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<br /> ;:7qpg7iiffia WPIH ail tha Imyroyanenn now a hcrca0e�omtW on thp pSro��ny,end etl easementa,e�n�nnce�, �' ' ;
<br /> end tialwta now or herwiter s�rri of tho propettSa All topltxmcnta uId cdd111one shall etso be oovgtcd by�ht� ecyrlry
<br /> --� ioswmenG Ati otshe tomgoing ��oterted to in tlile 8aWriry Imwment u tho"Propercy.' ' . `"'
<br /> --- 80RR01Y[iR OOVIiNANfB thnt Oortowcr le IowNlty ulstd of iha eetaro hercby convoyed ane Aes�ha dghc to yreiit
<br /> end comoy eha Propa�y and that�ho YropenY��unenwmbercd�oxapt Por cneumbrancca ot record. Eorrower wazren[�end _
<br /> will defeadgencrelly ihe d�le[o�ho Propeny a8s�n��nll cialm�end domand�,subJect to eny encumbrenas otrccord.
<br /> 7ytl8 ggCURITY INS'[AUMONf combines uniform covenanu for natlonol u�a end non•unitortn covenenu wll6
<br /> llmf[ed vedetion�by Judedlction to conatlwto e unifortn Kcudty InatrumeN covering roal property.
<br /> .- . Uryp�pAt�!MVP�tAM'S. BortoWtr snd I.cnder covenenl anda�ree aa toilowa: F
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<br /> 1. Payment atPAnclpal nnA Inter¢sN PrepaymeM�nd lat Ch�rgee. eortowu shaU prompttypsy wfien due�he
<br />__ _ _ princl 1 of end intereat on tAe debt evldenad by cho Nae and my prcpayment and Inte chugea due under eha Nme.
<br /> � NYm4�for'Nxea and Innurance. SubJca�a appIlc�ble Iew or�o e written waivu by I.endu,Bortower shall psy to
<br /> �� ---- Lender on the day monthly paymmts ero due undcr Ihe Note,untU tha Noto i�Daid in NII,a am('Punda'�[or.(n)ycnrly
<br /> --- �exee end eue�smenn which mey eltdn prlo�ity over tM�Secudty Insnument a�s Ilen on the Propeny:(b)Yoe*ly ieasehold
<br /> ~� paymenu or ground rcnn on the PropMy. �f mY (�> Y��Y hazard or propeny inaurenee prcmiumr. (d) yearly tload
<br /> ���� inmrence premiuma,It any: (e)yoerly mongege insurmca prcmfum�,it an)•; and (q eny wms payeble by Hortowcr ro • --
<br /> -- -- I.ender,ln axordance wlth�heprovisions ot paregrepM1 8, in Ileu of�Ae�ayment ot mongage insurvnce premiums. Theu
<br /> � ° item�are celled"8scrow Iteme. Lender may.at eny Hmo.collecl end Iw d P�nds In an omoun[not ro axceed the maaimum �
<br /> - - emount a lendu tor a federelly releted mortg�ge loan may rsquira Por 6ortowmb ourow axount under eha tWerel Reel _,,
<br /> �' 8sta�e Settlemen�Proadurce Ac�of 1974 aa amended from time ro time,l2 U.S.C.p 2601 rt+sq.("R&9PA").unlw enother .:,;
<br /> �'�`-" law thae applla ro�he Rmda uu a lesser emount. It w.Lender mey,at eny dmo,collat and hold Punda In en amount not to i-�;.:
<br /> ev..cA exceed the lesser amoun[. Lender mey as�imate �ho wnoum of Ivnds duo on tho bmfa of eumn[ datn and reesoneble �._
<br /> �,T,�i udmata o(expenditures ot fumrc Escrow lceme or ahcre�ae In eccordmce with epyIiuble law. p�.
<br /> �P+ � 7Te['unds ahell be held in an inst(mtlon whose deposiu ero Insurcd by a tederal egency, lnswmemallty.or rneity �`--
<br /> >,,�t•'� (Including I.ender.it I.ender is euch m InsHw�loN or In my Pedaral Homo Loan Benk. Lender�hell apply ihe Funda to pay
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<br />.':Y:�_�.. �he&ttow I[em�. Lender may not charge Oortower for Frolding and e�plying tho Wnds.annuellyPP�iydng t e�ow
<br /> account,or vedfying�ha Hscrow ltem+, unleaa l.ender pay Bortower ntere+t on U�e Wnds end e ticebte lew rtnits G�t.�
<br /> ;:i�?f'r;'� Lender to make�uch a cherge. However, Lender may rcquirc 6ortowa m pay o one-timo cherge for an independme rexl �__
<br /> :`'';?+�,'� eatem tex rcporting servlca used by Lender in connectlon wi�h�hle loan,unleu eppIica6le lew providm othe�wise. Unless an _
<br /> �;`"- ° agrcement Ia mede or appUeable law rcquires intcrcct to bo paid,Lcnder shall not b¢requircd w pay Bortower any imercat or `'
<br /> ,;a4�};: eeminga on the Punds. Bortower and Lender may egree in wri�ing,howevor.�het intercct chall be paid on the Punds. Lender �;--
<br />--=Y�!c�'r. shalt give to Bortower,without eherge.an ennuel eccanting of�he FLnde,showing crcAiu und deblle to�he Punds end[he t.r:.
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<br />>_,; ::�?. purpose tor which each debit[o the Rmds wu mede. 7Le Ponda aro pledged es addidonal�ecudry for all:ums securc y _
<br />,.�;:•�, this Securiry Inauument. F'`,.
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<br /> rs��F:-r,_ If tAe Punds held by Lender excced the amoumn pemileted ro 6e held by epplicoblo law, Lender shall �ccount to
<br /> '��,�+{:; Bo�rower for�e ezcas hunds in acco�dan�e with thz r�uir.r,cnt:c!sppltcabk!sw. If thn em��n�ot ihe Pund�held by
<br /> .i_>.��ir Lender et ony[ime in not su0lciem ro pay the Escrow hom�when due,l.ender may eo notiry Oortower in writlng,end,in .:��
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<br />-„3;.y.,r.:;,:; such eau Hortower ahall pay to Lender the amount necossery �o make up the deticicncy. Bonower shell meke up �he ;}.;'�
<br /> •t�� ��� deficiency in no moro�han twelve momhly paymems,ai Lenduh sole dixre�lon.
<br /> '�p1,���., i Upon payment in tull of dl wme secured by tbis Secudiy Instrumcnt,Under aheil pmmplly rcfund to Bortower any � �.-
<br /> ;4 �r��, Punds held by Lender. IL under paregmph 21,Lendcr shall acquirc or ccil thc Propcny.Lcndcr,pAor lo�he acquisitlon or , :
<br /> < :,�:.�I aale of the Property,ahell appiy eny Pmds held by Lender n Ihe dme of ecquisition or�ale m a credit ageinst�he suma F�;
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<br /> � T � - aecured by this Security Insuument. � .;
<br /> t,�(�� 3. Appllcetlon ot Paymenta. Unless epplicable lew provides othenvise, ull paymenu rcceived by Lender under
<br /> ,,.��'�11r i perogrephs I end 2 shall be eppiied:firs�,to eny prcpayment chergee due under thc Notc:sccond,lo amoun�s payeble under ,_::.
<br />-� ���^x�'.. psregraph 2;third,ro intercst due,founh,ta principal due:end lazt,to my Inte chuges duc undcr the Nota �.__.:
<br /> t�i��n`` j 4. Chergea: Llena. BoROwer ahall pay ail texea auesamenu,chorges. 6nc� end Imposltions endbutable �o �he r.,�
<br /> {'"` .;J propeny which may ettain pdority over�his Security Insuummt,end leaschold paymenu or ground rcnts,ft any. Bortower f :-
<br />_ � V�'."-„ shell pny these oblige�ior.s in�he manner provided in paregmPh 2,or i(not pafd In that menncr,Bortowcr.hall pey them on �,,
<br />--��}���tl'"' Nmc dircc�ly to�he person owed payment. Bortowcr shall promptly tumish to Lcndcr¢II no�iccti of amounta to bc patd undcr .._,
<br />���a?`�l``'" � this are re h (f Borrower makes these paymems diratly.Borrower shall promptly fumisl�to Lender receipts evidencing �,_
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<br /> w r_ � ; the paymenta. .-�
<br /> 1:' �� � Borrower shell promptly diacharge uny lien which hos priority over�his Securiry Insuument unlcas Bortower.(a)ogrces
<br /> i�i`.��rv j, I in wdung ro�he payment of the obligation securcd by the lien in a m¢nner acceptuG�e to Lender.(bI mntesp in good fai�h the `;�.
<br /> 5`--3r- lien b or deknds nEeinst enfwcement of the lien in,legul pfoceedings which in the Lenderk opinlon opemie�o prcvent the �„
<br /> �����-�[ enfo ement of the lien:or(c)aecurcs from the holder oF tM1e licn an egrcement sa�isPoctory to Lender aubordinating the lien = �
<br /> - i t �o�hia Security Inawment. lf Lender detefmines�hat eny pirt of�he Propeny is subjcc��o a lien which may anain priority ,.:--
<br /> �s ���,<� over this Secunty Inswmen4 Lender may give Bortower a nmicc idcmifying the Iian. Uonower sholl entia(y Ihc Iicn or txke 4 �_
<br /> ���� i one or morc of the ac�ions set(onh a6ove wi�hin 10 deys of�he giving of notice. ��'
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<br /> ..,Y-:.�5�?� S. Harard or Properry Insurance. 6ovower shall kcep ihe improvementa now existing or hercu(�cr crectcd on�he F .
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<br /> ",'�S.r,_�, i Propeny insurcd agaiatt loss by fire,hazards includeJ wi�hin�he term'extended mveroge"and my o�her hmnrds,including __
<br /> s�v..±;;;5 : (loods or flooding,for which Lender requires insurv�ce. This insurence shall tre mnimnined in �he nmounis und far the �_�-.
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