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<br /> -.3C�6i7'18�t W1TH�1l.tAe�t10w atl�ller inCi�d�Dn 1110 QrOpe�ty �Ild W� p�
<br /> �d A�a�nt�r+w ur 1�14K��rt of ir._p�olwt�r. Al!�aed�ddidoa��Miil d�o d yr�iY�'�
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<br /> - iAOd�en�. �u►ar�Taresaat n�eQ�o A�o Sew�ruy ' R�+Pv.h� ---- - ....:... .:.
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<br /> . �OItROWBR�OVBNAM'S ttrt Bnrowor i�Ix�vfYilly iebed ot the attrte henef�oonveyed�nd h�s qre rl�ht 10�at .
<br /> �nA convay the rrop�xty�d dat the Propaty is uaenaun6erod�exap far arcumbnurcea of c�ecad. Bonower w�rrrNMs�d
<br /> wW ddend,�a�eNly d�e 8tb�o We Propaizy�ain�t vl clalros�ed damnds�wbjxt 1�aay a�wnd�no�a d noad. �
<br /> THIS SB�CURiTX 1NS1RUII�NT oombine� uaifami coven�nu tar mtioiW u�e �nd non-uni[ona covan�aa wltb
<br /> Ilaait�d vari�tWr�w by jur3cdiction to canctitute a uaitorm cecuricy incoru�aent wv�real�noperty.
<br /> U[VIPORM COVBNANTS. Barowet�nd L.ender oova�ant mnd a�ec�t[dlowr.
<br /> 1. Panat d PrirelpN ad IMerat;PrapqweN ud L.�fe C1�r�. Barower dull PnwnplY P�Y wda4 due die
<br /> pi�rc�l cf aud inta�at oa the debt evWaiced by the Note a►d�aY p�P�Y�����due uodec the Nale.
<br /> FY�adr Nor 71�:ea a�d 1�wra�oe. Subjoct w applkable I�w or to a writoen waiver by I.er�der.8arawer�6W pay io
<br /> Ler�da o�tbe day monthlY WY�+►u aoe due und�the i�iote.until Ihe Note is paid in fuU.a sum("FYoids")for.(a)Y�Y
<br /> pxes�nd�su�us which may�tain priorlty over this 3ecuriry Instnunau u�lia�a►tbe P�opr�ty;(b)YeulY laa�oM
<br /> p�ar�row�d ra�u aa the Prapertyr� if my: (r) Y�Y �d a ProP�9 i��+� P'��; (d) ye��y tfaod
<br /> inw pnaniums.iP myc (e)Yearly mort�ge inaurNCe p�endums. if �ny: uid(��ny aur�P�Y+b{e bY �a�rower w
<br /> I�ender.in aocadancc with the vidons of pa n
<br /> itana m called"Escrow Iuems.�l,ender nuy.u�me.coAect md�laW�in an��mauaet�a�t�oeed�tbe maximum
<br /> �utwunt a la�dcr for�federnlly related a�artgage loan msy require for Bomowert e�aow aceount nnder the foder�l Re�l
<br /> Ewte Sctdema►t Pjooedu�ea Act of 1974 ss amended fro�n�me w dwe.12 U.S.C.�2601 et seq.("RESpA'�.unku�oolt�r
<br /> I�w tlut applla to t6e Flinds seta�les�er amoun� U so.I.ender may.at aay time.coltect md hold i�mds jn w mno�mt na to
<br /> exaoed the leeeer unount. I.ender may estLns�e dee amount of li�nds due on the bssis of cumat data and ne+wa►obk
<br /> at�aates of expendidu�ea of futuno F.�crow Items or otherwlsc in accadance with applIcabie law. ,
<br /> The Flu�ds�hall be held i��n institu6an whose depaits aro insured by a federd s�d�cy.lraaairaenWlty.a e,ntity
<br /> � -- (including Lendcr�if Lcedcr is such an incdtutia�)or in any Federal Haae L�n Bw�k. I.e�ider cfwU apNty d�e Fwxlx w pwy
<br /> the Fscrow Items. Le�der may not charge Borrower for holding end applying the Punds,�nnunlly analyzin�the e�crow
<br /> - _- aocouot, at verifying the Fscrow Items,uniess L.ender paya Borrower interat on the E�nda �nd appllcable law petmip
<br />_ = Lender w m�ke such a charga However. l.ender may require Bortowa to pay a one-dme chatge for�n inde
<br /> eetate tax reponing service uced by L.enda in connoct�on wlth this loan.unless applienble IAw p�ovides aherwlce. U�nleca�n
<br /> � agnxment ls tn�de or�pplicable law requires inteneat to be paid,Lender shail not be requGed to pay Bormwcr�ny intereu or
<br />-- wnings on the Phnds. Borruwer and l.ender may agree in wrfting.however.that interest ah�U be paid an the Funds. I,,ende�
<br /> slwll giva W Borrower.without charge.en Annual account�ng of t!u Ptu�,ahowing ct+edlts and deblts W the Fi�nds�u�d ihe
<br /> purpasa for whkh each debit to the f�ndi waa msde. The Amda�e pledgod�addida�a!secu�ity for oll�ums rx�ood by
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<br /> ff ine f�uids heW by Lendet�xceed ihe iiriiounts per�iiitie3 w bC f�cW by appiicabte Iww.I.ender stW! Acxount W
<br /> ; Bornnwer for the eaceas Funds in accordance wlth the roquirement�of appllcabk law. If the tunwmt oF the Rmds}K�d by .
<br />- I.a►der ut�ny time is twt sufflcirnt to Qay the Escrow Items when due,Lender may so notify Borrower m writing�and�1n
<br /> —___ such case Horrower ahaU pay to Lender the amount neces�y to make up the deflciaxy. Bormwer sha11 mNce up the
<br /> r ,� �ciency in no mo�+e than twelve monthly payments,at Lenderh sole discretbn. �
<br /> ;` Upon payment in full of all sums secured by Ihis Security Insw�mnt,t.ender shail promptly refund w Borrower any �
<br /> Ponds held by Lender. If,under paragraph 21,Lender shall acquire or sell the Property,Lender.pdor w the acquisitlon or
<br />� ' sale of the Property.sha11 apply any Funds held by l.ender at the qme af acquisidon or sale as a ct�edit against tLe�wns
<br /> ? securcd by this Security Instrument.
<br /> 3. AppllcaHon ot P�yments. Unless applicable law provides otherwise. all payments recelved by Lender under
<br /> paragrapha 1 and 2 shall be epplied:first,to any prepayment charges du.:under the Note;second,to amounts payable umter
<br /> p�uagraph 2;third,to Interest due;founh.to principal due;and last.to any late charges du�urtder the Note.
<br /> '� 4. Chargesi Liena Borrower stiall pay all taxes. assessments, charges, tines and impositions atdibuteble to the
<br /> ;�y� PropeAy which may anain pr�ority over this Security Instrument,and leasehold payments or ground rents� 1f any. Bortower
<br /> " shall pay these obligations in the manner provided in paragraph 2,or ff not paid in Uwt manner.Borrower shall pay them on
<br /> ,�..;J,�;� time direcdy to the person owed payment. Borrower ahall pmmpdy fumish to Lender all notices of emounts to be paid under
<br />_ �,,;:.;,,;,:; this paragraph. If Borrower makes these paymenls directly,Borrower shall promptly fumish lo l.ender neceipts evidencing
<br /> ,� �� :,,_:� �, thepayments.
<br /> .�` �";�''"'''�'• Borrower shall promptly discharge any lien whlch has priodty over this Security Instrument unless Borrower.(a)agrees
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<br /> ��,�;�, 41°'`"�`�•`• ` � in wridng to thc payment of the obligation secured by the lien in a manner acceptable to I.ender,(b)contests in gaod faith the
<br /> 'e.' ' � lien by.or defends egainst enforcement of the lien in,legal proceedings which in the Lender�s opinion operate to prcvent the
<br /> � "• enfonemeM of the lien;or(c)securcs from the holder of the lien an agreement satisfactory to Lender subordinating the lien
<br /> .',;:.'�"' to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may ottain prioriry
<br /> "".' ° over this Secur�ty lnstrument,Lender may give Borrower a notice identi fying the lien. Bonower shall satisfy the lirn or take
<br /> � ���� one or more of the actions set forth above within 10 days of the giving of naice.
<br /> 'y-<i;:�, .. S. H�rd or Property InsurAnce. Borrower shall keep the improvements now existing or hereafter erected on the
<br />'�� Property insured against loss by fire,hazands included within the term"extended coverage"and any other hazards,including
<br /> �� ��w;;;;.�,,.�. • floods or flooding, for which Lender requi�es insurance. This insurance shall be maintained m �he amounts and for the
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