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<br /> periada dut l.ender reqpi�ea. The in.wnu�ce curkr ponvldir�dre imurmae�h�l be ol�onut by Borcuwer wbjxt b Iwndetk
<br /> appav�l which dwll wot be ut�ea�an�bly witbhoid. If Batrower f�ils W nu�it�in oove�ra�e de�c�ibod above.Lmwle+r iaty��t
<br /> l,Mdrrk apUon.ab��cnrc*�ye W pantec�(.aderl�r1�ia the�rtY�n acoo��d�c►oe wkh p�n�raph 7.
<br /> A111 in�anoo policier�od�enew�ls sladl be�ctiroptable w ad�ha1{inciude a standud mott�e clw�e. I.a�de�.
<br /> �h�ll hava the ri�bt to hold�be paliciea md renewals. rf Lender�squtt�ei.Bunawer eh�Jl pramptly�ive to Lender vi reoeipdt
<br /> of paid promium��nd�enow�l naiaa. In the event of luas, Bam�va sh�ll�ive panp�wtice w�be itiwnr�oe c�nkr�tl
<br /> Loader. l.eoder may make p�aof oPlvs�{f not m�do pamply by Barnwer.
<br /> Unlas l.onder�nd Bormwer oahawiu�reo in writin�.inwrmco sh�ll be�ppUed W resto�tbn at�ep�ir of
<br /> ,, n�danagal, if Ihe mstaation a�ep�ir ic ecaw:nically f bk and Lenderls security is not ksknod. If die
<br /> an ar repdr b rwt ecatamicdly fwible ot Lender�socurity wouid be leuened, the insurmce pmu�ods shall ba
<br /> appliW W 1he aums socured by Ws Secudty Imtrument.whother or not then due.witd�any eacess p�id to Bexrov�. If
<br /> Bomywer�b�ndons the Property.ar docs not �nswer wUhin 30 days a ndlae from Lender thu the inwr�e c+�nier lus
<br /> oflerod to settle a al�im.ihen l.ender may wiloct the insurance procoods. I.aoder may use�he proceads to�epoir or rcstae
<br /> � the Praperty ar to pay cume rccur..d Esy tAir Sccudtyr Inruvment,whether or nat thco due. 74�e 3Q-day peelod vr1116s�et when
<br /> ihe notioe is given.
<br /> � _— Unles.�I.ender and Bamnwer wherwlse agrce In writing.any applk�tion.oE p�viceeds to principal sh�li not eatend oe
<br /> poslpone tha due date of Ihe monthly p�Yments rofemed to in para�raphs t aradi 2 oe c�aQg¢t}�a amau�t of the p�ymeats. If
<br /> under P�B�Ph 21 tho ihopen� is�equired by L.ender.Bam�wcr��t t�aa�r iauuc�po[icies and�xocada rewldng
<br /> from dwm�ge to the Prope�ty p�dor to Ihe�tcquisitioa siwil p�s.s oc►Leaadn 40�t1�e exoent oE��secw�ed by�his Secudty
<br /> I�strument Immedjatoly prior to theacquiai�ian. '
<br /> i. OccMpw�t�r. Preserv�tkn, Moiaten�e Md Protcdfiw� ot tl�e Pr+vpert�: Bwrrower's 1.o�w Applkatlos=
<br /> I.easeMolas. Bomc�rer sh�ll occupy.es�abli:h.and use the Ptapertp a+Bomower�s principaY residence within sixty dayx afler
<br /> the exoewion oi this Secwriry Inst�urneet and siwli can�irw�to v�i��yy the Property as Barovrcr's principal�sidence for at
<br /> -- least one ye�r aRe¢ t{roe datc of occupancy. unless l.ender ad.�:nvise ugrses in writing, vrhlch consent shdl net be
<br /> unneasanebly wit]�he�d,ar unless eatenuating cireumstances exist a�hich are beyond Bomower�s contml. Borrower slwll not
<br /> _- dcstroy.damAge or imprair�he Properly,allow the rly to deieriarate.ar conuinit waste on the Property. Borrower slult
<br /> - be in defauU if any Pa#'�itw�e uction or procoeding,w ether civil or criminul,is begun that in Lenderk good fuith judgment
<br /> could rcsult in forfeitune of the RoQerty ar�lhenviFe materiully impair the lien cre3ted bX this Security Insqument or
<br /> - Lender�security interest. Bomnwer may cure�such n default and reinstate,us pmvided in psu��~.�h 18,by causing the action
<br /> . or proc�eding to be dismissed with A Nling that,in l.ender!s good faith detarmination,pre�Uw�k:s fodeiture of the Borroarer�
<br /> _y intercst in the PrrMerty or other materiel impaim�ent of Ihe Ilen created by thiY Security luesarument or Le��derk securiy
<br />= intercst. Borrower shall also be in defc+ult i`Btamower, during the loan applicalion process, gave �dally false ar
<br /> - inaccurato informution or swtements to l.ender(or fai:�ed to provide l,ender with any matedal iqfamationl ioe.�*nneetion�viih
<br /> ± the loan evidenced by the IYote. including, but not limited to, rcprerentntions conceming �anawerls axupancy of the
<br /> �°� �;j�;% Property as a princip�residence. li this Security lostrument is on a leasehold.Bortowe�sh�BR�a�nply with uli the provisions
<br /> �., of the lease. If Borrower acquires fee�idc to lhe P��operty,lhe lea+ehald wd the fee lide aha08 m�i merge unless I.ender agrces
<br /> . �- .�n f - to ihe merger in writing.
<br /> . �, t;�iky!; 7. Protectbn d l.ender•s Rights In the Pro�eHy. If Bomower fau�.�to perform �he covennnts und agroemems
<br /> ;.�; ���'��`?'{' � conwined in this Security Instrument,or there i. n Iegnl proceeding thot m�,�• .ignific�nUy affect Lenderk rights in the
<br /> ' �.��,.� PropeRy(such as a proceeding in banktuptcy,probute,for condemnation or forieiwre or to enfArce luws or regulutions).then
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<br />. ;;1�'�;�:� I.ender may do and pay for whotever is neceFSary to protect the vnlue of�he PropeAy and Lenderk righla In Ihe Propeny.
<br /> ' �Y��' LenJerb uctions muy include puyinF any,ums secured by a lien�vhich has priority over this Security Instrument,appearinF
<br /> , t;.:, in court,paying rcuwnuble attamey�i fn:,und ent�ring on 1he Propeny to mnke r�epairs.Although Lender may take action
<br /> under this pars�gmph 7,Lender dacs nnt huve tu d�so.
<br /> 'r Any umounth dixbursed by L•rnder under �his paragr+�ph 7 xhall become uddilia�nl debt of Borrower secured by this
<br /> Securiry Insuument. Unless Borrower and l.ender ug�er to other terms of puyment,the�e amoums shall benr inter�est Prom the
<br />— dete of disbursemcnt ut the NcNr rute and shall be puyuble, wit4+intrrest,upon naice from l.ender to Borrower rrquesting
<br /> � ,�,,� paytnent.
<br /> 8. Morfgage Insurnnee. If Lender rcqufred mortguge insurunce us a condltion of making�he loan+e�w+ed by ihia
<br />__ -- - - Sccuriry Instrumcnt. B�rTOwcr shull pay thc prcmiums rcyuircd to muintain ah: mnrtgnge insurance in effect. If,for any
<br />._ `�`��� = + reawn, the mongage ft�,ur.u�ce co�•erage rcyuired by I.ender lupws or ccase. �n be i» effect, Borrower shnll puy the
<br /> � tT:�.; premiums required to trMafn coverrge tiubswnlially cyuivulent tu ihc murlsagt inrurnnc� �reviouhly in effe�:1, A1 II COS[
<br /> �� ,�j�.;�:._��;t;�;,;��;,' substantially eyuivulent tx�ihe coxl to sormwer of the mortguge in.ur�nce prrviouxly in r11ec�,fTOm un ullemate mortgage
<br /> " `i•!-' IE��'.:`�y'� insurer approved by Len�er. If subrt•rntiully cyuivalent mortguge insurunce awcrug�i.r•not uvailublc,Borrower xhull pu����+
<br /> . i,ky'�•�'_�;2��C Lender cuoh manth A sum equal to one-twelf�h of 1l,v yrarly monguge insuranre premium being puid bv Burrr�wer when�he .
<br />- 'a:.:�..: •'•.;:'.t insuronee covcruge IAp.ed or ccu.��J to be in effict. l.encler��•ill uccept,utie und ret•rin these pnyments as u le+�resen�e in lieu
<br />'"� ' ':'' ��� •� of monguge insurunce. Losx rexerve paymentx mu�•no langcr bc reyuind,at the option of l.endrr,iP mon�uge inxuranrr
<br /> �:r' '�'`'i�'{•'= coverage(in the amaunt and for the peri«l that Lender reyuireti�QrnvideJ by an insurer upprovcd by Lender aguin bec�me�
<br /> • +r,,�7a�•.
<br /> __ ~•'- ,��•.:;i,,, uvuilable nnd is abtuined.BoROwer�hhll puy�hc prcmiumx reyuired to muinwin mungu�e imurunce in effect,ar to pro��ide a
<br /> ''"�l•;;:"'�4. Ioss reserve,until the ir wr�mem te�r mon a e inxurance ends in�iccardunce wi�h an written u reement between Borro�ver
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<br /> •� �,�u,ti,�;:r5�",.�.`.. und Lender or Appllcnble law.
<br /> =�����'.�'�.- � .'� ° � 9. Inspection. 1.ender or !ts a;ent muy mukc rcuxonuMlc emrics upor� und in+�uctions of the Pn�perty. Lcnder xhull
<br />- � ! �;�y'!.t������,;��q;y:�. ; give Borrower notice at�hr time uf or priur w un in.pcctinn ti�xrifying reu�onuble cuus�:for t?�e�a�s�xclion.
<br /> � :::,,,.•'�.i��;4���'.,. 10. Condemnolton. The pr�cedx of any uwunl ur cluim for dnmuges,direct ar cnntr.{�:e�olia;,in ronnectio�witt�any
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