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<br /> i0�rj7L11N�ii IIO�N OC�1�d�G[s j1�[�OE f�IC p[OpC[L�1. N�1�1�6 Olid�If10Oi S�1i���!Q�'c OOYCRd�fjMS$ECII�I�► - -
<br /> �liQfRflC�.'A1�QE81C f0[�0�lil�Cf��IItl�HS$CCII�It��iUSW1iGIN S 111G��Y•�. . . . .
<br /> � BUCtROWER OOYQ+FADi1'S th�t i3o�owet is tawfu}ty seised vf tlie estate ht�eby conveyed ud has thc right ta�gr�t�t. ,1
<br /> � , aod aoaveY,dw PtopatY aod'dat the Pmpertg is ur�encumba�ad,�except for encumbtinre5 oi ruord Borrower wurants and
<br /> " wili detead�naalty,t6e fitk io the P►opaty a�ainst s1f ciaims and dea�nds.subjcct fu aay eucumbrat�oes of recorcl.
<br /> - - . - t'fi'iS SE�URt'!'Y-INS'!'RU11�Ff cort�inec uaifouu cmmsats fo��1�use and rwn-unifo�coveapots=witb ._ ..
<br /> limited wriitiauc ty j�uisdictioa w eaas�wte a.unifam snariiy..iasonm�ent covaiag leal popenY• . � ---- ,
<br /> UN�ORM COVENAI�1'1'S�. Bonaw�ermd I.rndotsuven�otaad ag�oe as fdbw� ` wha�dae tbe -
<br /> L l�jiMiR+�t af'1!ti�ciNl a�d LNerah PneM1�e�E a�d I.ste Crsr�es Bomower s6af1 p[omptlY Wy .
<br /> � priaeipiJ of�d ink:�est oa the Aebt evideac�ed by tbe Nooe and anY P��Y�����sdue under tbe Ne�oe.
<br /> 2. FY�C lrir'4ies w Liwrs�ee.SubJect to applic�bie Lw or to a vmpen waiver,by l.ender.HoRUwer shsl!pay w ° .
<br /> , 1.a�de�s oa tbe d�y nwnthl�P�Yn�ents ae due w�der the Nqte.widl the No�is�d in fn11.z sum t"�s°)fa:4a)yexly -
<br /> t�uces�ad asa�tneots which msy att�ut priority ova tl�is Secu�ity instruma�t as a lien on ihe Pro¢ertY;(b)Y�Y�� .
<br /> P�Y� vr� rents on the P�opaty, if any:(c1 Yea�ty Iw.ard 4r P�PMY�P�ta� (� Y�Y �
<br /> . insaraacx pe�mitmn.if any; (e).Y�Y��P���if any;and(�an}�sums PaY'�bte bY Bor�ower w_
<br /> I,eada,ia.accoN�aoe�.the provisia4�of p��agraptt 8,ia lieu of tbe payment of moetgage ias�uance praruwns. T6ese
<br /> �items�e calkd"Escm�Items." l.ender.mty,at any time.col{oct�nd hold Funds�n ap anwtwt not to eaceed the n�ximum
<br /> aa�ouut s lender fa a federalty rel�tecl rnatgage loon inay rcqui�.for Barowec s escrow aceoanc mder the fakral•tteal
<br /> Estate Setflement Prucedwes Act of 19T4 as amende�from tune to pme.12 U.S.C.�2601 et seq.f'RFSPA");unt_ess another
<br /> . 1�w il�t�pplies to tLe Fundr stts a Iesser aa�ouM. If so.La�der may.at aay time.coDect and hold Funds ib a�t anwan4not m
<br /> axcaed tde ksser a�munt. Lendor rpaY euirn�te the aunota�t of iaunds due an the bosis of current�d�ta and reasoaable .
<br /> estin�ta of e�cpa�titunes oE future Escrow Ttans oc otbecvvise In acaxdnnce withapplicable law.
<br /> 7'he=Fiu�ts sTi�ll be l�eld"m an iastitupoo wlwse deposits are insuned by a federsl ageo�Y,insuum�OtalitY.a etNity
<br /> (Includi�g La�e�.if Lender is sach an insdwtion)or itr aay Federal Hane I.oan Hwdc. Lenaer shall apply tlle'Fw�ds to Pay =
<br /> the Fscrow Iums. lxrd�i may not c b a r ge Borrower for hotdipg and a p pl ying iGe Fiir�ds,aanualIy an�lyiing tha escmw
<br />- account,or verifying the..Escrow Items,unless I.ender pays Barower interest on_the Funds and appli�le law permits
<br /> -- - LenJer�,mai�e sueh,a c#targo. Na�!��,��td�maY�luue Bormwer to pay a one-time charge foc a�i�epen0ent n�al
<br />'�'" ' estate tax�bsting service used by i.e�ider in connectian with this iaur.untess applicabte!aw p�vvides otT�ise. UnTess aa --
<br /> a�e�i,s�or applicaMe la�r iequins in�to be p�id.Lca�r shaU not be requireil o��Y B�wes anY interest or.
<br /> qmiitgsar��te Fat� Boc[ower 1tld IR��11aY 88[a ul.wndAg.�Q�NeYef.that in[erest shall 5e paid oa�he Funds. Lender -
<br />' � s�ll give to Aormwer,without charge,an annual accounting of t6e Funds.showing cretits and deb�fs to the Funds and t1x
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<br />,,..: putpose for which exh debit to the Funds was made. TAe Fuads a`e pledged as additioaal socuriry for all svms secured by
<br />` i= fh'IS SCCIRliy IIIStAl0leq� � � '
<br />_ ° If thc Fonds tteld by Lencter eu�rd the amounts pemuttad�ta be held by� applicabie�, 1.ender sUall account to
<br />'--' Bomawer for the excess Punds in a�ocadance with 1he requiremeus of applicable law. If the�oum of thC Funds held by
<br /> - I,ender at an�time is aot suft7cient rb psty the Fscraw Items ruI�t due.Lender may so natify Bamwcr in writing.aud,in
<br />•`_=� sueh case Borrower�alt PaY to Lender the amouaf�csecessaly to make up the �ciency. Botrower st�11 make vp the
<br /> °':','- deficiency in no nwre d�twelve monthtY PaYme�ar i,ender's sote discretion.
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<br />;:;c:;•: . Upoa payment iq fuD of all sums secared by thu Secaritg Jn..�ument,Lender shall prompdy refund to Borrower any
<br /> - t�unds hei�bg 1.�end�r. tf.urxkr paragraph 21.Lender shall ac�ul�or sell the Property,L.ee�ier,pcior to the acqnisiriaa,oc
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<br /> - • sak of the:R�perty,s$all apply any Funds held by Lender at ti�r time of acquisiGau or sai:as a credit against the sums
<br /> secured by this Sec�rity Instrumen� �-
<br /> �. 3. Applk�tio��af Aayme�ts. Unless applia�ble law provides otherwise..all payments received by Lendec under
<br /> p�ragrapf�s 1 and 2�alt 6e applied:first,to aay prepayment charges due under the Note:second,to anwunts payabte under
<br /> ppr�gnph Z;thicd.to interest due;fourth,to princrpal due:and 1ast,to any late charges due under the Note. .
<br /> 4. Cwt�es; Lieas. Borrower shaU pay all taxes.assessments.charges. fines and impositions attributable to the -
<br />' �. Propetty which may attain ptioriry ovcr this Sccariry lnstrument,and leasehold payments or ground rents.if any. Borrower _
<br /> '�,� ' shall pay these obligations in the manner provided in paragraph 2,or if not paid in�hat manner.Borrower shail paY them on ;=
<br /> dme diiectly to the person owed paymcnt. Borrower shall promptly fumish to Lender all notices of amaunt�tq be paid under �_
<br /> this ppragraph. If Bassawer makea these payments directiy.Barrower shall promptly fumish to Lender r�r�ts evidencing. �,:
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<br /> " Borra��r st�Sl pernnptly dischug�aay lirn which has priority over this Security Instrument unless Borrower:{a}agrees ' ,-�
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<br />---�, in writing cqtSte paymecit of the oDlr3�tKrn secu�ed by t1�e lien in a aeanner acceqable to i.ender.(b)contesu in good faith[�e
<br />--'��° lion by.or defends agaia.�t eN'oncer�ent.of.the lien in.legal proceedings which in ihe l.ender's opinion operate to prevent the . �=
<br />:r•°` enfo�txrtront of the IieR;c:r(c)sece:ces from the holder of tl�e Uen an agreemerit sadsfacrory to l.ender suboMin�ting the lien �
<br /> Y•';;. to tAis SCCtuIry lnstruepent. If.Ler.�e�detcanlnes that any part of the Praperty.is subject to a.lien whlcb may attain priority �
<br /> : , over this Secwity Inswmen�l.endes�s.ay glve Borrower a notice identifying thc lien. BorcaWe�shall satisfy tho tien or taYe.
<br /> one,or nwre of the actions set fortR abave wlthin 10 days of the givir.g of noticc. _
<br /> S. Ha7srd or ProperlY inserance. Borrower shall kcep the lmprovements now exis�.a or hercafter erecteA on tt� __
<br /> Propetty insund agains�loss by f re,hazacds included within the terne"extended c�±verage'aad'any other h.aiards.including _
<br /> 1loods or flaoding.for which Lender requlnes insurance. This insurance shall be maintained in the arstoun�s and far the _
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