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<br />     					in�ne�. AIt r,td�e foie�oinE is r�eterted to irt Utis Securiry instnanent aa tht�a"7n"7•�	����11   ��  ��l
<br /> 				`		80RRO1NER�OV�tANTS that Bonowet is ttwfully aeisod of ti�e estate bere6S►conve�red      	s�
<br />   											is�mbe�od.e��fa�°�� �waraMS an��   •
<br />   					.aM convcy�he plopaty and that 8�c Ptop�Y      di cWms�nd dem�uds.wbjat to�ny�d rtcad.    .    `
<br />  				,_'	�ill�fsnd�enea�lg the dtk tn the Pr�ppMY a�ins�
<br />  				.�  �    	THIS SECURITY INSIRUM��nes unifam oo�a��a� aie �non-aoifam eovaw�ts w+tR: _ - -
<br />  				�  	limitsd vuiuiaac by jurisdiction to oonstitut�s uniform secnrity ieawnxnt cova�na1 P�P�Y    . 			,
<br />  						UNIFQRM COVENANTS. Banower and Ler�da 4�oveni�nc�nd agRe as follows:      					�
<br />  						�  g��t���Vtlf"lffi��7����k C��1'�!L 80ROwu   due 11t1dCt f11C�� b
<br />  _ -      				� pf1tlClgflOF itld IIiDC'IlSt dl 111C dEb[CvIdGtlCid�t�lE NOtC N1d�11Y P�lx��Ild 1itiC C�if�S
<br />  -       					2.  Fwids foc'll�xes s�i� �b1��aPPixal�k taw or to a wntla�waiva by Lender.Bormwer     PaY
<br />-_       				`  {.,ender on the day ma�uhly paymeats x�due under the Note,wuit the Nate is p�id in full,a aum('Fimd�"!for:(a)Ya�TY
<br /> °v•       									n�      nde  			as a lieava the Piape�tY•tb)Y�Y�
<br /> _ °       			.° .       ��xes and aue�ents Mhicfi msy xw�priaritY over this SccuritY�       		ums;(d)Y�Y �
<br />'�-�    										, if any: (�) Y�Y��'�Y mwn�acc P�'emi
<br />_`�= 					MY�°r 6��ts on the H�upatY    			�y�y;and(fl�Y�P0.Y�bY�'OR"�fo
<br />   ``. 					insurance praniwns.d any:tc)Y�Y�B�Br��P�•�     				�ums. 7i�se ;     .
<br />-;:�4.:       				Lender.in sccuM�ce with the povisions oP pnragnph 8,in tieu of tbe payme+a d�ao��P�			—
<br />  . �4					items are calkd"Fscrow Items" i.ender may.at any time.colkcc and 6aId Funds m m amo+�nc nn[ro exsxed the m�ucim�ma ..-
<br />   '  					u�tount s lender for a federaity neWed mortgage la�mry�qai�e for Sortower�s escrow aoouau�t under the federsi Ra�    :
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<br />     					Fstate Settlert�ent Pto�Act of 1974 as amended from time to.tnsiG I�U.S C�2601 et saq("RFSP�►�},mkss�a�atlier:..:.. .',; :;`.
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<br />     					iaw that applies to the Funds'sets a i�s9eramount If s�Lender may.aY my tane:coUect�nd iwld Funds in aa awo�4m�?�' :_: �:.",,'.
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<br />     					acceeA d�e taser amount.  t.ender mag.�stim�te the amo�Ln of f�u�ls due oa the 6�tls of cu�t data:�:t�:-��-";.'°::�`
<br />-;-;�.'`,       				euinwtes uf ex    uures of future Ese�u�Items or ot�erwise iR acoar+�ance wit6 applic�bk ta�v,:` �    	�   "	` '
<br />  						.'�e Fvsids�shail be.l�cld in art�titu6on wl�ose dFPosits a�in.wred by�federal��ac.y«�urna�qlity.ur entitY'. -
<br />     '					�inctudin�l.ender.if I.ender is such an institadon)or in any Federal Hanc i.uan Bantc. Lard�s ` •shal apply tbe T�ds to psY     	-T
<br />      					the F.scrow Itema. Lcnder,may noE chuge Borrowu fa holding and appiyistg tbe ti�ods:aimu�ly unalyiing�es��	� �� _v_
<br />     -       		•'    �  -__�pr v�f�;�ti�Fscrow Itcisss�-ut�Lender PaYa Borrower.inte�est e�n_tl�t tv�and app1icabk     P��u�
<br />       															�e�i�c��ne c�u8a Wf an ia�eM- -  .  	�..._,_
<br />     �,�     		�   	.�  -i.ender to make svch a ch� �towever.ixnder inay t�aluite Banaaves to pag _      						�   	_
<br />     �      		�°       	estate tax reporting service used bY t.ender in canna:tion witb thts toan.unless appLcable h�grovides otfiecvvise. IINess an -
<br />    			t  .  ,       													gcROwer any intenest or ' 	�`–"'==�_
<br />    			-     	�:  �g�ent is tia�de w aQPlicable law t+equires intec+est to be paid Lende�shail not be tequitld to psy
<br />  - 			�.�'.      	eamings on the HiinQs. Bomower and Lender may agcee in writing,haweva,thaE intet�st st�il 6e paid oa tde Tvod� i.endes  	�:�•-,�.
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<br />      					shail give to Bonuwer.withaat charge.an annual a�unt�ng of the�nds,showing ecedits snd debits to the Funds and the  	��_y'_'�'•
<br />     .					Pu�wse fos which eacb de6it to the Fueds was madG. The Funds are pkdged as addtiao�l secutitY for all sums secured by  	=---
<br />    			.�'.�      	this Secar�ty tnstrumen�
<br />   						If the�nds held by Lender esceed the amounts permitted to 6e held by applicabie G►w. Lrnder shaD�ccow�t to
<br />   			'��.     																		—
<br />      					Bortowc for the excess Funds in acwsdance with tho re4ui�emeets of applicabie law. tf the�wer in�vrn"tuig.�and.i n    		--
<br />    			;`-,.      	Lende�r u any time is not sufficteirt to psy the P.scrow items when due.Lender rt�y so�atifY
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<br />  			-   		such case Horrower shall pay to Leader the amount necessary w make up the deficieni.y. Bormwer shall make up the  	�`
<br />      			'		deficfency in rio more than twclve monthlY payrtxnts•at Lendet�s soie discnetion.  							.•;_t,;fAr
<br />    						Upon payment in full of all sums secured by thia Secariry Instrument.Lende�shall Prompt1Y refund to Borrower any    	�. ;  .�:,_,
<br />     '"					Funds held by Lender. If.under pasaS�aPh 21.Lender shall acqui:e or sell the Propecty.Lender.Or�or to tt�e acquisition or�
<br />      					sale of the Property.shali apply any Funds heTd by l.ender at the time of acquisiqon or sak as a Cradit sg�unst the sums   	`  `.� '•.•_.:.�,
<br />    			�,.,      	ssecuced by this Secudry Instrument.      												� `    ,  _
<br /> .-  �      					3.  Application ar PaY�aeat9.  Unless applicable law provides otherwise.all payments r�iv�d bY Lend�r�r       	•  .     ,�
<br />  '    					pacagraphs 1 and Z shall be applied:first.to aay pvepayment charges due under the Note;socond,to�mounu payabk under  	�� _   �    �.
<br />    			. �		parngraph 2:third.to interest du�fourth.to principa!due:and tast,to anY 1�te chuges due under the Note.
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<br /> 			� � _   		4.  Chir�es; I.iena  Bortower shaU pay all taxes. assessmenu.charges.fines suid Impositlons atfibatabk to the  .
<br />      			,		pmperty whicb may auain priority aver this Security tn.strumen�and teasehold payments or gour�d rents,if any. Bort�wer.  	! .  °"
<br />   . .    		.-`=,.,       	shall pay  	ga   		pro 		h 2.or if not   id in that manner.Bamwa siiall pay them on    		.
<br />							thesc obb  tion.c in the manncr    vided in paragrap     	Pa							r .   •
<br />       					lime dinctfy to the person owed payment. Borrower s6a11 promptly lurnish to Lender ali ratices of ur�aonts to be paid under			_
<br />    � 			-		this paragcaph. If Bonawer makes these payments directly.Borrower sha11 promptly f um i s h to l.�nder recei p t s eridencing  	E    	�:�'
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<br /> ..;�   			'		��B m+�er sha11�romptly discharge any lien which has priority nver this Se.cntity lnsttument unless Bormwer.(a)agoee+  	i
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<br /> °;�% 			i;`.'      	�n,wriNng{o the payrt�ent of the obligauon secured by the lien in a manner acaptable to Lender:(b�concests�e 8oad faith the  	�   •    _
<br />      			:F�      	licn by.or Qefends a�sst enforcemeat af the licn in.legal proceedings which in the l.ender's opinion operate to p�vrnt.the  	�_
<br />;    ' , �   		„�:..      	'enforcenKnt o�the tien:or(c�secuces from thc holder of the lirn an agreement sadsfactory to Lendor subordinating the lkn  	�>  	��
<br /> '�-:-  ---       	-_ .?�' 	-  -_ to this S�csuity lnsm.."nea1. _lf.Lender detcrmiacs that anY PaA of the Property 9s subject ro a lien which msy attain priotyty
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<br /> .      			-      �     .  over this 5eeuriry Instromenl.l.C�nd'ert-tay�rveBurruwer a notica idt�t3tying!!te liete. Prm�+wer,e1�s11 sstisfy tl�e lita ar Wcs  	�.__�_._-_.-;.
<br />   		;;.���»•' '      	one or more of the actians set 6cst�a�6ave within 10 d�ys of the giving of nonce.    ,  						�  	�.
<br /> •  						S.  Hszard or Property��urance. Borrower sha11 keep the improver.ients now exns.^ing or hereafter encted on t1x  	,_  .
<br />  		/.�.��.:.�.��•� 		Ptoperty insurcd agaic�s�:oss by fire.hazards ineluded within the term"extecc�roverags"�d aay othet h�zuda.including  	`    .
<br />      ',   	..•'�;�',:;r:�.�		iloods or flaading.fcx u�hich Lertder requires insurance.  This insur�nee s.`a:D be maintaz:�eQ In the amounts and for tpe  	'    ' .     ,
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