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<br /> 'Pq�en18le wnH.0�e�a►p�v�va�u.now ae h�e.nor«eaea m�be,p�opeeey,.m,�u aue�na�ts,�.
<br /> '�od fl:anr�o�►ar 6irwifMr�pr�t o�tbe popeAy. All npbo�b�nd�d�didosa�11�ia ba cov+eMd�rjr HiM S�CSiw .
<br /> I�M�M. All d�fa�oi�i�wtrnd b ia d�s S�arMy Lroru�a�t a�t6�'Aoprty. �
<br /> aORROW�R�V'BNMI'tJ drt Boeower it ValWly�eiiad o[the a�e 6e�ebar 000veyed�sd bu tbe�i�6t fo{�at .
<br /> �ed aaovey Wepto�iy�a0 d�M the Propaty It u�oncumband,�xoqrt tar eacmnbrmema dreead. Banawe��►n�rad
<br /> �rlll defeM�e�aenity t)ie d1b 10 tba P�wpo�ty�piiut dl cl�lms md dan�nds.w6�a.K ro aoy a�cwn6n�aoes ct necad.
<br /> THIS SBCIJR�I'Y WSTRUI�iT oombinaa uoifann covee�ots far u�11mo1 we aad noa-udfam oo�va��w�1b .
<br /> umida v�ri.tioo•by Jwi�dlcdon w oonatnKO�uniform.ecwity in.aumeat covaia,�roal propa�ty. ,`�
<br /> UNQ+ORM CO�l3T1AMf3. Hanower aad l.a�der covaMnt aavd�a�e u[dlov►n: ..
<br /> 1. !'�t af 1'el�elpd a�d I�I�e+�i Pwpqmmt aM l.re 47re�a. Ban�wer�11 pn�ptlYp�Y w6en due d�e
<br /> principd of�od interat ao the dobt evldenoed by�be Note�nd�uy p�qayment and I�ta ciu��w due�mder tho Note.
<br /> �. I�asit Ibr 7YsM�Liw��oa Subjoct roappIicabb I�w or w�wriltea waiver by I.raider.Bole�orn�et ih[i p�y to
<br /> l.emder on the d�y trtonthlY P*Y�qt�ro due under Ihe-�lote.anNl tbe Note is p�id ia ldU.a cum("Ru�')far:(al ye�dy _
<br /> w�ea u�d we�s�aenp which a�y atp�a pia�ty over tMis Secudry Gutrua�eat s��Ikn oa We�iopaty:(bl�Y I�diold
<br /> �ayQaeaa or g�owid reau ao �he Pmp�pty. if any: c�1 y�r�a or property ia�oe pa�iuna: a> yady noo�a
<br /> msur�co piemiwai.if aay: (e)YeulY monQe�e in�uamoe prao�ivaas.if any:�nd(t]i�r sums p�rabb by Bato�xer to
<br /> �.e�addr.iM�caondance with the provieiau of{wr�r�Qb 8.ia licu d tbe paya�ent of a�at�e tasutaooe pr�emiums. These
<br /> ���ne ca0ed"6scrow Items." Lender may.�t gy wae.coikr.�t�d!aW Riuids in�o�moimt oot�o eacead the aua�p
<br /> amow�t�knder far�i'edetally ml�ted mo�tR�Be lao�m�Y�equi�o fa Botmwerh escmw acooaot under tho federal Rad
<br /> Fatate Seltlemeot Procedu�s A�ct of 1974 u auneodod firo�n time W woe.12!l S C.3 ZfAI etseq ('RFSP�1"),unleu andt�er
<br /> Iaw dwt applia to tbe PWnds sw a kuer emouo� If ao�I.ivrkr anay,u aq�r Giaae.coaoc.-t md 6old FiWds ia m m�ouat not w
<br /> ���;�,� excaod t6e ksscr amowu. I.ender may esdmate t,he �mowat af WMc due oa ttic b�sis of cumeot dw aod raaa�ble
<br /> -,� 'w"`:� e�in�ocs of expendidu�es of fudue Eccnnw toaas or od�erwirr ia a..�cordanca witbapp��w.
<br /> . �::::°��+� 71�Flu�ds ahell bn held in an insdwtiaa whose deposits aro itisund by a fideral r�ency.inwumenwllty,or euHty
<br /> _ --- (iacluding t.ender.�f I.a�der is wch�n iastitu6oa)or ia aay Faleral Home I.oan Baak. Lerder cF�U�yply the Plunds w P�Y
<br /> tdo Escrow Items. Lender may not charge Borrower for holding and a�►plying�he E�nds.ennuaily �mnlyzin� tbe esaow
<br />= accswpt, a verifytag tho Escrow Items,ualess Lender pays Aorrnwer mta�est on ltwe Rmds and applkable law prnnia
<br /> � LR(1l�OC IO IYW�IQ 81lCII A CII�($t. However,Lender may roq�ein.Borrower to pay a one-dme cha�ge for aa indcpendeat rcal
<br /> - estu�c'�n:��oning service used by Lender in cuiwecdan wiaih ahis Iwm.unless applicable law prnvldes othenvise. Unkss an
<br /> �: agroement ls made or applicable law rcquircs ioterc�t to be paid L.ender al�ifiG ix�t be requircd to pay Bomuwer aay iale�rst or
<br /> � eamiags aa the Phnds. Barower eM L,ender maY agac in wridng.however,ahat intcrest shall be paid on�he�. l,eoder
<br />�`�ti� sh�ll givt to Borrower,witlwut chorge.aa ennual accoundng of the FLnds,�wing crodits and debits to the Wnds and the
<br /> ,!.�.. far which each debit w the Fund�was mode. The F1u�ds are led ed as addlticNwl�ecuri for all sum��ecurcd b
<br />- ,t;:.� P�P� P 8 �Y Y
<br />-- '� �'��.'� this Securiry InsWrnent.
<br /> � '.;;�•, if ttie PWnds held b I.ender excoed the amouats
<br /> y permitted ro be htld by appficab➢e low. l.ender shall aceount to
<br /> - - - -� &xmwer far d�e oxoess Funus in accordance wi�n the requi�ements otap pdiCUbte Uaa. It the amount of�he Hunds hoid by
<br />���,,; Lendee at any dme ic not sufficient to puy the�sccow Items when due,t�e�de3 may so noUfy Bornow�r da►writing. and,in -
<br /> r.�?� such case Bomnwer shall pay to Lender Ihe u�nrunt oecessary to make u� the deficiency. Borrower s�aall make up the
<br /> , deficienc in no mor�c then twel�e monthl ms,at l.ender�sole dlscaetion.
<br /> Y Y PeY�
<br /> 0.�pon payment in full of ali sums secured by this Secura¢y 7m�tnamea��,Lender shall promptly refund w Bormwer any
<br /> " , FUridv held by Lender. If.under parap�aph 21,Lender shall ��cgu9n or se191he Property,Lender,prior to the acquisition or
<br /> � - a�ale of the Propeny,shell apply auy Fwd� heid by I.�n�er at Ihcs linte�,t ucyuiaition or sale as a credit against the sums _
<br /> ' ,' �'�` � sexurcd by this Secucity lnswment.
<br /> .,'�TM�,S�Qr�- 3. AppUcAdon ot Peymeate. Unless upplicable luw provides oth�nvise, all payments received by I.ender under =
<br /> [,•�'� s 1 ond 2 aihall be a l�d:flrst,to an re u ment c6or es due uadet the Note;sernnd,ro nmounts
<br /> �,�,{�,��,. P�B�Pn PP� Y p P Y B P�Yable unde�
<br /> — `���?i�i,��:>:' parngreph 2;thind,to interest due;ffmurt0�,w principal due;and lact.to any late chcvges dwr undcr the Note.
<br />::: r.:,.,,t��,_ . 4, Chargea; I.iens. Bornow�r shall pay all tnxes,us.sessmen�v,charges, fines and imposiUons atMbutable tc�a�ee
<br />.. "'� � Property which may attain priority over this Security Instrumenl,nnd Ieas�huld payments or ground rents,if any. Bormw�ar
<br /> ; �.:,,-�-„.,, . shal!pay�hese c�li��xiona in�he munner provix)ed in pun��mph 2,cx if nnt pni�in thnt rnanner.Rormwer shall pny them on =_
<br /> ..,��-:,,,,,,i.•;+(br time direcQy to the person owed poyment. Borro��•er Ehul l pmrn��}furnish z n Lender ul l notices of umounts ro be p�id under
<br /> �f,�. ,: +9,- this pamgmph. If Bomower mokes U�ese pnymentc dimntly.B�rrower shal0.promptly fumish�o l.ender receipts evidencing =
<br /> .,
<br /> ,. , . ', the PaYments. -
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<br /> i:���.�• Borrower sholl promptly discharge su�y licn w•hich hax priurity over this 5ecuriry Inswment untess Borrower.(u)Agrees
<br /> � ;y. *;,,�;.;, in writing to the payment of the obligation secured by the lien in u munner ikceptable to Lender,(b)contesls in good faflh the
<br /> _ ��' lien by.or defends ageinst enforcemcnt of the licn in.IcgAI prcxeedings a'.hich in 1hc Lendcr's opinion operute to prevent the
<br /> '�• ,..�,��`~•�� '. .' enforeemem of the lien;or(c►secures from thc holder of the lien an ogreement satisfactary to Lender subordinating the lien -
<br /> '' +" °'=''�'�'•'' to Ihis Securit Inswmem. If Lender determines that an a�t of the Pra �c sub ec�to a lien which mn atwin norit ��
<br /> :,; ,� Y Y P P�fi' �• J Y P� Y =
<br /> __ over thia Secudry Inswment.I.ender muy give Barrower u no�ice identiPying the lien. Bcxrower sholl sulisfy the lien cx take -
<br /> ��� . .. one or more of the actions set fonh above within 10 duys of Ihe giving of notice. _
<br /> . ;�. .�; ., .' S. H�rd or Property Insurance. Borrower shs�ll kecp thc improvemcnls now cxisting un c�reufter crected on the
<br /> � Fr'•.,. •s� ,. Property insured aguinst loss by firc,hsUauds included within the term"exz�nded covernge"And any other huznrds,including °
<br /> , tloods or flaxling, for which L.cnder requires insurancr. Thi,insur.�ncr shall be muinlained in the amounts and for thc `'
<br /> . �� Pons Jots w90 �puxe z oJo puge:l �.
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