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<br /> BOltROWBR rJOM118NAM'!�diq�en�ow�M I�w1Wi�►Mi�ed d�hs aN�te I�+�t+�'oawrrd�d IM�111��,i��,�Mt,1�a.� 'r���`:_�-•-
<br /> d1d tbe eitk q tIM �!��e�d�ndn�.iu��eac�oe�d�Kad'�"�", n .
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<br /> 7'�it9 Sl.CUItITY MS7RUI►�N'f oan6iae�uaifpeq� aavauna [ar n�tk�l we �nd aon-mifam aov�ts�i� �.
<br /> liwibd vad�nr bY J�i�diqio�oo coaet�ae a uaifana�uri�y iuwr�+a�aot coveriny rcal Wo�atY•
<br /> 1JIVIAORM CQ�VBN�►M'S. 8arower�nd l.duler aovenMw�id spee a�[dlo+vr. . ,,..' '
<br /> i. �'ywwt�f Ih'I�e1pMi�sd IMerMt3 Pi'q�J���tl I.�M CM�. Barowai slMll P�'�PUy M9 wl�h due dia , '
<br /> �o��ad intamt aa d�e debt evldaioed bY We Note�uid�nY P'eP�Y����doe ur�diP..Nota
<br /> 1h�ds for 7h�es a�d Lwra� Subject toy�p1ic�bfa I�w ar w�wiitten waivbt by Len�kx.Bnrower tluill py m .
<br /> t�ender oa d�e d�y ma�Nhly p�yma►ts�ro due wba the-Nate.wW!�he Nole it pdd in fWl.�wm l'PUnd�")far:(�1 Y�9
<br /> tues t��x�naa�whkh mny�aia ptioritY over thlt Sa:uritS►InRtNmau u a liaa at tUe Plropaty:N)Y�Y loa�elwld
<br /> p or scound n�nts on the Proppty. If�ny; (m csuru�o�p aniw�i�s.if m�a d(��Y��P�Y+�tbY R�omaywa�ro
<br /> irawr�praniwn�.U�ay:(o)Yarly morti+�8e
<br /> 1.ender.in a000�dme wid�the provhions of p��ph 8.in lieu of tha p� my a�t of mattaje inwnnoo promiumt. 'll�se
<br /> ita�u�e c�ped"Iiscrow lams." l.elider awy.�t�►time.colkct�nd hWd P�a�d�in m�mount not to exceed Ihe muinwm�
<br /> •mouut a lender for�fedenUY nWod mo�t� ban maY roqul�a for Barowctl� acrow�uoder iho federal Real
<br /> E�ste SeNeaKat Ptocedura Act af 1974 d atn�t�ded fraa dme to Wne�12 U.S.C.;Z601 rt�sq ("RESPA").unlas and6er
<br /> law tlut app8e,�c to the Pbnd��a Iesser anoun4 li so.Lpider may.at wy dme.oollect and 6oW PYnds ia�a rriount�wt w
<br /> excexd Il�e tesser u�wunt. l.ender may estimate thc anowtt d Pmds due oa the b�sis of cwrait d�ta and�ea■aa�bia _.
<br /> esli�of expenditura of futuro Sscrow Items or atherwue in accad�tct+with applicable I�w. ..
<br /> T6e Haids sh�ll bc hcld in an i�tudon wMsc deporiu u�e inau�ed by�fideral��a�cy. in�trumeaudity.ar a�tity
<br /> (iacludit►g La�der,if Lender is aucJ►an insNtudon)or in iu►y E�ederal Home t,oan Bu�k. I.ender tfull apply the P1md:to P�Y
<br /> the 8sc�ow Items. I.ender may not chuge Bon�ower for holdiag�nd�pplying the Rinds.aonwlly atulyzit�tha acrow
<br /> aocoun� ar vecifying the 8scnow Itema. unkss i.a�dcr psys Barmwer intaat an thc ti�nds �nd�pplicabk !aw perMa
<br /> I,ender to m�lce wch a chuge. However.Lxnder may roquire Bonower m pay a one-time charge for aa inde�ndent real
<br /> astate tax reponing savice used by Lender in connoction with this loan�unleu applicable I�w providec otherwi:e. Unkss�n
<br /> ,. agroement is made or�pplicable Uw requi►es inurcu to be paid,t.ender si�all not be nquirod w pay Boniowv any intenat a
<br /> e�minga an tha Pomds. Bmrower aM l.ender may ag�ee ia wndng.however.that intercst ahall bep�id aa�he PWnds. i.a�der
<br /> ahall give to Borrower.without charge,an annuol�ccounting of the Funds.ahawing crcdits and deMts to We Ei�ds and the
<br /> purpoae for which each debit to t6e ii�nds was made. 'The Wnds�re pledged a�ddidoad�ecurity far rl swss sxand by
<br /> • tldt Socurity Insttumen�
<br /> lf tiie Ei�nd�heW by l.ender esceod�e amounta permiue�l tv be i�efd by applicsWe ia�.ik�ar � �ccaitai�
<br />- -- Bormwer for the excess Punds in acxordance with Ihe requiremenis of applicabk law. ii the amow�t rot the Fu�ds held by
<br /> -- — Lender at any time �S�rot sufficient to pay the Escrow Items when due,l.ender may so oo4fy Bato�er in wridng.and.in
<br />- such cace Bomower shall pay ta Lender the amuunt�eceasery to make up the deficienry. Borrower�all mere up the
<br /> ,�—----- �ciency in no mon than twelve monthlY PaYmenla.at L.ender�s sole discredon.
<br /> — Upanpayment in full of all sums secu�+ed by this Securiry Instrument,[.ender shall promptly�efund w Borrower any
<br /> punds I�eld b y Lcnder. If.under paragraph 2l.Lender shall acquire or scll the Property.Lender.pior to the acquisidon or
<br /> wk of the Property.shall Apply any F1mds held 6y Lender at the time of wcquiaidan or sale as a cr�edit ageins�the aums
<br />_ securod by this Socuriry Inswment.
<br /> 3. Applicatlon o� Pnymeots. Unless applicpble law provides otherwise, all payments raxived by L.ender under
<br /> paragraphs I end 2 shall be applied:first,lo any prepayment charges due under the Note;second,to amounts payabte under
<br /> — paragraph 2;thlyd.to interest due;fourth.w principal due;and last,to any late charges due under�he Note.
<br />_ 4. C6arges; Liens. Borrower shall pay all tnxes, assessments, chuges, fines and imposidons atMbuteble w the
<br /> � Prope�ty which may attein priority over this Secur)ty Instrument.and leasehald payments or ground tents,if any. Borrower
<br /> _ �it• sha10�ay these abligations in the manne�provided in paregraph 2.or if not paid in that marmer.Brnrower shall pay them on
<br /> �, ,.:��',�.` time direcUy to the person owed payment. 8orrower shall promytly furnish to Lender aEl aouces of amounts to be p�id under
<br /> rt '�#`� this It�Horrower makes these pwyments directiy,�orrower shail promptly furnish to Lend�.i receip[.s evidencing
<br /> o ' .� �p�BfiPh•
<br /> ,�_: :_ µ . Borrower sh�ll promptly discharge any lien which has prloriry over this Securiiy Inswment unkss Horrower.(a)agrees �
<br /> ':"', �:f in writing to�he payment of�he obligation secured by the lien in a manner acceptable to Lender,(b)eontesls in good faith the
<br /> �`---. lien by,or defeods against enforcement of the lien in,legal proceedings which in the Lender's opinion operate to prevent the
<br />'-�. -- `��° ' enforcernent of the lien;or(c)secures from the holder of the lien an agreement satiafactory ta L.ender subordinating the lien
<br /> _ �.� to lhis Security Inswment. If Lender determines that any part of the Propeny is subject ta a lien which may attain priority
<br /> �:`'� over this Securit�•lnstrument,Lender may give BoROwer a notice idendfying�he lien. Horrower shall gatiefy 1he lien or teke
<br /> -_; ''�':f �,: one or more of the nctions set forth above within lOduys of the giving of na�ice.
<br /> n. ''' ' ' S. Harprd ar Properly Ipsurance. Barrower shull keep the improvements now existing or hereafter erected on the
<br /> i ��-�' �'"'•}�'�%�r'�,�': Property insured against loss by fire,hazards included within Ihe term"extended coverage"and any other hazards,including
<br /> ' ...df�'t'ar,!�$:�r• •� floods or 800ding. for wiuch Lcatler requircs insurance. This insuronce shall be m�intained in U�e amounts and for the
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