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<br /> TOpRifi�lt WflH et1 tho improvemmw now or herceftw erected on the pcopeny.anA atl cssemenu,appuRen�ncu,:' '.
<br /> enA Axturca now or hata4ee a pan ot the prope�ty All kpiaamenu and additPona nhail elso bo covued by�hie Secudry • _ .
<br /> tniirvtnem. Att otU�a fo�egaing ti rokrred ro in" tNe 3eadty Inswmmt as tdo"1#operty." , �
<br /> BbRROWER COVBNAPTI'8�at Bnrtowu ia lawNlly ssised of tho utato hereby conveyed and Iwa Ow rlght�o gmnt
<br /> ead convaq thep�p�y md tl,at�he Propzrry Is urscncumt�d,except for encumDrencef otmord. Barower wairents aid • �__
<br /> --- w1i1 defend gencra1(y ttia Ntle to Ne Ropeny ngainst all cleims end demendb�ubJta to eny eneumbrenae of recotd.
<br /> 7HI3 38CIJRTfY IN9IRUMIiNI'combinea unlPoim wvenanu for na[lonal uso end noa-wdtotm covenenro wltl�
<br />. ., Wnited variatlom�y Judsdip�on to consqtute s wtform uadty Inawment eovedng real propeny. , . .
<br /> UNIFORMODVENAM'S. BortowerandLsndwcovenentanda8ree e�followa:
<br /> L Papment of Princlpal end Intwestt Prepeyment nnd t.�to Charga. Borrowcr edall promptty pay when duo�e
<br />�-u prinetpal otend intemst on the deM evidenced by�he Noro end any prcpayment and late charge�due under tfio Note.
<br />��--- 3. FUnda for'I�cea and ireurena. Subja[ro appIlubla Iew or to a wrinen waiver by I.cnder,Bortower ehell pay ro
<br /> .,.�„_� Lendu on ttre day momhly paymente ero due under tha Nae,until tha Nae fa paid in full.e sum('E4nds")for.(a0 yearty
<br /> `- -- �exea and aasessmmte which may eneln pdortty ovcr thii Sau�(ty Nswment ea�Ilen on�he Property;(b)yeartY�easehold
<br /> ''�z"A9! yaymenU or ground nau on Ne Propeny, If my: (c) ywly haiaM ar propetty irourance premfums: (d) yeerly flaad
<br /> —= insurance premlume, If any;(e)yearly mortgege inaumna prcmiurtu, if any;and (q eny suma pay�ble by Dortower ro
<br /> -T�� Lender,in eaordenca wfth�he�rovi:ioro ot paregraph 8,in liw of the p�yment of mottgega Inaurance premlum�. 7Tiese
<br />��` �?� itema aro called'fiscrow Gema.' Lender may,et eny t(me.collec[end hold tLnds in an�momt not to exoeed the maximum
<br /> `-� unount s lendcr tor a tedenlly related mortgage loan may rcquin for BortowerY escrow eaount under tha fedewl Real
<br /> t &teta Setdement Procedures Act of 1974 ae amended from tlme to�ime, 12 U.S.0¢2b01 et rrq.C'R83PA"),unleaa enotAa
<br /> {���- lew�hat eppliea�o tlw Rmd�seta a lesser amoum. If co,Lender mey,at any�ime,collect end hold Rmds in en amount not ro
<br /> il;; exceed the lesser amoun[. Lender mey eatim�te �he amount of Punds due on�he buis of wrtent deta end reasonabla
<br /> :'�.-.--'• atimata otexpendituros oI fumrc 8ycrow Items m ahelwiu in auoNenco with applfwble law. -----�-
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<br /> , � 'ILe[i�nd��hell be hetd In an institutlon whose deposits ere inaurcA by a tederel egency, insaumentelity.or entiry
<br /> Y�t�;� (including Lender,if Lender i�such en instlNUon)or In any Federel Home 4oan Bmk. Lender shall�pply the Pun&to piy _
<br /> - Ihc Eserow Itertu. Lender mey `rot chsrge Bortower for holding and epplying the Wnda,annually analyz(ng the eacrow
<br /> "��'t� aocount, or vedtying [he Escrow I�ems.unless Lender qya Bortower imercst on the Wnds end eppliceble law permip ---�
<br /> �°"?�`�`+ Lender lo milce aueh e cherge. However,Lender may requirc Bortower fo pay a onatime charge for an independent rcal _
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<br /> '-:;.�, utate tex rcponing urvice used by Lender in connecllon wi�h�hia loan.unless appliceble law provida otherwiae. llnless en --
<br /> `- �� egrccmem(s mede or applfcable lew requirca imerca[to be paid.I.ender ehall no1 bc required ro pay Bortower eny interest or __
<br /> Mz�� wnfng�on the T�nda. Bortower ond Lender mey agree in wriNng,however,that intercst ahell be Paid on the Punds. Lender _--
<br />�<;en;��Y.,,i :heU give to Bartower,without charge,en unnuai eceouming of tAe Punds,ihowing credils end debhs to�he FLnda and t6e �:_,_,.-
<br /> .-r r:� puryose for whleh wch debit�o�he Amds woa mede. 7Le W nda ue pledged��dditional cecudty for ell suma aecured by [-, .,,,
<br /> s�;; thie 3ceudry InstmmeN. � ''.
<br /> + -t If Ihe Punds hetd by Lender excecd �he emounn pertnitted to be held by appliceble lew, Lender shell aaount ro �,h �� r�r,.
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<br /> ��;,� Bortower for the excess F1nda in a«oNance wllh Ihe requircments of appiicebie iaw. If ihe amoum of�he Funda heid by " � ---
<br /> � {' I.ender at any time is no[sumcient to pay the Pscrow Item�when duc. Lender may so notify Borrower in wriNng,end,in ���'�,.��
<br /> �f�'t�4t�= such cau Bortower shall pay ro Lender the emount neceicwry io meke up the de6cicncy. Oorcower ahall make up Ihe �¢y � -
<br /> }'j� deficiency in no morc�han twelve montAly payments,nt LenderS sole diurc�ion. �� , —
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<br /> -_ v°;� Upon payment in full af all aums secured by�his Saurity Insirument,Lender shell promp�ly rcfund to Bortowtr any '��?!�'� � _
<br /> ,,,��� Punda held by Lendec If,under pawg�aph 21,Lender sholl acquire or sell ihe Bopeny,Lender,prior ro�he acquisition or ��$'`�?�ys , _
<br />�-e, ,"f sale of the Properly,ahall apply nny Iimds held by Lender ut the lime of acquisi�ion or sele ds a crcdit egainst the sums Yxi"',i�v - t `�
<br />�.i;>��r «curcdbythis3auritylnstmmen[. -�<�r�'��c,:;ik4�,�:,j::
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<br /> ! 3. Appilcatlon of Peymente. Unlcu applicebie law provides otherwiu.Wl p�yments received by Lender under f� t�;���^S _
<br /> �A�.�;. paragrephs I end 2�hall be opplied:firsi,to any prcpuymem charges due under�he Nate;second,to amoun�s payable under '�1,+�{i,,�fi 'y�s�_
<br /> ;.,si;�, paragreph 2;�hird,to inums�due:founh,�o principal duc;and Ins6 w any lete chuges due under ihe Noie. •�u1�-v��;��:':s_..
<br /> _,»� 4. Chergea; Llens. Borrower�ell pay all texea,assessmenu, chargcs,fines end imposi�ions ettribmable to �he �y�{F ji� ,v.,,>z'f� :
<br /> Propeny which may nttain priority over�his Securi�y Inamment,xnd leasehold prymems or gmund rems,itany. Borrower f M h �� '
<br /> q=t chall pay�heu obligeiions in�hc menner provided in parayaph 2,or if not paid in�ha�manner,Borro�vcr shall pay�hem on t "(t p � �r,
<br /> �+ -., �ime direcUy ro the perwn owed paymem. Bortower shall promptly furnish io Lender uil natices ot omoums�o be paid under t -�P, ��t �-
<br /> ,,' ' �hia paragroph. It Borrower makes thcse paymems dircc�ly,Borroo'cr shnil promptly(umish to Lender rcceip�:evidencing q'>��,,sYl� �
<br />,'s::+:- tAepaymenta. ,�.`.� �,"°'.;_:
<br /> ,yt_1. Bofrower shali promptly diuhurge eny lien which hes priority over this Secumy Instmmem unless Bonower.(a)agrces r t �`�! � , �-'
<br /> tq � in wrieing m 1he paymrnt of the obligalion secured by ihe licn in a mnnner ecceplable to Lender,(b)conttsts in good fuith the �� �a,�'?�';1��fi "i::
<br /> r��; lien by,or defends ngainst enforcement o(the lien in,Iegal proceedings which in�he Lendert opinion aperate ro prcvent�he _ _
<br /> � ; enforcement of the lien:or(c)securcs fmm the holder o(Ihe lien an ugreemeN s��isfecrory to Isnder subordineting Ihe lirn ` ��-y�'� '� r
<br /> e !�;_: w this Seeurit Instmment. It Lender de�ertnines�hat an n of�he Pro rt �s sub ect to a Iien which ma nttain riorit ` ts �"/d�tt'•°
<br /> •.-s Y YW Pe Y� 1 Y P Y ,C;.:.;�1Y��'�^ct;:,.
<br /> - .',--� over this Securiry Instrumen6 Lender may give IIoROU�er a notice idemitying the licn. 6oRO�ver shall s�tisfy�he Iien or teke .»,��.,, ,,„r;..
<br /> onc or more of thc aclions ut tonh abovc within 10 days of�hc giving of naice. �'
<br /> �`;"� 5. Hezard or Property Insurance. Dorto�ver chail keep�he improremems now existing or Ae¢aRer erceted on�he �°?1 ��i:�-
<br /> �.z=:v'.��' Property insurcd egainst loss by fire.hazards includcd wi�hin�hc tcrm'ex�ended mvcraFe'and any mhcr haiards,including `�•v:t3��"ri,}_c:
<br /> Ooods or Oooding. !or which Lender rtyuircs inxurance. lliis insuranee shail M maimained in ihe amounts and(or the _(,'�i:�.,,; _.
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