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<br /> �w � « ti.wM� •�p�t ot er. pa�y. Au � ..a ,aaNlaw.�u .bo a co�wma b�► �w � . .
<br /> tOW�i�t.IW at ii�fi ta�±��iofwtia�iu ia tt�i.�y�t ai i:�i"3i-u,p„--q.• � _._
<br /> _�'- --� �O�t1lOWE�t i.VVE�iA1+1't�d�t iioeoi�sis�wiwi uf tbo wi�iN.?.r-va����rri Lr�1L�,c1�`i so�isat��5-.�_�-;�—
<br /> cp�rep 16e 11�O�y+�d Il�lt die P1opMty i��e�ac�e�eed.r�pt���� of(�o�01d, BOrro�al'wan�l�l�rd Miilt '
<br /> dd�wd�r�lly tMe dtla to tM lMoperty�pint all cWa�and den�nds.wb.�ea w aay'a�n►bn�oa o!'record. •
<br /> '!'NLS S�CUMY WSt'RU1rIBNT oorebirw wikrea oovemn�h far aMlaMl we�nd e�orwoifam ooverou wW�IrfW/
<br /> v�tM�x by jarladktion to oo�adtiwte a wdEam�ec�rhy iara�ar�ent covert�ro�l p�ope�tY. �
<br /> UNIf'ORM COVENAN'�'S.HonunNa aod Lander aova�t�ad�reo a�foibws:
<br /> 1. hy�wt�f lkl�ei�1 wd 1�w'�Mi PeuMr�t�1 L.M�Ciw�ps.Ba�ruwe*e1Wl p�aPUY P�Y wlwa dw tIM
<br /> prlacipd oi and intaest on tba deEt evWa�ced by tbe Nate aod aaY P�'�P�Y�aad 1Me cb�r�ea dua nnder�fie Ncle.
<br /> Z.�ad�[at Tixa a�W i�wra�oe.Sub,ject to�pplit�ible Isw or w a written w�iver by I.ada. Hortuwer�II p�y to
<br /> l�a�dar on the d�Y aw�uhlY pYm�ts ato duo und�er t6a Note.w�W the Nao i�pwid in tWl�a wm('Fw�ds')for:(�)Y�Y�+
<br /> �nd aseess�na�which eny auain priority ova thi�Savdty In�uma�t�a lien oa the Propeity:(b)Yauiy lea�ehold P�Y�
<br /> or jt�auiA reats on the Pmpetty.if�ny:(c)Yar1Y haard or propaty i�r�e pmnniunn�:(d)Yearly fload incunu�oe promiums.
<br /> if+ury:(a)Y�Y�rt8�ge+inwnrroe promiums. if siry:aM(��nY sums pryable by Homower to l.er�der, in acoordu�oe w1W
<br /> tUe prov�iom of paa�nph 8. in Iku of the p�yma�t of mo�t�age inarar�oe prem(ums. 'tLese itans�ra c�llod"F.�crow Iteau.'
<br /> I.e�kr rtu�y. at any time. aollax aad hold Fw�ds in�n amou�rt not to ezoeed tbe muiamm unourt a lender for a feder�lly
<br /> rel�ted mortg�ge laa a�y roquiro for Borrower'�a�crow a000wit under the fadnal Real Euate Sdtlea�mt Pi+ncedw�ea Act of
<br /> 1974 at�naWal from Wae to time. 12 U.S.C. Seclion 2601 et s�q. ('RE3PA"), �udesa u�ther law that applies to the Fw�d�
<br /> ��._��_ sets t Ie�eer�mouM. if�o. l.ender may,M�ny time. onllect�nd hold Funde in nn utxwnt mt to e:oaed We latiet antonnt.
<br /> Lcnder may estimau the anaant of Funda due o�the basis of curnent dwA and rcasmwble�of expenditum of 1pWr�e
<br /> Ficrow Item�or atherwlso in acoordaice wlth�pplicable law. :
<br /> The Funds alwll be held in an instlwdon whose deposits are insuned by a federal agency. insuumentallty. or e�nity
<br /> (iacluding I.ender.if L�ender is such�n instipu�on)or In any Federal Home L,oan Bank. L�endes stwll apply the Fuuda w pay tbe
<br /> Escrow/teraa. Lrender may not chargo Borrower for holding and applyia�the Funds.annually w�alyiing the escrow axcwnt.ar
<br /> verifying We Escrow Iteros.urdas i.e�r�ier pay�Borrower interest on tlse Funds and apE+licabte law permita L,ender to make sucb
<br /> a chorga However.Lender ms�y roqui�Bortower to pay a one-time ch�uge for an independCnt resl estate taa nepurlleg servlce
<br /> usod by Lender in connection with this lopn, unless applicable law provides atherwisa. Unless an agneunent is nwde or
<br /> applicable law roquires interat to be paid,L.ender sh911 not be requ�ired w pay Horrower any interest or carninga on thG Funds.
<br /> Horrower and Lendor:nay agree in wdting. however,that interest si�ll be paid on Ihe Funds. I.ender shall give to 6orrower.
<br /> without charge,an annu�J ac�ounting of Ihe Futids. showing credits and debit�to tNe Funds and the purpose for which each
<br /> debit to the Funds was�fiade.The Funds arc pledged as additional cecurity for alt sums securcd by this�ecuriry Inscrument.
<br /> If the Funds held by lxnder excced the amounts permined to be held by appllcaWe lew.Lender shall acoount to Borrower
<br /> for the excess Funds in acco�dance with the requirements of applicable law. If the amount oP the Funds held by Lender at any
<br /> time is nat sufficient to pay the Escmw Items whon due,Lender muy so notify Borrower in writing.and.in such case Borrower
<br /> slwl) pay to Lender the amaunt necessary to make up the deficienoy. Borrower shall mAke up the deficiency in no mo�than
<br /> twelve monthly payments.at l.ender's sole discretion.
<br /> Upon payment in fuU of all sums secured by this Security Instrumenl, ixnder shall promptly refund to Bortower any
<br /> Funds held by Len�ler. If, under puagraph 21,L.ender shall acquir+cs or seU the Property. I.ender,prior to the acquisition or salo
<br /> of the Property,shall apply any Funds held by l.ender at the time of acquisiUon or�lo as a c�dit against the sums socurcd by
<br /> ttiis Security instrument.
<br /> 3.Applkation of Ppymenfs.Unlcss applicable luw provides otherwise.all payments received by L.ender under paragraphs
<br /> 1 and 1 shall be applied: first. to eny pr�epayment charges due under the Note; Second. to omounts payable undar paregreph 2:
<br /> third.to interest due;fourth,to pr{ncipal due;and last,to any late ciwrges due under�he Note.
<br /> - 4.Charges:Llens. Borrower shall pay all taxes,assessments,churges.fines and impositions att�ibutable to the Property
<br /> --= which may attain priariry ovcr this Security Instrument, and Ieasehold payrncnts or ground rents, if uny. Borrower shall pay
<br /> these obligations in Ihe manner provided in paragraph 2,or if not paid in that mwmer,Borrower shall pay them on time directly
<br /> to the person owed payment.Borrower shall promptly furnish to Lender all notices of wmiunts to be paid undcr this paragraph.
<br /> - - - If Borrower makes these payments directly. Borrower shWl prompdy furnish to Lender receipts evidencing the paymems.
<br /> — Borrower shall promptly discharge any lien which has priority over thiti Security Instrument unless Horrower: (u)agrees in
<br /> --�- -- wridng to the payment of the obligation secured by the lien in u manncr ucreptable to L.ender; (b)rontests in gooJ fuith the licn
<br /> by, or defends against enforcement of the lien in, legal procc�eclings which in�he L.emier's opinion operate to prevent the
<br /> enforcement of the lien;or(c)secures from Ihe holder of the lien an agreement :wtisfactary tu Lender subordinating the lien to
<br /> this Security Ingtrument. lf l.ender determines tNat uny pan of the Aroperly is tiubject to u lien which may attain priority over
<br />`=f3��� this Security l�sttument, Lender may give Bocrower a notice identifying the lien.Borrc�wer shs+ll satisfy the lien or tuke one or
<br /> ---- more of the nctions set foAh above within 10 days of the givinR of nntice.
<br /> � Form 3028 YI�O
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