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<br /> ��/Q�W(7'���l WO�b'I�qYUlIODl9 bOrY Cf�101��lf Of�OCIN�CII dM p'D�Illty�Md d�M�ORIlIIN��I�IY�i1NOM�
<br /> MI���{�'rA ODrY 11��W�1[��d rl/�y. l�����/��i0 b0 OOVdOd�.��0�► •
<br /> Lpuu�nenG Ali aP Ibe�o�e�dW 4 n�ened b in thit Seow9ty Inqrun�t q ths�"R�eAy.•
<br /> � AOREtUWgR G'OV�TAM'I'3!Mt Banower L IaMMlly�aired of the ante l�enbY��Y�����4 to�aN
<br /> •od oonvoy��Y aod dat the Pmpmty i�uaenrurobacd�esoept[er aicumbraooes ot nxord Barower wan�nu�ad
<br /> wW defad dfe dtle b tbe Prope�ty a�fa�t�cldau�nd dem�ade.wbject b any ax.,wqb�oe�of�ecad
<br /> THIS 3B�CUM'Y INSlRUM�NT oombirics unUam covea�nb far uatlonal we wd tlon�uniiarm covawN� wi16
<br /> -- -- tiwitad vaLNoa�M'ju��w oomtiw�e�wdfam�eauiry ia�u�t rovaiio�rad P'�P�Y•
<br /> UNIPOItM COV�VAN7'S. Bonewer atd I.endar oovea�nt and a�roe at fol{owr. .
<br /> l. Pw�o�Ptbdpd�ud l�eeu,�ti ProPq'm�at aad Utt('.hr�e�. 8omuwar�hall P�PUY Y wheo due the
<br /> �u
<br /> p�I of�ad intaeu oa the debt evlda�oed by tho Nota u�d�nY P�WY�t aad I�te ch�w due und�er NMO.
<br /> - �2. Fio�tor'iw��od Irwrro�.Cubja:t�n�pplicable low or w a wrltte�w�iwx by l.ender.Hamwa qWl p�y to
<br /> LeAder on �d,�y raon�hlY NY�a Aro due und�x d�e Nao,uadl�he Nou ic paid in tbU�s wm("Funds'7 fa:(�)yaarlY
<br /> twces aad a�ceswaeau wbicb au�y utein prio�iry over tMs Sec►uity Incuurt�ent at a liai on tbe Propnty:(b)Yeufy k�uoitold
<br /> psymaau a�mund antc on �he PropeKy. if anY: (c) Yarl! E�uard or property inswance pnemiunn� (d) yearly flood
<br /> incur�oe peawros,if�ay: (e)Yw�iy matBaBa in���noe P�m�.it wy;ead(�any sum�p�yabb by Bomower W
<br /> I.�la�.in acco�d�aoa writA dic P�'�visians of pngrapd 8�in lieu of d��me at of atortgaga insu�anco pr�mium�. 7Ueca
<br /> i1e�a�e cslloa"Ecc�►ow►ir�ema.' Laawier mayr.�1 any time�coUect pnd hWd li�in An amaunt not w excoal tbe mvsiawa�
<br /> �no►ieR�kader for a fedaaliy aWed mat�,�e lwo m�y mquLo fa Ba�o�wtr`s escrow axount under U�o feder�d Rc�l
<br /> ��tlement proredwes Aci of 1974 n anwidod fmm tuae lo dme.i2 U.S.C.^�a601 er seq.('RBSPA").unlest anotlkr
<br /> law�Ihat appUca w t6e�nda seta a laser uaount. If so.l.ender may.u Aay tuae.cdloct aud hold Wnds ia�n anount uot to
<br /> .�� . exoe�d �he lesser imoua� I.ender may estimwte the artaunt of Hujds �uo on th.4�is of euneat d��nd neuoaa6le
<br /> atimua of ex wres of future Escrow Items or othawise iu accondenco tivith applicabk law.
<br /> . T6e Ru��a6�11 be held in an inctid�an wbose depoeitr a�e ias�ued by A fedetai ngeney.in�trummtallty.or eadty
<br /> - (includlag l.ender.if Lender is such an ins6wdor�)or in any Federrl Home[.oan B�ai�. Lender slwll appiy tbo Funda tn P�Y
<br /> the�CCruw Items. Lender mqy nat c.Uarge Bomnwer fa holding and applying the i'.aw1s,wmually aaalyzing Wo esc�+nw
<br /> �oco�nt,or verifying the F.scrow Itapw. ualess l.ender pnys Horrower intcnest on the Funds smd applicable law�pem�its
<br /> L.�A(Id!t0 IIIW[G BUCII A CIWI�C. Howcva,l.,�nder may raqui�Bomnwer w pay a one-�iaae�charge for an ladepr�nt3cru�p)
<br /> - �u�reporting service usGd by[.eader iA coanection with thia loan.unless applicable iaa pmvides whenviae. �lnless an ,
<br /> - , agrcsment is made or epplici+ble law roguires inte�st w ba paid,Lender ahall not be required to pay B�ea�y�er tu►y intcre�t or
<br /> e�rqinga on the Fi�nds. Borrower aaod l.endcr mAy agreE In writing,however.that interest shAU bep�u�I�on'!M Funds. Lender
<br /> , shull give to Borrower,witliouit:rbarge.en annual accoundng of�he Funds.showing crodits and debfts�W the FLnds aad the
<br />_.-_ ' purposa for which each debit to the Funds was made. 7'1ic F�u�ds+ue pledgcd as qddido�7 sccarity for all wa�c sxu�ed by
<br /> U�is secu�icy tnstnw�en�
<br />,,a�� If d�e FLnda tietd by L.ender exoeed the amounts permitted to be Aeld by appiica�te I�w.iRackr shail aocwmt ro ,
<br /> Bocrower far the excesa I�Lnds in accadance with�he reymnements of applicable law. lf the amo�mit:c+F the Punda beld by
<br /> l.etidet�t any time ie not sufficieat to pay tf�e Escrow Items when due,L.ender may so notlfy T3orrawer ia writing,and,in
<br />,:� suci� case Bomower shall pay ta Lender the amount necessary to make up tha deficiency. Saimwar shell mak�e up the
<br /> de�ici�eacy in no more than twelve manthly payments.at Lender's solc discreUon.
<br />„' Upon payment in full of a!0 sums secui+ed by this Securiry Instrument,Lender sha9�promptly refuad to Barro�ver aAy
<br /> Funds beld by I.ender. If,under paragrapb 21,l.ender shall acquirc or sell the Prapeny,3.ender.prior to the acquisition or
<br /> sWe of 1he Prope�ty.shal�aPP�Y�Y�����by ��r at�he t�me of acquisit�on or sale as a cv�ecii�sigainst the Qua�
<br /> securod by this Security Instrument.
<br /> � 3. Applkadon ot paymenfa. Unless applicable law provides otherwisc. all pAy.inen�s received by l.ender under
<br /> `= peragraphs 1 and 2 shall be applied: first.to uny p�paymem charges due under the Note;secand.to emounts payable under
<br />__ � parngraph 2;third.to interest due;fouKh.w pdncipel due;and last,to any late cherges due under tha Na�e.
<br /> > q� C6ar�es= L,kn�. Borrower shall pay all texes, rassessments,cl�arges, fines and imposidons anributable to the
<br />' • - Property�vhich may attain prioriry over this Secudty Instrument,anA IPa.:Phnld l+wymcntc or gmuad rents,if any. Borrower
<br />_' «��}h � shall pay these obligations in the manner provided in paragraph 2,or if nat paid in thot manner,Borrower ahell pay thcm on
<br />�• ���,.�:•,•�: ,,. time directly to the person owed payment. Bortower shall prompqy furnish lo I.cnder all notices of amounts to be ptid under
<br /> , , �;�:;.'� this pivagraph. If 8orrower makes these pay�nent�dirc.ctly. Borrower sfiall promptly fumish to Lender receip�s e�i�7e�cing
<br /> ��� ,5�,�,ai•��� the payments.
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<br /> ?�q,.�.�•,.,•�:4.t;y; Bomower shall prompdy discharge any lien which hos priority over this 5ecurity Instrument unless Borrower.(a)agrees
<br /> '' ,�:'"•�'�. '"'' ' in wridng to the payment of the obligadon secured by th�lien in a manner acceptuble�o Lender,(b)contests in good faith the
<br />_ � ,"' �� lien by.or defends agoinst enforcement of 1he lien in,Iegal proceedings which in the Lender's opinion operate to prevent the
<br /> ,, � enforcement of 1he lien;or(c)secures from the holder of�he lien un agreement satisfnctory to L.ender subordinating the lien
<br /> - -'\�'.�...:iy t.�l.
<br /> �1y:;:,�:�•}1�,•�;��r to this Security Insuun�ent. If Lender determines that uny part of the Propeny is subject to a lien which may attain pdodty
<br /> '�,�+,;�. •'�;k over this Security Inswment.Leader may geve Borrower u notice identifying the lien. Borrower shal�sa�isfy the lien or take
<br /> it• .�rrti,�
<br />�;,;, :� ,R� 't.�� om or more of the act�ons set forth above wilhio 10 days of the giving of noiice.
<br /> ;.,r;,. t �`�,�,���"'`. �•Y g� g{��or Property Iuaurance. Bomowcr shall keep the improvements now existing or hereuher erected on 1he
<br /> 5rii.tk .� ' . _
<br />_ " %�•='��"'���_•'� Property insured against loss by fite,hazards included within U�e term"extended covernge"and any other hozards,including
<br /> i �����f��':��;:�t•::t;'�': -
<br />_ �; l� 1_ flocKJs or tiaoding,for whlc�h 1.ender requines insuronce. This insumnce shall he maintained in the emounts ancl ior the
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