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<br /> _     				a.�+nuwea ar are�i.p er,w!►�a11M.p.u�.iy►.or ie aaa�ny�o.1�lin.dm�i�..wi.n�r.�.�i.��. .,..    .
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<br />     				.	1�A IM sre�4 d�lotd�d IM ho�ty.d�s paoati�11 be applEed�w�be wa tecured�►..IW�e�efty  � _    .
<br />					�wbMlier or pot tbea due.Mr�b aqy azow Pdd b�anowar.  !n die avat da pptW qtM�d�Mepy�opt�q�i��
<br />      						aurk�t v�lwe al tlM Ptopa�y 1m�apdi�MdY befara ibe t�kin�is aqud to or p�s�dMn tbe aia�ewit af lie �wes
<br />					�c�ted by d�it Srcrrity Imttim�mu Imtnedi�lely befare tAe Wcins.unle�s Bonv�er ind[.ender ad�enri�e qroe tn wridrl�.  	.
<br />					IM an��eeu�ed!hr dd�SacaQity in�etwrrorat tl+ral M�e rod�reed by die�maunt af die p�o��awM�ipibd by tM followi�
<br />					Lnctlo�t, (a)tAe wW ama�w d tbe wma securod taimedi�r befom d�e Wciag,div{dod by lb)IMe 1'iit a�tst vahie af d�e
<br />					Propaty iaanedialely befae�bo akGy. My b�l�r�,+e�b�i!he p�id a Ban�owea In�ha evea o[�putWtakin�d tGe
<br />   			-   	PKOpaty fa wr6lch the f�ir nuirkat value ot tbe Ptoperty�nomodWcJy 6efom the nkin�L ku Ih�n tbe wr�owK d t�e�wm
<br />					�ecurod itamediately befae tbe t�lciag.unlass Bonawer�nd l.en�kr athawise�ee in w�itin�oe unbst�pplic�ble I�w
<br />					ad�an►r�e p�ovida.d�e poceeda s6d1 bo�pplied w t6o wrtu rocu�ad by tbi�Saciuity 1a�a�riart whetl�a aot d�e a�u am
<br />					dian due.
<br />     					If the�y u ab�ndoned by Bortower.or if.afiar aot�a by Lender to Bamwm�t the co�dm�nar offas w m�ice
<br />					an award or seitle�cinim for dtmsYa.Borrp�wer f�ils to nespo�d to L.a�der witbin 30 days Jter tbe d�e tbe natioe 4 6ivm.
<br />					L.ender is authotized ta coUoct md apply the p�ceeds.u its opioa�eW�w rewo�tfoo ar mp�ir ot�be Fropaty a�w tba
<br />					wa��ocu�od by tbla Securiry Im�alunea�whdl�er ar uot�hm due.
<br />     					Unksa l,rnder and Barnswer othenvise�groe in writGoB,mY a�ation of pmcads to principl slWl not exta�d or
<br />					poslpa�e tUe duo dau of the manihlY PRY�ts refcmed w in pwn�pla�aad 2 ar ciw�go tt�a�rnaunt of.auci►payrtients.
<br />     					il. sorr�ower NM Rete�ned: Forbeanu�oe By I.eder Not a Wiiver.  Fatea:ian nf tbe dme for p�ya�ent or
<br />					�odificatian of a�aartizuion of the sums sacurod by thia Savrity lnstmment gnnted by Lender to any wc�esaar in inte�t
<br />					of Borrower stull aot oper�te w mk�se Ihe liability of the a�gin�l Bomower or Barowerl�suocessas fn inte�at.[.endcr
<br />					a�l�wt bor�q ited w canr��ce pr+oceedingc Against any s�ccessor in intetrst or reflisc to catertd timo fot paymcnt at
<br />					Ot�rwjso modffy amo�o�9Fihe sumr secured by this Socur(ry Insaumait by rea4a�af any demand made by the origind
<br />					Boeower a Bo�mwerh aucoes�ors in intcnest. My forbtat�u�ce by Lendet ln exerciring any ri�lu or�nedy�hall not be a
<br />					waiver of ar p�eclude the eaercise of any dght or remedy.
<br />     					12 Suocaron aod A�+Boundi JWut aad Severd IJabWty;Casi�ers. The covenants md ag�ement�of this
<br />					Secudty Instnunent BhaU bintD and benefit the successors a��J assigns of Lender end Ba�ower.�ubject to tho provfisions of
<br />					p 	l7. Bormwer�a cwenuats and agRements shall6e joint an�several.Any Sarower who co-slgns this Socurlty
<br />					L�t but does not executa the Note: (a)is casigning this Security Insuument only�o mortgAge,grant and comey that
<br />					Bonowak inurcst In the P►operty under tho tcims of lhis Security Insuyment; (b)is not penROnally obligated to pay the sums
<br />					secwed by this Secnrlty Insmunent:and(c)agtees Ihat Lender and any att�cr Barower m�y ag�ee w ea�tend.mad)fy forbear
<br />					or m�ke any accommodations with�gud to{he km�s af this Secudcy lnsuument or the Nde whhout.Uu►t Bomower�s
<br />					cow�au.
<br />     					13. I.a�n C6�a.  If the loan secured by this Security Inspvment is subject to a law which sets ma�imum loan
<br />					charges.And thwt law�s finally intarpreted so�hat the intenest or other loan charges callected or to be colleeted�n aannecaon
<br />					with the loan eaceed the permitted limits,then: (a)any such loan chargc shnll bc reduced by the amount aaceasmry to.reduce
<br />—  				the charge to the pem�itted limit;and(b)any sums el�eady collected from Horrower which exceeded permitted limita will be
<br />					r�fuoded to Borrower. Lender may choose to make this refund by rcducing the principal owed under ltie Note or by making a
<br />       	-_-     		di�ect payment to Bomower. If A refund reduces principal,the reduction wlll be treated as a parii�{prepayment wilhout any
<br />      ----			propeyment charge under the Note.
<br />      ---    			14. Notices. Any notice to Bomower provided for in this Security Instrument ahaU be given by delivering it or by
<br />			—    	mailing it by first class mail uniess applicabls law requires use of unother method.Thc ndice ahall be directed to�he PropeRy
<br />      ��    	Address or any other address Bomower designAtes by notice to Lender. Any notice to l.ender shell 6e given by first class
<br />					mxil to Lender�s address stated hercin or any ather addr+ess Lendcr dosignates by notice to Borrower. Any notice provided for
<br />					in U�ia Socurity Inswment shall be deemed to hnve been given �o Borrower or l.ender when given as provided in ihie
<br /> —  				P�B�Ph•
<br />      ���       		IS. Governing Law;SeverabNlty. This Security lnsuument shull be gavemed by federal law and the lAw of the
<br />� 				jurisdicdon in which 1he Propeey is located. In the event that any provisioh ar claur,e of this Security Instrument or the Note
<br />_ 		�    	conflicts with applicable luw,such conflict shull na uffect other provision�of this Securiry Instrument or the Note which can
<br /> _  	-       		be given effect withaut the conflicting provision. To this end �he provision� of thih Security Inswment wid the Note are
<br />      	{�,i �  		declrre�l lo be sevemble.       													-
<br />..;��t.�
<br /> - -��•;•'.a�3�',i  			16. Borrower's Copy. Borrower shall be given one caoformed copy of the Note and of this 3ecurity Instn�ment.
<br /> 		,� x			17. 7Fanster of the Property or n BeneRcial Interest in Borrowe� If ull ur uny pnrt ot thc Property or any in�erest in
<br /> 		'' �  		it is sold or trunsfemed(or if u beneficial interest in Bomower is sold or tmnsfemed and Bonower is not�namral person)
<br />   		_   		without i.ender�s pdor written coment.Lertde�may,m i1s option, require immediute puyment in full of All sums secur�ed by
<br />-     	—�..�    	this Security Instrument. However.lhis option shall not be exercised by Lender if exercisc is prohibited by federel luw as of
<br />���T�"		the dete of this Secudty Inswment.
<br /> ���  		If Lender exercises this option,l.ender shull�ive Bumower nwice of uccelerutiun. 'Ihe notice whall provide a periad of
<br /> �		�    	not less thnn 30 duys from the date the notice is delivered or muiled within which Bomower rnust pay all sums secured by this
<br /> _      	�'>       	Security InsttUment.  If Borrower fails to puy these sum�prior to the expirution af this period,l.ender mny invoke any
<br />�	—    .,._"r..:
<br />----��-":�+��r* 	�    remodies permitted by this Security Instrument without f'unher notice or demond on Borrower.
<br /> ��`•'•:� .�     		18. Borrower's Right to Reinstate.  If Bomower meets cenuin cunditions. Bortower �hall have the right �a huve
<br /> ��,c�il��„�,.
<br /> 		.,     		enforcement of this Secority Instcument dicc�ntinued at any tirne prior to the earGer of� (a?S�nyc(or a�ch other period as
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