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<br /> '�$'���L�II 1�10�011�NW QdM Ct�1��![MONO�al llw pl'ON�.�tu�101�,��.
<br /> rwd Ax1�w�Ow a1'M�rallar�p�t Ot 1Mp�op�t�► /�1'lpf�0�w�rb��d adrWio��Ud�d�o 6�l�r1►�e�rj �w� -
<br /> �wnr. AY d�f�yoia�L i�Mr�d a- ie IW�cw'k!t�w�t a�iM"h�opMty." . �
<br />` _ �RDWBit�"J�iAl�TS,�irt Buawwt ii ii�wiWi��ekad vt iti:E:ii�H 6:Miir��+o�i�iiw 1�fi�p�tTrit=--;',:�..::'
<br /> �rAme�aia rlopeny�i awi 6�e�top�ey a a�wca■�oe�+o:a�oep�ia'�cmoe�a n�c. sanvwer w�ra�s�a , � —
<br /> i�ria o�lma p�wdly d�e thb a the Pbcperty.piu�t�cJ.i�.ea dea�wd��w6ject a.ny�ar,MOOed.
<br /> 7fUS SB�JR[[Y IIrS'l1tUMPNt' oo�nbina oaifann oova�e Ibt a�tlontl u�e"�id non�wi/a�n oo��w� w�flb
<br />. �v�rtadau by juriadlctian to eonstihite a nnitorm:+ecurity��E rcal proQerty.
<br /> iJNQ�ORM�OVBNAN'I'S. 8amwa aad�.a�der cov�wnt�nd a�nem ipt followt:
<br />° 1. ew�t ar reieip.�a.r U�ee��r:p.,r•�M��C�te� ea�v�er,bu a�+a�r rKr whaa aw IMs
<br />� p�ncipl of�ad�t on tbe dcbt evWenced by Ihe No�c and wY P►epaYm�t aud We char�a due uoder dre Noie.
<br /> 2. Fli�Ibr 71�ta aM I�aroa Subject w applic�bio inv or�o a w�innp�waiver by I.a�der.Bon+nwer sbdl par b
<br /> I Lrender oa the day monlhlY P�Y��e due under the No1e.undl 1be Note is p�id in tWl.a wm l"Ei�nds'7 fa:(�)y�ditly
<br />� t�xn�od asiaanaus which m�y au�in prfority over tid=Securiry Ins��u�e�t s��t lieA aa dit Pnopaty:(b) Y IedeiioW
<br /> I p�Yn�s or�+nuod rcau aa tho Frapaty. ir�; c��r«�r laxsid or property ingurance p�amiunu; a� y�y e'+ooa
<br />� inwranoe P�miums�u+�W: (e) Ye�rty mo�t�+Y� i�u�ooe�.if aoy:�od(fl mY wms P�yM�e bY 8ortower a
<br />. L.ader.in aecad�noe wlth the provl�da�na of p�n�nph B.in Ikn of We p�ymeat Qf mo�t�ge inwraroe p�emioms. 'Il�o
<br />. itara aro c�eUed"B�crow loeau." l.ender may.at any th�.c;otlocf�od hoW F�eda in�►uno�rM not w exveed tbe ma�tam
<br /> unourK+�lender far a fe�erally ret�tad mo�tgage lo�n ra�y�equirc for Hamwerl eacm.r�onount undar�be feder�l Ral
<br /> F.st�oo Sdtiema�t P�ooedu�a Act of 1974 at ama�ded fram tbne t�o ame.12 U.9.C.�260t rt�ep.("RF.4PA'�.unlas modia
<br /> lww that�pQlies w�Me Fi�nda sem�ksser anwun� If w.L.et�der mry.at any dme�cdlect ad bold I�nd:ia an aaionat not to
<br /> exoeed t6e k�er anuount. L.ender may estimate the amount ot fimds dae ea d�e basis of Gurau dua�ud rwor�bfe
<br /> esdn�tts of eacpmdid�es af fudme Facmw Itans a atheiwise ia scca�d�ooe w�itb�pplicable law.
<br />' 'ilrc Fiu�ds s1�116e heW iu�n i�tituNa�whoso depafa a�e inswed by�a federal agency.in�p�ry.a eutity
<br /> i (includLig L.a�der.tt I.e��r is such�n inridUian)ar in any FedeN Hame l.o�a Bm�. l.endec:tt�U spply t6e F�od�to P�Y
<br /> the Escrow ltems. Lender may not ch�rge Bortow+a fi�r holding aM applying the Fi�nds. annually aa�lyzing tde escrow
<br />� aorount,ar veriiying the Fscrow Icans. w�kss L.eader prya B�onower intar�t on the Fim�and applicable law permit�
<br /> L.ender w m�ice such a chuge Howevu.l.ender ma►y rcquine Barower to pay a ono-drne chtrge far�n independeat n�l
<br /> esqte ax reporting savia used by Leader in canaa�tia�a wiW this loan,unle�applk�ble law povldea otduwi�. Udess m
<br /> agroement i:made or applic�ble law roqui�s interest to bc paid,l.a�der�tiall not 6e roquirod W pay Bartower any inte�st ar
<br />' e:mings on tde FWnds. Borrower u�d Lender m�y agrce in writing.however.that inurest slull be p�id on�he Prutds. Lai�der
<br /> slWl give W Borrower.without ch�uge.an annual accounUng of the PWnds.showing creditt and debita w the Ruids md the
<br /> pu�pose for which each debit to tbe F�IuKis ww m�de. 71ie t�unds�ne pkd�od a�additiawl savrity for dl sums�cured by
<br /> this Security Instrumm�
<br /> If!!se � !s!� �r Ls� eastcd iht etnalntg p�rmitte�l to hs held by applicabk uw, L.mder sl�ll aawunt w
<br />, Barower for the exoess Fvnds in acca�dance wlth the requirements of applicable law. If the anount af the f�nds beld by
<br /> L.ender at any time is�wt sufficient to pay the Escrow Uems wt►en due.Lender may so�wtify Barower in arriting.�nd.in .
<br /> i such case Bortower shaU psy to L.ender the a�nount necessuy to make up the def7clency. Bormwer shall m�lce up the
<br />� deficiency in no more than twelve monlhlY Payrtrcnts.at Lender�s sole discreNon.
<br />, Upon payment In full of all sums secur�ed by this Security Instrumenti L.ender shall promptly refund w Bomower any '
<br /> Funds held by Lender. if.under paragraph 21.Lender shall acquire or sell the Pro}�rty.Lender.prior w the aa�uisidon or
<br />� sale of ihe Property.shall apply any FLnds heW by Leoder at the time of acquisition ar sale as a credlt egainst the sums
<br />� suu�ed by this Security Inswment.
<br /> 3. Application o�Paymeats. Unless applicable law provides otherwise, all payments rxeived by Lender under
<br />, paragraphs 1 and 2 shall be applied:first.to nny prepayment charges due under the Nae;second.to amounts pay�bla under
<br /> paragraph 2;third,to interest due;fourth,to principal due;and last,to�ny late charges duc under the Notc.
<br /> 4. CdarQes; Litas. Bomower shall pay all taxes, assessments, charges, fines and imposidons attriburoble to the
<br /> Prope�ty which may attain priority over this Security lnswment,and leasehold payments or ground rents,if any. Borrower
<br /> shall pay these obligatians in the manner provided in paragrnph 2,or if not paid in that manner,Borrower shall pay them on
<br /> time directly to the persan owed payment. Borrower shall promp[ly fumish to Lender all notices of amounts to be paid under
<br /> this pazagraph. If Bomower makes these payments direcdy,Borrower shall promptly fumish to Lender receipts evidencing
<br /> �he payme�is.
<br /> Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Bo�rower:(a)agrees
<br /> in writing to the payment of the obligation secured by the lien in a manner acceptabte to Lender,(b)contests in good faith the
<br /> lien by,or defends against enforcement of the lien in,legnl proceedings which in the Lender's•opinion operate to prevent the
<br /> enforcement of the lien;or(c)secures irom the holder of the lien an agreement sntisfactory to Lender subordinating the lien
<br /> to�his Security Inswment. If Lender determines that uny part of Ihe Property is subjeu to a lien which may attain priority
<br /> over this Security Instrutnent.l.ender may give Butrowcr a notice identifying the lien. Borrower sh�ll satisfy the lien or teke _
<br /> one or more of thc ucdoas set forth above within 10 days of the giving of notic�c. =
<br /> S. Harard or Properly Insurance. Borrower shall keep the improvements now existing or hereafter erected on the
<br /> Property insured against loss by fire,hazArds included within�i►e tertn"extended covemge"and any other hazards,including °�
<br /> ftoods or flaoding. for which Lender requires insurance. 71iis insurnnce shall be maintsiined in �he tunounts and for �he
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