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<br /> T0081HHR W179I all lhe Improvemenu now on c�ruflcr crceted on Ihe Property,end ell casemenle.uppurlcnanea,
<br /> md flxturo�now or herrafter�pan of�he prope�ty. All rcplecemenn and addttton��hetl afso bo corcred by this Secudty '
<br /> "" Iniuument. Ali otNa torcgoing la refertcd ro In Nfi Secudry Insnument e+tho'Property."
<br /> �'� BORROWBR COVHNAM'S Uut Iiortower ii Iawfully aised of�he eatate hereby rnnreyed and Aes the dghl to�bnt -
<br />���g and convey Ne Property end�hat tAe Praperty la unencumbcred,exapt for cnrnmbmnaa ot raord. Bortower wuranu and
<br /> — wtll deknd generally Ne�tle�o the Property egainst�I elelm�end demand�,subJect ro eny encumbranma ot rccord.
<br />::;;� 7f1i9 SL'CURITY INS7RUMCNf combinen uniform covenenu Por na0onal nw and non•unitom� coveronls wlth �.
<br /> _ Ilmlted vetlotloro by)urlediction ro consHmk a imiform eecudty inswment wvcring real propeny. . .
<br />--:��i UNIFORMCOVEIVANfS. BortowerendLenduoovenantandagrwaefoliows: _.
<br /> - 1. Poymenl oI Prindpel and Inteeecq Prepeyment and Lata CAergw. 6ortower chaii promptly pay whcn duo Itw - �
<br />-.':;� pdncip�I of and intuat on�he debt eddenad by tho Note end any pRpayment end lew eAarga due under�he Nole.
<br /> 2. FUnda tar 7�cw end Inaurcnce. SubJcet�o appItuble law ona a wdiren wafrer by Lender.Bo�rowu+hall pay�o
<br /> Lender on�ha day mon�hly paymem�ara due under�he Note,undl�he Note 6 paid in Poil,n cwn("Phnds")for.(e)yearly
<br /> rana end auos�menn which may e�Wn pdodry over thU Seadty Inswment a a licn on tAe Propeny;@)yeerly leasehotd
<br />-,_;,�' paymxnu or ground rents on �lee Propcny, if any: (e) yearly hazard or p�operty insurena premiumr, (d)yearly flood
<br />:_.';� Iniumna promiuma, it eny; (e) yeuiy mortgaga Insurenco premfuma, It eny; and(�eny eums payable by Oortowcr ro
<br /> Lenda,in accordence with�he p�ovisions of peragwph 8,in liw of thepayment of mortgege insuranoe prcmiume. 'Riaso
<br />;:'rj Iteme are celled"Hscrow Itertu." Lendei may,at eny tlmo,collea and hold PWWa in en�mount nm�o exaed�he maximum
<br />-- emount a lender for n federalty alatW mongege Iwn mey requirc Por Bonower1 escrow eccount under the Rderel Reel
<br />-:�v, Psteta SUtlement Pracedurca Act of 1974 as ameiuded trom flme ro time.l2 U.S.C.�9.601 et uq.('RESPA"),unlw enothu
<br /> 1 law tha[appliee to the F4nds sero a leuer emount. If m.Lender may,et eny Hmq collat and hold Pond�in an amount no�to
<br /> � exceed �he laur emount. I.endu may atimam Na amoun[ot flmds due on t�e basia of wrtcnt deta and rtasonable
<br />:�:��1 esdmata otexpendtmrc�ot tuturo Escrow Leme or otAenvix in eceordance with eppliaLle lew.
<br />`�-?'± lfic PunN ahali 6o Acld in an innitmion whnu deposiu ere tmured by a hde�ai agency.insUUmenteliry,or emily _.
<br />�.;�;;� (including Lender,if Lender ia auch m instimrioN or ln eny Fedcrel Home Lonn Bank. Lenda ahell epply the Amdt to pey
<br /> �he Bacrow I�ema. Lender mny not eharge Boirower tor holding end e�plying the F1nds,ennuelly annlyzin;Ne eauow
<br />����.� account,or ve�ifying Ihe Eacrow Uems, unksa Lender paye Rortower mrerut on �he Wnds end applicable bw permtu
<br />�_;;`;,i Lender to meke such a charge. However.I.ender mry reyuirc Bortower ro p�y a one-qme charge for an independent real
<br />-,. eataro tu rcporting cervia used dy lender im m�natlon witA�hB loan,unless�pplicable lew providea o�herwlu. Unlm�en
<br />'x`� �gramcnt la mede or oppticable lew requires interest ro be paid,Lender shall not be requtred m pay 6ortower eny interut or --
<br /> �;�� eam(ng�on thc Pond:. Bortower end Lender may egra in writlng,howevcr,�hat tntemst�hall ba pald on the Pund�. Lender _
<br /> chall give�o Bortower,wiihout chaae,ai ennual aaounting of�he f§mde,elwwing crcdita end debin�o the FLnd�and the
<br />��`Y.�1 puryose for whkh each debie ro the Wnds xros made. 'fhe Mnda ere pledged u edditlonnl security for all cums cecurcd by
<br />�-_'._;;� �hi�3eturity Inswmep[.
<br />__;,.� If the Rmd� held by Lende�exceed the emwnu permitted lo be held by epplicable law, Lenda ehall eeeount to
<br /> liortower Por the exau Ponds in xccordantt with the requircments of eppliuble law. If the■moum of�he Hmd�held by
<br />:�'�;a Lenw'^:st u:;tlm:i:fmt:ufliet.r.t io pay��Euro�ltem:=�Ixn due.L�^.�mey=o nniif;Ho.�rcaxr in writing,and.In -
<br />��.:� mch cau Borco�ver shnll pay to Lender Ihe amoun[necec�ary ro make uP Ihe deficiency. Rortower shell make up the _
<br /> defidency in no moro than Iwelve monthly paymenu,e�Lenderh mle diecretion.
<br />_._.',� Uponpe ynwnt in PoII of all sums aecurcd by Ihis Securiry Instmmem,Lender shall promp0y rcfund lo IIortower nny _
<br /> Pond�held by Lendee If,under qwareph 21,Lender ahail acquirc or cell the Aopeny.Lendu,pdor m the acquisiHon or
<br />= - uIe of the hopcey,ahall epply eny Rmds held by Lender at�he ume of acquisitlon or sale n n crWit egainst�he aum� _-
<br />.�c;v .e�:ureJ by tl�is Stcwity Inatrumenl. -
<br />��-�`? 3. Applieetion ot Pnymentx Unlcu eppliceblc law provide: o�herwise, all payments rccefvcd by Lender under °-��
<br />-;;j paregrepha I end 2 shall be epplied:fint,to my�rcpayment charges duc undcr thc Note:seeond,to amounla pay�ble under Y_;
<br />-��+ paregraph 2;thiM,to interest due:lounh,to pdnc pal due:and lazt,to nny late charges due under the Noic.
<br />�-=:i� 4. CAergea; Llens. Oonower shell pay all mxes, asxssmenu, charge�, finen anA impositiom attribuubie ro �he `
<br />-".V Ropeny whleh may anain pdodty over this Sceurity Instrumen6 end leazehold paymem.or araund rcnts,if any. Uorto�ver ��-
<br />;;:� �he11 pay these obligations in the mmner provided in parograph 2,or if not pafd in�hat mxnner,Bortower shell pay�hem on �:;:
<br />::._,� time direclly lo the person o�ved paymem. Bortowcr ahell promptly Pomish to Lender nll naitts of emoums to 6e paid under -
<br /> - �his pangroph. lf Bortower makes these payments dircetly.Bonoo�er shall pmmp�ly tumish to Lender rcttip�s evidenting --
<br /> "�'+_ �he paymema. _-
<br />�""' 6olroxer ahell promqly dischvge eny lien which haz prioriiy over this Securny InswnMnt uNeas Uortower.U)egrr.ta -
<br />���:;i in wri�ing ro the payment of�he ublig�iion securcd by the Iien in a manner accep�able eo Lender,(b)conteala in good feith ihe =
<br />-:{a lien by.or defenda against entorcement of�he Iien inJegel proceWings which in�he Lenderl opinion opea�e ro prevent the °
<br />-i�:;:� enfarcemenl oi�ht Ilen;or(c)�cures from ihe holder of ihc lien en egrcemem setia(ectory to Lender snbordinetina�he lien i�-
<br />__;;� �o�hla Secudty InsWment. If Le�Wer decermines that any pan nf�he Propeny is subjeci�o e lien which may attein priority __
<br /> -= ovc�Ihit Sccurity Instmment,Lendcr may give Borrowcr n noticc identifying the Ifen. Borto��rr shall ae�isfy the litn or�ekc =
<br />;,�„� onc or morc oi the actlons ut fonh a6ovc withln 10 deys of thc giving of noticc.
<br /> -_ S. Harard or Property Insunnce. Oortowcr shall kecp�hc improvcments now cxis�ing on c�rcaf�cr cra�ed on thc ,
<br />--'.e Property insured egainst loss by firc,Aazerds included within the tertn'extwded coverage"and any o�her hazaNs,including
<br />��`. floode or flooding,for whieh Lender rcquirc: insurance. This insurance ahall be maintained In the amounts end for�he
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