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<br /> TOClSIfIRR Wfl'H 8ll�ho'improvcmenu novi ot hsrcafler crcacd un Na propeay,and all ca�cmmu,eppurten:e�a�, .
<br /> dnd flxlura nOw ot hettafter x pact af Iho property Ail replaament6 nnA edditlone c�ell also�e mvcttQ by ihlE W�uity` —
<br /> Jnsuumenc Ali of Uw forcgoing le rofemd�o in thle 8ecudty fnswmen�e�the"Pcopeny."
<br /> — ' BORttOH'Eit COVBNAN7'9 that Ilarower la IawN11y eelced ot Iho wtak hcreby conreytd and ha�tla tlght to gr�M �� --.... . ... ..
<br /> � end convey�he Pmpe�ty and thet ihe Propeny Is unenwm6ered,eaoept for enwmbrance�ot rceor0. Borto�vcr wattann and
<br /> _. w{Ifdefend genually�e titlo�o tho Propeny aga�nst ell ctelma end demand�,w6Jcet ro eny encum6ranee�ot rccoM.
<br /> TFtI3 80CUR1TY M87itUM6P17' mmbinea unitorm covenanro tor ne�ionat uu and non•unito�m covenonta Nlth
<br /> -- flmiteA variadona byJudedlafon ro constlm�e e uniform cccuflty in:tmment covcdng real proyorty. —
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<br /> UNIFORM COVBNANf9. Bortowerand Lcnder covenant end egrco ea tollowr.
<br /> 1. Payment otPrincipel and Inteceat;Prepaqment en0 I.ete Chergea. Bartower shall promptly pay�vhen dua Iho
<br /> _.—. pdncipa1 of end Intuut on the debt eridenad by�he Noro and eny prcpayment end leto chergea dua under Iho Noto.
<br /> __— 2. FUnda Por 7§xea end Insurana. SubJxc to appItcable law or to¢wtitten waivm by Lender.Bortower�hnll pay ro
<br /> --v" l.ender on iha day monthly paymenu are due undcr We Nae,uodl�ha Note is paid in tull,a eum("i'und�')for.(e)ycuty
<br /> �; t�zu and nueumenu whlch may a[uin prioriry ova Ws 3xu�iry Instrument es e licn on�he Propony;(b)yearly IenKAOld
<br /> _____�� paymen�s or grtwnd�ena on �he Prup2rty, If any; (o) yearly hazerd or propeny Insureneo prcmlum�; (d) yearly paoA - - . � - ---. .--
<br /> �- insumnce promiuma If any: (e) yearly mongage inaurvnw prcmium�, it eny; end (�my eum�payablo by Bortower to
<br />"3 i�h;Si+,i�.; : T.ender,fn eaordana whh the provisiona ot pxragaph 8,in llw of�hepayment of mongage Insuranae premlum�. 7Leu
<br /> '--::!��:^-�- � Itema ere called"Hscrow item�" I.ender may,e[any 8me,collect end hold[1�nda in en emount no1 ro exceed�he muxlmum
<br />--�-��rr:�.i�,� , amoun[a lendu fm�[ederelly rc1atW mortgage loan may requiro[or 6ortowerY escrow�ccaunl undu IAO fedCrol Rtal
<br /> -s''Q`��i�� , � &tnte Settlement PrarAurc�Act of 1714 e�emendcd from time�o timo, 12 U.S.C.6 260�tr req.("RHSPA"),unlesa enoiher
<br />-'`�5;""�� �`- , law the[appllG to 1he Rmd�sua e leascr¢mount. If co,Lender may,et eny ume,collece and hold Hu�d�in en amount not to
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<br /> �t '�• � exceed �he laser amount. Lender may estimate �he amount of Rmda due on �he basie of curtent dna end rcasoneble
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<br /> yr -: estlmatu of expendimms of fumre Pscmw ltems or othemise in eccordence with tpplluble law. -- ---�--
<br /> ,J i�, h, 7tie Pundf ehell be held in an institu6on whosc deposita nre insurcd by a tederol agency, Inswmentallty,or entlty "
<br /> ,,'r� . (ineiuding Lendcr,if Lender is such an insiimtian)or in any Federal Home Loan Denk. I.ender ahell apply tAe Punds to pay
<br /> ��'� �; the Escrow Items. Lender may not charge Bo�rower tor holding and applying the Wnd+,annually anelyzing �Ae escrow �',-:;,__
<br /> `'" �"- eaount, or vedfying�he Eurow Irema, unleu Lender pays Bortower interat on the Phnds e�M epplicablo Iaw pertniU -
<br /> - u� g.j Lendtt ro make such a charga However,Lcnder may reqWrc Horto�ver to p�y a one•itme charge for en independem rcel ��f.fi�,:..
<br /> �t��v'�e � e�teta�ax reponing arvice used by Lender in connu�ion w[th thb loan,unlsss appIicable Iaw provides oU�erwiw. Unleu an ;` J,- -._.
<br /> -��� tt', egreammt i�m�dc onppliceblc Inw rcquiren inumat ro bc paid,Lendcr shxll not be rcquircd to pey Bortower my Intercst or -�! - (- -
<br /> ' f�� eaminga on IAe Rmda Bortower and Lender mey egrce in wdting,however,Ihat inte�est�hall bepaid an Iha Rmdf. Lender , ?� ��,_
<br /> •- W �.;;�5 �hell glve ro Bortower,withaut cherge.en ennual accounting ot Ihe Punds,chowing ercdip and debits to the FLnW and tho :,i- f Y-
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<br />__;r,�g��y.�:��, purpose for which each deblt ro the Punds wm made. 7Le fUnds arc pledged ns edditiond sceud�y for dl�ums securcd 6y 2-:�{�;.t�.��=='-
<br /> }r� „ �b3aurltylnsuument. ;�.,{ � t:.
<br /> �f;z��r;,r If�he Punds held by Lender excced �he nmoums pertnined to be held by epplicable Inw. Lender ahill eccount ro �t .:ii�� '�.�-
<br /> --a=- Borrowet(or me excw I�unas in ecmNena w8h�he rcquiremenu o(appliceble law. If�he amount of Iho Phnd�hotd by --�,��� �
<br /> �qK�F� � Lendcr at any�imc is no�su(hcien[to pay ihe Escrow fiemx when duc.Lender may so notiry Bortower in wriNng,und,In t� ,� °� � ----
<br /> ti„i�j.(,�1- meh case Bortower shall p�y to Lender the amount necessery to meke up ihe deficirncy. Bortower�hall mnke up �he ;�f�h �1�r "'"�
<br /> -fi+-' y'�� ' deficlrney in no morc Ihan tweire nwnthly paymeNS,nt I.endcrk sole diurelion. ��f;;, � �'Ae._
<br /> "S�i�i. Uponpaymen[in NII of W sum+securcd by thts Sceudty Inswmem,I.endcr ahall promp�Iy rcPond to Bortowcr eny -`�ft r 1Y�.���, �
<br /> ���". �.� Mnda held by Lender. If,under paragraph 21,Lender ahnll ecquire or hell the Roperty.Lender,pdor to�he ecquisilfon or �S•�1 i �-% ��_
<br />.�;,�,_5rr'!_!i- ule ot Ihe Propcny,ahall npply eny I'vnds hcld by Lendcr a� ihe�imc of ocquisitlon or sule es a crcdit egainal the iuma ��._;;;�,t�.,.��_.y�,�_�.;:,
<br /> ,�r�ri��, aaured by thls3ecurity Instrumenc - � r�,� �yu
<br /> � �y 3. ApPticetton of Paymenta. Unless npplicxble Inw provides otherwitt, ell paymenta rcceived by Lender ur�der --��' ` ��� .;,�;-
<br /> �;s , peragrepha I end 2 shall bc opplicd:firs6 co any prepuymcnt cherges duc undcr ihc Note:xcond.�o emouncs pnynble undcr t, }�� e_�i� y
<br /> , . ; paragrepl�2:�hird,ro intcrcs�duc:tounh,io princip�l duc:and IasL�o mry Iaic chnrges duc undcr�hc Nocc. .�„ � �-r.'
<br /> �>t z- , :_ 4. Chargeai Llem. Borrower shell pay all �axcs, nsussmems, charges, fines and impositions ottributable to�hc ..,:'�, ` ..�'� "v,
<br /> ��L��°j ; Propeny which may e¢ein priority uver t6is Secufiy Insuumcm,end Icaxhold paymems or ground rents,If any. 8ortower � r� �� �i ";) ��-
<br /> �� �hall pay thcsc nbligations in ihc manner provided in pangrnph 2,or if not paid in ihat manncr.6o�rowcr shall pny ihem on � - S�M1} � F �
<br /> �'f1;����: timc dirccily lo�he person oacd payment. Borto�rcr shall prompily fumish�o LcnJcr ull mtias of nmoums to hc pald undcr ��y' f t �A i --�1* '�
<br /> t�+�- ° thla paregreph. If 8ortower makes iheu paymems directly,Bortaver+hall promptly fumish w Lender rcceipis evidencing . � j� � t r:r ';
<br /> -- �- �F�°;� thc paymems -. ���� ,- 'i1_�' :
<br /> ' _h'r; Borrowershxll pmmptly dixcharge nny lian which hu priori�y over ihis Security Insuument unless Oartower.(n)agrces �--; � _� r -`'
<br /> �� � �'i In wri�ing to Ihe paymeN of Ihe oblignlion xecured by lhe lien in a manner aaep�abie m Lender.(b)cnnMSn in gewd fui�h Ihe �nj'�'- '
<br /> - lien by,or defends ng�inx�enforeement of tl�c licn in,Iegal pr«ceAings which in the Lendert opinion operste to prcvent ihe '13' �,�� -�; ��'�
<br /> � ,�y__ _.'� en(orcement of�he lien:or(e)sewres fmm�he holder of�he Iicn an agreemem swtis(ncrory m Lender+u6oniinming�he lien � . - � �-.
<br />._,t s,,,,.,}r to�his Securrty Inswment. If Lender decemiines thxt any pan o(ihe Ropeny ic subjea ro n licn�vhich may mmin priority _ _•�v' �< ZyF-.. �•.r
<br /> over this Securiq Inslrumen6 Lender may give 6ortower a nolice iJenti(ying�hr licn. Oorcmrer ahall+ali.(y ihe lien or toke �� +"f•`+•�
<br /> -_ �}�4�`� -.� one or morc ot ihe nc�ione set fonh above�vi�hin 10 dayz of the giring o!nmice. - -�_: �
<br /> � �n , i.e S. Hezerd or Properry Insurence. Borto�ver shail kccp�he impmvcmcnn nuw exiaiing ar hercaf�cr crcctcd on�he ` '� . ��+'�"�
<br /> '-�.•'�r•�"�� Pro n insurcd a ainst loss b fire,harards includcd�ci�hin ihc lenn"umndcd co��cra e md un o�hcr ha�ards,includin
<br /> ':.fr...tr.: P� Y S Y 8'� Y $ .
<br /> - + ;:`- floods or floodinF, for which Lender require� in�urnnre. 7Ti+imurance tihall Fc maimained in�he amounts and for ihe � �
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