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<br /> Toc�srHBle�vrnt,iu th. i�ptovar�.mw a nem.tte�eraxea o��ne propaty�.nd�u ere.e�w�+�uK�noM,.�1 .
<br /> � eo+r a h�..A�r a �t at Ib piq�ly. All reptpanaMs wd addldon� �bdl dw Iw oov«d by tl� d�orei�jt ,
<br /> - - . bMnnnient,Aii d vie tb�Moii�it iar�'eod to in dd�5ocnrity la�ument a�tLe"P�openy.' ' .
<br /> BORRUWBR�OVBNAN'[y ihM 9orrowar is liwtblly�elwd ot Ihe aute beroby oonveyed wd las Ihee rl�l►t to Seant imd '
<br /> oonvey 1ho Pt+aperty and dw the Pr�opaty b una�cumbered.euoopt Por a�cumbrame�ot neco��d.Barowar wuranb and wW
<br /> dd'and�enadly Iha Utle w the Pmpeny�Inst tll cWm�ud dan�nds�wbject ta�ny arcwnbranoea of r+ecord.
<br /> THl9 9ECURITY 1NSTItUMENT combina unifp�n uovauMt Par aiNaul we�nd aoa-uoifwm oove�nts wWi Uailyd
<br /> wciauon��y J�ajabn�o oo�u�ame�udro�,���y icK,u�r�enc co�erja��P�pem►.
<br /> UMPORM COV6NAN7'3. Burrowa�md l,ender covawK aad�ree�followt:
<br /> 1. Pl�yNSak af Prl�cf�l ad Gterqti 1'�P�IY� � 4te C6�ea. Harrower �hall P��Y P�Y wlKn due tbe
<br /> prinelpd ot�nd intercst on the dc61�viden�od by the Note�t�d�ny prcqyment and I�te ch�e�duo u�dor the Note.
<br /> 7. P1wls taE Taxa wnd Lo�oe�oe. Subject to�pplicable i�w or w a wdttcn waiver by La�der, Horrower�h�ll p�y to
<br /> I.ender on�ha dry monthly paymaas m duo under tha Note.until the Note is p�id in tl�ll.a aum('Runds")far:(�)yearly tw�a
<br /> md�weasma►te afiich mwy�Etain praaity ovar this Sxuriry IoutrumaN�v a lien ao We P�+npaty:@?Y�►*�Y�d p�ymenu
<br /> or graund ronta on the Property. it�ny�(c)Yearly hawd or p�operty ir�sur�e p�wdums:(d}ye�uly lbod ios�u�noe pnaaimnu.
<br /> iP any�(e)Yearly mortgage i�uranc�p�emiums.if aa�r:aod<fl,u�7�WY�ble by Bornower to[�cr.in�coo�d�►noe with
<br /> the provisionc of p�r�graph 8,in Ilau of the ps►yaient of mong�ge iawrmoe pcnuw�.These iteim�ue c�ibu]'�itccow itca�s.•
<br /> LeMer may, at�ny time,collxt uad hold Funds in�n�unount not to eaoeo�ihe mauimum wmoutM p le�dcr tar�i:fetkwlly
<br /> rclated mongego loan m�y roquiro Por Borrowet's escrow auoount under 1ho foderal Real Estat e Settlanent Procedures iAci.of
<br /> 1974 av Arnended from Wno to 1ime. 12 U.S.C.Section 2601 d seq. ("ItESPA").unless auother lavi�ih�t.epplics�a the�ur�d�
<br /> -.=-- ---.:-- sets a lesser amount. a4'so, LrmJcr rnay. ui�u�y�in�, �Ydla:t and hold l�unds in an amaum nnt ta tzc�ed tfie tcssrr amot#�it. .
<br /> -�- I.ender may esatimate the amount of FuMs due on thc basia of curnent daw aod n�ronable qtim�tos of expenditurea of tutWe
<br /> ---- F.�crow It�ma ar c►then�vise in accordatke wi�h applicaMe law. -
<br /> - :�-R�:x� The Funds shell bc held ln an institution whose depasits are insured by a federal egency. iastrumemality, w entity
<br /> .:_;_�� (including I.cnder. if Lender is such an institution)or In any Federal Home I.oen Bank.Lender shdl apply Ihe Punds w pay the
<br /> ��°� Escrow items. Lender may not chuge�orrower for holding end applying�he Funds,annually analyzing the escrow account,or
<br /> _ ver�fying Iha Escrow Items,unless L.cider pays Borrower interost on the Funds and applicable law permits Lender to nwke auch
<br /> - -- o charge. However.I.cnder may �quirc Borrower to pay A one-time charge for an independent rcal estete tax reponing servia
<br /> -- used by Lrnder in conncction wUis this loan. unicss applicabie law provides otherwise. Unless aa agreement is made or
<br /> •pplicable law rcquirec intcrest to be pald. Lender sMell not be required W pay Horrower any fntercst or eamings qn the Funds.
<br /> - - Borrowor mid Lender:nay agree in wddng,howaver,that interest shall be paid an the Funde. i.ender ahell give to Borrower,
<br /> �� _ without chuge.an annual aocaunting of'the Funds, showing credits and debits to the Funds and the purpose for which pich
<br />::;;�:� debit ta the Funds was mude.The Funds are plerlged us additional security for all sums secural by thia Secudty Instnunent.
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<br /> -�;, � If the Fu�ds held by i.ender exe�ted the amounts permitted to be hold by applfcable law,Lender epnU account to Borrower
<br /> '�fi;e� for tite exass Funds in accordance wi�h the r�equirements of epplicable law. IP the amount of the Funds held by Lender at any
<br /> '� lime is not sufficient lo pay the Exrc�w Itemx when due, l.cnder mny so notify Borrower In writing, and, in such case Barrower
<br /> shall pay to Lender the amount naessary to muke up thc deti�ciency. Borrower shall meke up 1ha dcflciency in no more tlwn
<br /> � twelve mnmhly payments,at Lender's sole discretion.
<br /> Upon payment in full of all sums secured by �his Security Instn�ment, Lendar shall promptly�fund to Borrower any
<br /> Funds heid by Lender. If,under pua�graph 21, l.ender shull acquire or sell the Property,L.ender. pdor to the acquisition or sale
<br /> �`, of thc Property,shall npply nny Funds held by Lender at the time of acquisitian or sale as a credit ageinst the sums secured by
<br /> - this Security[nstrument.
<br />_ �:� �� 3.Appllcation of Ppyments.Udess applicable law provides othenvise,ull pAyments received by Lender under paragrapbs
<br /> �� ' `f I and 2 shall be applied: first,to my prepuyment chnrges due undcr thc Note; second,to wnounu payable under pazagraph 2;
<br /> i-j' ' `���� • 1hi�d,to interent due;fourth.to principal due;and last,to any Inte charges due under the Note.
<br /> �. �;'�:::.,
<br />�''' ' �';%;�- � 4. CharRes; Lietw.BoROwer shall pay all taxes,ussessments,churgex, fines and impositions a�iribulable to tha Property
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<br /> ��>"�i .i� �� which may attuin priority ovcr this Security Instrument, and lensehold pnyments or ground rentn, if eny.Borrower shall pay
<br /> „'r� r�t� �`»'• + ihese abli Wionc in ihe manner rovided in aru ru h 2.or if nat aid in thnt manner, Borrower shall � them on time directl
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<br /> ;�.,�. �'!' '��^'~'` ro the person uwed payment. Borrowcr shall prampUy furnixh�o l.ender all notices of umounts to be ptid under this pa�graph.
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<br />_,` �� •,41_��' • �' If Bonower mokes the.ce paymentsdi recUy,Borruwer shull prompUy fumish tn L.ender receip�s e��ideming Ihe payroents.
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<br /> -.�� _ a�•r._�:�.-; ; Borrower shull prompNy Jiticha rge any lien which hu+priority nver this Security lnstrument unless Borrower: (a)agrees in
<br /> `'�Y!?�� � =' ' writing to�he payment of the obligvt ion secured by the lien in u munner ucceplabte to l.ender,(b)mntats in�ood faith the lien
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<br /> =y�,�q � •,•.; �,.._ by, or defends against enfimement of the lien in, legul prix�dingz which in the I.ander's npinion r+perate to prevem the
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<br /> ,.�..�;.,;•. . , enforcement of thc lien;or(c1 se.�curec G��m�he holder of the lien •rn agreenxn� w�isfactary�o Lender sutx�rdinating the lien to
<br /> � '�,�„ . .�'r�k '.�'• this Securi�y instrument. If L.ender elciem�incs thut any pan �if thc Pmperty is suhjcrt tn u lien whi�h may nttain priorit}•over
<br /> �,,,__ "•: '.._ .�,.. ' this Security Instrument,L.enJer may give Bnrr��wer u notice identil'ying�he licn. &�rrower tihall wti�fy the lien or take one or
<br /> _ - ---=�-�=-:�" mn►e of the actionw set Fonh ubove wilhin 10 duy���f the giving of n�Nice.
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