for the period thut LenJer rcryuiresl providcd by un insurcr uppruved by Lendcr n�eain lx:comes
<br />-. _. �;;`�.�, . nvailuble and is obtained.8orrowcr xhull puy Ihe prernium.nyuired ro muimain mort�uFr in�urimcc in cffecl,or to provide a
<br /> �., i`�':?j. loxs retierve,until�he mquirement 1'or monguge imuruncr ends in uccorciance with uny wriurn�greement hetwecn Borrower -
<br /> •'„ � .;- and Lender or upplicuble law. -
<br /> i • ` 9. Inspecl(un. LenJer or its ugenl muy makc reu.onuhk cnlries uExm and ins�xrtiun.of thc Propenr. LcnJer.r•hull -
<br />_' � ' ;1;�';',�( ive Borrower notice m�he time of or rior lo un in. uiun x �ii in�rca+orwhlr c�u+e fix the inti �tinn.
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<br /> �:``:��.'-�+ 10. Condemnatlon. The pnxred.ot'•rny uwurd or rluim for damageti.dirc�t or ronsrti�urnliul,in connertion with any
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