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<br /> ADD1ftQNALCOVP.�lAN1'8. in�ddlflonW�eooveompwd�rwmeWOwAOiqthe8aut1�1'i�d�l ' ;;� ��;
<br /> = Bottowu�n4LenEerNnhotaovmWa�rgroeutallowr. _� `�^�
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<br /> A. IIPIBRESP RA7�AND MON14lLY PAY11ffi�ti'CBAN(iI:B ' � ' a, °.
<br /> .����.'��''� 7fieNoteprovldaforanlnthlintarwtnteol �•600p;,qyeNotepmvldat6ecbaogaaUtLorQ�usttbIolNqNtr�te ' � � s'
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<br /> �,'��r�� 4. AD7U6fABLE fNiBRPSf RA'f'E AND MONI'fILY PAYR�ff CBANtiPB
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<br /> �:,z�.v,`;�� �eaq�wnbleiote[estmtelwlUpnY�Y�BeontheMtdeyotJOND ,199a .�adoat5�tdry
<br /> -„1<=;S�:' evory 12t6 month t6etalter. B�eL d�te on whicb my�djuatable iatesest ate 000ld oLange is cWled s'ChacgeD�te.o
<br /> 2�r�b�t; (B)7Le kQa . __
<br /> _..,,��;sn,; gegtyniqg with tbp 6nt�age D�te.mY utjusuble latercat nte wlil6e bued oa m Index. 7Le'Iade�c bme wedctY - .
<br /> TYT%t k�'}� {VCI�OyIDIA00UWI0OSI�IQ7�IT[iRTyOCQ1IIGWY�BFC�IOiCONaLt�CWICr�l�Ifwali),ta�:s.L':�bi•� -
<br /> ,, , 1�� I+eGenl Raservo Baad. 'Eae most«ceat Iodax Aguro�vaiLDle u of ine date 4S day+Detora wrfi ChuBo D�k4 caUed tSe ;
<br />.;,{kyt;at'•� 'Q�entlndmc.' -
<br /> ._ ,_Y<a:.t Itthe Index le m longer avdhble.�ho Note Holdar will chaose�eew index�hat b Macd upon oompuable iofomiWon.
<br />'"'�'?!;;+i3i� The Note HolderwN glve me coNce ot tW�cholce.
<br /> .:` ,<�;;t:'� (l,7 Glailatlon otChwga
<br />' :`�;:),: .cfj?. pofore e+ch CLange Due,tLe Nato Noldar wlll plcu�te a new I¢tereat nro by adding a•780 peroennge polats
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<br /> =::Ui�y>l.:tr;� (9.7e0 f�)to the C4rrent Index.7fie Noro Holder wlll theu rouad the cesult of thle addidon W the uarwt —
<br /> ',`.�:�f.j�;':;: ouo-elghth of om percenuge point(0.1238). SLbJat ro We Umtta eteted iu cadon 4(D)holow.thls�ouuded�mount _. .
<br /> , { �� wlll bo my new I�temat nte unHl�ho uoxt Chaoge Diro.
<br /> '� z4`b�. 1Le Note Holda will�6en dao�mina the�mount of tLe monthly paymeot Wat xrould be�ufflcknt to repay me unqid --
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<br />„•..,�r�>f�s:ns P��p��t I�m expectod to owo at the(Lnnge Deto in fu11 on the mntudry dete et my aaw inlc[est nto in w y _ ,
<br /> n�1ir.. eqwl ptyments. 11e�esult of t61e ulwLlion wlll6e the naw�mount of mY moot6lY pnYment. _.
<br /> - 5�'f*� (���.�CII�!OO 111�R'G11 RB�Q Cb411$Pd � �
<br /> r"'"�E,s"�' '[tie inroreat nro I�oo uirod to at t6e fhct e Daro wN oot Le ter�6m %or leee�h�o �°
<br /> �, ._ � roq pey CMng Src+ 6.e0D _
<br /> t+ Y;����� 7.E00%.TLetuftor,my adJmuble in�emst raro will never be increaxd or dacroased ou eny elagle Cvaoge Drte by mora
<br /> i'lf�{q� 1h�o a'x0 pereeamge polnta( 9. Ai)from the rate of iolerut I hnve 6een paylog for the Prooeding
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<br />�.<yl:�,,,i;._�, lwetve months.My interest rete will novor he greater then IO.00D fd,vfikh ia cetlad the'Meximum ta --�
<br /> + (L�EfhNtva Date of CAengea
<br /> �}�>>'� My new interost rate wlll bxomo effxaivo 0o eeeb Chaoge Data I will pay the amount ot my oew moatbly p�yIDent =_
<br /> beglaning on Ifie flrst monLUy payment daro attu the Chmge Da�e unfil�ha umunt of my montfily pnyment eh�eges - ..
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<br /> (f�Notla of Chengea ■��-
<br /> �,-�t,�!{� 1Le Note Holder wlll daliver or mail to me�ndtce of aoy eAangca io my�djustable iotueat nte ead the�mount of F`�
<br /> - _ "--�"!^ my monthiy paymeat befom the eftativa date of eny ehenge.7Te notica will inelude infomurion requirzd by I�w to be °��
<br />'�:`:�''�_:?�a glven me and also the Nqa and�elephone number of e person who wfll mswer any questlons 1 mey hsve regudiog the F-
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<br /> -�-.�. 6.FO�D a17'FdtESf RATE OYlfON �
<br />'..-�,r==...�`-�' 7Le Note providea fot tho Borrower'a opHon to wnvert from�o edjuttable intetest wte wit6 intereat Iate Iimiv to w �,-.
<br /> .- • fixad intorest nro�a+fol)owa: �:-�.
<br /> -'�-?"•�-�•'� S.FDCL+DQPI'FAtESI'RATECONVERSIONOPI'ION ����
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<br /> (A)Optloo to Convert ro Elxed Rete -
<br /> - -- I havo a Coovusion Option t6at I can exucisa udess I em in deLull or Ihie Sation 5(A)will not permit me lo do w. �':
<br /> 'Iha'Conventon Option'is my option m�anven�6e iuter�t nte 1 xm rcquixd to pay by thi�Note 6om m adjuttable �+-,�.
<br /> .,����'�?^,•}`,� �ete with iniw�t rete liailb to 16e fixed rcro wlculated undu Safion S(B)6elow. F`
<br /> ` '�� � The convefsion ean ody teke pl�w on�date(q cpetifled by the NWe Holder during 16e period begiming on�6e firti ���
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<br /> CLavgo D�te md eading oo the fiRA Chmge Daro.Eaeh dete on which my adjusteFle interost rero can coovut m�Le raw
<br />--- - `� fixed rate la callod�ho'Coovcrslon Date.' '
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