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<br /> �d llsbu�ro�►�r�11��Aa��t e/rM��r. Aq•I�oiMlq Md i�ioM�iW�Mo M ewMM b�►'�e�iNrfir• � '�:
<br /> �Mt, 11r d 1�16N/rY�l�1��b- M�liis�wit�►Lw�rwt�s dr"Propwry." _
<br /> 9oRltawl9t coVBt�tAM'S orc 1lonow�is I�w1Wly�abo�d•d dre atMs brroby oaw�ysd,nd b�w ri�M a rn�t
<br /> +Md � aad IWt tla lro�aty b�baied�eaoep�tor�cwabr�aVis at eeca�d. Bono�wt wa�rrw aed .
<br /> MW d���dd�b dM!hOp�ty�t fll CLi�s ad dMfnMd�w��a�o ao�►�wn�a da�pa'L
<br /> 17�IS SFi�IJR17Y II�5'lRlJb�•u�ifona renannty i��au+mait ooyetin�ro�l pap�ty �� � '
<br /> Y�d vuinlons by jrei�dk�tio� •
<br /> t�LJIPQRM G'OVBNANI'8. Hor:owl��td I.ender eaverwu�ad�ee m[dbws:
<br /> 1. T1y�at dhi�ei�rt a�i Wer+eMi�'pMl�+�i LYs Cl�ep�. B�m�var dWl P'anP��Y P�Y wbe�dw t�, ,
<br /> . piiociq�t af�td idarataa.the debt evidencad Mt tha Note md�nY PKP�Y��nd lue chia�es due undet d�e Naae.
<br /> � nY�r t�r'l�ca�I lawra�a. Subject toq�p1 bw or to�wciqai waiver by L.aider�Bamwa*irll p�y q
<br /> L�and�er oa tba d�Y�Y pY�r+e due�mdar�be-f�l�wuil the Note b pid in fWl�a wm("Hu�d�")fa�:(a)Yariy
<br /> axa and��asma�u whkh m�y rnia priarity over this Securi leqarwne�t an a lian m tba Propetty:(by yearly le�dwid
<br /> p�yn►etre ar pau�d rents oo the Ptvpaty. U ny:(c) Y'�Y�a ProP�Y imu�aoe pradww: (d)Ye�IY nood
<br /> im�w.nce p�ums,u.�r: ee) yar+r mon���an� t�a+�u�tt�.ny: ,�a tfl�m�wr� �r eanower a
<br /> I,ende�.iu�ooad�na wit6 tNe peovi�ions of p�pti 8.in lieu of tbe p�ymeat of mo�tpge inWUance prem[umr. 7Leso
<br /> itaae ue calkd"Fscrow Ircrns." l.endar may.at�ny time.oolloct and bold Wnd�in an�mouot not to exaeed d�e nwclmum .
<br /> � amouot a la�des foir n federally nlu�d mortBaBe tain m�y cequ�ne for Sanowerk e�crow socount under the federa!Re�l
<br /> SsWa Settkma�t•Ptvadtaea Act ot 1974 a��fi�am tiaie to time.l2 U.S.C.4 2601 n seq.("ltESPA").unku anotixr
<br /> !�r that eppUes to tl�e Amda sels a kas�r amouiN. If w.La�der may.�t any dtue.coUect snd hold Ei�Ms!n�n unawit not W
<br /> exceul tds lesser wmount. Lmder m�y dNmite tbe amount of limds due on the basia oP cument dat� and naiomble
<br /> qstinwtm of�ro�ea of tucure Fscrow Itew a athuwlse in s�oo�dmce witb�pplicable bw.
<br /> 'Ilie shaU be hcld in �n instiwtion whoae depo�its ue inaurod by a feder�l agency.instrutnenWlty.ar auity .
<br /> (includiog La�der.if Lender is such on instiwtlon)or in any Frdera!Hane l,oan Banlc. Lender shaU apply the Ei�nds w P�Y
<br /> the B�scnow Items. Lender m�y na chaTge Bortowa for holding ond applying�he Ei�Ms,annually analyzin�tue escrow
<br /> accoun�ar verifylng Ihe Gscrow[tems. unkss L.e.nder pays Bomower interest on the FLnds and appGcable law permita
<br /> L.ender w mike auch a ch�rge. However.Lender nuy requlre Bomawer to p�y a one-time cha�ge fa an independent rcal
<br /> estate tax repo�ting savlco used by Lender in connecdoe wlth Ihis loan.unless applicable law providea otltetvvise. lJnle�an
<br /> agroement i:made a applicable law requirea tnterest w be paid.L�ender ahall not be required to pay Iiorrnwer any Literat ar
<br /> eamings an thc Punds. Bamower and Lender may agra in writing,however,that intercst shaU be paid on the Wnds. Lender
<br /> Rhall givo to Borrower.withart cha�e,an anntwl accounting of 1he Wnds.showing cred�ts and deMta to the Funds wid the
<br /> purpoce for which eACh debit to the Funde was m�de. The F�nds�plcdgat aa additional securiry for all swiw sxurod by
<br /> ihir Sacuiiiy iil5ijiii�l�iu.
<br /> If the FUnds ikld by l.ender exceed the amounts permitted to be held by applicable law, Lender slwll x�xount w
<br /> Bomower for tt�e excesa FUnds in accadance with the sequircments of applicable law. If the amount of the Ei�nds held by
<br /> Lender at�ny tLne ia not sufi�cient to pny the Escrow items when duc,Lender may so notify Bomnwer in writing.and. in
<br /> " such case Barower shall pay to Lender the amount necessary to moke up the deficknry. Borrower ehell make up tho •
<br /> ., deficiency in no moR than twelve monthly payments,at[.ender's sole discredon.
<br /> - Upon payment in full of all sums secured by this Secudry Insdument,Lender shell prompdy rcfu�d to Botmwer any
<br /> Funds held by Lender. If,under pnragraph 21.Lender shull acqui�or sell the Property.Lender.prior to the ecquisiNon or
<br />� sale of the Avpe�iy,shall apply any Ftinds held by L.ender at the ame of ecquisitbn or eale as a crcdit against the aum4
<br /> _ secured by thia Security Instrument.
<br /> 3. Applieatbn ot Ps�ymeals. Unless applicable law provides othenvise, all payments rcceived by Lender unda
<br /> � paragraphs 1 and 2 shall be applied:first,to any prepoyment charges due under�he Note:second,to amounts payable under
<br /> ,�_ par�graph 2;third,to interest due;fourth.to principal due;end last,to any late charges due under tha Note.
<br /> "'� — ' 4. Chor�es; Liena Borrower shall pay a11�axes, assessmen�s, charges, tines and impositions attributable to thc
<br /> .- Property which mny attain priority over this Security lnstrument,and leasehold payments or ground rents,if any. Bomnwer
<br /> shall pay these obligetions in Ihe manner provided in paregraph 2,or if nat paid in�hat manncr,Harower shall pay them on
<br /> '�!�� �irnr directly ta the person owed payment. Borrower shall pmmptly inmiah In 1 rncM�all �waicea of amounta to Me�nid under �
<br /> this paragraph. If Bomower makes chese paymenta dlrectly,Borrower shall promptly fumish to L.ender receipta evidencing
<br /> the payments.
<br /> Bornuwer shAll promptly discharge any lien which has prioriry over this Security Instrument unless Borrower.(a)agrees
<br /> in writing to Ute payment of the obligation secured by the lien in a manner acceptuble to Lender;(b>contests in gaod faith tlie
<br />_.._ lien by.or defends ageinst enforcement of the lien in,legel procecMings which in the L.ender's opinion operate to p�vent the
<br /> ' enforcement of the lien;or(c)secures from U�e holder of the lien on agrcement satisfactory to Lender subordinating the Nen
<br /> to this Sxurity lnswmen�. lf Lender determirres that siny part of the Property is subject to u lien which may attain pdoriry
<br /> - over this Security Inswment,l.ender may give Borrower a notice identifying the lien. Bo�ruwer shall satlsfy the lien or tal�e
<br /> _-' � u� ' ' one or more of the actions set forth above widiin 10 days of the giving of notice.
<br /> �_---��''-'-'"`-�• ' S. HAZard or PropeMy Iasurance. Bortower shall keep the improvements now existing or hereafter erected on 1he
<br /> '�T �` ` ` F'roperty insured ag�inst loss by firc.hazards included wi�hin the tertn"extended coverage"and nny other hazarcis,including
<br /> - �. j flaods or 800ding. for which Lxnder requires insurance. 7t�is insurance shall be meinteined in the amounls and for the
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