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<br /> N��e. AN a�i�fbr�/ri�M�d b Y Wt�o�ell�r�M�rt r�r"ll�opon�r."
<br /> �l��O�IV�R OOVBNAM9�t�ano�er is 1�nrA�lfy�d d tMe e�pila Meb�►oo�wsyed wd Ms de�t a p�t �
<br /> ' Md oowvey Ibs �ud d�t Wa Propaty it�s�car�ed,exoep far�1pumM�nea o/reoard Bars�w�w�s ri . . � �
<br /> ����ii 6d�a lbe�ropN'iy+ii�i�t ai1 cl�aod de�od�.�et w+�Y eacwb�r�at dnoad. . �
<br /> THts SE9�lJRi!'Y QdS7'RUI�NT oaabiaa urtifam oovenrMs for dtjawl me and eoa�unifore�e oovN�als.,�rltb ,
<br /> W�Md v�rlrioMr by j�ri�d�oO�o c��a i��ty in�ameat c�uvain�ried poope�'q. � .
<br /> IJN�RI�!CaVFNAM'S. 8ore+orrer snd I..cadar aove�nt�od q�ras�s toilo�w�:
<br /> l. ly��N1�f hYeiMl aw��Ur�M:�'wpl�J�t a�i I.tM Llr�n. HanorMa s6�Il p�apdy pqr Mhs�d di�s�Me .
<br /> p��p�1 ot�ad i�ae�t m 1ho�ebt evidencad byr��hp Nale aqd�nF�Ya�enGINN1.1�1MS ch�r�es dua mdet tl�e Nok.
<br /> - f. I�Ir�i tbr 7yooer aw�I�wra�ee. Subjeet w�pplicsbM!aw or to a wrlttcmwairer by I.e�der.Ban�o�na'�II p�y 1u
<br /> I�eoder an the dny aio�thiy p�pnaanta art due a�der tbe Naa�}p�lil,d�a Nata i�pliid�in�tutl�,�wm l"�")far:(a).Yariy � .
<br /> wces md�wMcli ee�y Mtain prkKit�►over tbi�Seanity Inttnanent�sp«titln�dn,tbn Pre�erty;(b)i�er171a�dwW
<br /> psymenu a�+ouod nsau on me Prop�y. iE.an�n (�) ye�rfy b.w�d a��napeny inwraaca p��:.(d> �arlr fbod .
<br /> Lnir�ooe prcmiwws� if�ay; (a) ye�1Y nw�g�ge•mAUna�oe Prcmiuros.iP��p�yt aad(��uY�P�Y��b!►Baro�ra 1°
<br /> L,aider.b�a000�dmoe with tbe povislaa of p�g�h�8.in�iau of d�ep�yn�nt of mo�tg�ge i�twraaoe p�emhnr�. 7'hete . ,
<br /> i1au��ae c�lled"Bwmw l�at�." L,a�la may.at�ay tima.coUact atd hnid�nds ia an�tnouat nol to exceed 1be nuulbUutn'
<br /> �aount� la�der fat a fedaaUy�elau:d mn�tQ�Be lo�n m#9�Nue for Boeower�eac�ow s000uat uoder�he fcderM��ttt�l
<br /> F,�e&ttlpnent Frocodutes Att of 1974�unetnd�d�tt�om dnw to thne.l2 U.S.C.4 2601 e�seq.('RESPP►'.wtlr,ss�ad►�
<br /> 1aw that a�pli�to the Rmas zea a lesxr emtx+Rt:;�ed�Lender aeay.t�an�dme.colled aod hold R�od�io�ra aatAiltqi nohto
<br /> exoend tUe le�cer unoww. t�nximr rmy estlntata tha omaunt�of Fi►nds duo on the b�sis af cument dWa m�!c�le .
<br /> �dnut�oteapa�dipnes of futune F.a�cmw Itmq�ar Whawiat iri��aco►dance wWt applicable law.
<br /> The Fiu�ds sMll be haW�in�an�inqituNon wMae depodta urs�ins�aed by a feda�l�agency.i�dwasd►talUy. ar'mMfty
<br /> (iacluding La�dcr.if LeAder is suab�su�institutionl or ln nu�y Ftidt�nl�Home Loan Banla. 4emder shall apply�bc Fund�w ppy
<br /> the Fscmw Itemg. I.ender may aot ch�rge 8ortower far holdi�8�nd appll'�ng the Fupd6+.�nou�liy walyting it�e 4�now
<br /> aocoun�a vaify�ng the ESCrow ltcros,unles.c Lender pays Bormwer int�srest on thc Funds and �pplicable iaw patmlta .
<br /> t,ada�to a�e such�ch�rge. However.Lender may�equire Bonower ta p�y a one-dme ct�rge fa tn,indep��dent�ql��, �
<br /> eaque tax apoKing savIce used by lreoder in coruxcdon with thia loan.unl�a�pplicabk taw pmvldes atherwise. Udest�ap� ,
<br /> ag�oament is nnde or applicabla law raqufres inteRSt to be paid�[,ender shall nat be roquired to pay Bartowet aay ime�st ar�
<br /> eaminga on tho PWMs. Bornnwer atM I.et►der mwy�ee i�writiag,however.that inurest alhall be p�id m th Fi�nds. L,�arde.r
<br /> ahall give to Bormwer.without chugo,an wa�ual�nCCOUn[ing af[ho timds.showing crodlts and debits w the fimds and the
<br /> purpose far which esch debit to the Ruids wsn mde. The F�nds arc pledged as additia�al securiry fa dl tuau secured by
<br /> Wi�Socwity Insdwna�t.
<br /> If ihe P�nd:heCd by I�ender excad tha wnounts permiro�d to be hetd by applkabk iaw,i..ender shaii a000uae co
<br /> Borrower for the excess Funds in accardance with the requireme�'ts of appUcable law. If the mnauntof tha Wnds heW by
<br /> L.ender u any time is not sufficient to pay the Escrow Items when due,Lender may so�otify Bort4wer in writing.and.in
<br /> auch case Borrower shall ps+y to I.ender the amount necessa�y to make up Ihe deficiency. Barowa shAU make up the
<br /> deficiency in no nwie Uwn twelve monthly pa�ments,at Lenderk sole discretian.
<br /> Upon payment in full af all sums secured by this Securiry Inswmenc,Lender shall promptly refund w Barower any
<br /> F��held by I.ender. If,under pazagraph 21.Lender shall acquire or seli the PropeRy.Lender.pricxto Ihe aoquisit�on or
<br /> sale of d�Prvpe�ty. shall apply any Funds held by Lender at the ume of acqoisition or sale as a cndit ageinst the sans
<br /> secumd by�itis Security Insdvment.
<br /> 3. App�katbo of p�yments. Unless applicable law provides otherwise,all payments reccived by Lender under _
<br /> paragraphs 1 and 2 sbaU be applied:first,to wny prepayment chnrges due under the Note;second.lo omounts payable under -
<br /> paragraph 2;third,to interest due;founh,to principul due:snd last,to any late charges due under tha Natc.
<br /> 4. Cbpr�es;Lieaa Boirowcr shWl pay all taues,assesamen�s,charges. fines and imposiaans attributable to the
<br /> Property which may attain priority over lhis Security Insuvmen4 and leasehold paymenis or ground ronts.if Any. BocTawer
<br /> shall pay these obligations in Ute mnnner provided in pamgraph 2.ar if not paid in thnt munner,Barower shall pay lhem on
<br /> dme direcUy to tho peraon owed payment. Bomower shall promptly fumish to L.ender all notices of amants to be paid under
<br /> this paragraph. !f Bomower mekes these payments di�ectly,Bormwer shall prompNy fumish to Lender�eoeipts cvidc�wing °
<br /> the payments.
<br /> Barower shall pmmptly discharge any lien which hus priarity over�his Security Insuvment unless Borrower.(a)agrees
<br /> in writing to the puyment of the obligadon secured by the lien in a manner acceptable to l.ender,lb►contests in good faith the
<br /> lien by.or defends against enforcement of the lien in,IegAI proceedings which in the Lender's opinion operate to prevent the
<br /> enforcement of the lien;or(c)secures from�he iwlder of the lien en asrcement satisfac�ory to Lender wbo�dinating the lien
<br /> to this Security inswment. If Lender determines that any pwt of the Pmperty is subject to a lien whkh may attain priority
<br /> over this Security Inawment,L.ender may give Bonower a notice identifying the lien. Hcxrower shali eMisfy the lien ar�ake
<br /> one ar morc of the actions set forth above within 10 duys of the giving of notice.
<br /> 5. Ha�'d or Properly Insurance. Borrower shAll keep the improvemems now existin� or hereafter erected on the
<br /> Property insured against loss by fire,hazards included within the term"extended coveroge"und any other hazurds,including 4
<br /> tloods or tlooding,for which Lender requi�s insurance. This insurance shall be mnintained in the amounts and for the
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