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<br /> 1rl�i�.A��iMO�I�1*[rird b ir tmll�Vk�►311�M1�r I�L'�A0�1•� • . i�
<br /> � Al�fis tMt ro�to.rr i�M�wlbup,+«a or�e«pr.iwrbq oa.}�.+.�.�d M�ll�.d�4#It :�Aliiif�.:._;,_.�
<br /> — :�::.t�:��:.t��'`.��°.�..h::�.�� �!y:.!t-=-- ..-, -�.'.�..- ,"`.
<br /> aetene�emenity d�a atle to we rropeity,�pin�t au alaa�,�oa ee�nr+et�w�e�t to�I!eodaa6rNn�oe�c�l,MOO�a,
<br /> 71�18 8H4URiI'Y INST'RUMBNT ooaibine�ud0onp oovMt�otr tora�tkwl�Me rqd�on�il�xar ocrra����M w��1�f11�. � �., - �,-.
<br /> �w�iaetoo�by jwi,dictton w ooa�tiwte,unttonn zea�dty iowum�eac oovori�ro•�p�opeety. . . ..
<br /> U1VII�M(�OVB[VI►tVTS.1ldro�aad irender ao��a�nt aM a�roe�folitwrs: �,
<br /> i. �nit �t ni�ci�i ni I�1ee�Mt � �d 1,.1.c'i.r�ar. H«rowro�sh�u P�P'�!ra► �rbe. a.a ar.
<br /> p�iodpd of�nd inte�at an tha debt evkiaaed by Ibe Nate ujd�ny pt�yment�nd We d�es due urdes the T�te.
<br /> 2.[+Y�ad�for Tue�ard lrrnooe. Sub�act to appUcatile l�w ar to a arivan w�ivu 6y I.a�der, HoRaw�ab�11 pW ta
<br /> Lender at the d�y montWy p�yipe�q�ro duo uoder the Natc.wKil the Note Is p�id la l�Wl.�wm("Puadu')ta:(�)Y�Y� �,
<br /> and aaenmentt which mty�ttain prlority ova thb Sa;urhy lnpiuman as a lia�un fhe Pmpaty; (b)Y�9�P�Y�
<br /> ar ground�au oa tla Proparty,if aay: fe)Yauly hwN or ptnperiy ina�nnoe promtuau:(d)Yarly tlood ina�tanoe p�.
<br /> it aay:(e)Yarly mortg�e inaianoe prapivau. if anyr: �nd(�anY �P�Yable by Bo�row^u[o L.eodeq in�oeoidna whb
<br /> t6e provi�af pu�gnph 8. in I�eu of the psyrnat of mortga�e insuriu�oe p�niuw.Thae itame are ealbsl'�c�ow Item�."
<br /> . I.a�der may. u any tlme� ooQat aa�b 6old Funds la m�mouot not to excaed tho muimwm �nount• lader for a fala�lly
<br /> rielued mungage lan qny tequintr far Bamowar'i eacrow accou�under tha tedaal iteai Bctate Settlat�eat Waoedutns Ad of
<br /> 1974�t�mended fioe time IO Wne.12 U.S.C. Soct�oa 2601 et aoq. ("[tE5PA"1�uNa�s�rothn'Itw diat�pplies to dfe Funds
<br /> �ets a lara amouat.if so.i.eeder mny.at�y tiaoe.oollect ud dold Fuodc�L an�nourk not to excaed ths les�er amouat:
<br /> ;�:
<br />- -- I.aider any atimatt tl+e amoum of Punds dua on Ihe tmsis of cun+eat d�1a ai+�rtasamble estia�ates of ra�penditunes ot Irenn+e
<br /> Bscrow Ite�p�or otlxrwice in acconduio�e with�pplieable law. ,
<br /> 'ilie Fu�ds shell be held in m i�nvlituUon whose deposits are inaurod by a federal agan,y. inst�umKaWitY. a'�
<br /> _�_ (iacludiag i.ender.if l.ender is wch m 9nstitatbn)or ia aay Poder�l Home L.o�n Haalc.[.enda shaU spply 1Ae Fund�ta paj tbe ., •;.�.�i,;'
<br /> F.scrow Items.Lender may not charge Borrower for holding and applying the Faode.annually analyzing tht'escmw aoc�nt:c�i' •;�'. ..
<br /> verifying the F.scrow Items.uNas Lrnder paya Horrower lnterest on the Funds and applicabb law permits:Lcntlex to da�ke such; .'�' � : •.:
<br /> a clwrge. However,I.ender may require Banuwer to pxy a one-time charge for an i�dependent rcal estate t�i roportiag ocrvlca,,• .�,, .
<br /> used by l,ender in oormoction with tPda loan, unless applical►le law provides'btherwise. Unleas nn agroement is mpUe.br .
<br /> Applicable law roquima intenst to bo paid,I:¢hdsr shall not be nequirod ta pay�orrower any iatec+est or��minga on tho FuMs.
<br /> --- Borrower and Lender snay agree in writing, however,that interesl shell bc pa�ca nn the Funde. l.ender shall give W Aorrower. .', : :.
<br /> without charge, an annyal accounting af 1he Fu�da, shawinX crodits and debits co tbe Fund� and the purposa for which each . '
<br />_ debit to the Funds was nladc.The Funcls are pledgaf as additional xcurity for all sums saurod by thit Savdty insdumeqt.� , :' � •
<br /> - If the FundR held by L.ender eacecd the amounta permittod to be held by applicable law.Lender shall account to Bonowor; �:.
<br /> - for the excess Funds in aroordance with the rcquirements of appllcable law. If the amount of the Funds held by Lca�der qR Any
<br /> time ie not sufficient to pay the Escrow Items when due, l.ender may so rwtify Horrower in wdting,and. in such case Borrower
<br /> shall pay to Lender the umount neassary to make up the deficiency. Borrower shnll meke up Ihe deficiency in no more th�n
<br />- - twelve monthly payments,ret Lender's sole discretion.
<br />- Upon payment in full of all sums secured by this Secu�i�y Instrument, I.ender shall pmmptly refund to Borrower any
<br /> - Funds held by L,ender. If,under paragraph 21,L.ender shall acquirc or sell the Property.[.ender,prior to tho acquisition or sale
<br /> of the Property,shall apply any Funds hekl by l.ender nt the time of acquisition or sale as a crodit ageinst the sume securod by
<br /> — this Security Instrument.
<br />- '���I 3.AppllcAdon of Payments. Unless applfcable law provides otherwise,all payments received by t.ender under paragraphs
<br /> _ 1 and 2 shnll bc applied:first. to any prepayment charges due under the Note; second,to artwunte paysble u�der paragraph 2;
<br /> ,"� third.to interest due;founh,to princfpal due;and last,to any lete charges due under the Note.
<br /> 4.Ctu�rges; Llens.Borrower shull pay all tnxes,assessments, charges, tines and impositions attrfbutoble to thc Property
<br /> " which may attain priority over Ihis Security Instrument. and leasehold payments or ground rents, if any.Borrower shall pay
<br /> thc�se obligations in the menner provided in purngraph 2, ar if not p�id in that manner.Borrower shdl pay thern on time directly
<br /> to the person owed payment. Burrower shall pmrnpUy furnish to I.ender All notices of s�mounts to be paid under this paragraph.
<br /> � � �%. if Bormwer makes�hese payments directly. Borcower shall promptly fumish to L.ender receipts evidencing the payments.
<br />°'-�°'-°�'''�".�� Borcower shall prompHy discha�ge uny lien which hus priority over this Security Instrument unless Borrower: (A)agr+ees in
<br /> writing to the payment of the obligation secured by the lien in u munner ncceptable to L.ender;(b)mntests in good faith the lien
<br /> ,� --._� by, o� defends against enforccment of tMc licn in. Icgal procecding� which in the l.endcr's opinion operate to prcvent the
<br /> �� ��� ��'-"� enforcement of the lien;nr(c) secures from the hnlder of the lien un ugreement sutisfuclory to Lender wbordinating the lien to
<br /> F-'��- this Security Instrument. If Lender determinex thAt any pan of the Prnperty is subject to u lien which muy attain priorit;+over
<br /> -��;..
<br /> r '�` �• this Security Instrument,Lendcr nwy give Burrower u ne��ice iden�ifying ihe licn. &irrowcr shull �•rtitify the lien or take one or
<br /> �• more of the actions set fonh above wiihin 10 dayz af the giving of notice.
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