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<br /> � �p�oval wh1oM�b.it aa b unr�uaM.�ly wNi�id. It Ban�wK rdb�a a�i�Wn ducrW�d�bow.�..�drr�arryr.ae
<br /> . L.�aKti bpioe,oewn covetsae to pm�ct l.�md�rck�I�M.in�he Prop�nr In Kradm�.d�th p�rnpn 7. �
<br /> All lnwr�noe pdkla�rd�erNw��11!��p�abIe a Ler�der�nd dull Include�avidu�d mort�ye clww. I.md�r
<br /> �hall lave the�ht tn hald�ho paHcla�nd tcnewNlK, lf l.erder requirc�,&�rrower�hnll prom�MlY�Iva tn t.a�d�r�II realqa
<br /> a�p�id promium��nd ronnwal nollaa. In�he ovcnt nf lar.Bumiwer rFWi ave prompl notke to Iho inwrAnCe c�aM!
<br /> Lawler Lender m�y m�ka proof of lau it nat m�promp�l�by Bortower,
<br /> — lJnic��l.cnder nnd Rnrrower ahcrwi�sc rgree in w�itfn�,InuirAnsc�mxYet1r ehell be��Necl In rc+t�mtMn tw►CroM i►f
<br /> tho Prnpnrry d�ma ed, !f the re�tion or rep�ir 1�cronomio�lly fe�u►ibb uid i,endery recudty i��wt leuenod. If�he
<br /> �eatonubn or topa�r io not ocanomic�lly fewlblo or l.enderb Rocudty wauld be leuened,the inrunutce pra�eecl��Iwll be
<br /> �pplicd to the:um�exured by thi�3ccu�ity lnstrument.whether or not Ih�n duo, with Any exceu p�id to Bormwcr, If
<br /> Bomnwer+�brndonq tho Property.or does not an�wcr wi�hin 3Q dwye�natice fmm l.ender thwt tho inwnu�ca curler hiu
<br /> o�'eroA to aenle d el�im.then Lender mny wlleet tho insurance praceadc. Lender may uoe tl�e pracoodr w r+epdr or rerwro
<br /> the Property or to pay wimo cecu�ed by this Socudty Instrument.whether or not then due. The 30-dpy period will be�in when
<br /> Ihc ndice is giv�n.
<br /> UNesa L.e�der aod Ramwer otherwise agrce In writing,any a lic�tian of praceeds to princlpal shall twt extend or
<br /> postpooc the due d�te of thc moothlY p�Yments rci'erred to in pamgr�is 1�rd 2 or change the amount of the paymeats. If
<br /> wder pw�g�aph 21 the Hroperty is srcquircd by I.ender, Borrower�s right to any insurance policies and praceeds�sulting
<br /> fiam d�m�ge to the pnciperty prior to the ucquisitbn shall pass W Lender ta�he extent of the wms secwed by this Security
<br /> Incuument immedialely prlor w d�acquisiUon.
<br /> 6. OoeupAncy, PnaervAtioo, Mniatenwnce and Protsctbn ot the Property; tlo�rower'� I.o�n AppUc�doa;
<br /> I.eASe�pMd�. Borrower shaU occupy.establish.and use the Property as Borrower�principai residence within sixty days after
<br /> - - --- the execudon of tlais Security Insuument and shall continue to cecupy the Property as Homower's principal rcsidence for at
<br /> least one year aC�er ihe date af accupaac�r. unless L.ender otherwise ;�rees in w�ting. which consent shall not be
<br /> ;,..� unrs:nsonably wI19+�rh1.or untcs�eitenunting�ireumstences cxist whkh ttr��bcyond Borrowcrk cantrol. Bamwer shall not
<br /> _ f;��� dcsrro�r,cl�mago�1r impalr th�e Prn�tty,allow the Property to deteriarata,or commlt���s4e an the Property. BoROxE�s shall
<br /> :�,� be i�-��fault lf auty focfeitare ectiun or prc�c4etling. wlicther c6vi1 or c�Imi�al,is begun t�aaa in Lcnders goad faith ju�;inent
<br /> __ � could msult ia Pa�'eituna of the Roperty or otharwlae muterialiy im�air the lien crea��d by this Securiry Instnlment or '
<br /> L.eqiie�Ss securitv inte�st. Bortawor may cur�such a default aad reir�siut�e,ns provlded in porngmph 1�,b��.•causing the actirnl . •
<br /> or prt►�ecdi�$to rc rl�smissed wilh a rulin�IhAt,in 1.ender:s�ad fA+tio deterrninatton,pi�ecludes fortei�'ue�di the�ornower's
<br /> inte�+e'st i�the,Pn�perty.or oU�er mAt�trjul impAimunt af the lien oreutEd by this Security lnatrument Qr I.endorls security •
<br /> �.fxt�� lnterest Hdrrower�all also be in defaull if Borrawe�, during the laan upplicati�n proseRS, g�ve.matedally false or •
<br /> �:�;_;� inaccurate Infomiation or�sfat�ments to I,e�tder(or failed to provide Lender Wit�i any r�aaaerial iafartnation)in connec�inn with' , ��
<br /> �he loan evidenced by the Note. including, but nat limited to, represeataaianx Co�+ceming Batrowcrk occupancy.of the •
<br /> __ Property as a pdncipQl�esidence. If�his Security Ins�rument is on a IeaseO�ofd,Bnri+nwer shall compfy w;U�all the provi�ians ' �
<br /> of tha kasc. If Borm�var acquires fee tide to the Property,the kasehold and the fee dtle shall nw merge unless Lender agrces •
<br /> -°--- to the merger in wrlting.
<br /> 7. Protectlop of l.ender's Righta in the Property. If Borrower fails to perForm thc covenantx und ugreements
<br /> comoined in t6is Secu�ity Instrument, or the�+e is u Iegul proceeding that mny significnntly uffect Lenderh dght� in the
<br /> PropeKy(such ais u prc�ceeding in bankruptcy,probate,for condemnulion or forfeituir or to enforce laws or regulntions),then
<br /> l.ender may do and pay for whatever is necessury tu protec�the vulue of thc Propeny und Lende�k rights in the P�aperly.
<br /> -- Lender's netions moy include puying uny xumz r�ecured by a lien which haF priority uver this Securily instrumen�appearing
<br />- - — in court.paying reusonable anorneyr'feew und enlering on the Propeny to ma�e rcpnirn.Although L.ender may take actian
<br /> — w�der Ihis perogrnph 7.Lcnder dae�not hnve I�i do so.
<br /> Any mnaunts disbun�ed by l.ender unde�thix pamgmpb 7 shall Ixxome additional debt of Borrower�xurcd by this
<br /> -- Secu�ity Instrument. Unlesx Borrower und I.endcr ugrcc to other tertnx of paymem,�hese amoun�w shwll 6ear interest Prom the
<br /> date of disburscmcn�at ihc Not6 r�te und,hull be puyuble, wl�h inrerc�l,upon notice fram l.cnder to Bomower rcquesting
<br /> paymcnt.
<br /> ; 8. MoMgp�e Insul�ance. If Lender reyufred mortguge insurnnce m n c�rnilti�n�f mokinp�he lonn�ecuted by Ihis _
<br /> Securfly Instrument, Borrower xhall pay the prcmiumc�rcyuired to maintain thc mottgagc insuruncc in efPcct. !f,for eny
<br /> rcason, the mottguge insurance covernge reyuired by I.ender lapses or cear;es to be in effecl, Bortower shall pay the
<br />` premiums required ro obtefn covcruge subs�umially eyuivalent to the murtguge inwrunce previausly in effect, nt u cost
<br /> substnntially oquivalent to the coxt to Borrower uf the mongage insurnnce previouhly In effect,from un altemnte monguge
<br /> insuner upproved by Lender. If sub�lantially eyuivulent monguge innurnnce coverage is no�uvailable,Barnower shall pny to
<br /> Lender euch month u sum equal to one-iwelfth of thc yeurly mortgage inxuruncc premium being puid by B�xrowcr when the
<br /> � ti�;i�.��� insurnnce covemge lop5ed or cec�,ed�o be in effect. Lender will accept,u,e und retuin�he,e puymentn as u loss reserve in lieu
<br />_ �--�-�� of mortgage insurnnce. Loss reserve puyment�may no lunger bc rcyuired,ut the option of l.endcr, if mongoge insuronce
<br /> coverage(in the amount and for the period that Lender r�eyuires)provided by un inxurer approved by Lender uguin becomes
<br />- uvuiluble and is obwined.Borrower�hnll pay thc pr�emiums reyuired to muintuin mongugc innurnncc in etYect,or to provide u
<br /> loss reserve.unti�the requirement for mortgage insurance ends in accordw�ce wi�h uny wriuen agreement between Bornower
<br /> y��4S�'},.::.,:-� ond I.ender or applicuble luw.
<br /> __.�:.:.�.v 9. Inspection. L.ender or i1s ogent may muke reusonable entries upon and inspection�of the PropeMy. Lender shull
<br /> ��; I 4.����• , g��e Bomower notice ut the 8me of or priar to un inspection specifying reusonable cuu+e for�he inspection. _
<br /> lA. Copdeqtnallon. The proceeds of any awsud or claim for domages,direct or consequential,in connection with uny
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