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<br /> �w17��al1 d1R�N1 IIOrY af`II�M��OCtld OA d10 pli0�'M1ly.��1 O�/1111�r�w ;��
<br /> : �nd Axar+a no�.a benr�tlec�p�t d t� AU����ll_d�o h�aa!�d-b�r�Y_ ,e_�MM�I__�- ;r-�n`~
<br /> 1�M�w�R. �p of�fi�Y�M wMn�d��1ly YmwwrM r dr"lM�cp�ty." ., ~-_
<br /> _ _.- ---_ _-- — - ��R1t0�6tBR � B�oao�wt th�-�i�1�sb'Y�ao31��is rLif o si, .-.:-
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<br /> w�convty the aud dNt 15e lpapaty i�uneq�p�m6M�ai,eicoepi f�i e�al reo0i�d.�1Ya1�A1Ri� -" " "
<br /> . wW dotend ta�d e dtb to d�e Propetty aplmt W¢Wmr�ad denund��wbjoee w�ay eucua�6�uioes d reobid -
<br /> THIB BBCURiTY Q�1S7RUM8NT aombine� unifana ucven�nn fat�pitlon�l we md non�ualtam oonw►�M� �Nh '
<br /> _�. WNted vai�tiau by juri�dictlon to ounKlwle a uaifixm Mcu�iry i�wruawnt oove�ina rod pioprety.
<br /> [JNR�ORM C'(1VBNAM'3. Hotrowu utd l.and�v covetuint aqd#{tree�t fdlaw�:
<br /> 1. i4y�t d PriadPNl aed 1�i Pr�p�7�e�t�ad Ltte C��t�es. Borrower�11 y py wha�Ane tbe
<br /> p�iaci of�td Gnt�est on tha debt avfdaxad by the Nota�nd�nY P�P�Y�t�nd lato dua�the Noar.
<br /> �i+��tar 71���d Iawnwa Subject to�pplicable I�w a w�wrluen wdver I.ender�Barower Yull py w
<br /> l�ender an tbe daY��Y WY�te u+e due under d�a Note�unW the Nda ie paid ln lhU�a aum("Funds'7 tor:(Q);�arly
<br /> azea aad as�rxnta whicb may aaain pdarity over thi�3ecur�ty Iasavment w a Uen on the Propaty:(b)Ye�r1Y leautiold
<br /> payment� or ground reats oe tlks Rapaty. if an�r: (c)Ywrly 6azard ar property it�swan�o peatifumtt (d�Y�Y ��
<br /> ineu�anoe prcmiwas. if any;(e)Y�Y �8+i6a��� P�• if u►y;�nd(4�AY�P�Y+►� ��rower b
<br /> Lender.in�000�dmoe with tbe pmvlaiona of pauagaph$.iq liea o'f'tbe P�Y�of raortg�e iaaur+nao praqinms. 11�eso
<br /> i�eme Ate caNed"Escrow Items." l.ender m�y.su s�ny timo.•c�allCCt artd 1�old F�nds in an amount nq�ta tatoeed��b maximam
<br /> '�, .. •. �qou.�t t la�da far a feder�Uy retaud maAga$S'li�an mAy.rc�ui�c.far Barrowerti escrow aboaui�t��tba faid�l Red ,
<br /> . P��yte Settkma�t P�ocedwes A�ct af 193d�as art(ended'tratn.t�d1a to time:•1�v.s.G.g 26Q�et.a�.�("R'ESPA")r unkgs�qwhae , '
<br /> - Isvy.tlt�t��ppliex to,the fi�nds,acts a 1e�ser amb�int'•If sa i.ende��psp',at AnY wiqe��Cdlect a�d 6o#I�la�dp!n un anloum iotla .
<br /> . auoeed the..�esser ama'wit. l,eaAcr may e�timau�ite amount o�F Flrods due oa tb� basia of cur�t dux and rt�ao�bk' ', � �
<br /> __ ..�.�._...�W ...�..�.�..�.� e.�tiraaus ot oapenditu�e.a c�'future Evciow ltemc or otharwtse in�ecordance w1W applicable law. , • � _
<br /> --...... _ -- . . � The FUnds shell be held in en insdtudon whose deposits are insw+ed by� feder�l agency. instrumentality.or entlty •
<br /> -- -- (including Lender.if I.ender is such an inedtudon)or in any Fede�al Home Loan Benk. l.ender shall�pply the Fatda to pAy
<br />_ tha Escrow Items. Lender may not charge Bomower for holding and applying the f�unds,annually analyzing the escrow
<br /> ----..-_-�-- -- account,or verifying the Fscrow Items. untess L.ender paya Horrower intenest on the Purtds and epplicable I�w permits
<br /> Lender w m41cc such a chuge. However.L.ender mayroq uirc Bomower to pay a one-timc charge for an independent nal
<br /> e�ute tac reporting�ervlce uced by Lander in connection with this losm,unless appIlcable law pravldet ot6erwice. Unless�n
<br /> agroement i�mule or appltcable Iqw requires inteoert to be paid.L,ender�lul1 not bo roquined In p�y Bamwer iny interat or
<br /> e�ming�on 1ho PWnda. Borrower uM l.en�ler may�gnx In wriNng.however,thu inter�t sh�ll bepaid on Ihe fiubs. L,ender
<br /> �hrll give w Borrower�wllhout charge.sm u�nud�;caunting of the Wnds,elwwina crcdits�nd debits to the Punds�nd the
<br /> pu�posa Par whlch each debit to�Ms Wnda w�u m�de. The Wnd�are pkd�od u addlUonal�ecurfty tor tll wm�iocwed by
<br /> lhis Secu�iry In�qument.
<br /> [f d�e Puads held by l.ender excaed�he unounu Qermitted to be held by applicable law. LRnder �1WI�vcouet tv
<br />- - 8orrower for the exceas Punds in Accad�nce wi�h thc rcquinemcntr of app8cebb I�w. If thc amoum of the Aunds held by
<br /> l.ender u �ny tfine is not:uf�icient to pay the Escrow Items when due,L.ender may so notify Borrower in wridng.�nd.in
<br /> such case Borrower shdl {�y to LeiMer�he amount necessary to make up tho deficlency. Borrower sh�ll m�ke up the
<br /> deficiency in no more thon twelve momhly paymenta,at Lender�s sole dlccretion.
<br /> Upnn pAyment in full of ell sums secured by this Secudty Insuumem,[.ender shell promptly rofund w Borrower any
<br /> � Funds tield by Lender. If.under paragrAph 21,Lender shall acquire or sell the Property.I.ender.prior to the acyuisition or
<br /> - sale of�e P�roperty. shdl apply any Fund�hold by Lender at the tlme of acquisldon or cole as a credlt again:t tho sums
<br /> — raured by lhis Security[nsdument.
<br /> 3. ApplicAdon d Pnyments. Unless nppli�eble law provldes otherwise, all payments received by Lender under
<br />-- paragraphs I and 2 shall be Applied:fi�s�to any prepayment charges due under�he Note;second.to anaunts pAy�bla under
<br /> = o pu�graph 2;third.to interest due;fourth.to principal due;and last,to any late charges due under the Note.
<br /> • � 4. Cbarges;Liens. Borrower shall pay all taxes. assessments, charges, Mes and impositions attributable to the
<br /> ;,y Property which may anain ptiority over this Security Inswment,and leasehold payments ar ground ronts,if any. Borrower
<br /> �;;�', shall pay these obligations in the manner provided in paragraph 2,or ii not paid in that manner.Barrower shall p�y them on
<br /> :;�';:, time direcily ta the person owed payment. Borrower sball prompdy fumish to Lender all notices of amounts to be paid under
<br /> �"`' this paragreph. If Bortower makes tiiese payments directly.Borrower shall promptly fumish to L.ender receipts evldencing
<br /> the payments.
<br /> �•��;:�,•, Bamower shall promptly dischazge a���lien which has priority over this Security Instrument unless Borrower:(a)agrees
<br /> '� in writing to the payment of the obligation secured by the lien in a manner acceptuble to Lender.(b)contests in good faith the
<br /> ,�.;`f A•, lien b
<br /> .rr.-;.
<br /> _ '�al o'�;j���! enforcYeme t o(the lien or(c)secures from thei holder ofatherlien an'^egreement sat�isfac ory ro Lender subordinatjngvthetlien
<br /> �-;_�`_,�<
<br /> c'�'�""`�""=-�'"-;�''��+" w this 5ecudty Instrument. If l.ender detertnines that any part of tht Property is subject to a lien which may tuWn priority -
<br /> ��p f t.�.�,�
<br /> .r`,}; <:. over tha Security Inatrument,i.ender may give Horrower a notice identffying the lien. Borrower ahall catisfy the lien or take
<br /> �P7`•�'���`.-'.. one or m�re of 1he actions set forth above within 10 days of the giving of no�ke. _
<br /> � "'�'�' S. H��rd or Piroperty Ipsu�ance. Borrower shall keep the improvements now existing or hereafter erccted on the -
<br /> — "' �`��` Property insured against loss by fire,hazerds included within the term"extended coverage"and any other hazer�ds,including
<br /> ��.,au. •.�u�;::;�
<br />_�=-'�''==`"'`''��� flaods a flooding,for which Lender requires insurance. '[liis insurance shall be maintained in the �mounts end for the
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