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<br /> TOOp7fiSR Wl77i atl wo improvcmenn nnoyw w hcrcaRcr crcetcd on tho fropcny,md nll cacc�tenti apDUitMviaeh. '.' ;''��
<br /> '—— U�iiwmeM All of,hoh forcg9lnp�i etetrcd toron ihii Bscorlty(neW mcnt e�ho'Propa y��l dw bo covorcd�Y th11 i4FiUdry ', ,_.,
<br /> BORROWBR COV8NAN7'e�not tlortowcr h IuwPolly wBrA of�ho o+mto hcroby convayed und haf�ha tight w gtant - , _ _
<br /> end convoY tho Proppny enA the�tMo Propcny I�unencun�bered,oxxpt Por cncumbrnnooa of rocoM. Dortowcr warram�and
<br />-.4�-,� wi11 dofend gencmlly tho U�le�o tho Propeny ngatnst e11 olelme and Eemand�,subJec�ro ony encurobrenaa of rxord. _
<br /> TH19 9BCUR17'Y IN37TtUM8NT combfnw unitorm covennm� !or netlonel uso and non•uNtotm covtnenp wi�h
<br /> - — Iimtted varleNona by Judsdlction ro conatltulo a unifom�secudty Inatmment mvedng rcal propeny.
<br /> - -� UNIi�pRM COVBNANfS. Dorrower md Lendcr covennm end agroo oa tollow+: ' � -
<br /> - t. P�ment of P�Inclpal end Interciq 1'repeyment and Late Chnrga. Bortowor�hall promp�lypay�rhen due tRa
<br /> -.� pdneipat of and Imercst on the debt avidenad by the Noto and my prcpayment md late charga duo under tho No�e.
<br /> �-=�'��!a E FUndf for 7Nxa nnA InsuraneR SubJecno eppIicaDla law nr to e w�inen xxiver q�Lender,Baro�rer sha11 p�y to
<br />_{°�`-''+" Lendcr on lho dny monthly paymenu we due under tho Nota omil Ne Note is paid in NII,e eum('Pmds'for.(a)yeul y
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<br />'"`j`��`� taxes nnd osseumem�whlch mny eltain pdoriry orer thls Secudty Inswment a�e tlen on tlw Ptopeny;@)yearly IeauholA
<br /> �WM.3'st paymenu or groimd rcnis on tAe Prope+ly, if any, (o) yendy hvud or propeny insurance prcmlums; (d) yearly flood --�-- --�-
<br /> ---_��J9i1 imurance ptemiums, if eny; (e)yearly mortgage inaurence prcmium+, it eny; and(p eny cums psyable by Bortoxxr to - � --
<br /> ';:y,. Lender,in acoordance wiih the pmvisiwu of pangreph B,In Iiw of�he p+yment of mortgego insumna premiums. 7hue
<br />,,::q.__ Items ere callsd"Sacmw Items.' Lender may,at eny dme,collect end hold Fvnda(n en amount nm�o exceed the m:uimum
<br /> _�n'� amouN a lendar for a kderatly related mongege loan may rcquim Por portowerS ucrow axount undcr th¢federal Real
<br />:�:��:;��� Estere Senlement Procedurm Act ot 1974 es amended from lime eo dme,12 U.S.C.4�1 r�req•("RE9PA")�unleas amtha
<br />-.;�.'�'• law that epplia to�he Punds cets e luser�mount. If so,Lender may,et any pme,collcet end hold Punds In an emount not to -
<br />-"t«�i+ oxceed �he Iesser emoum. Lender may estlmett the emoum of Mnds due on tAe basis of curtent date and reawnable _
<br /> ,�' estimota of oxpendimrca o(Nture&crow hems or ahenvise in eccordance wiih eppii�a6le Iaw.
<br /> �$� � 7Le I§�nds shall be held in en inatimtion whose dcposin ure insured by e fcckml age�xy.insnumentelity, or cnNty _
<br /> ; (Including l.endar,i(Lender is auch an insuNtion)or in eny FeAewl Homa Lmn Bank Lender shxll apply�he Phnda to pay
<br /> ��� the Eserow Item+. I.cnder may not charge Borrower Por holding end npplying �hc Rmd�,annnnity enalyzing ihe eurow
<br /> 'ry!}�� eaoun4 or veritying the Pscrow I�ema,unless Lender paya Borto�ver inlerut on�he Wnds anA epplicablo law pertnita _.
<br />,,-��rl� � Lender�o make auch e cherge. However,l.ender may rcquirc 6ortower�o pay a one•time charge for nn independent renl -
<br /> ectxtc ux reporling service used by Lender in eonna�ion wnh thi�loan,unless appliable!aw providea otherniu. Unless an
<br /> t`'�� xgrcement ia mede or epplico6le law requiren interut to be pnid,Lender xhall not be required ro pay Borrower eny intcrcct or
<br /> " h'�''�� enmings on Ihe FLnds. Borcower and Lender may agrce in wriling,ho�vever,that intcrest shall be paid on Ihe FLnda. Lendcr --
<br /> �"7�. shall give to Bortower,without charse.an ennual acmunting of the Funds,showing credits and debits�o Ihe FLnda end the . �-
<br />,,.i���r ' pmpose Por which eech debit ro the Ponds was mnde. 'ILe Funds ue pledged as eddi�ional ucurity for nll tums aecured by Fl,,__-
<br /> i;"y �his Security InsUUmCnt. f1 ��,.-
<br /> __..-_';�,�„ If�he Ponds hcid by Lender eaaed iAc amoums permined to hc held by epplicable law, Lender �hall account to
<br /> e,�;F;-�: Horro�ver for the excess Funds in nwordanac with tim ieyuiru�no�as ot nyp7i::blc la�. {f ik:air0'�OI a£L�S Rf:�M!3 b� -
<br /> ^y g��� LenAer at my time is not sufficicnt to pay thc Escrow Items�vhen due,Lcnder may m natity Bortower in writing,a�,in + ,�� �:
<br /> },.,i such cue 6ortower shell pay to Lender the amount neccssery �o make up ihe deficfency. Borrower shell meko up the �`/Z r`�-"
<br />_ .t--,'�; defieiency in no more�han t�velve monthly paymems,at LenderS soie discrcUon. ' •
<br /> ��--A. Upon payment In full of¢II sums secuml by�his Security Ina�mmeni.Lender shnll promp�ly rcfund w Bortower eny �t�^, , .
<br /> �c�t I Funds held by Lendcr. It,undcr p�mgmph 21.Lender shull acquirc or scll thc Propcny.Lcndcr,pdor to�ho ecqufsiiion or � �.1 -
<br /> -;•;�°',�` adc o[�hc Propeny,shall epply eny Nndc hcid by Lendcr ot the Hmc uf acyuisition ur snle a�n crcdit agafna� �ho:ums , ,�c�:'-��:
<br />�__�:,�;.�, zecurcd b this Stturit Inswmcm. Yri;;�,;;;,_s
<br /> n.r,, I 3. Applicatlon of Paymenta. Unlexa npplicable Imv providex oihernisc, uil paymcros rcceived 6y Lender mMer i �'+ry
<br /> • i. p�mgmphs 1 md 2:hall 6c applicd:finL�o any prcpnymcm churges duc unJcr�hc Notc;sumnd,to amuums payablc undcr , ti -,
<br /> - ° � � pa�egraph 2:�hird,lo inrems�duc:founh,m principal duc:nnJ Im6 w any lutc charge:duc undcr thc Noa. � -.
<br /> �--'r'` � 4. Cdergai Llena. Oartmvcr shall pay all mxcx, mxsxmcros, chnrgcs, Mcs and Impusi�fons o��ribmeblc�o thc t ,`r:.
<br /> �� -,- I Propeny which moy a�lain pdod�y ovcr ihis Sccumy Insuumcm,nnd IenschulJ puymcros or gmund rcms,i(eny. 6orrowcr � �,'_
<br /> +fl-�r I shall qy ihesc obllgu0ans in�hc munncr pmvideJ in pumgmph 2,or if nu�pniJ in thut mnnncr.Dartower shall pny�hem on ' � , �-
<br /> ���}s`'� Nme directl io�he rwn owed a mem. Rortuwer xhall mm �I fumi�h ro Lender al l no�ices uf mnounts�o be nid under �
<br /> Y P� P Y P V Y P �:;^it�--";_.
<br />���-}'�;j�>� �hia parvgrnph. I(8urrower mokes thex paymema dirccdy.6uRUwer slmll pmmptly(umish w Lender rcccip�s evidencing caY•-:
<br /> � `�� i thc paymenu. if� 4
<br /> :_ -,i�; � Bortower ahnll promp�ly dixharge any lien�vhich hux priurrty nver�his Securi�y Instrument unless 6orto�ver.(a)agrcu �y .
<br />��;,�;�- � In wriling to lhc�ymcnl of Ihc obligntiun snurcd by�hc licn in m m�nncr acccplubic�o Lcndcr.(b)contcsts in gaod faiih the �:�;.'_' �
<br /> �,i�„i� lien by.or defends ageinst enforcement uf�he lien in,Icgal prnceedinFs whicli in the Lendert upinion operele ro prcvem the r > >
<br /> :;;r,. enforeemem of the licn:or(c)securcs fmm�he hulder af Ihe lien un agrecmem xatisfaclory�o Lender su6ordinating Ihe lien ,�,,t.+;;i�.
<br /> y � lo Ihis Seeuri�y Insuument If Lender Jrcemiines�hu�uny pan of the F'rapeny i.wbject to a lien which may anain priariry .�
<br /> over Ihia Sccurity Inswment,Lcndcr mey givc Aurtowrr�no�icc iJemi(ying�hc licn. Bortmrcr.hall w�isfy the lien or lake , �v ._,
<br /> �-�- ' . anc or morc of thc actions sc�tonh aMwc�vithin In days of thc giving of no�icc. ,+�t' � �
<br /> .,;�_'-� S. Harard or Properly Insurenee. Bumxvcr shall kecp�hr improvcmentx nmv czi+�ing ar hercafter erected on the ,s;f;�;�--.
<br />:-!.4:';� � RopCny insmed against Inss by fire.havards included wilhin Ihe Icrm'exlended rnrerage'and any other ha�ards,including �
<br /> ;'?'!�� Oaods or flaaling, fm which Lcndcr rtyuirc� inwrancc. 71�i+ inwrancc+hall hc maintained in Ihc amaunl}and far Ihc
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