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<br /> ,,p�WlYH�Il�irpmv..�we.Now ar k...�ll!r n.cMe o�I� ,iwd il!w+mw., �
<br /> - �� �ib�ti�l�o bt cor�ni by��
<br />- - - - -.--- -- �nd A•w�a se�r at I�wwA�►�wt d 14 prapNtq. A!!�pl�orwM�Y1d - -
<br /> - - + Ip�trumwitf MI o(dM tatepM�u nlYnrd a M�hi�9�nrity ltwnaYwM�dw"Prop�ety." •
<br /> BQRROWBIt COVRlNAN'f'S ti�t 8oerower ir hwfWlly wei�ed ot tlw attle henby ooavey�d aad f�Ihe�id►t to 4rant
<br /> � �nd canvey�he1h�op�y�nd�t IiM P�opary i�w�ancwnbored�exoept tor ancnmbwioei d rocad. B�xtnwer w�rnnts�p0
<br /> will de�end�aeNtd(y t!N dtie a tl+e IP�ropeRy�aln�t dl cl�lmi�nd dum�nd��Mubject a any enoumb�noei of raoord.
<br /> 7'EIIS 9F.Ct1R17'Y INSTRUMBNT combiuei unifam Covatanb far ruitionN) u�e �nd non-uni�omt ooveeatM� w1d�
<br /> limited vuWian by jud�dlcllue w caa�tippe a�miform�ecud�r i�aunm�ent covain�mal propoKy.
<br /> UMPORM COVBNAFV'1'S. 8o�ower md L.endet covomnt awf yroe u fdbw�s
<br /> 1. Paymeat o�Anc�lp�l aad latN'ati ProPs�ma�t�ad l.�h Ch�r�. Htxmwcr ahdl promPt�Y WY wbai due the
<br /> princi of�utd ioteros�on the debt avldoncad by the Nwe�nd anY propnyn�ent�nd!uo ch�tae�due unde��he Nao.
<br /> �Fand�tor 7Msa aad IMpr�nce. Subjoct to appNc�blo law or to�wtltten waivu by l.cnda,Barowcr tlull p�y w
<br /> I,ender on the day monthly p�ymenu uo due under tho Nwe,undl tho Noto ie paid in iull.��um("Punds")for:(�)ye�dy
<br /> wces and aesesamcnts which m�y�pain priaity over thi�Secudry In�trumeet ar�Uen on the Propeny:(b)Yeuly Ieuehald
<br /> i ymenta ar ground naua an tho Propa�ty. if�ny: (c) Yeuly h�zud or property inwrance pramiumr, (d) yeAr1Y ilood
<br /> � promiums. if�ny:(c) Yc+u�Y mo�t�� insurar�o promiums. if eny:and(�any suma p�yabb by Bon�owa w
<br /> [,d�de��in�ccoM�Ce with the proviaions of pu�8raph S.in lieu of tbe pyment af mongage i�RUr�aice p�+emiums. 7Leaa
<br /> iteras ue callod"Escrow Roms." I.e+�dar m�y.�t Any�ime.collect and hoW Fimds in an amount mt 10 eaooed the maximwa
<br /> unount� lander fu�fttlenlly �ehted�rwrtgsge lou�m�y requiro for Harrowerh escrow�ccount under the taleral Real
<br /> Est�te Settlement Pmcedures Act oi'1974 as amended from time to time.l2 US.C.�26(11 et s�q.('RESPA").unkss awlhe�'
<br /> law tlu�t�pplies w the Wnds sets a lesser amou�N. lf so.L.,ender may.at any dme.cdloct and hold Rnds in�n�unount not to _
<br /> _ -° - �` eacoed the ic�snr x�uount. Lender may estimate the nmount �f£v� due wi U� basic of cwieat d�ta and�e�sonAble
<br /> estim�tes of expenditures of futun Escrow Items or othervvise in accadance with applicabk law.
<br /> The P+�nds ah�ll be heid in�n institution whose depoaits are lnsu�ed by A federal agency, inwwnenWity.or�endty
<br /> (including l.ender.ii L.ender is such an institutionl or in any Federal Home Losn Bank. I.ender sha11 apply the Funds to pay -
<br /> the EsCrow Items. Lender may rat chuge Borrower for holding and applying 1he FLnds,annually analyzing the escrow
<br /> .._,�� accounG or verifying the Fscrow[tems, unless l.ender puys Borrower interest on the FLMs and�pplicable law pemniis
<br /> l.ender to make such�t chsuge. However.Lender may rec�ui�Borrower to pny a one-time charge for nn independent rcal
<br /> - e,�tate tax repo�ting service used by I..ender in connecdon w�ih this loan.unless ppplicable law providea oilierwise. Unless an
<br /> _ agroement is made or applicable.lpw requims interest Io be paid,Lender shall not be required to pay Borrower any interest or
<br /> � earnings on 1he Funds. Borroxer and l.ender may agree!n writing.however,that interest ahall be pafd on 1he F'unds. Lender
<br /> ° —s:��x� shall give to Bomower.withaal cfiar8e.an annual accoundng of the FLnds,showing credils and debils to the PWnd.g and the
<br /> �={���'� pu�pose for which each debit tv ihe FUnds wes made. 77ie Ponds ore pledged as addilional Fecurity for all sums securcd by
<br /> +�� this 3ecurity Instrurtlen�
<br />.:I�1 ,� If the Func►.s held by l.ender ezceed�i�e amaun�s permittai tu 6r i�id by appiiCabic law, Lcr,tla sl�s!!accQUni su
<br />-'� "�' Borrower for the e.ccess Funds in eccordence with the requirements of applicable law. If Ihe amount of the Ftinds held by
<br />'at
<br /> • I.ender at eny Ume is not sufticient ro pay the Escrow Rems when due,Lender may so notify Bortower in wridng,and.m
<br />=:� such case Borrower shall puy to L.ender the amount necessury to make up the deficiency. Borrower aha11 make up ttre
<br />-- deticiency in no more lhen twclve monthly pnyments.at l.enderk sole discretion.
<br /> " Upon payment in tull of all sums secured by this Security Instrument,Lender shall promptly refund to Boirower any
<br /> , Funds held by l.ender. If.under parngraph 21,Lender shall ucquire or seU the Property,Lender, p�c►r to the acquisition or
<br /> sale of the Pmperty.shall apply uny Funds held by Lender at the time of acquisi�ion or sale ac u c�edit against 1he sums
<br /> -- � secured by this Secutity Inswment.
<br /> ��: �;r�, 3. ApplkaHon at Paytraents. Unkss upplicuble Iaw provides otherwise. ell payments received by Lender under
<br /> �����;'�:. paregraphs 1 and 2 shall be applied:tirs4 to any prepayment chnrges due under the Notc;second,to amounta payable under
<br /> - � ' F�y� paragcaph 2;third,to interest due;fouAh,to principai due;and last,�o any late churges due under ihe Note.
<br /> `_` � i. 4. C6arges; Wens. Borrower shull uy all taxes, assessments, chazges, 6nes and impusitions attributeble to the
<br /> •,•..tit` �� , Properiy which may attain priority over�his�ecuriry Instrument,and leasehold payments or ground re�ts,if any. Borrower
<br />?'.'� ! ,, . shait pay these obligations in Che manner provided in paragruph 2,or if not paid in that msmner,Bortower shall pay Ihem on
<br />��` ���:j;r?•�;��• .�� time direcdy to the person owed payment. Borrowcr shall pramptly furnish to Lender All notices of amaunts to be puid under =
<br /> - ,,;,;.;:1. .,.:
<br /> ,•r• �f ��. lhis paragraph. If Borrower mai�es these payments directly.Borrower shull promptly fumish to Lender receipts ev�dencing
<br /> ��+�x f'�'���; �he payments. _
<br /> �,,�',;�.,•. ... ,. :, _
<br /> .»'.;,�1; Bomower shall promptl}•discharge uny fien which has priority over this Security Instrument unless Borrower.(a)agrces
<br /> � z '�-' � -��?� in writing to the payment of Ihe obligatian secured by the lien in a mnnner Acceptable to Lender.(bl contes�s in good faith the
<br />- ��`` ' '�''��'`�' lien by,or defends ngainst entorcement of the lien in,legAl proceedings which in the I.ender�s opinion operate to pTevent the
<br />�� � 'h}'�'�'��%�•'%?i: enforcement of the lien;or'(c)secures from the holder af the lien an agreement satisfactory ta Leader subordinating the lien
<br /> �,:�'1��;�;`>':r ':�.. -
<br /> • k to this Security Instrument. If Lender detemiines that any part of the Property is subjec�to a lien which may attain priority
<br /> "��' '-�-"" � ` over this Security lnstrument,Lender may give Borrower A notice identityin�the lien. Botrower shall saUsiy 1he lien or take _
<br /> _�, � ' �:n� -
<br />�_,t r�„��..�.;h� one or more ot t�he actions set forih above wUhin 10 dnys of the giving ot notice.
<br /> ' '�'�' == -=�'": S. HAa�rd or property Insurance. Bortower shall keep the improvements now existing qr hereafter erected on the
<br />'t �`�� �"� Property insured against loss by fire.hazards included within the term"extended coveroge"und an)�othet hAZards.inc{uding _
<br /> . ';��� � �• • �` flc�o�.c or Ooading, for which Lender requires insurance. This insurunce sholl be muintnined in �he amounts tu�d for the -
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