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<br /> ' a. li�r�wl a� lro�wty I�un�oe. Bartower �ull keep!he impi+cvat�qts�aw eubtUy or henaAm' a�ectrd oa the
<br /> - g,upa;y i,rNUod aq�i�ui ii+�Gy Ara�t�srdc iticlt�wlthln dia tc:m 'ac�es�d ce+�esRStl` �! �Y�M*a.ad,�,lacJudt�
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<br /> _ tlood�or Aaodia�,for whkh L�roq�►iros Inar�noe,TAb i�rranoc�bdi i�n�intainai in ib.auw,w�t.wtid��.ihe�ia3. .
<br /> th�t L,aider requira. The itwirar�curicr prnvidin�the inwrance�sh+ll be choiee by Bonawer wbJoct ta l.etder'��m�v�l '
<br /> whkh�hall not be un�wn�biy withheW. If Bc�nawer fdl�tu m�irN�in�nven�e doscdt+�d �bava, t�ender m�y� M i.�nd�r'r
<br /> op�ion,obt�in oovers�o to prwec�L.nnder•��ip,iM�in tiw Property in��►rd�nca with p�n�r�ph 7.
<br /> All inwru�oe policia�and ren�wals�hsll be�coepable w l.e�nder�nd et�ll include �Wuid+ird mort�e clw�e. t.e�tder
<br /> -- -- ctwil iwva Ilw d�ht to hold the policia and renewale.1/l.�ender requlree.Bamwer�hall pronpxlY aive to l.erider all rocdpt�of
<br /> p�id promiwrN�nd�tewal noticq�.ln the evait of lou,Barrower�hall Qive pr�amp ndico w tbe Inwdu�oo c�rrMr nd l.et�der.
<br /> La�dex m�y m�ke prool of lou if not m�de promptly by Borrower.
<br /> Unlps i�endcr uid Borrower dherwice a�ree in wdtin��Inruranaa prnccedr sh�l� be aAP�ied to r�coration or neppir of�he
<br /> property duru�ged.if�he eastamdon or�epwi�ia economical�y fe�ibla�nd Lender's secudty is not lessenod.lf the reatoradon or
<br /> repwir i� not eoonomically feasibk or I.ender's�cudty would be lessened.the ineur��u:e pr�coods citall be�pplied w the sums
<br /> s�acurod by thi: Securiry lnatiument,w�or nntt then dua.with any ezcesr paid to Bomower. If Borrower abandonc the
<br /> l�nnperty.or does not anewer wflhin 30 d�ys a aotive fro�m Le.'ider tlu�t 1hc insurance c�ier twa affcred to senlo a claim,then
<br /> i.ender may oollecl the insunux�e prooaeds. 4ender mwy use thc pra000ds w �p�ir or ratorc tAc Property or w pay su�
<br /> secuped by thia Socu�ity[nstrumeM.whetlKr or i►ot tl�en due.The 30-day period will be8in whcm the notice is givrn.
<br /> Unless Lender and Horrower otherwise�g�+oe ia writin8,anY application of prncoads to prir►cipW shall not extend or
<br /> postpone the due date of the monthly paymen�s referred to in p�agraphs 1 and 2 or change the amount of the paymenis.lf
<br /> under paragraph 21'the Property ic aeyuicod by[.ender,Barnower's�ight to any insuranee policies�l proeeeda rcsullinB from
<br /> '.�`�— • danu{ge to�he Pn�e�ty Prior to the acquieilbn�N p�ss to l.ender to tlie�tent of�he surr�secured by this Security Instmment _..
<br /> _ ,�r� immedfately ptior W tl►e acquisition.
<br /> �� 6.Occuw►ncy,Priservadoa,Mafntenwnce and Protedloa ot the Pruperty; Borrower's Lopa App)katian; l�euseholds.
<br />`:t���r� Bormwer shall occupy,establish.and use the Prnperry es Borrower's princ+pal nesidence withi�sixty clays after the exavtion of
<br /> _ thia Secudty Ir.�rument and shall continue ta occupy the Property as�orrower's principa!residence for at least one year aflee
<br />�' the date of occupas�cy,unless I..ender otherwise Agtas in writing, which conseru shall iat be unrca�onably withheld,or unleas
<br /> _-- — eatenuating circumstan�xs exist which ere t�eyond Horrower's control. B�rrower sh:�l nat destmy. damage or impair �he
<br />��:'=- Property. allow the Property to deterfora�e, or�nmmit waste on the Property. Borrower shall bc in default if any forFeiture
<br /> - actian or prcxxeding, whether civil or crimind, is begun that in Lender's gaod failh judgment could result in forFeiture of the
<br /> - Property or otherwise materially impair the lien created by this Security instrument or l.ender's security interest.Borrower rnoy
<br /> _�i cure such a deiault and reinstate,ns provided ia paregroph 18. by causing the action or proceeding ta be diamissed with a n�Ung
<br /> �Y���Ri�;�� thet, in Lender's gaxi;faiit� detarminaiior�. preclndcs farfciture of the 8orru�rer's �nterest in the Pro�erty or�thPr materl�l
<br /> impairntent of the lien created by thia Security Inatrument or Lender's gecu�iry lnterest. Horrower shall also be ln default if
<br /> �' Borrower,during the loan application proccss,gave materfally felse or inaccu�ate informetion or stalements to Lender(or fsiled
<br />, to provlde Lender with uny meterfal informatian) in connection with the loan evidenced by the Note, includfng,but not limite�l
<br /> to.rcpresentatfons concerning Borrower's occupancy of the Propeny �c a principal residence. If this Security Instrument is on a
<br />�;r i leasehold, Borrower shall comply with ell the pmvisbns of the lease. If Borcower acquires fee tide to the Property. the
<br /> leasehold end the fee title ahall not merge unless i.ender ugrees to the merger in writing.
<br /> 7.PrutecHon ot I.ender's Righta in the Property.if Borrower foils to perf'orm the coventuus and ag►eemems contained in
<br /> -. this Socu�lty InstrumeM. or there is a legal proccxding that may significantly aPfixt Lender's rights in the Pr+nperty(such as a
<br /> '_�� pcoeeeding in bankruptcy, probate. for condemnAtbn or forfeiture or to enPorce luws or regul�tions),then Lender may do and
<br /> � pay for whatever is necessery to protect the value of Ihe Propeny �nd l.ender's rightti in the Property. L.ender's aclions may
<br /> = include paying any sums secured by a lien which has priority over this Secu�lty Instn�ment, uppearing in court, paying
<br />.;a�.• reasonable attorneys' F'ees und entering on the PropeKy to muke rcpairs. Althnugh L.ender may takc actfon under this paragreph _
<br /> "' 7.I.enderdc��s not have to do so.
<br />� '��r� Any amoants dfsbursed by Lender under this parngmph 7 �hell hecomc ndditionul debt of Bomnwer secured by this �
<br />= J � Security Instrument. Unless Borrower and C.ender agree to other terms of puyment,these amounts shell bear interest from the _
<br /> ':-,�a�;�;;�;r ' • + date of disbursement at the Note re�e and shall be payable, with intercst, upon notice from L.ender to Barrower requcsting �
<br /> .�,;,.,..;:�j paYment. -
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<br /> - •;)r,,�;;� 8. Mortga�e Insurance. !f Lender required mortguge insurnnce as a candition of muking the loan secured by this Security
<br /> ` Instrument, Borrawer shall a the remiums r uired to muintain the rn�n u e insurance in effec�. If, for un rcuson. the
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<br /> ��;, sr � • mortgage insurance coverage required by Lender Inpses or ccascs a� be in effec�, Bnrrower shull pny the premiums required to
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