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<br /> ' T008lfBR WI'If[dt thelmproremenro now or hercaf�er orccted on�he propeny,llfQ'nit�m� te, Jflenanora,
<br /> u�d tixturea now or hucaRcr a part ot�he prope�y. All rcpfeoemente md eddfdom�hall elau be cove�i�Secutity
<br /> , YnswmenG All of the taregoingle referted ro in Nfs AaMrlty tnstr�mam xe�he'Proputy." �---
<br /> HORROH+Bk COVHNANfB thet Bortowu ie Iawlully xiud of ihe eateie hercby anveyW end haa�ho rlght to gnnt —
<br /> end comey�he Pro�y and�het the Property Ia unencumhercd.axxpt tor enwmLrancu ot record. Borrower wemnq enQ —_
<br /> w1I1 detend generelly the dtle to�ha Propeny egainat e11 clalma uM demenda,subJea to any rncumbrences otrccord.
<br /> TNIS SHCURPfY 1NSY1tUM8Nf combines uni(om� covenanu tor national use and non•unitorm covenente with
<br /> .._„-.; tlaAted varieaom by judsdlaion lo constiNte e unifortn cecuriry imtmment covering resi property.
<br /> IINIFORMCOVBNANfB. Bo�rowerendLenduwvenantandageee�follows: �
<br /> 1. Payment ot Prinslpal end Iateresti Prepayment and I.ate Chargca. Barowu chall promptiy pay when due�ho —
<br /> �— pr4�clpai otend interest on�he deb[evidenad by�ha Note end my prepaymmt end laee chugw due under the Noto. —
<br /> 2 FUnds Por 16sea and Inaurana. SubJect ro eppIlcable law or to a written waiver by I.ender,Bortower shall pay to
<br /> = Lender on�ha day monthly paymenU ero due wder the Note,untll the Nota(�paid In tull.�cum("Pundf)lor.(a)yearly _.
<br /> ��=H taxee and easesamonb which mey attein pdodty over thb Secudry Inatwnrnt u a Iien on the Propeey:@)yeeriy leasehold ��.-
<br /> „,� �yma�la or ground rcms on the Property, if eny: (c)yexrly hazerd or propeny insurence premiuma: (d) yoarly flood -_..
<br /> � nsutance prcmiuma, It eny: (o)yearly mongage insurence prcmtum�, If any: end(�eny sum�payable by Borrower ro
<br />�-�-;n� Lendet.In exordanco wi[h�ho Provislans of parngraph 8,in Ilw of�he payment of mortgege(naurence premtuma 7Leao _.
<br /> -' Ieema ara cailed"8scrow Itema.' Lender may,et eny�Ime,collat end hold Rmda in en emount not�o exuW tha maxfmum f�____
<br /> emount a lender for a tWeretly rolated mortgage lom may rcqulm tor Burtowerh escrow eccount undu ihe tedeml Resl �� --
<br /> � Hatete SNtlement Praedures Act ot 1974 ea amended from tima lo tlme,12 U.S.C.p 2601 er aeq.C'RESPA').unlcs+another � --
<br /> � Iaw that eppfla ro the[vnde eeb a lesur amoum. It so.Lender may,et eny time,collect end hold Punds(n en vnount not ro
<br /> _,:� exaed the leasw amount. Lender may uttm�ro the emount of Aund+ due on the basie of cumm dete and rcawneble � �� �
<br /> -:� eaHmams of apendimrca of Pofum Escrow Ilema or aherwise in ocwrdance wi�h appIicabie law. 4u ---------—
<br /> 7Le PunN ahall be held in en insti[ution whom deposils ure insured by a federal agency, inswmentality,or enliry {��rix
<br /> `_�'] (tncluding Lender.If Lender is iuch an Instimtion)or in any Pedcral Nome Loan Benk. Lender sheil apply the Punds to pay �rg i7 -_
<br /> 1 the Escrow Items. l.ender may not chuge Bortower for holding end applying �he Punds,annually anelyzing the escrow t tu,.
<br /> s1 aocoun6 or vedfying the Fscrow [tems, unlea+Lender paya Bortower interest on [he Punds end eppliuble law permiu � � = -
<br /> 4j Lender ro meke such a eherge. However,Lender mey requirc Bortower to pay n onatime charge for an independent real t''S �
<br /> j 1� atata tax rcpotting wrvica used by Lender in connection with�hia loan,unleu applicable law providu otherwise. Unlex+en ;f fi i�u -
<br /> agrcement is made or�pplicable Inw requirea iNerest to be paid,Lender�hall not be requircd to pay Bortower any imercst or u r;" , s-
<br /> eamSngi on�he Phnd+. Borrower nnd Lendcr may agree in writing,however,that intereat shall be paid on�he Mnds. Lender t�� R -�--
<br /> �,t �hell give to Bortower,without charge,en ennual accouming of fie Ponds,showing crcdits and debits to�he FLnds wid Ihe iy Ja��
<br /> -`Y pmpose for which each de6it to ihe Wnds was made. The FLnds arc pledged as addi�ionel cecurity for all suma saurcd by x"r k�j � ,
<br /> .: ;:, �hisSecuritylmtrument. ��CF51 r��L�ta�lu:.
<br /> If�he Wnda hetd by Lender exceed the amoums permined �o be held by appliceble Inw.Lender chall eccoum ro x�K�K �,_'�—�-
<br /> ��:t� Bortower(or the excas Ponds in eccoNance wi�h�hc rcquircmema of appliceble Ixw. If�he amount ot tee Funda fieid by � ep� ��r -_:
<br /> -J�� I.ender at eny�ime is not su�ciem to pay the Escrow Items when due.Lender may so no�ity Bortower in writing,and,in i'L�;� -�,� „ ;_-
<br /> '�;;p such exu Bortower shall pay ro Lender the amoum neceasery ro meke up the deficiency. �orto�ver :hall make up the Y������;�t}yy��d;;,�;
<br /> -' deficienry in no more�han twelve mon�hly payments,at Lenderh sole discretiaa t �����';',�{.� �t���
<br /> ,�}, Upon paymmt in full of all sums ucurcd by this Securiry Instmmen4 Lendcr shall promp�ly rcPond ro Bonower�ny z !{ r E,gnrpy,�-.
<br /> ;:,i. Wnds held by Lender. If,under paregrnph 2I,Lender shall acquire or xll�he Propeny,Lender,prior to�he acquisition or }�,.,t_z1•.,�t��t�y��r;��.
<br /> �'t sele of the Propeny,:hell epply nny Ponds hcld by Lender ni�he�ime of acqu�sition or saie es a creAit egeinst the sums � _ t���> {��,C�
<br /> �' secured by�hia Sceumy Inatrumcnt. -
<br /> 'i` 3. ADDIIeation o►Paymenta. Unlcss applicable Inw provida otherwise, all payments reccived by Lender under s j`�, ?j,����{��
<br />.r y_r�. pawgtaphs I end 2 shall be epplied:firsi.to nny pmpxyment charges due under the No�e;xcund.to emounu payable under ,t•.�����v:,;�1,t,..�_:.,` _-
<br /> --v paragreph 2:third,to imercs�due,founh,to principal due;nnd iat6 ro any late cherges duc under�he Note. .e,.. �vy�i�.� �+x S 2J�:
<br /> .-�.-� 4. Chergea; Llene. Bovowcr shull pay all taxes, asussmems, charges. fines and imposi�ions attributable to�he * � 1 '�R r ��r s-
<br /> Propeny which may anain priorrty over�his Security Instrumen�,and Ieasehold payments ar ground rents,if uny. Borrower ? i�� t�y�' � °���
<br /> _:?� ihme'dierectly to he per�mn o vcdepayn cn�PBorto ver Ia11 proPmp�ly fumih o6cnd nAal non es of nmoums�o'be paid nder , � f�,'r <€�f ;
<br /> �his pa�agmph. If Bortower makes thex paymm�ts dirtttly.Bortower sh¢II promptty Pomish to Lender receip�s evidencing � - kF"�� �r
<br /> �"j� IhCpBymeNS. �� �"��M1f f"�.'_
<br /> 8orrower shell promptly diuharge any lien which has priority orer this Sceuri�y Instrument unlcss Borto�rcr.(a)ngrces t\a !� Yt�i -
<br /> ' `1� in writing ro the payment o(the obligntion murcd by the Iien in a manner uccepinble�a Lender,(6I cantests in good faith the ^� i ��;�� v ` ;
<br /> - lien by,or defcnds against enforcemem a!�he licn in,legal pr«ecdings whic6 in the Lenders opinion openie io prcvcnt the �7 �l�t' '-�?' � -
<br /> enforcement of�he lien:or(c)securcs fmm the holder o(the lien an agrcemem tiatisfnclory to Lender subordinating�he lien l� _ t;r,�,`� ' '��
<br /> -��� to Ihis Security Instrumem. If Lender delefmines that any pan o(the Propeny is subjecl to n lien which may attain prioriry ._��t :
<br /> �: over this Secunty Instrumen6 I.ender may give Bortooer n nolitt idemifying�he lien. Bovower shali salis(y the lien or take -
<br /> -'- one or morc of the ectians ut Ponh abo�e within 10 dayx of 1hc giving o(noticc. `r i,.e:'s,t�.,,��
<br /> S. Harard or Prapvty Insurence. Dortowcr.hall keep thc improvemcnu now czisting nr hercaftcr crccted on�he � -� �+�r�,�°"�:�:
<br /> Propeny insurcd egainst loss by fire,hazards included within Ihe temi"ezrended cuverage'and any o�her ha�ards,induding
<br /> Ooods or ilaading. (nr�vhich Lender rcyuire+inwrantt. Thi. insuance �halt be mainuined in�he amounts and (or the • " � "
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