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<br /> Tp06ifI6[t Wf791 all Ne imyrovemente rrow w hereaRu ercaed on tho propcny,mA all caumenu,anputtcnanesb �_,
<br /> en0 Oxture+now or heraRer e Dart ot the propeny. All replaamcnla anA odOiNona ahall atao bo wvcred Dy thb Bccurlty
<br /> [newmenr. All ohhe toregoing U rotertcd ro In Nb Scarliy Inawmsnt ai the'Propeny:
<br /> BORROWEN COVQNANTS�hul Bortower i�tawi�liy selsed ot�he eststa herehy wnveyed and has tha rlght to gmnt
<br /> - and convey�ho PropeM1y mO tAat�ho Propeny la unenwm0ored.exapt for encumbranu�of rccord. Bortower wartanu and - —
<br /> .__. wtll defend generalty tde dtlo to Ne Propeny�gainsl a11 cbim�nnd demand�,wbJM to any encumbrances of reconl.
<br /> 7Ht9 9ECUW7'Y INS7TlUM8Nf combinu unttam covenanp tor natlonal uso and non•unitortn eovcname wph
<br />- Ilmited variallon�by Jw4dictlon ro constlmro a uNtortn kcudry Imuument wvering rcal propcny.
<br /> .- UAIIBORMCOVBNANf3. BortowerendLcndercovenamuMagree a�followa: :,�:.-_'-_._"
<br /> — 1. Peyment of Princfpol end IntercMi Prepaymtni and LaM Chargef. BoROwer chell pmmptlypay whui due�he
<br />._- pdncipal of and intcrcat on tho dcb[evidcnad by Ihe Nac ond eny prcpaymont and latc chuges duc under Uw Note. __
<br /> = 3. 6Wnde Por 7L�eas ead imurancw SUbJect[o aooltcable taw or ro e wituen walvu by LeMer,Bortower ehill pay to
<br /> = Lender on tho day monthly paymenta ero due u�er the Na0.umtl�Ao Note b p�id in full,e sum('Wnd�ry tor.(a)ywly
<br /> - Iaxei nnd esscumenu which mey enetn pdodry ovcr�ht�Securiry Instrumen�u e lien on ehe Propeny;(b)yaviy leaselwld
<br />��- �uymenta or ground rcnu on the Propeny.If eny; (c)yeariy hazud or property insumnce prcmiumr, (d) yearly flood _,
<br /> - nsurnnce premium+, if my; (e)yearly mongage insuruice premium+, If any; and (fl ony sums payabk by Bortnwu to
<br />-._-�,,j- I.ender,in accordanrn wi�h tiw provisiom of parvyaph 8,tn Iku of thc�yment of mortgage inswwKe p�anl�vru. 7hese _
<br /> '1 itertu are ealled"Escrow Itertu.' Lmdcr may,nt any tlmo,colla�end ho d iLnd�in an artaunt not ro ezaed tht m�ximum
<br />�-'--� emount s lender tor a fedeally ttlated mongnge laan may requi2 for Bortowerh escrow aacount under tlq fodtml Real
<br />-.;j�,� 8stero SettlemencProceduren Act ot 1974 aa uroMed from�ime to�imc. 12 U.S.C.4 260�n seq.('RFSPAry,unita�aza�hcr
<br />�-�:s.7- lew Naz eppliee ro the Wnds uts a lumr amount [f w.Lender may,et any t(mc,mllect and hold FLnds In m smount not ro
<br />-- exceed the Iesscr emounG Lendcr may ca�imate the emount of Wnda duc on the basl� of cumnt det�and rcasonnblo
<br /> -"' estlmates of expendtturo of Po�urc Escmw(um�m othewlse In accnrdanee wi�h eppIkabk law. —_--_.
<br /> " The Wnds shall be held in an InrtiNtion whose depcuin are insured by e fWerol agcncy. instrumenteltry,or enNry R ---
<br /> ;�� (including Lender,if Lender is such en insti�ution)or tn eny Federel Home Lwn Bnnk. l.ender shall epply the Ponds to pay �`' -` �
<br /> the Exrow Items. Lendcr may not charge Bortower fw holding and applying Ihe FLn&,annually anatyzing �he esttow —_
<br />�= account, or verifying �he Escrow Rems, unleae Lender paya Bortower intercst on Ihe Ponds enA appliceblc law pertnia —�-
<br /> _�;,`.� l.ender ro mnke iueh e charga However.Lender mey rcquirc Bortower to p�y e onrtlme chvge for an independmt real c_
<br /> esleu tax reponing urvia used by Lender in wnnecrion wi[h this loen,unless applica6le Inw provides othenvise. Unless an --' -
<br /> ��:� agreemem is made or eppliceblc lew requircs in[crcat to be paid.Lender shell not be rcquircd to pay Bortower any inrercst or �,—a,,.�-.
<br /> .. eamings on�he W nds. Borro�ver and Lender may ngrec in wri�ing,howcrer,�hat interest shell bcpeid on�he FLnde. [.cnder '� _ ,
<br />�:�i:-�'� shall give ro Bortower,without charga an ennual acrnuming of the Pund�.xhowing credits nnd debita ro�he Aunds end the R?=�-�
<br />-•._�',� purpose tor which each debit�o�he Punds waa m�de. "(he Wnd�are pledged es additionel seeuriry Por all sums saured by e-`-__.�__
<br />� j. thia Secudry/nstmmem. �...-;___
<br />.;..;�,,� If Ihe Punde held by Lender ezaed �he amouNS permined m be held by epplica6le law, Lender ahall accouN to = __
<br /> � tlorrower tor�he exceas Fund+in accarda�e wim ihe ayuimmcnu uf nppticabie la�r. 1(ihc aniuura ot itK Fun�YeW ty � -
<br /> ?;� l.ender at my�ime is not s��mciem�o pay the Fscrow llems when duc,Lender may so notlry 6orrower in writing,and,in �p f�`y -;
<br /> ;_ such cese Dortower shall pay�o l.ender the emount necessory ro meke up the deBcicncy. Rortower shall meke up the �' ::
<br /> �:-� deficimcy in no morc�hen twelve monthly paymenis,at LenderY mle diacrction. �'°-.����`-'�
<br />' :? U n a nt in full of elI sume ucurcd b this Securit lnswmen4 Lender shall mm tl rcfund�o Bortower an �S`��`-'�
<br /> _. .j po P Y� Y Y P P Y Y �!�.3 �.
<br /> Ponds hcld by Lendcr. If,under qregraph 21. Lender shall ecQuirc or sell thc Propeny,Lendcr,pdor lo�he acyulsition or ,�kt��y.y,. �
<br /> sele of the Property,shall eppty eny I'vnds held by Lender m�he time of ecqulsition or sele as a credit egeinst the sums S• aj�,. �
<br />!.;:� secured by[hfa Seeuriry huwmcm. ; ��7���;�°_
<br /> -.^� J, Applicatlon of Paymen�a. Unlcu applicable lew provides othcrwisc,all pnyments rcceived by Lender under �_ �� �.
<br /> �kf pam6raphs I and 2 ihall be appliW:�n6 m any prcpaynxnt charges due under the No�e:second,ro emoums paynble under ,� ,�� �:
<br /> ` pameraph 2;third,ro imcrest due:founh,to principal duc:and Imi,to any lare charges due undcr�hc Noto. ��r i�, -
<br /> ��i� 4. C�ergca; Llena. Dorrowcr shall pay ell tnxes, osscssmems, chmgcs, fines and impositions enribute6lc ro the �' 1 t :.
<br /> c.;;t5•"-';..
<br />,,,�� Property which mry aRein priority over�his Security Insirument,end Ienuhold payments or ground rcnu,if any. Dorrower :���':r,a:
<br /> shall pay Weu obiigations in the mnnner providM in paragrnph 2,or if not paid in ihut munncr,60vower shdl pay them on �r r�i� '
<br /> ,;1 timo directly�o lhe person owed paymrnt. Dolrower shall promp�ly Pomish ro Lender all notices of amounis�o be paid under -Y� i :
<br />-,.:�; �his paregreph. If Bortower makes these paymems directiy,Bortower ahall pmmp�iy (umish ro Lender rcceip�a evidencing ,?�-�4l;,; '�
<br /> �he paymcnu. `'���'=i='';�
<br />����,':} Uortower ahali promptly diuharge any lien which has priamy over this Security Insuument unless�a'mwer.(q agttes �c-:�%.'-��s•''
<br /> - in wriling ro the payment of Ihe obligation secured by the licn in a manner aceeptable�o Lender,(b)contests in gaad tahh the -�`�v+t�-'•':��
<br /> ' lien by,or defends ageinst enforcement of�he licn in.Iegal praceedings which in�he Lendert opinion operete to prcvem�he i�k'n ".i
<br /> "� rnforcemem of ihc lien:or(c)ucutts fram�he holder of�he lien an agrcemem satisfnctory to Lender sulwMina�ing the lien :{�' '� -
<br /> i-.:� to this Securi�y Insvumcnt. If Lender detemiines�hr�any part o(�he Propeny i+mbjca to a lien which m�y atmin priori�y �?<_,::=�."-;;;
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<br /> ;;_„ over this Sccunty Inxwment,Lender may gire 8ortowcr a no�im idemi(ying�hc lien. Borroaror shxll m�isfy�hc licn or tekc �,y�.��,.,°;;;-
<br /> -;}� onc or more of Ihc aniona scl funh alwvc�ri�hin 10 days ohhc giving o(noticc. '.
<br /> S. Hevard or Aoperty lnsurence. 6mm�vcr shall kcep�he improvemems now existing or hercafur crcc�M on�hc ,��':
<br /> Rnperty insurcd against loss by fire,ha�nrds included�vi�hin the temi"extended mverage"and any o�her lurardx,including
<br /> ";��� (loods or ilooding. for whieh Lender reyuima insurunm. Thia imumnce xhall M1e maimained in Ihe amounix and for the ;.';�j:';`;;
<br />��'�t� _.:..i�� .
<br /> � Form301a 990 �l�.tr_/np.x�v ,�� ,
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