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<br /> �roc��wm�au we��ow a n�at��a aa��,iy.�oa��a.�a.
<br /> .na s�o�t�es a�►a 6a�eattn i p�n oE die peepert�►. ,Vt��,a aaah'uions sl�u�Lso a�caYaiea by thi.+socu��!► _
<br /> ia�m`aea� Atl of ttie fatsoing is nfared to ia t6is Sear�tY Insauma�ss t6�"Ptope�cy_°—--.:--.---._�. �
<br /> , ` BORROWFR COVENAN7�d�c Bamwer is tawfully seiscdof t6e eswe l�eby oanvcyed��nd t�ac dfa rig6t ta�nt .
<br /> and caavey the A o p e�t y a n d i h a t t L e P r o p a t y i s o n�c u m b e c e d.exce p t far encvm b r a�c e s of,mord Banuv�er wa�rm�s and
<br /> � � wjU defmd genehUy the titk to the Fmpe�cy agunst all ctaims and demands.subject to any encum6rmcts of recad. `
<br /> TkII.S SEC[lR1TY 1NSZRUMF•[�T com6ines mrifam covemnts�far mtional use �od naaunifam corenaats with
<br /> , ti�nined vuiaaoes.b�jurisdiaioo m o�sti'cuu a uaifatn seaciry instrumeni coveaiug rat pmperry.
<br /> ONII�RM DOYENAN�'S. Ba�rower and L.eadet cove�un[ud agtx as folluws: _� • ` wlfa�due die
<br /> i. Y�laeat.d Prieipil a�d Lt�Pr�p�7�a�d Late CI�'i'�� ��wer s6all pcutnP�tY P�3►
<br /> --- princi�!of and imerest oA t6e debt evidenced 6Y the Note and anY PnPaY���nd im charges due uader the Nae.
<br /> __ . Z. I�ti■i�fir 73�ses a�d Iw�+rca Sublcct to applipble faw orto a wntttn waiver by I.onder.Bamwer shall pry to
<br /> - Leader oa tt�e day moiuhiy psymerus a�due mider the NotG unal the Note is pud in full,a sum("Fiu�s'7 for:(a)YadY
<br />— tues�d a�ents which may stnin�ec�ty over d�us SecuritY Inst�ument as a tien�th�PiopenY.tb�yeulY lease6oid
<br />_- PsY��8�ta►ts on the Pta�tu:�any; (c��Y�Y ��P�P��Y insur�trce P�emiums:(�Yarly flood
<br /> - wns.�f an �P�����f�and(fl�Y�P�Y�k bY Barrower to �
<br /> .sastu�uice Pr�mi Y�(q}Y�Y:�� oE�+a c insu�re Pnmiums. These ----- _---
<br /> �. "I�nder,ia avoocdat►ce with tt�provisians r1F,��:sn licw of tbe pay�t: a�ga8
<br />+x-� • '�; i�aas�c caifed"Escmw Item�°'�.endera�.;at���oliect aod lald Funds s�e�i amaant not to eacad ttre mvdmtun
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<br /> - �amount a Ieader for a fodera�'y��tate�m�xtgage iaaa snag iequire for Bormwer��w accouat wider the fodeca!Reai-
<br />- - Fsiate Setdement Pr�oafiaes Act of�l�i`4 as ame�f�'rtime to tim�.12 US.C.��Stl e!se�t;°RF.SPA'?.unless anot6er
<br /> - � iaw that applies[o the Funds sets a lesser amoa6L �'s�iC�:ender may.at any time,coller�and h�nid FuGrds in an amount noi to�
<br />.:u-`�; , eaceod the lesser amatn� l.ender may�t'be a�xw�tt of Ponds due on tt�e�"s c�:�.�t data and crasona6k
<br />'�;�� �of eapabiw�es a�tamne E�scmw I�ss arat�v�se in accordat�ce with a�e,6a�;;:•: .-:'
<br /> - - - ---=�1x�susds-s�1lx_1�1@_in a�►instittaic���i[s_a�'n�sur�ed_by a f�dera'E a,geitc�i,i�au�nt?�tY,or endry -- _ - --
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<br /> (lAC�U!$T.CQdC�.lf l.ClK�E[IS SIICfI�I�Li�I�qt`1II.+2i1y�Ct�KOl�C tOiR�a(IlC. Li:[11�C5�i.��� �.
<br /> .� du F.scrow Items. I.er�cler msy na cl�arge.�+a:ir`�ei for holding and applying thc Funds.aanim:l�analyzing We esc�ow -- --
<br />�':��h` " aeooun�or vetitying dre Escrow Items.unless i�r.paYs Bamwer intetest on the ��uds add applipble law pe�mifs .;•, --- -
<br /> Lr..�der w make such a charge. Hawever,Lender ueaq'requi�e Sorrower to pay a one-time ctia�gr�x an indepeqd4nt� ;. �;�_
<br />� . - ,:s es�atg tax reporting service used by Lender in connectson,�rith Aus toaa,unless applicable taw prvvides otherw�is�;II.'et,ess aa. , ` ,��;::��`
<br /> .. .:..ag�eement is made or applicable law requires intere,5't.��8e patd,l.et�r shatt troe iu roquired to pa�Bompv�er a,:?ia.��;. ,.
<br /> tro
<br /> ; • :�" eamings on tl�e Ainds. Bamwee and Lende�may agree 3n writing,howevear.that intemst shall be paz�on the�'wn�.�:��t:. , ,,��.'
<br /> shatl pve to Botrnwer.without�cbarge,aa�annual accoundng of the Funds,showing cmdits and d�szss to the�r3.�a�3 t� �,__-_
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<br /> � p�pose foc which eacb deait�o x��was made. The Funds are ptedged as additional s�y.�qr ail sums�bg: : ,� �-� -
<br />, - this Savrity Instrumen� . .: , � . . .
<br /> ,`-� If t6e Fuads held by`�.ender eaceed the amounts permitted to be hetd by applicable 7a�,�i.ender'si�al}account to ��=—
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<br /> Barower for the excess Piu�d.g in accordartice with the requicements of applicable law. If the a�anunt of the Funds held by �
<br /> � _ i;ender at any time is not sut�cient to gay ihe Escrow Items when due.Lendor may so notify B��wer in writing.and.in �-
<br />, ..,'. �?" such case Basower shall pay to L,ender 4►ee amount naessary to make ap the deficiency. ,�W+er shall maice up the !��°
<br /> � �� deficiency in no more than twelve monlhlY PaYments.at Lcnder'�soie discs�etiat. � -�a,�x,.
<br /> ' ` �r� . LTpon payrtKnt in fi�ll.pf all sums secured hy this"Security Insm�men�Lender shall ptomptiy refund ta Bcxrower anY ;��,,;;�:�_-
<br /> "<�': �nds held by Lender. If.under patag;aPh 21,Lender�all acquire oc seU the Proptrty.Lender,prior to the z�uisition or r _
<br /> � - 'sate of the Property.shal!appty any Funds hcid by Y,�nder at the time of acquisition or sale av a credit�-'st the sums ,'�.:T��. r =
<br /> � ,. • secumed by tltis Security Instrument. - . _
<br /> ' • 3. Appikatioe af PhynKMs. Un2ess applicabte t�w prnvides otherwise.all paymenu received by t.ender under `
<br /> parxgraphs 1 and 2 shail be applicd:first,to any prepayment charges due under the Note:second,to amounts payable under �
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<br /> • paragrapb 2:third.to interest due:fourth.to principai due:and las�to any tate charges due under the Note.
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<br /> ,P Charges; 1,;ens. Borrower shal! pay ail taaes.assessmenu. charges, fines and impositions atm'6utable to the ;.
<br /> . • � .. Ptoperty which may attain priority over this Securiry lnstrumen6 and leasehoid paymenu or ground rents.if any. Borrower ' �.'� __ _
<br /> :.,: " '� shall pay these obligations in the manner provided in paragraPh 2.ar if not paid in that manner.Sarawer shall pay them on . . =:,::
<br /> . . :�� <� �directiy to the persort owed payment. Borrower shall prompdy fumish to Lender all notices ct�.-�aunts to be paid under . :
<br /> �'�:�'�' = this paragraph. If goaower makes these payments directly,Borrower stial!promptly fumish co II�-.�er rece;pts evldencing
<br /> ' �A-+. �he PaYments. -�� '. -z
<br /> °.r. Bortower shall prompUy ctischarge any lien which E�priarity over tliis Securiry lnstrument unless Hom�wv�:Ea)agrees -:��;'• ,�
<br /> �in writing to the payment oi the obligaiion secured by�tien�n a manner acceptable to l.ender,(b)contests i��aod falth the : __ _-
<br /> '�i lien by.or defends against enfarcement of the lien in.tegal proceectings which in the I.ender�s opinion opetate to prevent the
<br />• enforcemeni of the lien:or(c)secures from the holder of the lien art agreement satisfactory ta Le�der subordinaHng the lien � _
<br /> ,� .�; to this Socurity Instrumenl. If LenQer Qecermines that any part of the Ptoperty is subject tv a 6i�which may attain ptiority - � .:' -.
<br /> ;.�= over this 5ecur�ty Inswmenb Lender may give Boaowcr a notice identifying the t�en. Borrou'�s sHall satisfy the Iten or take �_,,� �.;. : ;�`�
<br /> ' one or more oi ihe actions sct foRh ahove w�thin 10 days aP thc giving of natice. , -`r,;;.-s- --.-
<br /> • , 5. Hazard or Property 1ns�u� Hoaowcr shali keep the improvem.eu�:s.�ow eai�or t�ereafter encted on the �
<br /> ��" - Piropeny ir�st;red against 1os.a by fire.Etaz�::s included wlthin the te�ere extended coverage'ar�a�y other ha2ards.includins �
<br /> • •� �� "' �`. ' floods at�:'cr�ding.for which Lender r�::ires insurance. This irsW�.::�ce shal!be maintair.�v'-�y�the amounts and for the
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