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<br />' �%�=�+ 7'008THHR Wl7i!all the improvemcnro now or herceRcr erccted on tho propcny,end nll tasemcnu,eppurtenance�.
<br />__---�� and flxturw now or htmaRu n part ot�he prope�ty. All rcplaccm�u end additlom sh¢II alw 6e covercd by this Saud�y
<br /> —� ln�rumrn�. All ot�he[orcgoing Is refeired m tn- �A(a Secwity Irowment as tha"Prop:ny." : . ���..
<br /> �'�"� UORROWBR COVBNANTS�hae Bortower ie IawPolly solaed of iho cataro hercby comeyed and hm tho dght to grnnt
<br />-'fx;;;�_�, and convey�he Proper�y and�hat the Propeny b unencumbered,exupt for encumbrenoa of rarord. Borrower�vartonn end =
<br />-_ �>�"_� will defend gceenily eM rttle to�he Propeny agalns�ell claimf end demand�,cubJec�lo my encumbroncea ot roco�d• __
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<br />..��-�.9>� 7ffIS 3HCUR17'Y INS7TtUMHNT oombince unitomi rovenanu for natbmil uu end non•uniform covcnaN� w�
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<br /> -�•.-�_--��� Iimtted variaUons by Judsdiaion to mnsUmro e unifoim secudry instrument covering rca propeny.
<br /> ��-'� UN(FORM COVBNAM'3. Oortower and Lendu covenmt md agrco a+toltowt: � -
<br /> L,. 1. Paymenl of PrindDal end Intereati�peyment and Lata Chargee. Bortowcr�ha11 promptly Pay when due thc
<br /> ° pdncipaI of and intemst on Nc deb�eWdcnad by�ho Notc�nd any prcpayment end letc churgee due undcr�he Notc. --� ----
<br /> 1`- 3. PWnda tor 1L:ea end Insurana. SubJceuo appIicable lew or to a wrt�tcn w�iver 6Y Lender,Uortowcr�hell p�y to
<br /> Lendu on tho day monthly payments ere due undu the Note,until the Notc la paid in NII,a�um("Mnds")[or.(e)ytarly
<br /> �, ;�11- texw and asscumenu which mey uia[n pdodty over thls Saurity Insuument e�a Iicn on the Propeny;(b)yearly Icaschold -__
<br /> - -- paymcme or gmund rcnts on ihe Pro�eny, it eny; (o) yearly hvard or propeny insumncc prem�umr (d)yeerly flood _--_._ _ .
<br /> '��'-`'�3?T' insurance prcmiume, if eny: (e) yurly mongage insurence premium�,if my; and(0 enY sume payabie by Bortowu ro
<br /> �,�;_,i. t.ender,in accordonce with the provisiom af pawgrnph B,in 1{eu of thepayment of mortgage insurenee prcmtums. 7LCSe --��,
<br /> j {tertu ere ca11W"Bscm�v Item�" Lender may.at eny 8me,coilea and Mld P�nds in an amoum not to excced�he maxlmum ; --
<br /> y�� amount a lender for a federolly related mongege loan mey require Por 6ortowerh escro�v account undu�he ftderal Rql
<br /> � `�- Estete Settlement Woccdurcs Act of I974 as amended from time ro time.12 U.S.C.�2601�r seq.('RESPA'7,unlcss nnother . -.
<br /> `;4"�;%•� law that eppliea w�he Wnds sc�a e laser amoum. If ao,Lender mey.et any Oma collat ond hold I�und+in an emoum not to = _
<br /> -=�. i��-.;r
<br />�.-•.,z.-.:r.•._�. excced thc lesser emonnt. Lender may esumate ihe omoum of Wi� due on the basis of curtem dna end reasomble ____ _ _
<br /> �,.+'� estimetes of expendimrex of fmurc Eurow Items or otherniu in acmrdance with appI Ica61e Iaw.
<br /> �6r;��,'�� Ttw Fi�nda sAall be held in nn institutfon whose deposits are insured by a federel egency, inswmentelity, or rntity � � '
<br />-=�;�jj��f` (includtng l.ender,if Lender ia xuch xn insti�mion)or in eny frderel Hnme Loan Bnnk. Lender ahall appty the FLnds to pny .�_y_
<br /> -�L_'��, the 8scrow Itema. Lender may na charge Barroo•er for holding end npplying the I'unde,annuelly anelyzing the escrow ��tF _;__.
<br /> _,.ENr,i� nccoun6 or verifying the Eurow I�ems, unlcss Lender payx BaROwer in[ercat on �he Wnds xnd applitable law pertniu �
<br /> -;";'s`�� I.ender m make such a charge. However,Lender may reqmre Bonower to pay a ono-�ime charge Por en independent renl �•:y,_��:_;:
<br /> K�-__:� esmta tex rcponinp scrvice used by Lender in connec�ion�rith�his loan,unlaa appliceble lex•providea othenviw. Unless en �z +u��
<br />---.;<r'�1 egrcement is made or appliuble law requircs interest io be paid.Lender ahell not 6e rcquired to pty Borto�ver uny intercst or � ,.,,
<br /> �� -�`�" cemingn on the I�nds. Borto�nwr nnd Lcndcr may egrce in wriiing.howcvcr,the[imcrcat chall be paid on thc FLnds. Lendcr �`j,;:'T.`�;,.
<br /> r j�f����'� chell give lo Borro�ver,wi�hom cherge,on annual eccouming of ihe Ponda,ahowing crcdits and debits w Ihe FLnds und the y��'ns 3 ;-
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<br /> r�7:. puryou for which eech debit to Ihe I'unds was mada The W nds me pledged es edditionel secudq for all sums securcd by ,' S 3:-,
<br /> k'�� 't` �hisSceuritylnawmenc «��n�'i:�
<br /> ` r'"�._ 1!th� FY.^.d�MM N; Ltr.d^_r e!!cc!d IM emm!m. pe�mi�ied m he held by epplicable law.Lender ahall eceount to �� '.
<br /> ''�>; Bortower tor Ihe excess Funds in eccordance wi�h the requBemem:ot nppliwbte law. If the amount of the Wnds held by ----
<br /> kir¢ Lender et any�ime in not sutficlem to pay�he Escrow llems when due.Lender may ao no�ify Bortower in writing.enA,in '4^ ��5���_
<br /> !!�,'�j auch ase Bortower ahnll p�y to Lender the emount necessary�o make up the deficiency. Bortower ahall meke up �he � . �:. ...
<br />�--i>`�1` detieicncy in no morc thnn�welve momhly paymenu,at l.ender5 sote dixcretioa St�>x=:�;;_�.
<br />:'s�.;`'"f' Upon payment in full ot all cums xcurcd by thix Securiry Insuument,Lender ahall promptly rcfund �o Oortower nny t1':�;� r'y�,-�;
<br /> ��s il� Punda held by Lender. If,under p�regraph 21,Lender ahall ocquire or s¢II�he Propeny.Lender,prior m�he acqaisition or ;�� �ti,�.�=:
<br /> �'. t".`I sele ot ihe Property,shall npply ony ILnds hcld by Lendcr ut �he�imc of acquf:ition or salc a+o crcdit agafnst thc wma 45}l{J�r:�.
<br /> w �'' euurcdbythiaSecurilyfnsUumenl.
<br /> 3. Appllcatlon of Peymente. Unlesi epplirnblc la�v prorides othcnvixe, atl payments rcceivcd by Lcnder undcr �* , 1�i; -,-.
<br /> � �"��i, paregrnphs I and 2 shall 6e app11M:Orst,�o any pmpayment charges due under�he No�e:second,ro amounis payable under t}�
<br /> _�t,�iy; parogmph 2;third,to intercsl due:fourth,�o principal due:nnd IasL m any lete charges due under ihe Note. ?{, :� ; ,
<br /> -- �,g 4. Chargta; Uenx Bortotiver shell pay ull lexes, uscssmenls, chxgee. fines and impositione atiribumble lo �he 4 ��<,';_:..
<br /> at�:Y Property which mry uttain pdodty over this Securiiy Ins�mmen4 and Ieaschold payments or ground rcnu,if any. Bartower r . „A.
<br /> �°- shell pny�ikae obligedons in the menncr provided in paregmph?,or if not paid in�ha[manncr,Oorrowcr ahall pay Ihem on � + J_�t-.
<br /> �S rt. time directly to�he person owed payment. Rortower sl�all promp�ly fnmish�o Lender all�rotices of emounts ro be paid under �5 ���y �3 ,-:,.
<br /> f�� thB paregreph. If Bortower makes thexe payments Airenly.Bortower shall promptly fumish�o Lender rcceipta evfdencing t }r •_
<br /> c , . thc paymenq. :E'c.4�'_�.
<br /> Rofrower shall pmmptiy discAarge eny lien which ha+priuri�y over ihis Secudry Inswment unless Dortower.(n)agrces �y�t�5.�-
<br /> i 17�5� (n writlng w thc payment of the obliga�ion ucurcd by the licn in n menner amep�nbtc to Lendcr.(b)contcsts in goad fei�h�hc r}��� ti ��-
<br /> ca.sX=t� Ilen by,or deknde ogeins[entorcement of�he lien in,legal praceedings which in the Lender's opinion opern�e�o prevent the �S -
<br /> cnforament ot the lien:or(c)aceurcs from ihe holdcr ot thc lien an agrcemcnt xmisfac�ory�o Lendcr subordine6ng the lien ���-�'.� ���
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<br /> ro thii Sxudty Instmmem. If Lender detemiines iha[any pan of ihe Propeny is subject�o e lien whicA mny attein priority �V�f,, -_
<br /> Ay�� over�hB Sccurity Inswment.Lender may givc Rortowcr a no�kc identitying�he lien. Bovowcr ahull sntisty tAc licn or�eke �� �r ; -
<br /> � one or morc of�he ee�iotu ac�forth abovc wfthin 10 days ot thc giving of no�ice. � ` -��:
<br /> '��� '"` S. He�ard or Property Inwrance. Uorro�rer ahall kcep�he improvcments no�v e:is�ing or IicrcaRer erccted on the ,.: •y r>, ;�!_,-:
<br /> ' -i-;� Property insured�gainat loss by firc,hazards inciuded wi�hin�he term"extended mvenge"and any o�her haznrds,including i s:;..;;
<br /> ��# flooda or ilooding,for which Ixnder requires insurence. 'Ihis insurance ahall be main[ained in the emounts nnd Por�he -���� �-,
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