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HOI'�0�7VCt iPd[J�[KS�Wl�{ • . de�d�iy iL�tit�m tht Propaty�inst ail c1auB and damnds.subjc�t w anY�of recor¢< < . - �IIS�t�E#'f'Y�iSTA�oombe�es�nt�for��aod aott-�etif�m�osraaus�.+vith liarit+ed <- - : -� vati�by ju�dictioe W,OO1�C s unlfon�t ae�titY�mt co�ain$teal P�'P�Y- ` ° • _ . � LiNif�QR11�C�OVENANTS.�Bottnw�erandl.ee�erooyeoa�twdsgieessflolloas: ' ' � � `i:�r,ay�c or.�r��a� �.r� a�a�.�oe c�.�.Bono�a St�n a�ar��y we�n a��e° priacipd bf!o�infe�eat oa t�edebt evidenced bY tba.l�otm md a�j'-�Ympd�aod laoe cl�es doc un8er d�e Nc�tc. . '� 2�ifi�sis far Tia�[s aM Lwn�e�Su6jact to applicable 1aw or tp a'wrilten waiwer dy Leader.8amower sh�A pry to ,. . � I.eader on the d►Y��Y PaY��e due auder die Noie,m�a7 tbe Notc 3s p�id in fuil.a sam('Fwds'?for:Ya)Y�Y� � . � aad�ssmaxa wlix�may aaain priority are�tbis Seaiitg Ia�nanait��lien pn the Fropecty:(b)�rrarlY�P�Y� , � or ground rents on the ProPertY,if any:(c)Y�9�b a P�Y°��(d}yearly t1oa1 it�uranre pr+�rniva�s, . �if aay:c�)re�y ma�age iasur.�qtoe pm�a�,if�ny;and(t��rtY s�m�ray�l�br aormwer to l.endecs ia aooin+aanae.riPo • . the pravisior�af paaaStaph$in iieu of tl�e payment of mortgage ir�uranoe pttmiems.l�iumc at+e plled"Esc►�wdte�s.' . � . . Laqder ataY, at airy time.onUect aqd fwW Funds in an araount mt to eucmed the m�imum amwnt A teirrkr for a federslty - �nluad mattgage loau may�eqaire for$arrowei s asanw�t urtder the federal ResF Fstau Sealertimt Prax�res Ad of = i9Ta as aenended fm�a thqe a time,t2 U.S.C.So,.tioa 2601 et aeq. {"RESPA"),unkss anot5er law fhac applies w the Fands . . - s�ts a lesser amwnt.Ii so, I.ender-may.�a,�y�m�;�n«x�a n�a��no�nr noc r��a�ne resse��.�= - , I.ader�rwy�ae the�t of Fands due on�he bacis uf currrnt dats and�eagonable�of expeadituses of futun , . - . Egcmw Items a otf�enkise in aocnMadce with applicabte taw. - . . The Funds sh�l be held in an itstitotion who;e deposits an �nsured by'a federal agency, instnunemality. or auiry _ ('mclwljeg Lender,if l.ender is such an�Stitution)or in atry Fedcral Hmne Loan Bank.I�ender shall apply the Fands w pay the - - Fsccow Ttems:�.ender'maq t�a[cGarrge Bonuwer for�otding�rd�apptyring°d[e��!y amalyzing th�esctm�se�epuat,or - � -- .vecifying the Fscrow Items.unless L.eoder paYs Borrower interest on the Funds an�applicabfe Jaw permits I.ender to malce snch � A chacge.Hbweves,leQder mayr r�oquire Horrower w pay a one-time cfiarge for an indepcndera r�al estate tax reporting servia psed•by 4�nder in co�lnection with this Ioan. unles§applicable law provides otl�erwise. UNess an ageement is made or applicable latv requires imerest to be paid.Lender shall not be srqnirrd to pay Horrower any interest or ea=rungs an the f�mds. ` , Borrower and Lender may agnae L►writing. how�wer.that imerest shall be paid an the Fu�ris.�.eader shall give to Borrower. �`� without charge.an annual aoco�nting of the Funds..showing credits and debits w the Funds and the purpose for which c�cb .. debit to tt�e Funds was made.The Fnnds are pledgecl as additional security for ail sums seatred by this Securiry Instnunen� . � . If ti�e Fands held by I.ender exceal the amounts permitted to be fieid bY BpPticable law,Lender shal!aocount W Bornnwcr . � . for t�a ezcess Funds ifl acco�ance.with the requircaaeats of applicabie law. If tbe amoum af ihe Puads heW 6y Lendcr at a�ry . ' - time is not sufficiem to pay the Hscrbw Items when due,I.ender may so,rtotify�orrower in writirtg,and.ia sucb case Borrawa , , �_ shall pay to Lender 1he amount neee.csary ta maice up the defieieney. 8orrawer shait make up'the deficiert4y ia no more than � �° twelve monthiy paymen�s.at Lender's sote discretian. ' s . ;:�=;..-f.t'�=" , •; Upon payn�tt in fuA of all sums secured by this Security Instrument, l,ender shail promptly retund to Bonawer any - Funds heM by Lender.lf.under•paragraph 21.I.ender shall acquire or sell the Prope�ty.l.ender.prior to ihe acqaisiuon or sale • of ttre Property,shall apply any Funds held by l.ender at�hc time ai acquisitian or sale as a c�edit against the sams securad by = this'Security Instrument. . " -_ 3.Appliatbn ot PAyments.Unles.c applicab{e law pravides otherwise.AII�1}�fiCQiy f2C81VC��jl L.CIIACf UIIfICf p3i8$f8�I19 • �;`;`� 1 and 2 shall be applied:fir.gt,to any prepayment charges due urxfer the Note:second.to�moun�5 payable nnder patagraph 2; _ � �' "- �-�•3°n�''��: third.to interest due:faurth.ta principal due:and last,uy any late charges due under the Notc. . ' _ r. . �:.. � '��i'' 4.Cfwitges;l.ieag.Eescrower shai!pay ail taxcw,assessments,charges. ftnes tuid impasitiam attributabte ta the Praperty "�,�.:.;� . v'�' "''�t"° which may attain priority over this'Security Instrumem.and leasehold paymenta ar gromtd renu.if any. Borrower shali pay =. _.,T-�Y � � ��. these obiigations in the•manner providod in paragraph 2.�or if not paid in ihat manner.Bonower shall pay ihem an time directly = �.�a� n3,�� y�'. to the persan owed payment.Borrower shali promptty fumisl�to Lender u11 nntires of amnunts to bc paid undcr this paragraph. _ .��,: If Barrowee makr.►these payments directiy.Borrawer shall prampt{y furniwh ta l.ender rcccip�s evidencing the paymen�c. _ �•-�-• Bort'awer shall pramptty discharge any lien which has prioriry ovcr this Savrity InWroment unless Horrower: (a)a�rees in _ ` ' �` writin to ihe t af the obii tion�ccured b thc lien in a manner acce table to Lender.(b)cmttest.5 in oat faith the lien