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<br /> TOOB7tI8[1 VYfi71 WI�ho tmproremenu now on c�rwRu ereetcd on tho propeny,en0 WI tasemenU,appurtcnanoea; '',�'�
<br /> and 1lxtute�now or f�cmaRer a part of�lw property. All rcpleamenu and eddil�one�nell elao bo oovered by thle Securiry
<br /> InstNmonl.All ot mo forogoing I�rcfirtcd to tn thla Bavdty lnsaumcnt e�tha"Property.' - --
<br /> BO�ROWBR COVIiNAPTI'8 that Bortowcr ia l�wNily Kised ot the atate hercby convoycd and tw tha dgAt to grant
<br /> end convoy tM Froperty und�hat�he Yropedy ia unencu�bztz4 axc�pt tur znoanbnmuc ot raord. 8wrower wartenu end --- -
<br />-- wlll detend geaerally tho tltle la tho Propcny egelnst ell clnlmi end dcmanM,abJcet�o any encumbrenccn ot rocord. ,
<br /> 7Y{19 BECUR�I'Y IN377tUM8Mf combineo oniform toven�nro tor ne�lonal uu �nd non•unlPorm covenanu with
<br />---- Ilmlted vazhilons by Jurl�dialon to constlmte�unifoim naurtty IneWment covuing rcal property.
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<br /> — UNIFOAM ODVHNAbTI'9. Borrower and I.endu covenem end agrce a+foqows:
<br /> _ 1. Fayment oT P�Incipol and Intereaq Prepayment and I.ata Chargca. Bortower�hall promptiy pay whcn duo the
<br /> = pdncipal of md Intereat on the deDl evldeneed 6y Iho Neto end eny prcpnyment end laro chuges duo under�he Noto.
<br /> � 3. Nnds tor7Lxea anA inauranea SubJect to eppIiubla law or ro a wdtten weivw by Lender.Bortowcr shell pay to
<br />.T,µV l.ender on tha day monNly pxymems aro due under the Nae,until�he Nmo ie peid in PoII,a wm('INnd�')for.(e)yearly _ _
<br />`�-_w roxa and assewmema which mey ana�n pdodty over ihie SauBry Inawment ea e Iien on�ho Property;N)yearlY�eeachold __
<br /> �_= paymente or ground rencs on cho Propeny, if any: (c) ywrly huzud or property Insurance prcmlums; (d) yeariy flaod � .
<br /> " insurenco prcmtum�, if my;(e1 yearly monsage fnsurenee prcmiume, it my; and (q eny sum� payeble by porrower to '°-�--�- -�---
<br /> '� Lender,in�aordence with�he provisions ot pamgraph B.in Ileu of tha payment ot moegago Insurenco prcmluma. 71wse -
<br />��''��. Itenu era ulled"&crow Items." 1-ender mey,at eny lime,rntlest and hold Punds in en emount not[o eaceed�ha max(mum - ._
<br /> _"?'�� amount a Iender for a feAenlly rcleted mort6ege loan mey requiro for Bortowerh eserow account under tho federel Reai � =�
<br /> Eslete Settlement Roadurca Act of 1974 es emended from tlmc to�ime,12 U.S.C.4��«seq.("RESPA'�.unless ano�her P`
<br />;;;y;� Iaw Net applies to�Ae I�nda uta a lesaer amount. It w,Lender may,at any dme,collect and hold Ponde in en arnount not to F.��-__.'-
<br />:;:;t;:,, eacad the lesser amount. Lender mey estimete the emount of IOmds due on the basis of curtent deta end rcasoneble ��,�2-,.__
<br /> '; asHmatea of expendimroe of Poturc Bscrow Items or otherwim in accordence with appliceble Iew. °- - -
<br /> �� 7M Wnd� ehell be held in en institu�ion whose depostu aro Inaurcd by e federal agency, inawmentelity,or emity Xr F '
<br /> �is i pncluding Lender,if Lender is such en InsNtmion)or in any Pederal Home Loan Bank. Lender shell apply the Wnda to pay +�F r -
<br /> _a� the 6scrow I�ems. Lender may not charge Bortower for hotding nnd epplying Ihe Wn&,annuelly enalyzing �he escrow �h��� :-
<br /> i aceoun6 or rerifying tha Escrow Ttems, unleaa Lender peya Bortower interc:t on the Wnda uM applicable lew pertn(Is
<br /> �j i l.ender to make sucA e cherge. However, Lender mry requirc Bonower to pay a one-time cherge tor en Ndependent real j �y �-
<br /> :�:� esuro tex rcponing urvia used by Lender in eonnecGon�vith thin loan,unlesa applicable law provides otherwice. Unlesa an �� ^
<br /> ::;:; agreemcnt U made or upplicebte law rcquircs interost io be paid,Lender ahall not be required to pay Hovower any interc:�or }-°s• '����
<br /> �� eamings on the FLnds. Bortower and Lender may agrce in writing,however,�hat incercs�aAall be pxid on ihe I�nda. Lcndcr �`z i���n �
<br /> �:� ahall givo�o Bortower.�vithaut eharge,en ennual accounting of the FLr�ds,ahowing crcdiu and debiu[o the Punds end Ihe �+'i�'r.+a
<br /> r -t purpose tot whtch tach debit ro the Flmds wu made. 'Ihe Pondn are pledged ea additional security!or ell suma saurcA by r� t�; E; — . ----
<br /> - �hla Sxudry Instrumcnt. K�+1 h c - �
<br /> �.+�- (f!!!��ndx hel8 by I<nder exceed �Ie emounu oerm0�ed to be hctd bv aoplieeble law. 4ender ahell eaount ro ,X D ._~
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<br /> � '; Dorrower Por the exceaa Funds in acco�nce wi�h the requiremem�ot eppliceblc Idw. If�he emount of�he Ponds held by c �+�, �-��«._
<br />--:�:��� Lender et any�ime is not autfident to pay the Escrow I�em�when duc,Lender may so no�ify Oorto�vcr in�vdting,end,in ;;,; , ..��_�_. �•--
<br /> '-��`%: such case 6ortower shell pay to Lenda the emount nema�ery w make up �he deficiency. Borrower shall make up �he �-;�;�.;�':�4�.'j i:.t�_�ir;
<br /> '- :hj deficieney in no more then twelre monthly paymenu,at LenderS soie discre�ion. _ , r `ru _
<br />_,;�'r U n ment in full of all rume ucurcd b �hu Saurit Instrumem.Lender shail rum �i rePonJ �o Bovower an ,! '`l �-x�i =.' -
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<br /> _' ,� fvnds held by Lendec It,under paragmph 21,Lender shell acquirc or sell ihe Propeny,Lender,prior to the ecquisition or , -,�,'-,,t rer���'
<br /> salo of the Property.shall apply any Mnds M1eld by Lcnder at�he�ime of acquisition or sale u a credit egatnst the sums � {�i�rj���,�}3
<br />,,. sa•' ucurcdbythh3ecudlylnawmrnt. s h x�sr)r �.-
<br /> 3. Appllcetion of I'nymend. Unlesa npplicuble law providex othenvise, all paymenu rcceived by Lender under ��c,,Rr-• fn --_
<br /> --�-�� paregrephe I�nd 2 sAall be epplied:firs6 to eny prcpryment charges duc under�he No�c;second.to amounu payable under �}��}-���i`'ti'� -
<br /> - t; parugraph 2:third,to intercat due;founh,ta principul duc:nnd InsL�o any lu�e charges due undenhe Note. �i { � *� .,� f-
<br /> 4. CAargee; Llen�. Borto�ver shall pay all �oxes, a+xssmrnts,churges, fines end imposi�ions m�ribumblc ta ihc a �:4 ,�1+ r C
<br /> -+3 Property which may attein priority over Ihis Security fnswmen6 and Icaxhold paymems or ground rcnis,if any. Uorro�ver '� �t Aj1.d��r✓�e..
<br /> h-i ahall pay�hese obligetfons in the manner provided in p�mgreph 2,or if no�paid in thnt manner.Borrower shall pey�hem on �??'' 'f< � �
<br /> > -E� �imc dircaly ro Ihc person mred paymcn� Bortowershall promptly fumish�o I.ender ell noiiccs of nmounts�a be paid under '�� d'�y c pn#�`•-.'
<br /> -. 4�! ��la paragraph. If Bortnwer makes.h�se pnyments directly,Bortower+6nll promp�ly Pom�sh �o Lender receipis eridencing ,. _ 7
<br /> „� thepaymenu. -..-?C'�>r� :
<br /> '�� Dorrower ahall promptly discharge any lien which ha�prioriry aver ihis Securiry Inswment unleu Bovower.(a)ngrces �1(�v,T�"S�4�r,'+�t -_
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<br /> _,�.. in wriling lo�he payment of Ihe obligmion cecured by Ihe licn in x manner acceplable to Lender.(b3 conresis in gaad fuith the �qr rt�4�°4?�L�7�F `
<br /> lien by,ordefends against en(orcemen�of ihc licn in.legal ptrccedinxa which in�he Lendert opinion operx�e to prevent the '+'+Y'�1 ?�1 �x
<br /> 7"..�� enforcement o(the licn;or(c)securcs fmm�hc holder of�he licn an agrcemcnt sutisfac�ory�o Lender subordinating thc licn `7- t jf�i�,e
<br /> .-;}a+� to�his Secumy Inswment. I(Lender determines tha�any pan of the Propeny is.ubjec�to a lien which may auein priority . ��,�1� q��
<br /> ,�;�+;� over this Securrty Instrument.Lender may gire Uortower a no�ice idemifying the licn. Borrower+hall s��isfy�he lien or teke _ �.,,��;�t��,.t-,�._
<br /> ,..:� one or more of ihe ections set(onh above�vilhin 10 days of Ihe giving of no�ice. -_ �?'F'( :�_;
<br />'°!"? S. Hezerd or Property Insurnnce. Borrowcr shail kcep�hc improvemcros now cxisting or hercaftcr ercaed on thc r�..y. .,.te- ,.y '`;-_
<br /> -y ��� Propeny insurcd againsl loss by firc,hezards includcd within�Ae cemi"ex�cndcJ wveragc and any n�hcr haiard.,induding �? - --r� :�
<br /> �;}�,' floods or flaading,for �vhich Lender rcyuirca inwnnce. 7Ti. inwnnce �hall he maimained in �he amoumx and for lhe � .1-
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