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'I�OQ�7�i8R VIII'!'tI dl tbe imp�+uvanaM� row o� bero�nor euoded c10 the �• 1�a/��i.�.i�
<br /> mp,n . �nd dl aw�emea�. .
<br /> +�P.�r��roy�hlet�mitbni,oll md w d�liu and proNu�wMar rlihtr�tld itodc�d dl flRturo�oaw br ha�aR�r a
<br /> prt o�t�i propMty.All repl�oenwu rad dditiom dudl da br oov�d by tl�S�wity IoKrYmwM. All ot tbe tayoip a
<br /> �d a ia tbit 9�airity ta�teiwMae�tIw��PropKty.•• �
<br /> aORROWglt�OVBNANTS th�t Banawa is I�wflilly�lied ot the alste heroby ooaveyed�nd la�the ri�ht w�r aod
<br /> «mvey a�e r4openy.ea tMt d�o tkopaty i�w�encumberoa.exoep ror encun�wK.w�r r000nd. Bunowar wurw. .ea.rw
<br /> �MNnd�eoierdiy�be ti11e a ti�o Pmpecty+�inu all cl�iatr aad�lon�+,wbje�*a any erraunt�rar�oi,�cord.
<br /> !.!lqwt at M�dpd�Inta�+ert�tl We CIMr�e.Borrower ihall pay wi�due the princip�l ot.aM irMOrat on► tbe
<br /> drbt evid�noed by tbe Note and I�te dur�n due under the Note.
<br /> 2. Mo�tdy PNymento of T� laarnt�ca �d Utiw�Cb�e�. Borrowar ahall includa in each monthlY payman.
<br /> togdher wllb tho princip�l�tid inter�at u sd forth in tha Nola and any late ch�+rges. an ioct�llment oP any(a)wxes and specid
<br /> �txaanau� lovied or w bo Icviod sg�ir�st We P�opcity. Ib) Ia�cYold p�ymcnts or�r+ou�reou on �he Pnnpmty. �ad (�)
<br /> p�waivau for inwnu�oo�roquired by par�raph 4.
<br /> F�ch monthly inwllroau for ita�u t�).(b).�ud(c1 slWl oqwl oae-twelRh of ttre nurui amountc.�rcasombly alimatal
<br /> by L.a�der.plus�n nmoud wfficiart w maiarain m dditioawl brWrx of na mo�e th�n one-siath of the atiunatad anauna.'Tho
<br /> (Wl annwl aanount for ach item ehaN be�ocmpul�ted by [�erder within a period awiin�oae aanth 6eforc an item wopld
<br /> beootne ddioq�em. l.aider shall hold the amoun�s oolloctad ia t�st to poy itam (a). (bl. and (c) before tbey beoome
<br /> delinqueot.
<br /> Ii at any time �he wnl of�he pvyments held by lender for items (a). (b). and (c1. u�ethcr wltb the futtu�e monihly .
<br /> payments fbr such items payabk w L�erder prior to the due dates of such itent4.exocads by rrrJ�;ihtn oao-sixth the estlnt�tad
<br /> amount of paymcnts roquirod to pay such items when due.and if paymente on the Note ue o�crnM.tha�Lenda��sll dtber
<br /> af�nd thc eaccxs over oae-sixU�of the esdmatod paymenta or credit �he excess over one-sixW�of t6e eatimetad paymaits W
<br /> aubsequent pAyments by Borrower,at�he option of Bormwer. lf the total of the paumarta made by Bormwer for Item(�),(b).
<br /> or(c) is insuf�cient to pay the item when due, then Borrowu st�all pay ta lander sny anwunt neoatary to m�co ap•t6a ,,,;:
<br /> deficie�cy an c►r beforo the dqte the itan b000rtrcs due. . �.�':. �,�:�.�;
<br /> , : i..�,s;�.
<br /> �� '�'�� _..
<br /> As u4erA uit Ws Sxurity Instrument. ••Secrelary• rt�n.s the Secrc�ary of Housing and Urtwn Develo�xnent or his or 6ar �� ,;�e:
<br /> designoe. In pny year in which the Lender must pay a mongage insu�pnemium to the Sccrctary. ach monthlg p�yasaat !�::
<br /> ahall nlso in�lude either: (t)an inswllment of the annual mortgege insu�noe premium to be paid by IxMet to the Sec�tuy.or ��;
<br /> (ii)a mon�hly charge instead of a mortgage insuranoe prrmium if this Securiry Instmment i� held by the Soc�lary. Ead�
<br /> monthly installment of the mortgage insur�nce premium s�hall be in an arnount suflicient to accuQa�il�te the full annual moAg�ge '
<br /> inwrance premium wi�h I.ende�am mw:th p�ior to the date the full annual mongage insurance pnemium is ctuc ta the Secrtary,
<br /> or if this Security Instrument is held b}• the Secr�etary. each monthly charge shall be in an'w�tount equAl &�ot►a-tweaAh uf
<br /> onc�half percent of the oulelanding principal balance due on the Note.
<br /> !f Bondwer teiders to L,ender U�e iu)1 payment of all sums sccured by this Secudry Instrument. Bortower's acoount shall
<br /> be crodited �•ith the balance remuining •for all instnllments for items (a). (b). and (c) sud any mortgage insurancx prcmium
<br /> installment thnt I.ender has not becotne ot►ligated to pay to the Secrewry.�►d L.�nder shnll prompNy r+efund uny exoess funds w
<br /> Hamower. [mmedi�tely pdor to a fomcl�ure sale of thc!'rapcny or its «:qs:att:en b� Leadcr. Sarrowcr'� xrount sl�all be
<br /> crodited witi�any balwnce rcanaining for�0��i�aliment+for irems(a).(b),and(c).
<br /> 3.AppqJoal�on of Ppymenta.ADY ps�}�,menls undcr paragraphs 1 and 2 slwll be epplied by l.eauler ac follows:
<br /> First.to the mongage insurance ptemium to Ne paid by Lender to the Serret�ry or to the monlhly charge by the SecRtsuy
<br /> instwil of the monthly mor�gagc iosurnncc premium; __
<br /> Seoond,�o any�uxes,spec3al essessments. leasehold payments cx ground rents. ond fire, flood and o�her harard insuranoe
<br /> prcmiumc,as�+equired;
<br /> Third.to interest di�e undcr the Nae;
<br /> PouRh,to gmonizuii+»o of the principal i�f tlx Nc�tc:
<br /> 1�ifth,to lete churges duc under the Nute.
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