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<br /> Tppgp{BR 1Yi191 a11 the lmpro�emena now or hercaRer crected on the prope�-ry,end all casement� ep uneneriCG, � . �
<br /> wb flxtura now or hetwftor a put ot tho D�opert�• Att replaamentr and aamnone aflaU�iso ba rnvaee by t�1e ee�ur�ty � _ _ _
<br /> Inswmenw A11 otmo tore�oing b roferred to in�s Secudty Inswmert m�he"Property.' -
<br /> UQ�tROWEII C�VBNANtB that Bortowcr le InwNliy solsed ot the ealato heroby convayW nnA hw ttw dghl to grent
<br /> end convoy�ho PmDcrry and N�t tha Proyerty fa uncawmbered.oxcept fa encumbrencr�of rFwM. Dortowcr wartame and _.
<br /> will detcnd generolly the�itte�o the FropenY e8ainst ell cialma end demnnd�,subJcel�o eny encumbwiae of rccord,
<br /> Ilmlt�erle�toHns yju sdlcN�on�ocons�iitu�ebunitorm�ccadyinstrumentcoveringrcalpropeny°,n•unitorm covenanu wi�h
<br /> UNIFpgM ppVBNANfS. Bortowor xnd I.ender covenent end agrcs as(oilow�: p psy .— ���� �
<br /> pdnclpe1 ot�end interes[on tha debt ovidenoed bY�h0 No e e�d any propaymen and lute cturg�oa dua underythe No�n due ehe
<br /> 1. F4rtda for 4h:es end Incurnnce. StibJa[ro appliceblo Iaw oT to a wrinen waivw by I.endu.Borrowm ehall pay to
<br /> Lender on tlw day monthiy paymente are due nndcr the No�o.undl tha Note ie pald In full,e eum("[i�nds")tor.(a)yearly =
<br /> texes and escessmente whkh may nttein pdodiy over fhie Security Inq�ument e�e Ilen on�he Propeny;(b)YearlY Icesedold �
<br /> paymenu or growd rcnta on tla Property. If eny: (c) Yearly hezerd or propenY insannce prcmtuma: (� yenrty flood
<br /> truurvnce Prcmiums. If eny: (e)Yearl� mong�a0g��ePhraBw P w oi�heif ymenNOf mon age insur�aoce'prcmiuroi.ro�7l�ese - . .�
<br /> Lendcr,[n exordence whh the provls ona of � B
<br /> I[em�ero c+lled"Pscrow Irem�' Lender may,e�eny dme,collea and ho d Punds in an emoun[not ro excced�Aa maximum _
<br /> amount e lender Por a hderaliy roleted mortgage luan may rcqulro for BorrowerY escrow account under Ihe ttderel Real __
<br /> Estate Setllement Procedurca Aet of 1970.es emwded from tlme to time,12 U.S.C.�260i rr seq.('R13SPA"),unita�mother _
<br /> law Net applies ro tho Wnda acta s lesser amoum. If so.Leoder may,at eny time,wlleet end hold Fi�nds In en nmowt not a -
<br /> oaaed the leaur amount. Lender may eatimetc Ne amount of I'unds due on �ho 6azis of curtent date end rcasonable __
<br /> esdmotes o(oxpendiwrs�of fuNa Escrow Itema or ahelwiu in accordenco with�pplicable law. -'�__ _____
<br /> The Fi�nda�M1all be held in an Inatitudon whosc deposiu em insurcd by e federel agency,insnumemality,or emiry � �,r
<br /> (tnciuding Lender,[f Lender ts cuch m insdtution)or in any Pederel Home Loen Bank. Lender eAell epply the Punds�o pay ._ .
<br /> the Eurow Items. Lender may not charge Bortower for hotding end appiying�he Punde, annuelly mnlyzing the eacrow „�; ._._,
<br /> eceoum, ur vedfying ihe 8scrow [[ems, untesa Lender paya Oofrower intereat on the Ponda and applicabte law permiu �.�rM.;,�:__
<br /> I.ender to meke such e cherga However,I.ender may requiro Borrower to pay a one•ume charge for an independent rcal �.�-,..-.
<br /> estate ux rcporting servia uud by I.ender in connec�ion with this loan,unles�eppliceble iaw provide�o[heiwiu. Unles�en `;���,��.,�:.-
<br /> agreement is medc or epplicable Iaw rcqufres intercst lo be paid,Lender shall not be requircd to pay Bortower any intereat or `�.;_,_
<br /> eemings on tho Wnds. Bortower end Lcnder mey agrce in wdting,however,�het interest�hell be paid on the PunN. Lendcr „_�,.:_.
<br /> shall�ive lo Bortower,without charge,an ennual eccounHng of the FLnd+,ahowing crcAiu and debits to�he PunM end�he . �,,.�c_
<br /> pucpose for whleh each debit to the Wnda waa made. 7Le FLnds ere pledged as+dditiomi secudty Por all sums securcd by 1�..��_ty.-j
<br /> �hia Sxufity[nswment Y f
<br /> If the Wnds hald by Lender exeeed the emounu perm�tted ro be held by applicable law. Lender shell eccount l0 1.�r _
<br /> Bortower for�he excess Funds in n�cuidar�K�.ith i:a rcGulmm'nL of eFFlic96!!law, I(�he emount of Ihe Funds held bY �jy��-a+ ,____--
<br /> I.ender at eny Iime is not aufficicnt ro pay tAe Fscrow Items when due,Lender may so notify Bortower in writlng,end,in -.S� � .
<br /> such case Dortower ahall pny to Lender the emoum necesaary to meke up �he deficieney. Bortower shall make up �he 4•%�i�sar�;:�-�
<br /> defleiency in no more�haa twelre momhiy payments,e�Lender]wle diuralon. , +�i�lt -
<br /> Upon payment in full ddl sums securcd by thia Security Inatrumen4 Lender xhall promptly rcfund to Bortower eny ���•!`=---�.
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<br /> Pund+held by Lender. If,under pafagreph 21.Lender shall acquirc or sell the Property,l.ender,prior to Ihe ecquisition or +�Ai}_..�„��„___.
<br /> nale of the Propeny,shali apply eny FLnds held by Lendcr et�hc timc of ecquisition ar selc m a credit egainu�he sums u�y�y>�<;�:.,:
<br /> securcd by�his Sauriry[nstrumenl. �`��'{'�zY`'���:
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<br /> }. App![cetlon of Paymenta Unleu appliceble law provides othcrniu,all paymenu raeived by Lender under �,�,t���,,�`-
<br />_ pereg�ephs I end 2 sh�ll be nppiied:firs�,ro xny prcpaymzn�chargcs due undcr thc Notc;accond,to amoimts psynble under ,>��.�fr.��,;;=.
<br />_ pareyaph 2:third,lo imercst due:fourth,lo principal duc:end lu6 ro eny I¢te chvges due under�he Nore. :ii�ty.S:4>,?��'�
<br />-- 0. Cherges; Liena. Bortower shdl pay all texes, assessmenu,charga, fines end impositions ottribulablc to �he r p �
<br />- Property�vAich mey enein pdorny over this Security Ins�rumem,and Iensehold paymenu or ground rcnu,i[eny. Borrower �°r�� j' �.':
<br />- shall pay theae obljgations in�he menncr provided in paragraph 2,or if not paid in thet manner.Bortower shell pay�hem on �� �.. -n'
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<br />" time directly ro the person owed payment. 6orrower shnll promp�iy fumish to Lender rtll notices of amountx to be paid under a;:r.:--�:.�..._
<br />_ �his paregraph. If Bofmwer mekes these payments dircaly.Bortower ahell prompdy Pomish to Lender reccipts evidencing j�i��?i-,.;,'':°;;
<br /> thc prymenfa. `� � ��
<br />= 6ortower ahall prompUy discharge any lien which has priority over�his Securiry Insimment unleas Dortower.(a)agrces �`t4 s� '�+�:
<br /> in wming�o the payment of the obliga�ion secured by�he lien in¢manner accepiable ro Lender.(b)comes�s in good faith the ��;;�_�.7�:.
<br /> - lien by,or defends xgninst enforcement of tAe Iien in.Iegal proceedings rvhich in�he Lender'.s opinion opemte to prcvent�he ..,1 s •
<br /> enforeement of lAe Ifen:or(c)securcs from the holdet a(Ihe lien fln agrcement salisfnctory to Lender subotdinaling�he Iien �.{ �'�h„-
<br />- ro this Saurity Insuumcm. If Lendcr detem�incs that nny pan of�he Propeny is subjat to a lien which may attein priority .,{,, f.,._---
<br />- over�his Secufiy Inswment.Lender mey give 6ortower a notice identifying the lien. Barower shall sn�isfy�he lien or teke �yr�f?-yE,"'rS_ �
<br />- one or more of�he actions set fonh a6ove within 10 days of the giving of no�ice. --%:` �
<br />� S. Hazerd or Property Insurance. Borrowcr shall keep the improvcmemi now existing or Aercaf�er crccted on the ;;= � -_:_
<br />- Property insurcd egainst losx by fire,ha�ardc included within the tertn"utended covemge"and any ather hxzerds,including ;;,`;,.,.Y� ,
<br /> tloodc or flooding, (or which Lender requims insurance. This insurance xhall M maimained in the amounu and for the �f,.,;:__T:.��;r--
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