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<br /> I.FM�e.lAesd�OtYre t#t�ni i��.Bort�owa'rb�ll inure�II impovqpenls aa y� wlwther now ia
<br /> wci�ence ur rub�equantly a�cted.'q�imt anY h�t+d�.caMyllla�QrW aMtla�aicle��includlry Mo.tor wbkh 1.enda'rpuina
<br /> � inwnwice. 71►Is in.unuwe sM�ll ho mJ�ined 9n Owt �nxxuMs �nd fcx�he prriad+ th�t lra�der roquirce. �umwer uhrll rlio
<br /> inwro�il improvu�x+w an�ho ProNerty,whother naw in e:is�awe or�ulKOquaaly eroc�ed.�hut loss by flaad��e tha a�tait
<br /> roqui�nd by the Sa,�rcuuy. All inaurana dull Na csrdod with rnmpanie��pproved by l.rnder. Tha i��ura�ce p�lkia and any
<br /> �aKwal�d�ll be held by Laider and�lull iaclude Iw�p�Y�ble clwsa in fivor of.�od b�fara aopopl�blo to.l.arkr.
<br /> . �
<br /> In tLe avent of laa.Bonawu�I�sll�ive L.atder immedtato r�otice by m�il. Ler�der mry nalce pmaf af lats if not made
<br /> I��Y bY Barrower. F.�ch inwranoo oomp�ny ronamod i� haieby�uthorized�nd dina�tad to nu�ka p�ymcnt for such las�
<br /> dirocUy to La�der.inctead of to Hornnwcr�nd to l.ender jointly.All or any psn of�he iruuranee prace�od�may be appliod by
<br /> I.ender.at it�optiop, either U)ta the roduclbn of the indebtod�eu under the Natc�ud this Sa�erity IrWmment. firtt ta�ny
<br /> delinque��t�u�wu�as app1L�1 tu tho ordcr in p:uagraph 3.and Utcn to prcpaymeet of princip�l.ar(b)to thc rc�torutinn or rcjmir _.
<br /> of tho dumged Propait�r. My app8calion of tiw pteo�oda to the principa) s61l1 not extend or postpono the duo dMo of Ihe
<br /> moMhly p�ymaMs which�ro rcfe�nd to in puagnph 2.or chrngo tho amounl of�wch p�yments.Any excac ln�un�neo procoodo
<br /> over an�unount requurod w pyr all outspwdia� iadebtaduasa uader tho Noto and 1hi�Secu�iry Inctn�ment sludl ba pwid ta Iha
<br /> eMiUr leplly eatiNod tbe�ew. �
<br /> In the erent of foreclo�ane of this Security IaswmewM or dMr trsnafer of lilb to tho Propeny �hat exdnguiahes U�e
<br /> iedcbladoess.dl riy�ht.titk and inuriest of Bor�ower in and to insuran�e policies in force rfu�ll p�as to the puod�aser.
<br /> �T_� S. Oa�p�oet, Pnaoasation. 1Haiotema�� �nd Protactiw ot tbe P�+npertyi Bamwer•s l.o� Appl{catloni
<br /> _.�,� Lmeholdo. Barower sball acaipy.estrbliah. a�d use�6c Property ac Borrow�er's principal rcsidenoe within sixty dAys after
<br />_ �2�� the eae�Non of this Security losuument and shall eontinue to occupY the Pro(xrty as 8omuwer s principul�idence for�t least
<br /> = one year aRu the d�te of occuQcw�+cy.unless�he Secrst�ry determines Ihis roquircment wlll awse wdue har�dshlp for Borrower.
<br /> or unless exteauali� ci�cumstanres exist which are beyond Bonower's oontrol. Borrower shall notify Lenders of �y
<br /> - extenuating ciirur��nas. Borrower ah�ll oat commlt waste or d�tn�y. dunoge or substanti�lly ch�nge ihe Property or allow
<br />-- the Propnty w deteriorate. rasonablo weu and tear eacepted. Leoder may inspoct the Property if the Pnopetty is vacant or
<br />`'��'� abwdonal or the loan is in default. l.ender rnoy take musonable action to protoct and prcsene auch varuM ar abandonal
<br /> Property.Borrower shall also be in default if Bc►rrower,du�ng the loan applicauon process,gave materially i'sd�e r�r inaccurate
<br />�_'— infarnwtion or suuements to Lender(or failed to pmvlde Lender with any matedal infornwtion) in mrubctian with the loan
<br /> — a+:f�axtd!t�!� !�.;isxluding. but stas lim�ln! t�. ��ons oonoeming Borrowe�'s aavpanc.y of U�e Property as a
<br /> ! principal residence. If this Security Instrument is on a leasehold, Borrower shall camply with the provisiw�af the lease. If
<br /> ` Bom�rwer aoquires fae title t�n ut�e Propeny.the leasehold�sw�fee tkle shall not be merged unless Lcnder agrees tco�Q�e mcrger in -
<br /> _ writing. • . �-
<br /> � � 6.Chary�s ta►Bon�ower�nd Prote�4�o� of I.ender's Rights i�thc Propeny. Bornnwer shall pay all governmema� 4�c
<br />- municipul charges, fines and impo�itions Iha�� Ure nat iac0uded in pu�ugreph 2. Borrower shall pay �hese obligetions an tdaaie
<br /> direcQy to the entity which is owed the payment.lf failurr�to pny would edversely affect L.ender's interest in the Ikoparty.upon '_--'-
<br />.^`� L,etider's request Borrower shull promptly furnish to l.e�wltr rxeipts evidencing these payments.
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<br /> If Borrower fails to makc these paymer�t:+or�he pmy�mnts required by paragraph 2,or fails�o perfurm any other covenants
<br /> and agreemenls contuined io this Security Instrument,or�here is u iegal proceeding thnt may significandy affect l.ender's�ghts
<br /> in 1he Propeny(such as a proceadinR in bankruptcy, Por ac+rxkmnation or to enforce laws or regulations),then Lender may do =-
<br /> and pay whatever ia necessary to protoct the value of�he Prn}�erty and I.ender'c righ�s in the Property, including p�eyment of `s�.:
<br />- tazes.Iw7nrd iosurence and other items mentioned in pnraFraph 2. -
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<br />'•�' �"` " � Any amoiants disbursed by l.ender un.ler this paragraph shol: bec��me an udditionul debt o•,'�Fk�rniwer�nd be secured by
<br /> '�Y�`'�`' this 5erurity Tnstrument.The.�e amcwnt�shA91 brar intcr�e�from the dute of disbu►scment. et the Nwe rnte,and at the option of
<br /> . .J�.,,..,:�:f�
<br /> ;°-•��"�` Lender,shall be itnme.diately due and payablc. -
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<br /> 7. CondemnAtlon. The praceede of any awurd or cluim for damages. direct or consequential, in connectinn with any
<br /> : e4- --�,�•-. candemnation or ather toking of any par�of Ihe Propeny,ar far wm�eyunce in pluce nf condemnatinn,�re hereby assigned and _
<br /> �,� shall be paid to l.e�xler to the�extent of the full a�miunt ofi the indebtecines,that rcmuin.unpaiJ undcr�he Note And this Security
<br /> � `��'-"'�- �� Inswment. Lxnder shall apip];. such proceeds to Ihe redsriion of�he inJebtedness under the Note und�his Serurily Instrument, `_
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<br />- ` � tirst to any delinquent umoun�s applied in the order pm�idcd in pun�graph 3, anJ Ihen ta prepayment af principal. Any -
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<br /> ..i: -� '°"• up lication aV•t�ie praceeds to Ihe princip:il xhull rnit extcnd or po.t��.ne thc due da�e of the mnrnhly payments, which ore -
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