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<br /> TOOBIHBA Wl7Y{e11�he Wpmvemen(a now on c�rcaRU crxted an iho property,end eU caumente.eppunsnancea; -
<br /> and paturoa irow on c�rcaller a patt of�Iwpro pe�ty� All rcplaamenN and additlom ehnti tlw bo coverW by W�8tatrity '_
<br /> Neaument. AUoftAotorcgofnglarotcrtodloln�hls8ccuri�ylnstiuwsnta��he"Prope�ry.'
<br /> 130RROR/8R COVBNANfB that Aortower le IewfWly cclsed ot tho eatetv hercby conreyW mA haf tho tlght ta gant �
<br /> md convey�ho Pro end�hat�he PropeRy h uncnaunbered,except Pot encumbrencus otncord Oomower wsirenle erld
<br /> MII defend generel �ho Iitle to Ihe P[openy egdnat�11 claim�anA demand�,subJect�o eny encumbrenoo�otcecord.
<br /> 77SI9 SHCURTfY IN974tUMHN7'combinea unifomi covenanu for nattonel uae end non•unlfomi covennnu with
<br /> ..- - __ •_ _ .
<br /> Iimittd veNa�one bY1�lsdialon ro conadtmo a unlfam securiry inswment covering rcal pmperty.
<br /> UI�IFORMCOVIiNANf9. BortowerendLenducovenentendegreemfollows
<br /> L PaJment ot Prindpal and Intereaq Prep�ymeat and Leh Chorgea. Bortower�NII promptlypay when duo tho
<br /> p�inclpa1 otmd intercat on�ho debt ovidenoed by�AO Note and any prepaymen[and late chatga due under�ho Note.
<br /> Z. Funda tor7Axte end Jnsurnnoe. SubJxt ro�ppIicable law or to e�Mtten walver by l.ender,Bortower�Aall pay ro
<br /> I.ender on the day monthly paymenu ere due under�Ao Nota,until the Note ia pafd in tu11,a�um("Flmda")tor.(e)yeuiy
<br /> Guca end uuumenu whkh may attain pdority ovu Ihis Saurity Gutmmen�ee a Ikn on�4a Propeny,@)yearlY Ieaceiwld -� �� �� -�-
<br /> P�ymenta ot ground renp on tLe Propeny, it any; (c) yeariy hazazd or property Inaurana pmmiums; (d)y�rly flood
<br /> nsurence prsmlum�,if eny: (e)yearly mortgege Insurenea prcmiunu, If any; end(fl �Y Wma payable by Bortowu to
<br /> Lender,in acooedance with tha�rovlafons of paregnph 8,in Iiw ot U�e payment of mong�e Inaurance prcmlum�. 7Tiase
<br /> itemi ere caI1W'Bscrow Uem�. Lendu may,ec my eime,wllect end hold Wnda In en emonnt not io exead the maximum
<br /> emount a Iender for a fedenlly rclateA mongege Iwn may requiro for Qorrowerti ucrow�aount under the hdeml Real
<br /> &tete SetUement Proceduru Act of I974 e�amended from time to[ime,t2ll.S.C.4 2601 er rrq.('RESPA').unlaa eno�her
<br /> law that appika ro tAe Wnds ceta a leaser omount If m.Lender may,at any�ime,eWlect md hold Wnds In an emount not ro
<br /> exaed the laser emounc Lender may admate the amount of Aunda due on �he basu of oumn�da�a end rcasontble =_�
<br /> estlmnte�of apendimrae of Nturc 8scrow Items or aherwiae in acwrdena with appIlcable law. —"�- -
<br /> 'Rw Ivnde ehell be held in m instimHon whose depostu arc insured by a federal e6ency. (mtrumentellty,or ent(ty
<br /> (ineluding Lender.If Lender is xuch en instimtion)or in any Federal Home Loan Benk. Lender ahall apply the Wnda to pay �-...r-'.
<br /> �he flurow Itema. Lender mey not eherge Bortower for holding end epplying �he Punda,mnually enalyzing the acrow �"--
<br /> eccom4 or redfying tM Escrow Items, unless L.ender paya Borrower intemst on�he Wnds and epplicable Iaw permid ,�,.;_,.
<br /> Lender ro m�ke such a charge. However,Lender mayrcq uiro Hortower to pay a one-time charge for en in�ependent real ���'"�'
<br /> e:uro tax«porting servia used by Lender in cronneaion with thia loan,unlw appliwbie lew prov(des o�henvise. Unku en ;;:�;��..
<br /> agrament ta made or appliuble IQw rcquirca Intercst ro be paid,Lender ahall not be rcquircd m pay Dorrower eny inrerat or '%`�
<br /> eamin n on�he FLnds. Bortower end Lender ma a in writin ,however,Ihat inlercst ihdl be d on th¢FLnds. Lender "{i f�'"J.:��_ .
<br /> 8 Y B� 8 P+� J�,r,�;,,:_� -
<br /> sAali gire to 6ortower,wilhou[cherge,en ennual aaounting of�he Rmda,ahowing crcdlts end debl�a to�he Ponds and Ihe •�y�:§;.;;�:�- =
<br /> for Mhlch euh debi[�o Ihe PUnds was mede. 77ie Wnds ere led ed aa additional seeuri for ell eums securcd b �` �>y�'�
<br /> W� P 8 �Y Y .�YF;:::is�?��:-�-.
<br /> thta3ecudtylnsuument. _;c�_===r;.. �
<br /> If�he Wnds held by Lender exceed the amounu pe�mitled to be held by eppitcable lew, Lender ahell account�o �t��>„ri _ -
<br /> Bortower for the exeess Punds in accordance�rith the requiremenu of appliceble lew. If�he amount of Ne Punds held by ���h��, ��—:
<br /> I.ender at eny time b not tufticlent ro pay the Escrow Items when dae.Lender may so irotlfy Bortower in writing,end.In Yc`�1:'%;^�•�'-`-
<br /> such cese Bortower shell ry ro Lender the emount nece to make u the deficienc . Bortower shall make u �he t�:���2%.�"'� g%"°'
<br /> P �Y P Y P .��'t!;e_�
<br /> deRClency in no more then twelve monthly paymen[a et Lenderh sole dfscre0on. �";�';;�?;��tu^yi?�d•i:
<br /> U n ment In fuli of alI sums secured b �his Securtt Inslmmen4 Lender�hail rom U refund�o Borrower an ;:;�;5�:�"'"�jS�±;�'.j1-��
<br /> P� WY Y Y P P Y Y ,�= q'-z..,- - .
<br /> FLnda held by Lender. If,under pafagreph 21,Lender shall acqulrc or xll�he Propeny.Lender, prior to the acquisitlon or =�s'r-:;�, g�:;='.`,_�"y;=:
<br /> mle of the Propeny,shell epply any Fvnds held by Lender et Ne�ime o(ecqulsi�ion or sele es e credit egeinzt Ihe�ums �:�rl�,�'�'�'.��-�'��i�;�'f'�t: .
<br /> aecurcd by tAis Security Inswment. ,-,��,.Li i a nx��:
<br /> 3. Appllcatlon of Peymenta. Unless appliceble Iaw provides o�hcrwixa all paymen�a raeivW by Lender under .�hT=rrr ��ti`.== _"'
<br /> paragrepha 1 end 2 shall be epplied:firs6 to eny prepayment charges due under the Note:xcond.to amounts payeble under �,.;s; ;i,,,i,,;..':--
<br /> puegraph 2;ihird,to interest due:founh,ro principal due:and lest,�o eny le�e churgea due under�he Note. ��" ° �i r _',
<br /> 4. Charges; Ltens Borto�vcr ahall pay all taxes,assessmems, chargea, fines end imposi�ions anributable to thc ���'y� iE���'�k a �
<br /> Property whieb mey aRain priority over Ihis Securi�y Insuument,end Icasehold paymemx or gmund rcms,if any. Bortowcr '}F:ht^":';'`-rs{c'y���-`�
<br /> ahell a �hae obli etions in�he mnnner rovided in �re n h 2,or if not id in ihat manner,Bofrowcr shall a �hem on 'f°•''2�+y :�fii'��.����
<br /> P Y 8 P P 8 P Pa P Y %i';?c;•'�a-. � ' ir�
<br /> �ime directly�o the persan owed paymem. 6ortowershell promptly Pomish ro Lcnder all no�itts of amoums to be paid under .,Tf;:;;;;3'r;k'2''�;��"s,tiEr:�_,_
<br /> this paregraph. If Borrower mukes ihese paymmts direc�ly.Oortower shall pranptly fumish�o Lender rcceipis evidencins -f t�;r;;��;3�7 i;t�t,t�5.,;
<br /> '+£S=it.. <. �.o . -.
<br /> �ht paymenu. {4i�`::ita�s'8t���i�,s.'�IS;.
<br /> Bortower shell promplly discharge nny lien which hos priority over this Security Ins�rvmem uniess Bortower.(a)agrces ,r,;���'..-;�._•%=;".tSr';;i
<br /> tn writin to Ihc a mcnt of Ihe o61i ation zecurcd b Ihc licn in a manner acce tablc to Lender,(b)mnrcscs in ood failh the � �-� +"� ���
<br /> 8 P Y 8 Y P 8 7?lCf�vti,•;•' : :3-:>z;.:
<br /> Iien by,or de(ends agains[enforcemem o(1he lien in,legul pmceedings which in the Lendery opinion operare lo prcvent�Ae :?�,�t:,-t';},r�t%�;.�{<<,�-
<br /> entorcement of�he lien;or(c)secures from Ihe holder of the lien an agreemem zotisfactory to Lender subordinating tM lien �`;c`��ti:i.;:'.y,t�y�Y;,/.±��':�
<br /> to ihis Securi�y Instmmem. I(Lender demmiinez that any pan o(Ihe Propeny is xubject m�licn which may a¢ain priority . t �-`:� +n1jf�i;� i���
<br /> over this Security Inswment.Lender may give Dorrower a noiice idemitying�hc lien. Bortoxxr shall satisfy thc lien or�ake �,��,�.;, . y„ .r. ,_,
<br /> one or morc ef tAc ections xt(onh above within 10 days af�he giving of na�im. '�,`�`i;��j,t_,`eFi yy.:�g`-
<br /> S. Havard or Property lnsurence. Bortower chall kecp thc improvcment.nmv exiying or hereattcr erected on the �i . � �-- ..;�-
<br /> Ropeny insurcd against loss by�re,ha�ards induded within�he temi'exlendeJ roremgc'and any other hazeMs,including �_%;`"�'` !�"" �
<br /> floads or ilooding. (or �vhich Lendcr mquircs inxwance This inxurrnce�hall he m:�iniamcd m Ihe amoun[s and tor t�e - : -�
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