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<br /> rd�at�r�uow ar Mta��pMt�popM'�Y. Ap��ed�ddMiow�M�s M aarwd y►ii��1�: �
<br /> �■�t. Mn d d�.�a�oi�a�IrnM a M�.teo�ky i�M�a�..�M I�.`'Pro�ty:- - - -- -.� - -— -- -�
<br /> ---- ---- . _ _ �i'i�i G31'BNANTS ti�ti Scw�w�r i�i�wft�y c�d a!d�c�mta�Y�'+x5���s��e!Q�
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<br /> �od m�t oN �s mmcumoaeo.o�oov{!�IO�aaG�wJ�.�w,a.anu,, ...�..r.... ..o......r:.r -
<br /> w111��ind��t�lly 1b�title b q�e Propaty y�inrt�ll cl�ina urd denwbe,wbject to a►y�c�pabr�rroa of ncad. .
<br /> '1'!i�} SBL'LJRTCY !N�'IRLII►�NT oombins�unUam oova�►u tar Ratbnal ust�od aon-uai[arm eov�n� �lIM
<br /> !lMiled v�ltdau by Jrri�dicliaa to oon�dtute a wdfam recurlty iatteumeat wvalo�re�t proppty.
<br /> UN�'URM C�OVBNAN'f'3. Hamwer�nd L.ender cova�nt�nd�roe a tdlowa:
<br /> 1. �T�t at lrMulMl W IM�rrMi*�''�py������� Botrowa�1 P�p�Y pY wrl�en due tbe
<br /> �d aid Wamit ao Wo deb evldencad by the Nate and�ny proqyment and lue cAu�es dua uader the Nde.
<br /> �hM�li�7Yz�wl Iwa�n. SubJect toapp1ic�ble uw or to�written w�iva by[�ender.Baavwu shW pay b
<br /> L.ender an fi�e d�y n�onthlr P�Ym�s�ne duo under Iho Note.und!the Nae is p�W in fuQ�a eum l"Ra�it')for.(s)Yarly
<br /> wca ard wautxnt�wWch may stWn prlarity over this Security ini0run►wt as a licn cn Ihe Propaty:ib)Y�Y��
<br /> p or grow�d rents an the Property.if any; (c)Ye�rIY hu.ard or property iasunnce p�miuma: (d) Yearly flaod
<br /> i��p+emiumt. if any: (e) Y��Y�BAYe incurmcc prcmiwiu� if�uy:aad(� u►y eun� pay�ble by Harrower W
<br /> Lender,in accoidsnoe with tho provis�ons of p�rsgmph 8. in lieu of tbe pyrtwmt of mat�agt insuna�ce premlwns. 71�a
<br /> items ar�e called"F•scrow items." Lender tnpy.at sny tLne.coUect and hold Ii�nds in su��n�punt aot w eaceed ihe m�ximwn
<br /> amounl s leaedar for a fe�erally mlated matgage la�m m�y requine for Iiarower`s eccmw aaour►t uader the fecieral Raal
<br /> F.�tate Seqlement procedures Act of 1974 as a�nendod fram tinte to time,12 U.S.C.;2601 et seq.("RESPA").unlqa�notha,
<br /> law that�pplia to the�sets a lesser artwun� If so.LcndM'may.at+u�y dme.collxt�ad hold Rmda in ao amoWat.t�at to
<br /> exceed the lea�er amount. i.ender may esdmue ihe Nnaunt of Phnds due on the b�a�is of cunnnt dw�urd tra�on�ble
<br /> � e�dmata of expendlwrcs of futune Escrow Ite�rw or otherwlse in accordu�ce withap�jcable law.
<br /> -- 'L1ie P1mda sball be held in nn in:titudon wNose depo9lts are insuc+ed hy A-�e�era!agercy. instrumentaliry.ur e�nity
<br /> (including Lender.iP Lender Is such an institutton)ar in any Federal Hane Loan Badc. Lendec:hall spply the Ru�d�to WY
<br /> the Fscrow Itema. Lender may not charge Borcawer far holding and applying,the Punds. annually annlyzing tha escrow
<br /> _ e�ccount. or verlfyiog the Escmw Items. unless L.ender pays Barower inta+est oa the Wnds u�d applic�bla.!#W•p���s
<br /> Lender to make such a chuge. However.I.ender mpy rcc�uire Borrowcr to pxy u one-tlme chuge for an indepwdent rcal
<br /> estate taa reporting service used by Lender in connection wnh this loan,unless applia�bie aw povides otl�erwiso. Unlea��n
<br /> � agaement is made or applicable law reyuires interest to 6e paid.L.ender shall not be toquircd w pay Barower any L�terest or
<br /> eamings on the Fvnds. Borrower end I.onder mny ag�+ee in wdting.however,that iMerest ahWl be pafd on tha Funds. Lender
<br /> slu�ll give to Bomnwer.without charge.an ennual accoundng of U�e Funds,showing credits and debits w the Punds And the
<br /> pwpose for which each debit to the FWids was made. The Funds me pledged wi additiomi security for all sums socuced by
<br />-- thlr Security lnstrutnCnt.
<br /> �'� g��i� I�c!Id by i.ender exceed�he amaunts permined to be held by applic�ble I�w. Lender shall aocount to
<br /> s Bormwer for the excess Flmds in accotdance wlth the requirements af applicable law. lf the amount of the Funds held by
<br /> �^:�' I.ender at eny time is not sufficient to pay the Bscrow Items when due,I.cnder may so notify Borrnwer In wridng,and,in
<br />=�'-' such case Borrower shall pay to Lender ihe amount naessury to make up tha daficiency. Borrower sh�ll make up the
<br /> deficiency in no more than twelve mo�Ihly payments,at Lender§sole discretion.
<br /> fi- Upon payment in full of all sums secured by this Se�uriry Inswment,Lendar shall promptly refund to Borrower rny
<br /> -,,; !'Unds held by Lender. If.under paragraph 21.L.ender ahall acquire or sell the Property,Lender.prior�o the aoquisition or
<br /> sole of the Property,shall apply any �nds held by L.ender at the time of acyuisition ur sale� a credit against the swns
<br /> secured by this Securiry Insavmem.
<br /> 3. Applicatba of PAymeota. Unleas applicabk law provides otherwise. all payments received by Lender under
<br /> _s' paragraphs i and 2 shall he applied:first,to any prepayment ah�rges due under Ihe Note;second.to amounts p�yable under
<br />_=� paragraph 2;third,to interest due:fouith,to principal duo;and last,to any late charges due under the Note.
<br /> � 4. CbruQes; 4iens. Borrower shnll pay all taxes. assessmenls, charges, �nes and impositions atuibutable to the
<br />..'�� �;� property which may anain priority over this Security Inslrumont.end laasehold payments or ground rents.iF any. Borrower
<br /> '';; • r�,�,;�: ,,`f shall pay these obligations in the mnnner provided in paragraph 2,or if not paid in that manner,Bmrower shall pay them on
<br /> time directly to the person owed payment. Borrower shall promptly fumish to Lender aU notice4 of amounts to be paid under
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<br /> '��, : ���` this are h. If Bomower makes these ments direcll Barrower shall rom tl fumish to Lender recei s evidencin
<br />, • af�ti��;y��,;;� the payments.
<br /> ;�:'��:::'�r��;�; Borrower shall promptly dischurge nny lien which hus priority over this Security InslNment unless Borrower:(a)agrees
<br /> �` • � �•°�'•:�;�;- in writing to the payment of the obligs►tion secured by the lien in u manner aceeptable to Lender,(b)contests in good faith the
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<br />�=.\ :�;:�;::. :,;{.;, lien by,or defends against enforcement of the lien in,legnl proceedings which in the Lender's-opinion opernte t��prevent the
<br /> <<y� •. �- enfotcement of the lien:or(c)secures from Ihe hoWe�of the lien an agreement sutisfuctory to Lender subordinating the lien
<br /> .;,:,,�;•., • to thjs Security Instrument. If Lender detertnines that any purl of the Property is subject to a lien which may attain priority
<br /> -- �, "`'' '• over this Security Instrument,Lender muy give Bortower a naice identifying the lien. Borrower shall satisfy the lien or take
<br /> ' -Y -z �,�' one or more of the actions set forth above wilhin 10 days of the giving of notice.
<br /> • +�.-� -.
<br /> ...q�� ;- :: S. Haxard or Property Insurance. Borrower sholl keep the improvements now existing or hereafter erected on the
<br /> ���� ��' `' • Property insurcd against loss by fire,hazards included within Ihe term"extended coveruge"und any other hazards,including
<br /> ��'' , • floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the
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