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<br /> ahi��MI►1'�!.0 IiM�r.MU Mow or Mwd1.r�Id a�h+ .*d�ir i'�n,
<br /> er MMM�a}�t a���� AY�awl�ddMiar�i�wlt dw b�ouvwwl./y i�e1W
<br /> ��1i�t. A110f Ib�kl�/Oi�It 1�IRy�b 1�qYN•�Otl�►11MMI1dMt r IW"ti�Mly."" _
<br /> . Bc�oNV�cov�v�rrrs d�c eo�ow�r�.i.wn�uy�a or w.�«.w�oo�►:�..a�.�.��o�.n
<br /> .na ooavey��.na d�at a�Pe�opKty�.xaept ror�bt r.coa+. Bvrn�r wrnab..+
<br /> �!U�(wd y dM WN b Ibs tliopwty aU afaim��nd d�nd�� lo�uy�ue�mi6r�i o�n��o1d.
<br /> TE�S SBCURff'Y INS1F���i���������000�udlb�m oaww�wii
<br /> bidaited v�i�dan�bY Juri�icdoa�
<br /> tJ1VIE�ORM OQVBNAI�T'8. Saroaror aad Lenda coven�nt�nd�nee u fol�oiwr:
<br /> 1. PryeMat at Pebidpwl wd Int«wt;Prep��a�mt�d I.�t�C6��. Borro�+u ih�ll[��Y WY�du�tia
<br /> prlaci�of uad latera�t oa the debt evidenced by the Note�nd wY P!'aWY�t�ad I�te��duo uuder 1he Note.
<br /> . PMni�tor 71�rr a�d lawe�na. Subjecc tn applir�blo law or to�wdttan wdvu y Lenda.Botrower�lull p�y to
<br /> Laider on d�e day moathlY WY�q nu�e dua w�der the Note�untU the Note i�t p�id ia PuU�A wm("f�nds")for.(�)Y�Y
<br /> tau�cs aad ae9essnunts which m�y�tWn p�iaNy ovcr thia Socur�ty IaW�umeat u a Ikn on tl�e Prope�ty:(b)Yculy kaulwld
<br /> p t� a�ouad t�aat� aa the ptoQwty. if�ay; (cl Y�Y h�s�d a p�op��ty io�unace p�emtw�u: (d) YeulY Qood
<br /> i�tiw s A preaduroc. if Any:to)Ye�rt1Y mwt�a insu�noe P��d aq,wnd l��a9 s�mu P�i►able by Borrower to
<br /> .. I,ender.in�coo�dwnoe with�he prov�ir�¢af p�apb 8.ia lia of tbep�yaaeat of mortgage inwv�aoe pramium�. 7Le�e
<br /> ite�us are califnl"Escxow Item�" L.cAder mey�at any timo.coUect ud hold Plmd�in aa,amaunt a�nt ta cx000d tbe aa�caawm
<br /> �mounc a Icn�r far A foda�lly�el�l moct�ge loaa may iequine for Bormwer's esc�ow�coa�uu widar tba fadernl Real
<br /> �to 8etticmcnt Ptnadwrs A�t of 1974�s ameaded f�u�p dme w time�12 U.S.G.�260I etseq ("ItESPA").uaks��aother ,
<br /> . . lew t�t upplie��to the F1mds set��laier u�wun� If su,Y.ender nu�y.u+my dme, cofloct aad p lo d Eimdo ia��cnouat aot to
<br /> . eatt�cd the lessar aa�ouot. I.e:oder mray eatiawte dtis amount of Pia�dII duo on the basl�of cuc�t d��nd rwawbk •
<br /> est�mrtas of expeuditu�s of futuro t3icrow Items or whawl�e in�ccadence wlth applicable lew. �
<br /> . , .' . Tbe Funds tball be hefd ia aa iustiwdoa wdase dapoalts�e inaund by� Pedenl agedcy. iactrunr�taliry.or mtity
<br /> � • tincluding Lender.if l�y�rder is such m iasdwdon)or in any Federal Home LoAa INank. Leader stwll apply the.Rtnds to pay .
<br /> !h e B�c r ow Items. I.euei�r ma y not c h n r ge Bo�rnwer for holdin g and a p plying GEr.Flu�ds��uu►uolly an�lyriu�the escrow
<br /> aeoount,or verifying th�'Fscrow Ite�ns�uakss Lsnd€�r payR lio�rower interest �+� '�he Ai�ds and applicable law pe�mita =
<br /> : Y.ender W qu�lca_auch a cbarge. However,Len�er aiaY at9uLe Bor�uwer to p�►y a aae•t�nqe charge for en iadepaideat t�eal
<br /> e9t�te 4x�repurting isetvice ased by La�da in conpeFHon w11h tt�is loan.unkss�pplixa60e lA�,provldes othetwi�e. Unlesa aa
<br /> ,agte4me�lt is made ot applica6le 14w requircs intereat t�i be p�td,Lender sA�ll not 6e aec�un�ed ta puy 8oirower auy inteaat or
<br /> , .' 'es�tning�oA tbte�. 8�rrna►er and Leader may s�grce in writing.howevcr.Hu�t ut��rest shall ba paid oa Iho FLnds. I.ender
<br /> sfiall give to'Bamawer.wifhqrt charge.an wanua6�ccr+uating of�he Iimds.sGoR-�ag credits and debits to the Funds and tde
<br /> ' puipose�fot which each c7ebit t,o the tim�ds was�Ic. 3'bo Plu��are pledjed 4s additionel secu�ity for all cume rocu�od by
<br /> . ' 'thi�Sxurlry 1ns'uu�a�. , . �.
<br /> ;�'. , If tlta Funds heW:by Len4er�eaceed tfie amamts permival to be hei�by applicabie law.Lender shali accouai tu
<br />� � Aomnwu for the ear,esa Funds in accordance with the requirements of applicable law. if the amount af tha Funda l�old by
<br /> Leader tu any Wne is not sufflcient to pay the Escrow Iteme when dus,L.ender rnay so no8fy Bomnwer in wdtiag, �nd.ia
<br /> such case Bocrower ahall pay to Lender the amount necessary to makn up �he deficiency. Bortower shall make up the
<br /> deflaienoy in no mot+e than twelve monthly payments,at L.ender's sole discrctian.
<br /> Uponpayment in full of sill sume sccured by this Security lnswment,I.ender shall promptly refund w Botrower eny
<br /> P+uMs held by Lender. If,under paregraph 2l.I.endcr shall�►cquiro or sell the Property.Lender.pdor to Ihe acquisition or
<br /> sak of the l�nupe�ty.shWl apply nny Funds held by Lendcr at thc Ume of acquisiUon or sale as a cr�edit qgain�t the wma
<br /> eecu�sd by lhis Security Instrument.
<br /> 3. Applk�tbn o�P�ytneata Unless applicable law provides otherwise.all payments �oceived by Lender under
<br /> pa�grephs I and 2 sha116e applied:firat,to nny prepayment charges due under the Note:sxond.to emounts payable under
<br /> paragraph 2;thind,to interest due;fowth,to princlpal due;nnd last,to eny late cherges due under the Note.
<br /> 4. Cdee�esi Llenw Bormwa shall pay all taues, assessmenta. aharges. fims end impasitfons attributable to the
<br />. Property which msy attain prlodty over thia Secarity Instniment,and leaschold payments or graund rents,if any. Boirower
<br /> shall pay theso obligaUons in the manner provlded in paragraph 2,or if not paid in lhet manner,Bortower shall pAy them on
<br /> time dirocUy to the person owed payment. Bomowcr shall prompdy furnish to I.endcr all nodces of emoums to ba pAid u�
<br /> . thja paragrnph. If Borrower makes these payments dlrecdy.Bo�rower shall promptly furnish to[.ender receipte evfdcncing
<br /> the payments.
<br /> Bomower shell prompdy discharge any Ilen which has prioriry over this Secudty Instrument unless Borrower.(a)agrees
<br /> in writing to the payment of the obligation secured by the lien in a manner ucceptable lo Lender,(b)contests in good fei�h the
<br /> lien by.or defends against enforcemrnt of the lien in,legal proceedings which in the Lender's opinion opernte to p�eveat the
<br /> enfotcement of the liea;or(c) secures from thc hnlder of the lien an agreement satfsfactary to I.ender subordinating Ihe lien
<br /> to this Sxurity InstrumenG If Lender determfnes that any part of the Property is subject to n lien which may attaln pdoriry
<br /> over this Security Inswmcnt,i.ender muy give 8orrower a noticc idcntlfying the lien. Botrower shell satisfy the lien or take
<br /> one or more uf the act�ons set forth above withfn 10 daya of the giving of notice.
<br /> S. H�rd or Praperty Iasurance. Bonowcr shall keep the improvemcnls naw existing or hereatter erected on the _
<br /> Property inaured egainst losa by tire,hazards included within the term"extended coverage"and eny other hazarcis,including -
<br /> floads or tlooding, for which l,ender requires insurnnce. This insurance shall 6e mafntelned in the amounts and for the -
<br /> Form J02i 9190 /paae I oj6 poattl
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