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<br />				_ i     	...      .      . .`  �      �  	eme�ts nov►r a��a►!�PmPectY•��11;e�a��T����eS, . . .
<br /> 				.		'!'aGEI'HFR�ViTH ap tbe unp�ov
<br />   				� .       aid fixpires aa�r ur hae�r a pat of the p�oQe�ty. A!I�s and addition�sUali alsoR be coves�.bp tLi&.�Y,
<br /> 				.  	- InsWtti�t. Aq,af the foiegang!s refet�ned w in this Socurity Insaume�t ac the"P�npcRy."
<br />  				�       	'B�.COVFNANT�ttsat Bo�mv�er js tawfuity seise�af thc_csc�te Gereby eo�veyed and has t6c right co graat:
<br /> 					= �.aad comrey the Ptaperty and�hat t6e Aope�ty is uneacum6ered.exn:pt for ericumb�anccs of rocord. i3otmwer warrartts and
<br /> 					°   `will defend gent�altSr tho t�tk to tl�e Pmpeety a8a�ns�t aR claims aed dem�nds.subjec[to a�r encumb�anoes of rococd.
<br />    			- �   				11�STR(JMENT combines unifoml eovec�nts for nationat ose and nat-uniform covenants vrith    			-      -
<br /> 				-�-=-       					---      							-     -   --
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<br />      		__    --    	limiced v�ritilions by juns�cdun ta cautitine a umforta seCUraY aat�i��T4ov�rgteat p:op�cty:`       		.      	_ 	-
<br />       -, 		-     - :-       _ _ . UNff�BM CQYENAr1TS,�.�ot�ru�!!!et and Lender cave�at�t and a  ` :t9 follows:     						_	-   _
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<br />     .    					l.  Pa��t d Pri�cip�i s�d IiterN;�repsY��i.ate� �wer si��i�►typtly�y�'�d=sG t!�. - --     E__  _      _
<br />     					princ,tipal of snd i�qn 4he debt avidencod by th�Npte and anY P�PaY����.tate charges due under the Note.     		e _ _       	-
<br />-•;,".;}'   			�  �     	Z.  Fsirts faE'13�sesaMl�nee. Sub3�ta applica6fe law a to a±�r�4u:a waiver by Ltnckr,Bortower stwlt pay to ,  	_--		-
<br /> '��'{ S,     				i,ender on.tl�e day mvathlY payroen�s.ate.due w�d e r t d e:Note.unti l t h e.N q tR is p�i d i n f u l l.a s u m t"F u n d+")for:(a}yeut y .     .       	--�
<br />  ; 																		Ib)Yearly teasettoJd    	" -       _ _
<br />       -     				tues and ass�ts which t►�Y aua�n p�4�+iY.ovei this Securiey,jor,mament aq a lien on�he Propecty:				��_ _..�
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<br /> '�:= '-      				p�yrneot�pr gmutlQ..iqtt�.an,.the PtupGtty. tf Atty:i�? Y�Y;t�iard�ar.propecry ia.�srancs �ums,td)Yearty ttoad �  	�F_� --_�_
<br /> • .   ;       			--     insu3aneePrefn!ums�if anyr,(e�Yeady�mrntSaBe+n�CdPce P��p�Ps-.if.anp;��nd(iy any sums RaYabie•by Botrowu to    	�.�    �     �
<br /> �				�    '  :- �L�uxacaordanca with tl�p Pmv�smns of paragtaph.$.ia lieu of[he paymed�af mortgage insur.ux:e prem�u�:- ��    -  - ,
<br /> ` ,  F-,  				.�•ite�.arecaUed"F.scruw t�" l.ender may,at a��:time.collcct aad hotd Tvnds�ia an amaunt:e�of�w eacce�d tha mazimum �    	z�   � ::
<br />       T�l   				.    •
<br />     					a¢i A.a�a te n d e r far a federa!!y�related mattga�ge toan may ctquire for Banaweis eserow ae.�QUnt unr#er the.feckral Real   		k;.,��".�_
<br />    ,.�`<�  				.:� �st�c SeuIetn�at Prnoedutes A�ct of!S}74 as amended from time tn time.l2 U.S.C.§2601 rE se ..t"R E S P A").un less a n a t N e r 		_:i�',,,±��
<br />     			'   	':-°:'taw ihac"appli�s ta tde f�nds secs a L�er.ama�n� If so.L.ender maY•ac aa�r�pme.cotlect and ho�d Fnnds in an a4l�wnt na co  	.   	"'�s�=
<br />    -'			}`   .   .;,;�T�excood tbe ksser�moun�  l.Mder may escunate the amount of,Ftlnds,due.ae t L e b a s i s,o f cument.data �nd reasonable     	- . .  4,.�..
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<br />  �  			_       	=estim�tes ot'expe�Widities af fatu[�e Esc�ow Items or otUerwise in�ccardat�ce widt applicable law.   					_��.t �  T,-
<br />    ` 			�,     	•     7t�e Fvnds s1�a11 be helA in an insaq►tioa whose depositg:a�,ins�uied by.a federal agency.inswmentali[y,or e�nitY  		,': '.
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<br /> ..    				- . .�`. (i a c l u d i A g L e a d e r.i f L e n d e r i s s�h a n i a s t i t u t i o n)o r i n a n y F e d e t a l N o m�t.o a a Hank. l.ender shaU a p ply the Fw�ds to pay    		• ��,-
<br />  '   													g     app     the Futlds,arumall  anat      the esCZOVK       	�" `.-r` �-
<br />       				�     the;�e'qv Items. Lender may not charge Sorrowec far holdin .aad:    1�ing   		Y     Y�8 			-     .
<br /> ,sf=• c'      		�.-�      	a�c„v�v e r i f y i n g the Esemw ltams. untess Irender paya Bom�wer int�est an the Functs and applieable law pem�ita:     	�  . .   � �-;�--
<br />    .  .     		`ti, 	.  . 1.e.ndei�t��,�aake such a charge. Hm�Never,I.ender may requicc Borrawec to pay a oae-time,chacge for ati in 	t real    	�		-
<br />  				..  .;.'';.  estatc tax repo�rt�.5aesi:ce nseb ir¢��nderi�i cauMOttion wid�this laan.untes.s appticabie izw provides ott�env��:.  	E-'�-     - .   Y
<br />     � 			`   '      �.�  agreement is madei�¢�a��able Tac�`arquites inte�St w be paid.Lender shall_not 6e required to pay Bormwer any inter�st or      		._   a T;?
<br />    			z�:�  :'`•:,.:,.�   eamings on the Functs�:;�cstv�;eF��ender may a8ree ia wnnng.however.that interes[shali ha paid on We f�ds:•.i�nder•  			.���_
<br />     			� 	` `    shall give to Barrower:�itttoat�r�ar�an annual accounang.of[he F'unds.showing credits and debits.tar t�s:�ds�a�tha 		•�    '   T.� �a
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<br />     �•       	's'• `,  i;,      	pur�wse for which each debit to�L�iinds was made. The Funds are pledged as additimtal Eeasriry for.ati.s��rd.@y 		•    ..   � !�.�
<br />  ' 			'�.�.�� .�r..•	this Security Instrume�t,	•-',  ' 							.	.     -     • .  ;' 		, 	-��
<br /> 	_   		j�t°.  ;  :�'�       																	.. 	=-�-
<br />      			;�, ,, .. ,r.'..•	[f the Funds:h�3sy Lender exceed tlre.amounts pe�mitted to be hetd•by applica6Te.�aw. l.er�er s�a1t avca¢��:10
<br />    			••-�.,  % .      �  Basrower foG the ez�'-�unds in accurdance with tho requirements of.applicai�le law. If the amaant o€tP�e Funds hetd b�r  			��-
<br /> 			'   '`       	��.       �is`u�t sufficiem to pay the�.scrow Iteins when du@.i.ender may so notify.Boaower in writing.zad.in,   	�     	-�~_-
<br />  			.  b;;-'�     		�-�uY	u t       						deficiea�y.� Borrower shall inake ug:tfla,		.   ,..;�	-
<br />      					s�cEr�;c�$�osrpwer shatt pay�to:�der ihe amoant aecessar�r.to make    									�'���-_
<br />															up.she								, ,,:,:;'�„�
<br />    		-:.� 'i�; `',�`  			q      	elves�,a,tblypa  ents.atl..endersw;ediscretion. 	- 							�'.' `'�`.' ��
<br />     		•,�y:�';°�:;�,      	�eErri�i� o morc ihan iw       	Y�       										� r
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<br />  �     ,   	,T?C.'J,�� �.e...��  •  	.      																	.���'::... :.ati.� _
<br /> .  �    		�:�, ,   		t u�€,7 a Y m e n t i n f u l l o f a�=��s s e c u r e d b y t h i s 5 e t�u i�.g,�;�.�ntinen�Lender shaif.p c e e n ptly refund to Bortvw�r ai►}r    	� �	{._:��.��;: .;.
<br />     		•�•tt°r+%,:�.:.  ,       .      																		•>.;;,.G. .
<br />    		'•:',:�s°q;�;�t•`  	•  Funds�t�7d by Lender,It�under p^�,�raph 31.Lender shat4�:gi?i.�.or sell th�Property.Lender.pdor tathe acyuisition or    	:    		_
<br /> 	,�       	,t�`J1`1,�  `      , '  s a l e o f:1 h e P m p e rt y.sh a l l a p p l y x�;;.�c►d s he l d by L en der x t i h e t i m e d f�o q�i s i h o n a r s a l e a s a c n e d�.�g a+n s s t h e s u ms    	�       	.  ,��:�
<br /> 	�    	�:�-k���: J[�;"�i'   			'			'  			1      								� � �       ,	.
<br />	,   	",'., ' rc:t���.,;r:     	secure�5y.thisSecuritylnsWmert.�  														:
<br />   		�_ .;,`� ���;;.�._   		3: ,Applicatbn of Prayments. .Unless applicable law���aczdes otherwise. all payments receiv e d by Lender under    	>       ,  ,.  .
<br />   		_	;:`i,.�;'     	�}�yJr�-�-�`J��1 and 2 shall be applied:�ir�t.to any prepaymentc�r�es dus under the Nae:secand.to amounts payable under    	� 	,.t.i.�.;:,:,;:�:�.:.�
<br />   		�7:I�t�1  L. �   .     	!�^P�"�																	�:-     i"`_
<br />     ,      	._;;;;�y�}���'.�:'      	paragrap(�2;third to intetest due:fourth.to principat due:and 1x�.to any late char�es due�utder tha Nate.       			�     .    '.,•-,��.',:::.`
<br />    		';�-•�;���•       		4.  C6a�es; Lieas�.  8ortower shall pay all taxes. assessments,cha��. finos and impositions amibutabte to the    	�   	1�;','!';.`'�"'
<br />   		.a''""f''�`  •      	Aroperty which ma�'a'�a;n priarity over this Security Insuumenr.and lease�a�d'�ayments ar ground renu.if any. Borrower    	r      � '.'; "•:�:;-.-�-
<br />   		�;:�=:`�j;}, ,		shall pay these o6ligy�e:�.c in the msuu�er pcovided in paragraph:3.or if not�4tF��ni that mnnner.Boaower s:�al!pay them on    	s..°     „-�:r:;�•"  .  �`
<br />      	--    - ���`''��:%<•>;       	tlme di�X ta tt(�,pe.:�on owed pa?ment. Borrower shali pc�mpr�w,€umish ta Lender all notices af amaunts to be paid u�der    	�       �;�°.�� •�ti�%-, •. ��'
<br />      .    	-...*� , ��"�     												fumi�lito Lender reCei   evidenc':n     	;     .   •"'•:':�'`�;�;�   .
<br />   		''�..r',�f'?�;;;<",      	thls Fcc:"�ph. If�Crcower m'a4:�.:t"tese paymenu directty:Bcrr+�s�wrt shall promptly       		P�  	S      		.,;,;,•. •.
<br />    		��   ,°�1� ��     	thepaj'�:sts.     �  :														f       ;  .  `jr}�, ,
<br />    �		,��'T,t   ;   		8ocrowet sh�i`��mptly dischazge any Iien which ha�prior..y over this Security lnstniment unless Sercnwer.(a)agrces    	�
<br />     		„f ;�.�s.  �  	`   in wri�ng to the payment of the obligatian secured by the lien�n a manner acceptable ta l.ender.(b)co�irc good faith the    	�  ,       •   ,.:... ' .
<br />      .     	-��=,.:<i�,t;,. ,      	tien try;a�,defends against enforcement of thc lien in.legal proceedings which in the Lender's opinian aaerate to prevent the    	±      	, _
<br /> '  		-°•,�;:t:;tl�:       																		i.  	'.,,: .. .•._
<br />      		•-   ��  �		er�i�u'�s„�i of the lien:or tc)secures from the holdcr of the li�at an ngreement satufactary tu.l.ender subordinating the.lien    	:	,.,.��,,:. .
<br /> •  		'�'::•�;�t�"�  .      	w this�,�ery Ici�,.^�ment. lf Lender determines that any pnit�df:r:te Property is subject uy:�lien which may attain priFriry     		:::'`:4;~•.   '
<br />   		. _�t„.�'.,�n�J.'      																		I
<br />    „       	�;,:.ti�M;;,�:		over t hi s S e c u ri ty�s�'CS�m e n t.L e n d e r m a y g i v e B o r r o w e r A t t vtice.identif yin g the lien. Barrn,�•er shall satisfy tho lien ort�ke  .      '  f 	.      .
<br />       		•�      		one or more of tfte�i��ns set forlh above within td days of the giving o�notice: 							[       ,     •.
<br />      	'`.,., :N. ::: .��       		5.  HaTard x Properly Insunnce. Bortower shatl kec�g the impravements now exutin�or hemafter erected on thv    	;    	.
<br />     . 	't"'    '�•;�:    		Property insured against lasw by iire.hazardc included within tF►e tNnn"extended coverage'and nny othet har.ards.includin�    	,     	�   �;
<br />       	'�`'�'  '''':`..;il"; �       	ilot�ds or floodi   for which L.endei rc uires insurance. Ti�is iisumnce xhall bv maintairted in the amounts and far tlze    	�   •      :.
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